Cash waqf is one of the methods used to help people with various activities and overcome challenges such as poverty reduction. As a result, it is vital to have an institution that can handle cash waqf effectively and optimally. BMT Bima Magelang is one of the cash waqf institutions that can correctly manage its cash waqf assets in order to increase social welfare. The goal of this study was to determine excellent and proper cash waqf administration in line with Sharia and the standards of good waqf governance, in order to increase social welfare, particularly in Baitul Maal Wa Tamwil Bima Magelang. Because BMT Bima Magelang is one of the waqf institutions that has been successful in managing cash waqf with effective waqf governance in order to increase social welfare. This study employs qualitative research, with data gathered through structured interviews, passive participation observation, and recording. After that, the data was examined using qualitative descriptive analysis. The qualitative descriptive research approach describes the features of phenomena in the field and explains the study object. The findings of this study show that Baitul Maal Wa Tamwil Bima Magelang uses waqf management with the mudhorobah system, with mudhorobah financing allocated to goat farmers and Micro, Small and Medium Enterprises (MSMEs), and that in the management of cash waqf BMT Bima Magelang implements good waqf governance, which improves social welfare through social programs. Profits from the finance are then utilized to fund businesses and make loans. The revenues from the mudhorobah finance are then utilized for financing (scholarships) for BMT members, financing for child circumcision, and rehabilitation of locals' houses that are unsuited for habitation. These several factors indicate that BMT Bima Magelang's cash waqf management is in conformity with cash standardization, good waqf governance, and sharia management.
现金waqf是用于帮助人们开展各种活动并克服减贫等挑战的方法之一。因此，拥有一家能够有效和最佳地处理现金流的机构至关重要。BMT Bima Magelang是能够正确管理其现金资产以增加社会福利的现金资产机构之一。这项研究的目标是根据伊斯兰教法和良好的waqf管理标准确定优秀和适当的现金waqf管理，以增加社会福利，特别是在Baitul Maal Wa Tamwil Bima Magelang。因为BMT Bima Magelang是通过有效的waqf治理成功管理现金waqf以增加社会福利的waqf机构之一。本研究采用定性研究，通过结构化访谈、被动参与观察和记录收集数据。之后，使用定性描述性分析对数据进行检验。定性描述性研究方法描述了该领域现象的特征并解释了研究对象。研究结果表明，Baitul Maal Wa Tamwil Bima Magelang采用mudhorobah制度进行waqf管理，将mudhorobah融资分配给牧羊户和中小微企业(MSMEs)，在现金waqf BMT管理中，Bima Magelang实施了良好的waqf治理，通过社会项目改善社会福利。从金融中获得的利润随后被用于资助企业和发放贷款。然后，mudhorobah财政的收入用于BMT成员的资助(奖学金)，为儿童割礼提供资金，以及修复不适合居住的当地房屋。这几个因素表明BMT Bima Magelang的现金流管理符合现金标准化、良好的现金流治理和伊斯兰教管理。
{"title":"Strategy of BMT Bima Magelang in Improving Public Welfare Thought Cash Waqf","authors":"Muhamad Budi Wicaksono, Hartomi Hartomi","doi":"10.21093/at.v9i1.7268","DOIUrl":"https://doi.org/10.21093/at.v9i1.7268","url":null,"abstract":"Cash waqf is one of the methods used to help people with various activities and overcome challenges such as poverty reduction. As a result, it is vital to have an institution that can handle cash waqf effectively and optimally. BMT Bima Magelang is one of the cash waqf institutions that can correctly manage its cash waqf assets in order to increase social welfare. The goal of this study was to determine excellent and proper cash waqf administration in line with Sharia and the standards of good waqf governance, in order to increase social welfare, particularly in Baitul Maal Wa Tamwil Bima Magelang. Because BMT Bima Magelang is one of the waqf institutions that has been successful in managing cash waqf with effective waqf governance in order to increase social welfare. This study employs qualitative research, with data gathered through structured interviews, passive participation observation, and recording. After that, the data was examined using qualitative descriptive analysis. The qualitative descriptive research approach describes the features of phenomena in the field and explains the study object. The findings of this study show that Baitul Maal Wa Tamwil Bima Magelang uses waqf management with the mudhorobah system, with mudhorobah financing allocated to goat farmers and Micro, Small and Medium Enterprises (MSMEs), and that in the management of cash waqf BMT Bima Magelang implements good waqf governance, which improves social welfare through social programs. Profits from the finance are then utilized to fund businesses and make loans. The revenues from the mudhorobah finance are then utilized for financing (scholarships) for BMT members, financing for child circumcision, and rehabilitation of locals' houses that are unsuited for habitation. These several factors indicate that BMT Bima Magelang's cash waqf management is in conformity with cash standardization, good waqf governance, and sharia management.","PeriodicalId":126059,"journal":{"name":"Al-Tijary","volume":"12 11","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-12-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"138627322","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Insufficient public awareness and comprehension of coastal natural resource management limited public education, community characteristics, and economic pressures frequently lead to coastal communities causing harm to the