朴素贝叶斯方法在PT. Adira金融公司好客户与问题客户分类中的实现

Titi Gustina, A. Asnawati, I. Kanedi
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引用次数: 0

摘要

经常出现的问题是,有很多客户在分期付款方面有问题,因此催收并不顺利。客户分期付款影响着他们在日常生活中的表现和生存。我们需要一种方法来发现客户的分期付款模式是怎样的,这样就可以区分客户是好客户还是有问题的客户,这样公司就可以尽早克服问题。朴素贝叶斯方法在PT. Adira Finance的好客户和问题客户分类中的实施是一个平台,可以根据评估的4(4)个方面来确定客户是被分类为好客户还是问题客户。评估的4个方面是融资、分期、期限和收入。客户数据的分类是通过比较之前输入的训练数据和您想知道分类的测试数据来完成的。分类的最终结果是通过查看最高值得到好的客户和有问题的客户的概率值。基于使用黑盒方法进行的测试,结果表明,用于确定客户分类的应用程序的功能良好,但在PT存在问题。Adira Finance已按预期运行,该应用程序能够显示良好和问题客户数据的分类结果。
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The Implementation Of Naive Bayes Method In Classification Of Good And Problem Customers At PT. Adira Finance
The problem that often arises is the number of customers who have problems paying installments, so the collectibility is not smooth. Customer installment payments affect their performance and existence in everyday life. We need a way to find out how the customer's installment payment pattern is so that it can be classified whether the customer is good or problematic so that the company can overcome the problem early on. The implementation of Naive Bayes Method in the classification of good and problem customers at PT. Adira Finance is a platform that can be used to determine whether a customer is classified as a good customer or a problem customer based on 4 (four) aspects of the assessment. The 4 (four) aspects of the assessment are financing, installments, time period, and income. The classification of customer data is done by comparing the training data that has been previously inputted with the test data for which you want to know the classification. The final result of the classification is the probability value of good and problematic customers by looking at the highest value. Based on the tests that have been carried out using the Black Box Method, the results show that the functionality of the application for determining customer classification is good and has problems at PT. Adira Finance has run as expected and the application is able to display the results of the classification of good and problem customer data.
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