基于AHP方法的二手车贷款决策支持系统

Anggi Permana, S. Siswanto, Rizka Tri Alinse
{"title":"基于AHP方法的二手车贷款决策支持系统","authors":"Anggi Permana, S. Siswanto, Rizka Tri Alinse","doi":"10.53697/jkomitek.v2i2.1018","DOIUrl":null,"url":null,"abstract":"Batavia Prosperindo Finance Tbk is one of the companies engaged in the financing of four-wheeled vehicles. The large number of requests for used car loans requires credit financing companies to make decisions quickly and accurately, previously the process of determining creditworthiness by the company was still using the manual method, so it did not rule out the possibility of miscalculations and errors in reading credit granting data. With these problems, a special application is needed that can assist companies in making decisions using the AHP method to determine creditworthiness quickly and accurately. The AHP (Analytical Hierarchy Process) method is one method to help develop a priority from various options using several criteria (multi criteria). Due to its multi-criteria nature, AHP is quite widely used in setting priorities. With this assessment pattern, the cases found at PT. BPF Bengkulu is very suitable when using this method in solving the problem of providing used car loans. From the results of research conducted by the AHP method, it is able to solve problems in the feasibility of giving used car loans using predetermined criteria and sub-criteria, resulting in a final score with the highest score of 0,458273 and the lowest score of 0,133065 and those eligible for used car loans. there are 3 people and 1 people don't deserve to be accepted.","PeriodicalId":371693,"journal":{"name":"Jurnal Komputer, Informasi dan Teknologi (JKOMITEK)","volume":"64 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2022-12-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"A Decision Support System for Giving Used Car Loans Using the AHP Method at PT.Batavia Prosperindo Finance Tbk\",\"authors\":\"Anggi Permana, S. Siswanto, Rizka Tri Alinse\",\"doi\":\"10.53697/jkomitek.v2i2.1018\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"Batavia Prosperindo Finance Tbk is one of the companies engaged in the financing of four-wheeled vehicles. The large number of requests for used car loans requires credit financing companies to make decisions quickly and accurately, previously the process of determining creditworthiness by the company was still using the manual method, so it did not rule out the possibility of miscalculations and errors in reading credit granting data. With these problems, a special application is needed that can assist companies in making decisions using the AHP method to determine creditworthiness quickly and accurately. The AHP (Analytical Hierarchy Process) method is one method to help develop a priority from various options using several criteria (multi criteria). Due to its multi-criteria nature, AHP is quite widely used in setting priorities. With this assessment pattern, the cases found at PT. BPF Bengkulu is very suitable when using this method in solving the problem of providing used car loans. From the results of research conducted by the AHP method, it is able to solve problems in the feasibility of giving used car loans using predetermined criteria and sub-criteria, resulting in a final score with the highest score of 0,458273 and the lowest score of 0,133065 and those eligible for used car loans. there are 3 people and 1 people don't deserve to be accepted.\",\"PeriodicalId\":371693,\"journal\":{\"name\":\"Jurnal Komputer, Informasi dan Teknologi (JKOMITEK)\",\"volume\":\"64 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2022-12-16\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Jurnal Komputer, Informasi dan Teknologi (JKOMITEK)\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.53697/jkomitek.v2i2.1018\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Jurnal Komputer, Informasi dan Teknologi (JKOMITEK)","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.53697/jkomitek.v2i2.1018","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 0

摘要

Batavia Prosperindo Finance Tbk是一家从事四轮车辆融资的公司。大量的二手车贷款请求要求信贷融资公司快速准确地做出决策,此前公司确定信用的过程仍采用人工方法,因此不排除在读取授信数据时出现误算和错误的可能性。针对这些问题,需要一个特殊的应用程序来帮助企业使用AHP方法快速准确地确定信誉。AHP(层次分析法)方法是一种使用多个标准(多标准)从各种选项中帮助开发优先级的方法。由于层次分析法的多准则性质,它在确定优先级方面得到了广泛的应用。使用这种评估模式,在PT. BPF Bengkulu发现的案例非常适合使用这种方法解决提供二手车贷款的问题。从AHP方法的研究结果来看,可以通过预先确定的标准和子标准来解决二手车贷款发放的可行性问题,最终得出最高分为0.458273分,最低值为0.133065分,符合二手车贷款条件的人群。有3个人和1个人不值得被接受。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
查看原文
分享 分享
微信好友 朋友圈 QQ好友 复制链接
本刊更多论文
A Decision Support System for Giving Used Car Loans Using the AHP Method at PT.Batavia Prosperindo Finance Tbk
Batavia Prosperindo Finance Tbk is one of the companies engaged in the financing of four-wheeled vehicles. The large number of requests for used car loans requires credit financing companies to make decisions quickly and accurately, previously the process of determining creditworthiness by the company was still using the manual method, so it did not rule out the possibility of miscalculations and errors in reading credit granting data. With these problems, a special application is needed that can assist companies in making decisions using the AHP method to determine creditworthiness quickly and accurately. The AHP (Analytical Hierarchy Process) method is one method to help develop a priority from various options using several criteria (multi criteria). Due to its multi-criteria nature, AHP is quite widely used in setting priorities. With this assessment pattern, the cases found at PT. BPF Bengkulu is very suitable when using this method in solving the problem of providing used car loans. From the results of research conducted by the AHP method, it is able to solve problems in the feasibility of giving used car loans using predetermined criteria and sub-criteria, resulting in a final score with the highest score of 0,458273 and the lowest score of 0,133065 and those eligible for used car loans. there are 3 people and 1 people don't deserve to be accepted.
求助全文
通过发布文献求助,成功后即可免费获取论文全文。 去求助
来源期刊
自引率
0.00%
发文量
0
期刊最新文献
Information System Of Student Point Violations (Case Study Of Sma Muhammadiyah 7 Serbelawan) Hotspot Network Security System From Brute Force Attack Using Pfsense External Firewall (Case Study of Wifi-Ku.Net Hotspot) Application Of 3-Dimensional Modeling In Android-Based Adventure Game Applications Application Of Data Mining Using The Naïve Bayes Classification Method To Predict Public Interest Participation In The 2024 Elections Graduation Book Information System Of Muhammadyah University Of Bengkulu
×
引用
GB/T 7714-2015
复制
MLA
复制
APA
复制
导出至
BibTeX EndNote RefMan NoteFirst NoteExpress
×
×
提示
您的信息不完整,为了账户安全,请先补充。
现在去补充
×
提示
您因"违规操作"
具体请查看互助需知
我知道了
×
提示
现在去查看 取消
×
提示
确定
0
微信
客服QQ
Book学术公众号 扫码关注我们
反馈
×
意见反馈
请填写您的意见或建议
请填写您的手机或邮箱
已复制链接
已复制链接
快去分享给好友吧!
我知道了
×
扫码分享
扫码分享
Book学术官方微信
Book学术文献互助
Book学术文献互助群
群 号:481959085
Book学术
文献互助 智能选刊 最新文献 互助须知 联系我们:info@booksci.cn
Book学术提供免费学术资源搜索服务,方便国内外学者检索中英文文献。致力于提供最便捷和优质的服务体验。
Copyright © 2023 Book学术 All rights reserved.
ghs 京公网安备 11010802042870号 京ICP备2023020795号-1