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Alternative Insitutions on Dispute Settlement For Financial Services Sector (LAPS SJK) in Banking Disputes 银行纠纷中金融服务部门争端解决的替代制度(LAPS SJK)
Pub Date : 2023-11-02 DOI: 10.25041/fiatjustisia.v17no3.2967
Ayup Suran Ningsih
A dispute is a problem submitted by the Customer or Customer Representative to the bank mediation organizer, after going through the complaint resolution process by the Bank. When the customer feels that the problem is not resolved through Complaint to the Bank, a dispute is born here. Disputes between the Bank and the Customer are inevitable because of the legal relationship between the two. Dispute resolution solutions are carried out through litigation or court and non-litigation channels. One of the best steps in resolving disputes between banks and customers is through Mediation which is facilitated by the Alternative Insitutions on Dispute Settlement For Financial Services Sector/Lembaga Alternatif Penyelesaian Sengketa Sektor Jasa Keuangan (LAPS SJK). The purpose of writing this article is to examine the optimization of the role of mediation for banking disputes. The settlement process at LAPS for the Financial Services Sector is confidential. The term confidential here means that the announcement is not announced. It prioritizes a win-win solution. Therefore it is more comfortable for the parties. Ultimately there will also be able to maintain consumer confidence in the financial services sector.
争议是客户或客户代表在经过银行投诉解决程序后向银行调解机构提交的问题。当客户觉得问题没有通过向银行投诉得到解决时,纠纷就产生了。由于银行与客户之间的法律关系,银行与客户之间的纠纷不可避免。通过诉讼或法院和非诉讼渠道进行争议解决。解决银行和客户之间纠纷的最佳步骤之一是通过调解,这是由金融服务部门争端解决替代机构/Lembaga Alternative Penyelesaian senketa Sector Jasa Keuangan (LAPS SJK)促进的。撰写本文的目的是研究银行纠纷调解作用的优化。LAPS对金融服务部门的结算过程是保密的。这里的“机密”一词是指未公布的公告。它优先考虑双赢的解决方案。因此,这对各方来说更舒适。最终也将能够维持消费者对金融服务业的信心。
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引用次数: 0
The Implication of the Divorce of Unregistered Marriages for Divorcees’ in Bali: Assessing Status, Right and Duty 未登记婚姻离婚对巴厘岛离婚者的启示:地位、权利和义务的评估
Pub Date : 2023-10-19 DOI: 10.25041/fiatjustisia.v17no3.3096
Nyoman Sujana
This paper analyzes the settlement of palas marabian or divorce cases in Bali. This study focuses on the implication of the settlement of divorce cases settled by the Balinese Customary Law and the National Marriage Law, especially for those whose marriages have not been registered. By using the sociological jurisprudence study method, a method emphasizing the study of the law applied in a particular society, it could be explained that the divorce of the married couple whose marriage was not registered got difficulty in obtaining legal certainty from the authority of their village or Banjar. This was due to the disharmony on the rules of the Balinese customary law and state law of Indonesia. The Leaders of the traditional villages in Bali who carried out the awig-awig (the customary law of the traditional village) could not make any settlement process sine there was no decision from the court of permanent legal force (state law). On the other hand, state law implemented by court judges would not be able to accept the divorce claim if the marriage of the couple was not registered, even though the marriage was carried out and proved according to custom and religion process. As a result, the justice seekers could not get legal certainty. This condition brought implications for the divorcees’ social lives.
