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An Analysis of Insurance as An Investment Strategy 保险作为一种投资策略分析
Pub Date : 2019-12-20 DOI: 10.29320/JNPGCT.13.1.10
T. Bhavani
Death and Risk in life are certain but Date of Death and Risk are uncertain and this is theonly reason that we are happy today. Uncertainty is the fundamental fact of life and thisuncertainty leads to fear of risk in life. In spite of taking all necessary precautions,accidents occur. So, Insurance is one of the best techniques to face this uncertainty.It is worth interesting to note the origin of the concept of Insurance is as old as theSecond Civilization of India that is the Aryan Civilization way back in 1000BC. TheAryan Civilization or Vedic Civilization gave the idea of “Yougkshema” means a promiseto provide community insurance to the risk bearers which are clearly visible in the IndianScriptures.The global insurance industry is one of the largest sectors of finance. It rangesfrom consumer to corporate and industrial insurance, and even reinsurance, or insuranceof insurance. The major insurance markets of the world are obviously the US, Europe,Japan, and South Korea. Emerging markets are found throughout Asia, specifically inIndia and China, and are also in Latin America.Indian insurance companies offer a comprehensive range of insurance plans, arange that is growing as the economy matures and the wealth of the middle classesincreases. The most common types include: term life policies, endowment policies, jointlife policies, whole life policies, loan cover term assurance policies, unit-linked insuranceplans, group insurance policies, pension plans, and annuities. General insurance plansare also available to cover motor insurance, home insurance,The present paper aims at understanding the awareness of insurance as aninvestment strategy with special reference to Angel Broking.
生命中的死亡和风险是确定的,但死亡和风险的日期是不确定的,这是我们今天快乐的唯一原因。不确定性是生活的基本事实,这种不确定性导致生活中对风险的恐惧。尽管采取了一切必要的预防措施,事故还是发生了。因此,保险是应对这种不确定性的最佳技术之一。值得注意的是,保险概念的起源和印度第二文明一样古老,也就是公元前1000年的雅利安文明。雅利安文明或吠陀文明给出了“youkshema”的概念,意思是向风险承担者提供社区保险的承诺,这在印度经文中清晰可见。全球保险业是最大的金融部门之一。它的范围从消费者保险到公司和工业保险,甚至再保险,或保险的保险。世界上主要的保险市场显然是美国、欧洲、日本和韩国。新兴市场遍布亚洲,尤其是印度和中国,拉丁美洲也是如此。印度保险公司提供全面的保险计划,随着经济的成熟和中产阶级财富的增加,保险计划也在不断增加。最常见的类型包括:定期人寿保险、养老保险、共同人寿保险、终身人寿保险、贷款保险、定期保险、单位相连保险计划、团体保险计划、养老金计划和年金。一般保险计划还包括汽车保险、家庭保险。本论文旨在了解保险作为一种投资策略的意识,并特别参考天使经纪。
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引用次数: 0
A Comparative Study of Public and Private Sector Organizations about the Impact of Training and Management Development Programmes on Organizational Productivity 公营和私营部门组织关于培训和管理发展方案对组织生产力影响的比较研究
Pub Date : 2019-01-16 DOI: 10.29320/JNPGCT.13.1.13
Saman Khan, Bhavika Bharti
India has become one of the fastest growing economies in the world over the last twodecades, undoubtedly aided in this performance by economic reforms. The strikingaspect of India’s recent growth has been the dynamism of the service sector, while, incontrast, manufacturing has been much less robust, contrary to the experience in otheremerging market countries, where manufacturing has grown much faster than GDP. Presentstudy is focused on a comparative evaluation of two steel giants in India i.e. SAIL andTATA steel. The study reveals that training and MDP have positive correlation withemployee development, employee satisfaction and organizational productivity whereasit has been found that private sector managers (TATA Steel) have more positive opinionfor training and MDP in comparison with public sector enterprise (SAIL)
在过去的二十年里,印度已经成为世界上增长最快的经济体之一,毫无疑问,这得益于经济改革。印度最近经济增长的显著特点是服务业的活力,而相比之下,制造业却不那么强劲,这与其他新兴市场国家的经验相反,在这些国家,制造业的增长速度远快于GDP。本研究的重点是对印度两家钢铁巨头,即SAIL和tata钢铁进行比较评估。研究发现,培训和MDP与员工发展、员工满意度和组织生产力呈正相关,而私营部门管理者(塔塔钢铁)对培训和MDP的看法比公共部门企业(SAIL)更积极。
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