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The Concept of Production and Environment in the Perspective of Islamic Economic 伊斯兰经济学视野下的生产与环境观念
Pub Date : 2022-03-03 DOI: 10.32506/joes.v5i2.705
S. Hartanto, Devid Frastiawan Amir Sup
This study aims to describe the concept of production and the environment in the perspective of Islamic economics. The methodology used is qualitative-library-descriptive. The conclusion obtained is that the role of humans, which in Islam is called caliph, is actually a creature delegated by Allah Swt. to prosper the earth. Nature has been designed by Allah Swt. to submit to human interests, designed intended to meet human welfare. The motive for maximizing profit is seen as not wrong in Islam. Efforts to seek profit is a logical consequence of one's production activities because profit is a sustenance given by Allah Swt. to humans. In the view of Islam, production is not just a worldly activity, but also a means to seek happiness in life in the hereafter. For this reason, the motivation of producers in maximizing profits must be carried out in ways that are in line with the objectives of sharia (maqasid sharia). Maintenance of the environment and its preservation is the same as efforts to perfect the objectives of the sharia. The rules of production in Islam cover many things with the aim of benefiting human life, including: producing halal goods and services; preventing damage on earth; meeting the need to achieve prosperity; the independence of the people; and improving the quality of human resources.
本研究旨在从伊斯兰经济学的角度描述生产与环境的概念。使用的方法是定性-库-描述。得出的结论是,在伊斯兰教中被称为哈里发的人类,实际上是安拉委派的一个生物。让地球繁荣昌盛。大自然是由真主创造的。服从于人类的利益,旨在满足人类的福利。在伊斯兰教中,追求利润最大化的动机并没有错。追求利润是一个人生产活动的必然结果,因为利润是真主赐予的食物。给人类。在伊斯兰教看来,生产不仅是一种世俗的活动,也是一种寻求来世生活幸福的手段。因此,生产者追求利润最大化的动机必须以符合伊斯兰教法(maqasid sharia)目标的方式进行。维护和保护环境与努力完善伊斯兰教法的目标是一样的。伊斯兰教的生产规则涵盖了许多以造福人类生活为目的的事情,包括:生产清真商品和服务;防止对地球的破坏;满足实现繁荣的需要;人民的独立;提高人力资源素质。
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引用次数: 3
The Basic Concept of Bayt Al-Māl Wa Al-Tamwīl (BMT) in Developing Community Economy 发展社区经济中的Bayt基本概念Al-Māl Wa al - tamw<e:1> (BMT
Pub Date : 2019-05-08 DOI: 10.32506/JOES.V1I1.500
Ahmad Nurholis
The beginning of the emergence of Bayt al-Māl wa al-Tamwīl (BMT) was only Bayt al-Māl which had the role of collecting, managing and distributing zakāt, infāq, and ṣadaqah from muzakkī to mustaḥiq. BMT's vision is to realize a professional Islamic financial institution and to improve the quality of worship. The mission is to develop and develop the economic order and structure of a just and prosperous civil society based on Sharia and blessed by Allah. The aim is to develop micro-businesses and small businesses in order to raise the dignity of the poor.
Bayt al-Māl wa al- tamw l (BMT)出现之初只有Bayt al-Māl,它具有收集、管理和分配zakāt、infāq和ṣadaqah从muzakk ā到mustaḥiq的作用。BMT的愿景是实现一个专业的伊斯兰金融机构,提高礼拜质量。其使命是在伊斯兰教法和真主保佑的基础上,发展和发展一个公正和繁荣的公民社会的经济秩序和结构。其目的是发展微型企业和小型企业,以提高穷人的尊严。
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引用次数: 1
The Implementation of Iso 9001: 2015 Quality Management System at PT Tarumatex Bandung Iso 9001: 2015质量管理体系在PT Tarumatex万隆的实施
Pub Date : 2019-01-20 DOI: 10.32506/joes.v2i1.487
Yosep Hernawan, Srie Wijaya Kesuma Dewi, Musafa Musafa
ISO management becomes an important issue in line with the increasing competition in the industrial world. The company strives to maintain its position and increase the trust of consumers. ISO is used as a tool to measure corporate credibility globally and improve the quality of company management. The research aims to find out how ISO 9001 Quality Management System is applied in a company, what profit will be achieved by the company when implementing ISO 9001 Quality Management System, identifying problems and solutions and what steps should be taken by the company to ensure that implementation of Quality Management System ISO 9001 work properly. The approach used is descriptive qualitative method. The results obtained in the form of division of authority and responsibility of each division is more clear and communication and response more quickly.