本文对巴厘岛离婚案件的处理进行了分析。本研究主要探讨巴厘习惯法与国家婚姻法对离婚案件的处理,特别是对未登记婚姻的离婚案件的处理。社会学法学研究方法是一种强调研究特定社会适用法律的方法,它可以解释为,未登记结婚的已婚夫妇的离婚很难从他们的村庄或班杰尔当局获得法律确定性。这是由于巴厘岛习惯法与印尼国法的规则不协调所致。执行awig-awig(传统村庄的习惯法)的巴厘岛传统村庄的领导人无法进行任何解决程序,因为没有来自具有永久法律效力的法院的决定(国家法律)。另一方面,如果夫妇的婚姻没有登记,即使婚姻是根据习俗和宗教程序进行和证明的,法院法官执行的州法律也不能接受离婚请求。因此,寻求正义的人无法获得法律上的确定性。这种情况给离婚夫妇的社会生活带来了影响。
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引用次数: 0
Constitutional Authority Based on the Constitutional Court Decision in Indonesia 基于印尼宪法法院判决的宪法权威
Pub Date : 2023-09-26 DOI: 10.25041/fiatjustisia.v17no3.2636
Iskandar Muda, Bintan R. Saragih, Ferry Edwar
At least there has been a development regarding the constitutional authority of the Constitutional Court in four ways based on its decision. It is also true that the Constitutional Court's decision is final and binding, but not in the sense of not being examined further. This study uses normative research methods. The results revealed four developments in the constitutional authority of the Constitutional Court in three ways: passive, active, and passive-active methods. Furthermore, it was also revealed; that there are also development efforts that have occurred more than once in the same matter. Therefore, in the future when the Constitutional Court decides on cases related to its authority, ideally by observing the limiting signs of the previous decision and considering the three basic characteristics of constitutional interpretation. Likewise, in the future there is another development regarding the constitutional authority of the Constitutional Court. In that case, it is appropriate to also pay attention to the three basic characteristics of constitutional interpretation.
根据宪法法院的决定,至少在宪法法院的宪法权力方面有了四个方面的发展。宪法法院的判决是最终的、有约束力的,但不是不进行进一步审查。本研究采用规范的研究方法。结果显示,宪法裁判所的宪法权威的发展分为被动、主动、被动-主动三种方式。此外,它还揭示了;在同一问题上也有不止一次的发展努力。因此,今后宪法法院在审理涉及其职权的案件时,最好能观察到以往判决的限制迹象,并考虑到宪法解释的三个基本特征。同样,在宪法法院的宪法权力方面,未来还有另一项发展。在这种情况下,也应注意宪法解释的三个基本特征。
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引用次数: 0
Establishing Regional Regulations for the Protection of Local Wisdom 制定地方智慧保护条例
Pub Date : 2023-09-22 DOI: 10.25041/fiatjustisia.v17no3.2708
Yenny Febrianty, Joko Sriwidodo, Priyaldi Priyaldi
Local governments structure legislation into a policy rule regarding the protection of local wisdom that must be carried out due to globalization. Globalization is something that cannot be avoided. Its influence can become a problem or negatively impact fading cultural identity if the community wrongly addresses it. This is different if the community and local government can respond positively to globalization because this can increase the community's cultural identity. This paper focuses on the study of how local government policies maintain cultural traditions as a pearl of local wisdom? and what is the paradigm of the local government in establishing regional regulations regarding the protection of local wisdom. The approach method utilized is a socio-legal or socio-juridical approach. This research was carried out in the city of Pariaman, West Sumatra. The research data, both primary and secondary data, were analyzed qualitatively. Based on the research result, the concrete paradigm of the Regional Government in protecting the values of local wisdom is a regional legislation on safeguarding indigenous culture as a Pariaman community's local wisdom. It can be interpreted that the Regional Regulation is a concrete agreement towards the ideal concept of protecting local wisdom in the Pariaman community. The ideal concept seen from the substantive values of protecting Local wisdom's worth in the Pariaman community must be founded on sociological, philosophical, and legal considerations. These three factors prioritize or rank the values within this local wisdom.
地方政府将立法构建为全球化背景下必须执行的保护地方智慧的政策规则。全球化是不可避免的。如果社区错误地处理这个问题,它的影响可能会成为一个问题,或对正在消退的文化认同产生负面影响。如果社区和地方政府能够积极应对全球化,这就不同了,因为这可以增加社区的文化认同。本文主要研究地方政府的政策如何将文化传统作为一颗地方智慧的明珠来维护。地方政府制定地方法规保护地方智慧的范式是什么?所使用的方法是社会-法律或社会-司法方法。这项研究是在西苏门答腊岛的帕里亚曼市进行的。对研究资料进行定性分析,包括主要资料和次要资料。基于研究结果,区域政府保护地方智慧价值的具体范式是对作为Pariaman社区的地方智慧的本土文化进行区域立法保护。可以理解为,《区域条例》是对Pariaman社区保护地方智慧理想理念的具体约定。从保护Pariaman社区的地方智慧价值的实质价值来看,理想的概念必须建立在社会学、哲学和法律的考虑之上。这三个因素对当地智慧的价值进行了优先排序。
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引用次数: 0
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Fiat Justisia
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