coastal environment. The utilization of coastal resources can be achieved through the implementation of coastal tourism. Ecotourism is a novel form of alternative tourism that has emerged as a response to the traditional model of tourism. This traditional model often exploits natural resources without considering their long-term sustainability and disregards the well-being of local populations. This study employs a qualitative research methodology that utilizes a descriptive approach, drawing upon both primary and secondary data sources. This study demonstrates a correlation between the environment and religion. Ecotourism management must adhere to Islamic principles. Maqāṣid al-syarī'ah represents the fundamental principles of Islamic teachings that guide the creation of laws with a focus on the welfare and advantage of humanity. Conducting economic activities must align with the maqāṣid al-syarī'ah, which are the objectives of Islamic law, aimed at preserving al-mabadi al-khamsah, the five essential principles. The name of the place is "Green Leaf Mangrove". Ecotourism Management encompasses initiatives focused on the preservation of mangroves, coral reefs, and turtles, as well as activities promoting conservation education, beach cleaning, and garbage processing. These programs are designed to align with the concepts of maqāṣid al-syariah, ensuring environmental management in accordance with Islamic values.
{"title":"Ecotourism Management of Green Leaves of Mangroves Perspective of Maqāṣid al-Sharī'ah Yusuf al-Qardawi","authors":"Imas Masitoh, Lilik Rahmawati","doi":"10.21093/at.v9i1.7639","DOIUrl":"https://doi.org/10.21093/at.v9i1.7639","url":null,"abstract":"Insufficient public awareness and comprehension of coastal natural resource management limited public education, community characteristics, and economic pressures frequently lead to coastal communities causing harm to the coastal environment. The utilization of coastal resources can be achieved through the implementation of coastal tourism. Ecotourism is a novel form of alternative tourism that has emerged as a response to the traditional model of tourism. This traditional model often exploits natural resources without considering their long-term sustainability and disregards the well-being of local populations. This study employs a qualitative research methodology that utilizes a descriptive approach, drawing upon both primary and secondary data sources. This study demonstrates a correlation between the environment and religion. Ecotourism management must adhere to Islamic principles. Maqāṣid al-syarī'ah represents the fundamental principles of Islamic teachings that guide the creation of laws with a focus on the welfare and advantage of humanity. Conducting economic activities must align with the maqāṣid al-syarī'ah, which are the objectives of Islamic law, aimed at preserving al-mabadi al-khamsah, the five essential principles. The name of the place is \"Green Leaf Mangrove\". Ecotourism Management encompasses initiatives focused on the preservation of mangroves, coral reefs, and turtles, as well as activities promoting conservation education, beach cleaning, and garbage processing. These programs are designed to align with the concepts of maqāṣid al-syariah, ensuring environmental management in accordance with Islamic values.","PeriodicalId":126059,"journal":{"name":"Al-Tijary","volume":"87 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139201544","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Islamic banking has the characteristics of an operation that uses a profit-sharing system and its main goal is to achieve Falah. This also affects the performance measurement of sharia banking which also adapts to these two characteristics. One method of measuring the performance of Islamic banking is to use the Maqashid-Based Performance Evaluation Model (MPEM) method. This study aims to prove the effect of good corporate governance variables (board of commissioners, independent commissioners, sharia supervisory board, and audit committee) on the performance of Islamic banking based on the MPEM method. This study uses secondary data obtained from 20 Islamic banks in 4 Southeast Asia countries from 2016 to 2020 observation years. The method used for data analysis is using a panel regression model with the random effect as the chosen model. This study found that the board of commissioners and the audit committee has a negative effect on the performance of Islamic banking in Southeast Asia based on maqashid syariah. The ratio of the independent commissioners and the sharia supervisory board does not affect the performance of Islamic banking in Southeast Asia based on Maqasid Syariah. This study also found a result that the average maqashid performance index of sharia banking in Southeast Asia is only around 12.7%. Keywords: Good Corporate Governance, Maqashid Syariah, Performance, Sharia Banks
