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ANALYSIS OF THE INFLUENCE OF LEVEL OF KNOWLEDGE AND ATTITUDE AMONG MUSLIM TEACHERS IN SUNGAI BULOH ON USURY-BASED LOANS 双溪寺穆斯林教师知识水平和态度对高利贷的影响分析
Pub Date : 2022-03-15 DOI: 10.55573/jised.074301
Azarudin Awang, Hazwani Mohamad Safiei
Economic transactions based on usury are one of the activities that have been carried out before the advent of Islam and it is still practiced today. From the perspective of celestial religion, economic activities based on usury have adverse implications and injustice especially to the borrowers. Civil servants are a group that earns a steady income even though the country is facing an uncertain economic environment. In Malaysia, teachers are the largest group of civil servants, comprising one-third of the total. The objective of this study was to look at the knowledge among Muslim teachers about the basics of the concept of riba. Furthermore, look at the influence of knowledge in determining their attitude to make a loan or transaction of a product offered by the bank. This study was conducted through research sampling technique with questionnaire method used as research method. Thus, a total of 255 Muslim teachers in the Sungai Buloh district were selected as study participants. The findings show that the majority of Muslim teachers in the Sungai Buloh district have a high level of knowledge about the basics of usury, but in more specific matters it is found that their level of knowledge is moderate. Taking into account the knowledge of teachers on the religious prohibition of engaging in any form of activity that contains elements of usury, it was found that their attitude is quite cautious in choosing transactions in the bank.
以高利贷为基础的经济交易是伊斯兰教出现之前就已经存在的活动之一,直到今天仍然存在。从天教的角度来看,以高利贷为基础的经济活动具有不利的影响和不公正,特别是对借款人而言。公务员是在经济环境不稳定的情况下仍有稳定收入的群体。在马来西亚,教师是最大的公务员群体,占总数的三分之一。本研究的目的是了解穆斯林教师对里巴概念的基本知识。此外,看看知识在决定他们对银行提供的贷款或交易产品的态度方面的影响。本研究采用调查抽样法,采用问卷调查法作为研究方法。因此,在Sungai Buloh地区共有255名穆斯林教师被选为研究参与者。调查结果表明,Sungai Buloh地区的大多数穆斯林教师对高利贷的基本知识有很高的了解,但在更具体的事情上,他们的知识水平是中等的。考虑到教师对宗教禁止从事任何形式的含有高利贷成分的活动的了解,我们发现他们在选择银行交易时态度相当谨慎。
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引用次数: 0
AWARENESS OF GHARAR IN SALE AND PURCHASE CONTRACTS AMONG KUALA NERUS SOCIETY 瓜拉尼鲁社会对买卖合同中 "加拉尔 "的认识
Pub Date : 2022-03-15 DOI: 10.55573/jised.074303
Rubiah Abu Bakar, Najdah Abd Aziz, Rafhanah Zakirah Rosley
This study was conducted to identify the awareness of gharar in sale and purchasecontracts in the society of Kuala Nerus, Terengganu. Any uncertainties, doubts andshortcomings in the sale and purchase contracts are considered gharar. Using thequestionnaire as a research instrument, 120 sets were distributed through online forms amongrandomly selected Kuala Nerus society. The methodology of this study uses quantititavemethods. Descriptive analysis is used to analyse data in percentage, frequency, mean, modeand median. The result of the investigation found that the mean value shown in each variableis high level, the value of mean part B is 4.233 and part C is 4.3833 (high). At the end of thisstudy, the researcher suggested to conduct a more in-depth questionnaire on the understandingof gharar in the sale and purchase contracts. Researchers also suggest that other researchersdevelop their research aspects more widely, not only at the district level but also at thecomparative level by state.
