Research on the Focus of Debate and Reform Direction of Housing Provident Fund System Based on Common Prosperity

Fanyi Ni
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Abstract

After more than 30 years of development, the housing provident fund system has made remarkable achievements. As an important part of China's social security system, it has gradually become the focus and hot spot of hundreds of millions of workers across the country. With the continuous acceleration of China's economic development and the leap forward improvement of people's living standards, housing provident fund management departments at all levels have done a lot of work in order to meet the housing needs of the majority of employees, around the improvement of the system, give full play to the role of institutional housing security, and strive to improve the housing consumption capacity of the majority of employees. Building a well-established housing provident fund system is not only the responsibility of the housing provident fund management departments at all levels, but also the due meaning of realizing the great goal of common prosperity of the whole nation. This paper will take "common prosperity" as the research background, take the current development status of China's housing provident fund system as the research subject, explore the disputes and deficiencies of China's housing provident fund system under the background of common prosperity, and put forward some feasible reform suggestions to promote the higher quality development of housing provident fund.
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基于共同富裕的住房公积金制度争论焦点与改革方向研究
住房公积金制度经过30多年的发展,取得了令人瞩目的成就。作为中国社会保障体系的重要组成部分,它已逐渐成为全国数亿劳动者关注的焦点和热点。随着中国经济发展的不断加快和人民生活水平的跨越式提高,各级住房公积金管理部门为了满足广大职工的住房需求,围绕制度的完善,充分发挥制度性住房保障作用,努力提高广大职工的住房消费能力,做了大量的工作。建立健全住房公积金制度,既是各级住房公积金管理部门的责任,也是实现全民共同富裕伟大目标的应有之义。本文将以“共同富裕”为研究背景,以中国住房公积金制度的发展现状为研究对象,探讨共同富裕背景下中国住房公积金制度存在的争议和不足,并提出一些可行的改革建议,以促进住房公积金更高质量的发展。
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