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Studi Komparatif Literasi Digital Karyawan Bank: Analisis Dampak Perbedaan Spesifikasi Perbankan 银行员工数字扫盲的比较研究:分析银行规范差异的影响
Pub Date : 2023-10-21 DOI: 10.47747/jnmpsdm.v4i3.1443
Tyas Elisabeth, Angela Caroline, Yoke Pribadi Kornarius, Agus Gunawan
The rapid technological evolution in banking poses novel challenges for service delivery. Banks must navigate innovation to stay competitive, yet achieving impactful innovation requires harmonizing innovative work behavior that bridges conceptual and practical aspects. This pertains especially to relevant product and service development. Technology's pivotal role in banking underscores the need for improved digital literacy. This research explores the correlation between digital literacy and innovative work behavior via causal analysis. Surveys and questionnaires garnered participant input on digital literacy and innovative tendencies. Rigorous analysis, including simple linear regression, revealed digital literacy's significant impact on innovative work behavior. Furthermore, variations arise in employee responses across three banks, influenced by size, type, location, and selection processes. The study underscores adapting internal banking policies for digital literacy, aligning with operational demands.
银行业技术的快速发展给服务提供带来了新的挑战。银行必须引导创新以保持竞争力,但实现有影响力的创新需要协调创新工作行为,从而在概念和实践方面架起桥梁。这尤其适用于相关产品和服务的开发。技术在银行业中的关键作用凸显了提高数字素养的必要性。本研究通过因果分析探讨数字素养与创新工作行为之间的关系。调查和问卷收集了参与者关于数字素养和创新趋势的意见。严谨的分析,包括简单的线性回归,揭示了数字素养对创新工作行为的显著影响。此外,受规模、类型、地点和选择过程的影响,三家银行的员工反应也有所不同。该研究强调调整银行内部政策以促进数字素养,使其与业务需求保持一致。
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引用次数: 0
Pengaruh Flash Sale dan Tagline “Gratis Ongkir” terhadap Pembelian Impulsif melalui Variabel Intervening Emosi Positif pada Marketplace di Kota Palembang Flash销售的影响和“免费Ongkir”标签通过对Palembang市场的积极情感相互作用的变量对冲动购买的影响
Pub Date : 2023-09-30 DOI: 10.47747/jnmpsdm.v4i3.1362
M Adrian Al Fajri, Trisniarty Adjeng Moelyati, Fadhil Yamalay
This research aims to determine the influence of Flash This research aims to determine the influence of Flash Sale and Free Shipping Tagline on Impulsive Purchases through the Intervening Variable of Positive Emotions on Marketplace in Palembang. The sample was drawn using the Hair formula, with a sample size of 150 Marketplace consumers in Palembang City. The required data is primary data obtained from the distribution of questionnaires to Marketplace consumers in Palembang. The analysis technique used in this study is the Structural Equation Model (SEM) analysis technique. The results of the SEM analysis technique show that firstly, there is a positive and significant influence between the Flash Sale variable and the Impulsive Purchase variable. Secondly, there is a positive and significant influence between the Free Shipping Tagline variable and the Impulsive Purchase variable. Thirdly, there is a positive and significant influence between the Flash Sale variable and the Positive Emotions variable. Fourthly, there is a positive and significant influence between the Free Shipping Tagline variable and the Positive Emotions variable. Fifthly, there is a positive and significant influence between the Positive Emotions variable and the Impulsive Purchase variable. Sixthly, there is a positive and significant influence between the Flash Sale variable and the Impulsive Purchase variable through the intervening variable of Positive Emotions. And seventh, there is a positive and significant influence between the Free Shipping Tagline variable and the Impulsive Purchase variable through the intervening variable of Positive Emotions.
本研究旨在确定闪购的影响。本研究旨在通过巨港市场积极情绪的干预变量来确定闪购和免费送货标语对冲动购买的影响。样本是使用Hair公式抽取的,样本量为巨港市150名市场消费者。所需的数据是从向巨港市场消费者分发问卷中获得的原始数据。本研究采用的分析技术是结构方程模型(SEM)分析技术。SEM分析结果表明:首先,闪购变量与冲动购买变量之间存在显著的正向影响;其次,免费送货标语变量与冲动购买变量之间存在显著的正向影响。第三,限时抢购变量与积极情绪变量之间存在显著的正向影响。第四,免费送货标语变量与积极情绪变量之间存在显著的正向影响。第五,积极情绪变量与冲动购买变量之间存在显著正向影响。第六,通过积极情绪这一中介变量,限时抢购变量与冲动购买变量之间存在显著正向影响。第七,通过积极情绪的中介变量,免费送货标语变量与冲动购买变量之间存在显著的正向影响。
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引用次数: 2
Pengaruh Promosi, Kualitas Produk dan Harga terhadap Keputusan Pembelian Konsumen Klinik Kecantikan di Palembang 在帕伦邦美容诊所购买消费者的决策过程中,促销、产品质量和价格的影响
Pub Date : 2023-09-30 DOI: 10.47747/jnmpsdm.v4i3.1424
Marhamah Marhamah, Siti Komariah Hildayanti, Endah Dewi Purnamasari
Community needs are increasing along with the times and technology. Society has started to think about the need for appearance, beauty and so on. The phenomenon that exists is that most people think women look beautiful if their appearance is maintained and their faces are clean. The purchase decision begins with the presence of influencing factors such as high promotion rates, good product quality, and appropriate prices. The purpose of this study was to analyze the effect of promotion, product quality and price on consumer purchasing decisions at Beauty Clinic Palembang. This type of research is descriptive quantitative to see the factors that are tied to consumer purchasing decisions with a direct survey research design by giving a questionnaire. The population of this research is 710 consumers. The sampling technique uses the Slovin formula. The data collection technique used a questionnaire which was distributed to 256 respondents as a sample. The results showed that promotion, product quality and price had a positive effect on consumer purchasing decisions (prob = 0.000 <0.05). Promotion has a positive effect on consumer purchasing decisions (prob=0.000 <0.05). Product quality has a positive effect on consumer purchasing decisions (prob=0.000 <0.05). Price has a positive effect on consumer purchasing decisions (prob=0.000 <0.05). The conclusion of this study states that product quality has the highest effect on purchasing decisions.
