{"title":"Proposing a Novel System for Measuring the Effectiveness of Validating Customers of the Banking System based on the System Dynamics","authors":"Mojtaba Karamian","doi":"10.52783/pst.559","DOIUrl":null,"url":null,"abstract":"This study aims to develop a system for measuring the effectiveness of customer validation in the banking sector using a system dynamics approach. The proposed model illustrates how dynamic systems can optimize and stabilize financial unit operations by considering the interplay of various factors affecting credit risk. Simulation results over a two-year period demonstrate the significant impact of external pressures like sanctions and environmental conditions on the system. By implementing strategic policies and leveraging knowledge management, the study shows how banks can reduce default probabilities, enhance capital returns, and improve overall system quality. The research underscores the importance of preventive measures and efficient resource management in maintaining robust financial processes. Future recommendations include involving more experts, utilizing extensive quantitative data, and incorporating additional sub-parameters for more accurate predictions.\nDOI: https://doi.org/10.52783/pst.559","PeriodicalId":20420,"journal":{"name":"电网技术","volume":"100 2","pages":""},"PeriodicalIF":0.0000,"publicationDate":"2024-07-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"电网技术","FirstCategoryId":"1087","ListUrlMain":"https://doi.org/10.52783/pst.559","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q1","JCRName":"Engineering","Score":null,"Total":0}
引用次数: 0
Abstract
This study aims to develop a system for measuring the effectiveness of customer validation in the banking sector using a system dynamics approach. The proposed model illustrates how dynamic systems can optimize and stabilize financial unit operations by considering the interplay of various factors affecting credit risk. Simulation results over a two-year period demonstrate the significant impact of external pressures like sanctions and environmental conditions on the system. By implementing strategic policies and leveraging knowledge management, the study shows how banks can reduce default probabilities, enhance capital returns, and improve overall system quality. The research underscores the importance of preventive measures and efficient resource management in maintaining robust financial processes. Future recommendations include involving more experts, utilizing extensive quantitative data, and incorporating additional sub-parameters for more accurate predictions.
DOI: https://doi.org/10.52783/pst.559
期刊介绍:
"Power System Technology" (monthly) was founded in 1957. It is a comprehensive academic journal in the field of energy and power, supervised and sponsored by the State Grid Corporation of China. It is published by the Power System Technology Magazine Co., Ltd. of the China Electric Power Research Institute. It is publicly distributed at home and abroad and is included in 12 famous domestic and foreign literature databases such as the Engineering Index (EI) and the National Chinese Core Journals.
The purpose of "Power System Technology" is to serve the national innovation-driven development strategy, promote scientific and technological progress in my country's energy and power fields, and promote the application of new technologies and new products. "Power System Technology" has adhered to the publishing characteristics of combining "theoretical innovation with applied practice" for many years, and the scope of manuscript selection covers the fields of power generation, transmission, distribution, and electricity consumption.