随着工业世界日益激烈的竞争,ISO管理成为一个重要的问题。公司努力保持自己的地位,增加消费者的信任。ISO被用作衡量全球企业信誉和提高公司管理质量的工具。该研究的目的是找出如何ISO 9001质量管理体系是应用在一个公司,什么利润将实现由公司在实施ISO 9001质量管理体系,识别问题和解决方案,以及公司应采取哪些步骤,以确保质量管理体系的实施ISO 9001工作正常。使用的方法是描述性定性方法。各部门的权责划分形式所取得的成果更加明确,沟通和反应也更加迅速。
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引用次数: 6
The Review of Opening Procedures of Sharia Based Saving in Sharia Financial Services Cooperation BMT Mitra Sadaya Branch of Purwakarta 伊斯兰教金融服务合作BMT Mitra Sadaya分行伊斯兰教储蓄开放程序审查
Pub Date : 2018-08-01 DOI: 10.32506/JOES.V1I2.180
J. Jalaludin
This article describes the variation of syariah savings in the institution of the temple al-Maal wa al-Tamwil (BMT) Mitra sadaya. The approach used in this study is a qualitative approach and the type of data used in this study is descriptive. The object of this research is the analysis of the opening procedure of sharia savings at the institution of bait al-Maal wa al-Tamwil (BMT) Mitra Sadaya Purwakarta branch. The subject of the research is the source of data asked for the information according to the research problem. This study aims to determine the form of procedures, implementation procedures, the benefits of procedures and factors in running procedures in the opening of syariah savings. The results of this study are: Variations of Islamic savings at the institution of the temple al-Maal wa al-Tamwil (BMT) Mitra sadaya there are three contracts used: (1) principle akad wadi'ah, (2) Mudharabah contract principle, (3) Qard. Then for the opening procedure of syariah savings as follows: (1) Prospective customers / members come to the office or hold an appointment with marketing bait al-Maal wa al-Tamwil (BMT); (2) The prospective customer / member meets with the Customer Service section bait al-Maal wa al-Tamwil (BMT) Mitra sadaya; (3) Prospective customers / members fill out the application form of syariah account opening or savings account; (4) Prospective client / member shall sign the approval for opening of syariah saving account; (5) Entered and checked by the teller section; (6) Print sharia savings book in accordance with customer / member application; (7) The signing of officials related to the institution of al-Maal wa al-Tamwil (BMT) Mitra sadaya; (8) Calculate and give the first deposit money to the teller; (9) Input of initial deposit and deposit of deposit; (10) Re-check the nominal deposit with the amount of balance and stamp teller; (11) Account opening is completed and customers / members are welcome to go home. Shariah-compliant profit sharing of bait al-Maal wa al-Tamwil (BMT) Partners sadaya partner, if the form of ordinary sharia savings (other than deposits) gifts or profits are given equivalent to 35% of office income. However, if included in the category of gift deposits granted equivalent to 9% -13% per year. As well as deposits that fall into the category of capital of the institution of bait al-Maal wa al-Tamwil (BMT). Sadaya Partners that last from 4-5 years, the profits are equal to 30% -110%.
