财务风险管理行为分析及其对项目成功的影响

Thu Luong Huynh Anh
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摘要

在这个以金融为导向的商业世界中,风险和风险测量活动,如识别问题,分析和修改信贷创造和投资行为决策中的模糊性。(Kishk et. al. 2008)基本上,当公司的利益相关者或基金分配者在分析的基础上决定并试图评估任何投资的可能损失时,风险管理过程就出现了。为了避免这种风险,或者技术上称为道德风险问题,投资者必须采取某些必要的行动来获得更好的盈利能力或最小化损失的风险。风险管理策略被称为金融风险的行为(摩尔斯,2016)。本文旨在研究公司管理者或投资者在盈利能力方面的各种行为决策过程。它还旨在强调公司或公司决策的这种战略行为对成功成长和建立的影响。本研究对于通过投资者实施的策略来评价其因果关系具有重要意义。它还试图通过实现规避风险的实践来揭示项目的成功故事。项目胜利准则是一个可测量的或可量化的项目运行预期结果,它必须为干系人所接受。财务风险度量一直是企业或行业管理的一个隐性比例。本研究采用描述性研究方法,使用公司网站和年度报表中公布的二手数据来源。收集的数据已通过适当的统计和计量工具进行分析,以发展风险管理战略的行为方面与其对公司项目成功的影响之间的关系。商业银行的信贷风险管理对项目的赢利和止损至关重要。对商业项目来说,防范和控制贷款和垫款风险是一项艰巨而极具挑战性的目标。有统计证据表明,利润与信贷损失费用之间存在关联。总的来说,本研究探讨了财务组织的盈利能力和成功。
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Analysing the Behaviour of Financial Risk Management and Its Impact on Success of Project
In this financial oriented business world, the risk and risk measuring activities such as identifying the issues, analysing and modifying of ambiguity in the credit creation and investment behavioural decision making. (Kishk et. al. 2008) Basically, the risk management process comes when a stakeholder of a corporation or the fund allocator decides on the basis of analysis and attempts to evaluate the probable losses in any investment. To avoid this kind of risk or technically termed as the moral hazard problem, the investor has to take certain necessary action for gaining better profitability or minimize the risk of loss. The risk management strategies are termed as behavior of the financial risk (Moles, 2016). The present paper aims to study the various behavioral decision-making process of the manager or the investor of the corporation towards the profitability.  It also aims to emphasizes the impact of this strategic behavior of the firm or corporation’s decision on the successful growth and establishment. The study is significant with respect to evaluate the cause and effect through the strategies implemented by the investors. It also attempted to reveal the project success story by implementing the risk averse practices. The project victory criteria are a measurable or quantifiable term of expected outcome of the running project which must be accepted by the stakeholder. Financial risk measurement is always being an implicit proportion of the management in the firm or industry. The present study adopts the descriptive research method and uses the secondary data sources published in the company’s websites and annual statements. The collected data have been analyzed by an appropriate statistical and econometrical tool to evolve the relationship between the behavioural aspects of risk management strategies and its influence on the project success of the firm.  The risk management of credit on commercial bank is most essential for the benefit and stop suffering from the losses on the project. Prevention and controlling the risk of loans and advances is a tough and very challenging target for the business project. It is statistically evidence that there is an association between the profit and credit loss expense. On the whole, the present study explores the profitability and the success of the financial organization.
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