本研究旨在确定丁加奴瓜拉尼鲁社会对买卖合同中 "加拉尔 "的认识。买卖合同中的任何不确定性、疑虑和缺点都被视为 gharar。本研究使用问卷作为研究工具,通过在线表格在随机抽取的瓜拉那鲁社会中分发了 120 份问卷。本研究采用定量方法。描述性分析用于分析百分比、频率、平均值、模式和中位数等数据。调查结果显示,各变量的平均值均处于较高水平,B 部分的平均值为 4.233,C 部分为 4.3833(高)。研究结束时,研究人员建议就买卖合同中对 "加拉尔 "的理解进行更深入的问卷调查。研究人员还建议其他研究人员更广泛地开展研究,不仅在地区层面,而且在各州的比较层面。
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引用次数: 0
ANALYSIS OF WORK PRACTICES IN ORGANIZATIONS BASED ON ISLAMIC DOCTRINAL STANDARDS REACHES THE WAY FORWARD 基于伊斯兰教义标准的组织工作实践分析达到了前进的方向
Pub Date : 2022-03-15 DOI: 10.55573/jised.074302
Zanirah Mustafa@Busu, Noraini Junoh, Nurul Hidayah Awang @ Ab Rahman, Nurul Izzah Noor Zainan, Mohd Khairul Anuar Ismail, Nor Asmira Mat Jusoh, Norazmila Yusuf, Nik Muniyati Nik Din, Intan Nurul ‘Ain Mohd Firdaus Kozako
Organizations or government agencies are constantly faced with various forms ofthreats either from within or outside the environment and these threats can affect theperformance, productivity and future of an organization. Today, the average threat to anorganization stems from individuals within the organization itself and in turn involves othermembers who damage the identity of the government organization. Typically, these threats areclosely linked to issues of ethics and integrity. Neglect of these two principles can open upopportunities for malpractice, corruption, misconduct and abuse of power in an organization.This article explains the practice of excellent work culture in an organization as stipulated byIslam and applied in the current days. The article exemplifies how Islam stresses on theapplication of excellent work culture and moral values to be practiced in strengthening anorganization. The main purpose of this writing is to identify the elements of work culture inIslam and the characteristics of excellent work culture that every Muslim should know. Apartfrom that, this writing also aims to describe the challenges in implementing Islamic workculture. In the era of globalization, portraying good work ethics among Muslims is essential.Good work ethics are not only about being a diligent, persistent and loyal workforce, but it isalso about being a workforce who integrates Islamic values into their daily life, which do notderail from the values as prescribed in the Qur'an and As-Sunnah. This article also explainshow the concepts, conditions, ethics and characteristics of work culture in Islam remainrelevant and practicable in today’s society. The basis of work culture for Muslim is to seek thepleasure of Allah SWT. The individual’s connection with God shapes their ethical work culture to be extra careful and diligent in their work practices. They will strive to do their best to obtainthe pleasure of God and foster good relationships among their colleagues within theorganization. This article also highlights the need for every Muslim to embrace Shariahcompliantpractices in all aspects of their work. This writing instrumented the qualitativeresearch as its methodology by conducting a library study of the sources of the Quran andhadith as well as scientific materials such as journal articles, reference books from religiousscholars related to the scope of the study topic. The results of this writing can be used as areference and guidance to increase the level of awareness, open the minds of every Muslim aswell as remind each party to fulfill their rights and responsibilities towards every job entrustedto them. Work in the Islamic concept is often associated to the term charity which has a widerscope than simply working for profit or wages. It is hoped that this writing can be used as aguideline or standard for all employees and organizations to work in line with Islamicrequirements.
组织或政府机构经常面临来自环境内部或外部的各种形式的威胁,这些威胁会影响组织的绩效、生产力和未来。今天,对一个组织的平均威胁来自组织内部的个人,反过来又涉及到其他成员,他们破坏了政府组织的身份。通常,这些威胁与道德和诚信问题密切相关。忽视这两个原则可能会为组织中的渎职、腐败、不当行为和滥用权力提供机会。本文阐述了伊斯兰教规定的优秀工作文化在组织中的实践,并在当今的应用。这篇文章举例说明了伊斯兰教是如何强调运用优秀的工作文化和道德价值观来加强组织的。这篇文章的主要目的是确定伊斯兰教工作文化的要素和优秀工作文化的特点,每个穆斯林都应该知道。除此之外,本文还旨在描述实施伊斯兰工作文化的挑战。在全球化时代,在穆斯林中树立良好的职业道德是必不可少的。良好的职业道德不仅是勤勉、执着和忠诚的员工,还包括将伊斯兰价值观融入日常生活的员工,这些价值观不会偏离《古兰经》和《圣训》所规定的价值观。本文还解释了伊斯兰教工作文化的概念、条件、伦理和特征在当今社会中仍然具有相关性和实用性。穆斯林工作文化的基础是寻求安拉的快乐。个人与上帝的联系塑造了他们的道德工作文化,使他们在工作实践中格外小心和勤奋。他们会尽自己最大的努力讨神的喜悦,并在组织内的同事之间培养良好的关系。这篇文章还强调了每个穆斯林在工作的各个方面都要遵守伊斯兰教法的必要性。这篇文章通过对《古兰经》和圣训的来源以及与研究主题范围相关的期刊文章、宗教学者的参考书等科学材料进行图书馆研究,将定性研究作为其方法论。本文的写作结果可以作为参考和指导,以提高认识水平,打开每一个穆斯林的思想,并提醒各方履行他们的权利和责任,赋予他们的每一项工作。在伊斯兰教的概念中,工作通常与慈善这个词联系在一起,慈善的含义比仅仅为利润或工资而工作更广泛。希望这篇文章可以作为所有员工和组织按照伊斯兰教要求工作的指南或标准。
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引用次数: 0
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Journal of Islamic, Social, Economics and Development
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