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Adoption of Mobile Banking Among Users in Kathmandu Valley: Lens of Technological Acceptance Model 加德满都谷地用户对移动银行的采用:技术接受模型的视角
Pub Date : 1900-01-01 DOI: 10.37591/njmis.v3i2.599
A. Mishra, L. Pokhrel, Diksha Adhikari
Perception is the key for product selection. Mobile Banking is easily available options for users which might make them confuse to think. The purpose of this research paper is to examine the adoption of Mobile Banking among the user of Kathmandu Valley in 2020.  This study has applied cross-sectional research design. Correlation and standard deviation have been calculated followed by reliability with Cronbach alpha. Hypotheses have been tested using bivariate regression using OLS.  The results indicate that perceived usefulness, attitude towards mobile banking have a significant effect on behavior intention. Similarly, perceived ease of use has a significant effect on attitude towards mobile banking.  The findings of this research can be helpful for researchers and managers. Managers can apply the findings to prepare policies for mobile banking. Researchers can apply the findings to undertake more relevant research incorporating more variables. In the Nepali context, the adoption of internet banking in the customer of mobile banking has been studied for the first time.
感知是产品选择的关键。手机银行对用户来说是一个很容易获得的选择,这可能会让他们感到困惑。本研究论文的目的是研究2020年加德满都谷地用户采用移动银行的情况。本研究采用横断面研究设计。计算了相关性和标准差,然后用Cronbach alpha计算了信度。使用双变量回归使用OLS对假设进行了检验。结果表明,感知有用性、对手机银行的态度对行为意向有显著影响。同样,感知易用性对对手机银行的态度也有显著影响。本研究的发现对研究人员和管理者都有帮助。管理人员可以将研究结果应用于制定移动银行政策。研究人员可以将这些发现应用于包含更多变量的更相关的研究。在尼泊尔的背景下,首次研究了移动银行客户采用互联网银行的情况。
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引用次数: 3
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NOLEGEIN- Journal of Management Information Systems
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