{"title":"Good Corporate Governance dan Kinerja Maqashid Syariah pada Perbankan Syariah Asia Tenggara","authors":"Mohammad Dedi Yulianto, Darwanto Darwanto","doi":"10.21093/at.v8i2.5981","DOIUrl":"https://doi.org/10.21093/at.v8i2.5981","url":null,"abstract":"Islamic banking has the characteristics of an operation that uses a profit-sharing system and its main goal is to achieve Falah. This also affects the performance measurement of sharia banking which also adapts to these two characteristics. One method of measuring the performance of Islamic banking is to use the Maqashid-Based Performance Evaluation Model (MPEM) method. This study aims to prove the effect of good corporate governance variables (board of commissioners, independent commissioners, sharia supervisory board, and audit committee) on the performance of Islamic banking based on the MPEM method. This study uses secondary data obtained from 20 Islamic banks in 4 Southeast Asia countries from 2016 to 2020 observation years. The method used for data analysis is using a panel regression model with the random effect as the chosen model. This study found that the board of commissioners and the audit committee has a negative effect on the performance of Islamic banking in Southeast Asia based on maqashid syariah. The ratio of the independent commissioners and the sharia supervisory board does not affect the performance of Islamic banking in Southeast Asia based on Maqasid Syariah. This study also found a result that the average maqashid performance index of sharia banking in Southeast Asia is only around 12.7%. Keywords: Good Corporate Governance, Maqashid Syariah, Performance, Sharia Banks","PeriodicalId":126059,"journal":{"name":"Al-Tijary","volume":"47 38","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139204029","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Alfiah Hasanah, Muhammad Hilmy Apriliano, Asep Muhammad Adam
Cash and in-kind transfers are one of the instruments utilized in an endeavor to further expand the economy and solve household welfare concerns. Aside from the government social security programmed, religious organizations provide a few informal cash and in-kind transfers to largely disadvantaged households. The primary goal of this research is to investigate the effect of cash and in-kind transfers from religious organizations on the consumption expenditures of Muslim households. The Indonesian Family Life Survey (IFLS) 2014 data is used. Using the Ordinary Least Squares method, this study discovers that Muslim households spend the cash and in-kind transfers from religious organizations on two types of household expenditure, namely personal expenditure and utility expenditure.
{"title":"The Effects of Cash and In-Kind Transfer by Religious Organizations on Muslim Households’ Expenditure: Indonesian Family Life Survey 2014","authors":"Alfiah Hasanah, Muhammad Hilmy Apriliano, Asep Muhammad Adam","doi":"10.21093/at.v9i1.7261","DOIUrl":"https://doi.org/10.21093/at.v9i1.7261","url":null,"abstract":"Cash and in-kind transfers are one of the instruments utilized in an endeavor to further expand the economy and solve household welfare concerns. Aside from the government social security programmed, religious organizations provide a few informal cash and in-kind transfers to largely disadvantaged households. The primary goal of this research is to investigate the effect of cash and in-kind transfers from religious organizations on the consumption expenditures of Muslim households. The Indonesian Family Life Survey (IFLS) 2014 data is used. Using the Ordinary Least Squares method, this study discovers that Muslim households spend the cash and in-kind transfers from religious organizations on two types of household expenditure, namely personal expenditure and utility expenditure.","PeriodicalId":126059,"journal":{"name":"Al-Tijary","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139218648","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The number of national-level zakat institutions has decreased since the implementation of Zakat Law Number 23 of 2011, indicating a more organized zakat administration. Nevertheless, in reality, many muzakki still opt not to distribute their zakat through the existing Zakat Management Organizations (OPZ) in Indonesia. Instead, they prefer to directly give zakat to their chosen mustahik. Despite the importance of paying zakat through zakat institutions, it is crucial to comprehend individuals' preferences in this regard. The main objective of this study is to investigate the factors influencing muzakki's preferences for zakat institutions, including trust, word of mouth, and online services. The research is based on empirical data gathered from 132 respondents in Central Java. Multiple linear regression was employed to test the study hypotheses. The findings reveal that all the examined variables, namely trust, word of mouth, and internet services, significantly influence muzakki's choices for zakat institutions. Further analysis indicates that among these factors, online services play the most significant role in shaping muzakki's preferences. The limitation of the study lies in the research sample where Indonesia consists of 34 provinces and only 1 province is involved in this study. This study presents a summary of the relevance of online services in zakat institutions, as previous research on muzakki preferences on zakat payment has never included online service factor.
