THE BANKING SECTOR CAPITAL ADEQUACY: SAFETY MARGIN AND RISK ASSESSMENT

Abstract

The article is devoted to assessing the capital adequacy of the banking sector. Data on the dynamics of capital of the banking system, capital adequacy indicators of credit institutions are presented. The impact of the Bank of Russia's actions on the level of bank capital adequacy was assessed. Statistical information is presented on the number of organizations that may face problems of violation of capital adequacy indicators. It was concluded that given the positive dynamics of capital indicators of the banking sector, the risks of violation of capital adequacy ratios by individual credit institutions are quite high in the current realities of economic development, which is associated with the protracted nature of sanctions, as well as a larger volume of business losses than was observed earlier in the crisis moments of the development of the state economy.