本文描述了al-Maal wa al-Tamwil (BMT) Mitra sadaya神庙机构中伊斯兰教储蓄的变化。本研究中使用的方法是定性方法,本研究中使用的数据类型是描述性的。本研究的对象是分析BMT Mitra Sadaya Purwakarta分行的伊斯兰教储蓄的开放程序。研究对象是根据研究问题所要求的信息的数据来源。本研究旨在确定程序的形式,实施程序,程序的好处和运行程序的因素在伊斯兰储蓄的开放。本研究的结果是:伊斯兰储蓄在寺庙机构al-Maal wa al-Tamwil (BMT) Mitra sadaya有三种契约使用:(1)akad wadi'ah原则,(2)Mudharabah契约原则,(3)Qard。然后,伊斯兰储蓄的开设程序如下:(1)潜在客户/会员到办公室或与营销诱饵al-Maal wa al-Tamwil (BMT)预约;(2)潜在客户/会员与客户服务部门负责人al-Maal wa al-Tamwil (BMT) Mitra sadaya会面;(3)准客户/会员填写开立伊斯兰账户或储蓄账户申请表;(4)准客户/会员须签署开立伊斯兰储蓄账户批准书;(5)由出纳部门录入核对;(6)根据客户/会员申请打印伊斯兰教存折;(7)签署与al- wa - al-Tamwil (BMT) Mitra sadaya机构有关的官员;(8)计算并将首笔保证金交给柜员;(九)初始存款和存款的输入;(10)对名义存款余额进行复核并盖章;(11)开户完毕,欢迎客户/会员回家。符合伊斯兰教法的利润分享诱饵al-Maal wa al-Tamwil (BMT) Partners sadaya合伙人,如果以普通伊斯兰教法储蓄(存款除外)的形式赠送或利润相当于办公室收入的35%。但是,如果包括在礼品存款类别中,则相当于每年9% -13%。以及属于bait al-Maal wa - al-Tamwil (BMT)机构资本范畴的存款。Sadaya Partners持续4-5年,利润相当于30% -110%。
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引用次数: 1
The Influence of Discounts, Product Completeness, and Location Against Consumer Purchase Decision (Via Google From): Study at Book Sales Center Komplek Taman Pintar Yogyakarta 折扣、产品完整性和位置对消费者购买决策的影响(通过谷歌):对日惹Komplek Taman Pintar图书销售中心的研究
Pub Date : 2018-08-01 DOI: 10.32506/JOES.V1I2.178
Aly Akbar
This article discusses consumer purchase decisions that can be affected by discounts, product completeness, and location. Respondents in this study as many as 100 people. Data were collected using questionnaires in the form of questionnaires. Data analysis technique used is multiple linear regression analysis. The results of this study indicate that the discount variables (X1), product completeness (X2), and location (X3) have a simultaneous positive influence on consumer purchase decision (Y). Based on the results of the data analysis obtained R square value is 0,544, this means 54.4% consumer purchases affected by discount variables, product completeness, and location magnitude influence "Strong enough, while the rest of 45.6% influenced by factors or other variables which is not researched. The results of this study also indicate that the discounted variable (X1), product completeness (X2), and location (X3) have a partially positive effect on consumer purchase decision (Y). Based on the results of the analysis of the data obtained correlation value X1 to Y of 0.526 or 52.6%, it means X1 positively affect the Y with the magnitude of influence "Strong Enough", the correlation X2 to Y of 0.635 or 63.5%, meaning X2 positively to Y with the magnitude of the influence of "Strong", and the correlation value of X3 to Y of 0.417 or 41.7%, meaning X3 positively affect the Y with the magnitude of influence "Strong Enough". So, from the correlation analysis can be known variables that have the most influence on purchasing decisions is variable completeness of the product.
本文讨论消费者的购买决策可能受到折扣、产品完整性和位置的影响。这项研究的受访者多达100人。采用问卷调查的方式收集数据。使用的数据分析技术是多元线性回归分析。本研究结果表明,折扣变量(X1)、产品完整性(X2)和地理位置(X3)对消费者购买决策(Y)同时具有正向影响,根据数据分析结果得出的R平方值为0.544,即54.4%的消费者购买受到折扣变量、产品完整性和地理位置大小的影响“足够强”,而其余45.6%的消费者购买受到因素或其他变量的影响,尚未研究。这项研究的结果也表明,贴现变量(X1)、完整性(X2)、产品和位置(X3)部分积极影响消费者购买决定(Y)。基于获得的数据相关性分析的结果值X1 Y(0.526或52.6%,这意味着X1积极影响Y的大小影响“足够强大”,相关X2 0.635或63.5%的Y, Y的大小X2积极意义“强有力”的影响,X3与Y的相关值为0.417,即41.7%,说明X3正向影响Y,且影响程度“足够强”。所以,从相关性分析中可以知道对购买决策影响最大的变量是产品的变量完备性。
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引用次数: 0
Determination of Price and Customer Satisfaction 价格的确定与顾客满意度
Pub Date : 2018-08-01 DOI: 10.32506/joes.v1i2.179
I. Haq
Price policy or a value can affect the human mindset, considering its activities by using logic including in considering its needs as a customer of a product. a person or customer will choose which product performance is more effective, efficient and suitable to his needs and according to the value of a price or cost, if the performance is effective, efficient and match with expectations, means customers will feel satisfied and will make the calculation of expenditures for the procurement of products the. Price has a positive and significant impact on customer satisfaction. The main considerations that affect customers are willing to use services include customer satisfaction, service quality, service orientation and pricing in determining the type of service used. The high price is a factor causing customer dissatisfaction so customers are reluctant to use the services provided by the company. The price of a good or service is very influential on customer satisfaction. Consumers use the price as a consideration in determining the purchase of a product, when should the purchase be made and how much the need for products purchased in accordance with the ability of consumer purchasing power. A product must be precise in the determination and determination of the selling price so that it can be accepted by consumers by not neglecting the quality of the product. Under normal circumstances, demand and prices have a negative or reversed relationship. That is, the higher the price is set the smaller the demand.