随着时代和技术的发展,社区的需求也在不断增加。社会已经开始考虑对外表、美貌等的需求。存在的现象是,大多数人认为女人看起来很漂亮,如果他们的外表保持和他们的脸是干净的。购买决定首先取决于促销率高、产品质量好、价格合适等影响因素的存在。本研究的目的是分析促销、产品质量和价格对巨港美容诊所消费者购买决策的影响。这种类型的研究是描述性定量的,以看到与消费者购买决策相关的因素,通过给出问卷的直接调查研究设计。本次研究的人口是710名消费者。抽样技术使用斯洛文公式。数据收集技术使用了一份问卷,分发给256名受访者作为样本。结果显示,促销、产品质量和价格对消费者购买决策有正向影响(prob = 0.000 <0.05)。促销对消费者购买决策有正向影响(probb =0.000 <0.05)。产品质量对消费者购买决策有正向影响(prob=0.000 <0.05)。价格对消费者购买决策有正向影响(probb =0.000 <0.05)。本研究的结论表明,产品质量对购买决策的影响最大。
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引用次数: 0
Pengaruh Persepsi Kemudahan, Persepsi Kebermanfaatan, dan Kualitas Informasi terhadap Minat Masyarakat Kota Bogor dalam Penggunaan Layanan Telemedicine (Studi Pada Pengguna Aplikasi Halodoc, Alodokter, Yesdok) 对茂物市居民使用遥测服务的兴趣的感知、福利和信息质量的影响(Halodoc、alodoc、Yesdok应用程序使用者的研究)
Pub Date : 2023-09-30 DOI: 10.47747/jnmpsdm.v4i3.1363
Nurma Murti Hapsari, R. Rizky S Prawiradilaga, Muhardi Muhardi
The use of information systems in Indonesia has been widely used in various fields, especially in the health sector, the use of information technology in the world of health is the emergence of telemedicine applications that can facilitate the process of interaction between doctors and patients. The purpose of this study was to analyze the effect of perceived convenience, perceived usefulness and quality of information on the interest of the people of Bogor city in using telemedicine services. This research method uses quantitative methods with explanatory research. The research was carried out in the people of Bogor City who used the Halodoc, Alodokter and YesDok applications with a research sample of 121 respondents. The analysis technique applied is multiple regression analysis. The results showed that perceived convenience had a positive and significant effect on user interest with a significance value of 0.000 <0.05 and t count > t table 4.126> 1.9801, perceived usefulness had a positive and significant effect on user interest with a significance value and t count > t table 3.979> 1.9801, the quality of information has a positive and significant effect on interest in use with a significance value and t count > t table 4.442> 1.9801 and simultaneously perceived ease, perceived usefulness and quality of information affect user interest with a significance value and the calculated f value > f table 73.584> 1.9801. This study concludes that perceived of ease of use, usefulness, and quality of information affect people's interest in using telemedicine services.
在印度尼西亚,信息系统的使用已广泛应用于各个领域,特别是在卫生部门,信息技术在卫生领域的使用是远程医疗应用的出现,可以促进医生和病人之间的互动过程。本研究的目的是分析感知便利性、感知有用性和信息质量对茂物市人民使用远程医疗服务的兴趣的影响。本研究方法采用定量方法与解释性研究相结合。这项研究是在茂物市使用Halodoc、Alodokter和YesDok应用程序的人群中进行的,研究样本为121名受访者。所采用的分析技术是多元回归分析。结果显示,感知便利性对用户兴趣有显著的正向影响,显著性值为0.000 <0.05, t计数>表4.126>1.9801,感知有用性对用户兴趣有正向显著影响,显著值和t计数为>表3.979>1.9801,信息质量对使用兴趣有正向显著影响,显著性值和t计数为>表4.442>1.9801,感知易用性、感知有用性和信息质量同时影响用户兴趣,其显著性值和计算的f值>F表73.584>1.9801. 本研究的结论是,信息的易用性、有用性和质量影响人们使用远程医疗服务的兴趣。
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引用次数: 0
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Jurnal Nasional Manajemen Pemasaran dan SDM
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