{"title":"Word of Mouth or Online Services: What is the Best Determinant of Muzakki’s Preference in Selecting Zakat Agency?","authors":"Martini Dwi Pusparini, Nur Azizah Zuhriah Zahroh","doi":"10.21093/at.v9i1.7112","DOIUrl":"https://doi.org/10.21093/at.v9i1.7112","url":null,"abstract":"The number of national-level zakat institutions has decreased since the implementation of Zakat Law Number 23 of 2011, indicating a more organized zakat administration. Nevertheless, in reality, many muzakki still opt not to distribute their zakat through the existing Zakat Management Organizations (OPZ) in Indonesia. Instead, they prefer to directly give zakat to their chosen mustahik. Despite the importance of paying zakat through zakat institutions, it is crucial to comprehend individuals' preferences in this regard. The main objective of this study is to investigate the factors influencing muzakki's preferences for zakat institutions, including trust, word of mouth, and online services. The research is based on empirical data gathered from 132 respondents in Central Java. Multiple linear regression was employed to test the study hypotheses. The findings reveal that all the examined variables, namely trust, word of mouth, and internet services, significantly influence muzakki's choices for zakat institutions. Further analysis indicates that among these factors, online services play the most significant role in shaping muzakki's preferences. The limitation of the study lies in the research sample where Indonesia consists of 34 provinces and only 1 province is involved in this study. This study presents a summary of the relevance of online services in zakat institutions, as previous research on muzakki preferences on zakat payment has never included online service factor.","PeriodicalId":126059,"journal":{"name":"Al-Tijary","volume":"59 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139228346","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The establishment of the Micro Waqf Bank offers a viable approach for mitigating poverty and enhancing the quality of life for individuals. The Micro Waqf Bank aims to enhance individuals' quality of life by offering access to sharia-compliant financial services and business support. The objective of this study is to elucidate the function of the Honai Sejahtera Papua Micro Waqf Bank in enhancing customer well-being from the standpoint of Maqashid Syariah. This study employs a descriptive qualitative research design, utilising primary data collected through interviews and recording. This research involves the process of data analysis, which encompasses data gathering, data reduction, and the derivation of conclusions. The findings of this study demonstrate that the Honai Sejahtera Papua Micro Waqf Bank plays a significant role in achieving the well-being of its customers. This is evidenced by the community's capacity to uphold religious values, safeguard their spiritual well-being, preserve their rationality, ensure the welfare of their descendants, and protect their assets.
{"title":"Peran Bank Wakaf Mikro dalam Meningkatkan Kesejahteraan Masyarakat di Papua: Pendekatan Maqshid Syariah","authors":"Oggy Maulidya Perdana Putri, M. Marasabessy","doi":"10.21093/at.v9i1.5315","DOIUrl":"https://doi.org/10.21093/at.v9i1.5315","url":null,"abstract":"The establishment of the Micro Waqf Bank offers a viable approach for mitigating poverty and enhancing the quality of life for individuals. The Micro Waqf Bank aims to enhance individuals' quality of life by offering access to sharia-compliant financial services and business support. The objective of this study is to elucidate the function of the Honai Sejahtera Papua Micro Waqf Bank in enhancing customer well-being from the standpoint of Maqashid Syariah. This study employs a descriptive qualitative research design, utilising primary data collected through interviews and recording. This research involves the process of data analysis, which encompasses data gathering, data reduction, and the derivation of conclusions. The findings of this study demonstrate that the Honai Sejahtera Papua Micro Waqf Bank plays a significant role in achieving the well-being of its customers. This is evidenced by the community's capacity to uphold religious values, safeguard their spiritual well-being, preserve their rationality, ensure the welfare of their descendants, and protect their assets.","PeriodicalId":126059,"journal":{"name":"Al-Tijary","volume":"29 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139235273","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
京公网安备 11010802042870号
京ICP备2023020795号-1
扫码关注我们
求助内容：
应助结果提醒方式：