Pengaruh Pembiayaan Murâbahah Terhadap Peningkatan Usaha Mikro Kecil Menengah di Baitul Mal Wat Tamwi (BMT) Sidogiri Cabang Kabupaten Mempawah

Al-Amin Al-Amin
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Abstract

The economic empowerment of low-income communities is a central issue in sustaining real sector economic growth. The purpose of this study was to determine the effect of murabahah financing on increasing micro, small and medium enterprises. This research method is a descriptive method with a quantitative approach with analysis using SPSS 18, the population in this study is micro, small and medium enterprises with a total of 50 umkm. The data collection technique used is an indirect communication technique with a tool in the form of a questionnaire or questionnaire. The results of this study are that murabahah financing has a significant effect on increasing micro, small and medium enterprises with an effect of 22.4% and the remaining 77.6% is the influence of other variables that are not in this study (Extranius Variable).
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低收入社区的经济赋权是维持实体部门经济增长的中心问题。本研究的目的是确定murabahah融资对增加中小微企业的影响。本研究方法采用描述性和定量相结合的方法,使用SPSS 18进行分析,研究对象为中小微企业,总数为50umkm。所使用的数据收集技术是一种间接通信技术,以问卷或调查问卷的形式使用工具。本研究的结果是,murabahah融资对中小微企业的增长有显著影响,影响率为22.4%,其余77.6%是本研究之外的其他变量的影响(Extranius变量)。
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