价格政策或价值可以影响人类的思维方式,通过使用逻辑来考虑其活动,包括考虑其作为产品客户的需求。一个人或顾客会选择哪种产品性能更有效、更高效、更适合他的需要,根据价格或成本的价值,如果性能有效、更高效、符合期望,就意味着顾客会感到满意,并会计算购买产品的支出。价格对顾客满意有显著的正向影响。影响顾客是否愿意使用服务的主要考虑因素包括顾客满意度、服务质量、服务导向和决定所使用服务类型的价格。高昂的价格是导致客户不满的一个因素,因此客户不愿意使用公司提供的服务。商品或服务的价格对顾客满意度有很大影响。消费者根据自己的购买力能力,将价格作为决定购买产品的考虑因素,在什么时候购买以及购买产品需要多少。产品在确定和确定销售价格时必须精确,这样才能在不忽视产品质量的情况下为消费者所接受。在正常情况下,需求和价格呈负相关或反向关系。也就是说,价格定得越高,需求就越小。
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引用次数: 3
Savings Investments in Sharia Banks in the Perspective of Shariah Economic Law (Case Study at “Bank Syariah Bukopin”) 伊斯兰教经济法视角下的伊斯兰银行储蓄投资(以“伊斯兰银行布科平”为例)
Pub Date : 2018-07-05 DOI: 10.32506/JOES.V1I2.175
A. Samsudin, M. Athoillah
There are three motives a person to save funds through savings in the Conventional Bank: security, plans and investment. Implementation of interest system in Conventional banks is a very fundamental constraint for a Muslim to invest his funds in the bank. Because in the view of the scholars of the flower system is identical with the usury (riba) that is forbidden in Islam. It turns out long before the birth of money storage system in conventional bank interest, in classical fiqh literature known the concept and theory of al wadiah and mudharabah which is substantially no differences from the savings and investment savings offered by conventional banks. This paper discusses the theory, concepts and implementation of al wadiah as non-interest investment savings applied in sharia bank in the perspective of shariah economic law, by looking at case examples of the saving products of Bank Syariah Bukopin (BSB). It was found that all investment contracts in savings products offered by BSB were in accordance with the principles of shariah; as outlined in the Qur'an and Sunnah as the basis of Shariah, as well as Law Number 21 Year 2008 and Law no. 10 year 1998, Bank Indonesia Regulation (Peraturan Bank Indonesia [PBI]), Compilation of Islamic Economic Law (Kompilasi Hukum Ekonomi Syariah [KHES]) and Fatwa of National Sharia Board (Dewan Syariah Indonesia [DSN]) Indonesian Council of Ulama (Majelis Ulama Indonesia [MUI])
人们通过传统银行储蓄资金有三个动机:安全、计划和投资。传统银行实行的利息制度是制约穆斯林在银行投资的一个非常根本的因素。因为在学者们看来,花卉制度与伊斯兰教所禁止的高利贷(riba)是一致的。事实证明,早在传统银行利息货币存储系统诞生之前,在古典金融文献中就有了al wdiah和mudharabah的概念和理论,这与传统银行提供的储蓄和投资储蓄基本上没有区别。本文从伊斯兰教法的角度,通过对布科平伊斯兰银行(BSB)储蓄产品的案例分析,探讨了作为无利息投资储蓄的al - wdiah在伊斯兰银行中的理论、概念和实施。发现BSB提供的储蓄产品的所有投资合同都符合伊斯兰教法的原则;正如古兰经和圣训所概述的那样,作为伊斯兰教法的基础,以及2008年第21号法律和2008年第21号法律。1998年10月,印度尼西亚银行法规(Peraturan Bank Indonesia [PBI]),伊斯兰经济法汇编(Kompilasi Hukum Ekonomi Syariah [KHES])和国家伊斯兰教法委员会(Dewan Syariah Indonesia [DSN])印度尼西亚乌拉玛委员会(Majelis Ulama Indonesia [MUI])
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引用次数: 1
期刊
Journal of Economicate Studies
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