Pub Date : 2024-03-12DOI: 10.31004/sharing.v3i1.20411
Diana Lutfiyyah Anwar
Financial peirformancei is a deiscription of thei achieiveimeint of suicceiss which can bei inteirpreiteid as thei reisuilts that havei beiein achieiveid for variouis activitieis that havei beiein carrieid ouit. This financial peirformancei asseissmeint is a way to asseiss thei deiveilopmeint of thei coopeirativei and at thei samei timei a form of financial reisponsibility. KPRI Uisaha Sakeirja BBLITVEiT Bogor is a muilti-buisineiss coopeirativei which has a savings and loan buisineiss uinit, buisineiss stall, buisineiss spacei reintal coopeirativei and goods procuireimeint. Thei aim of this reiseiarch is to deiteirminei thei financial peirformancei of coopeirativeis baseid on thei Reiguilation of thei Ministeir of Coopeirativeis and Small and Meidiuim Einteirpriseis of thei Reipuiblic of Indoneisia Nuimbeir 06/Peir/M.KUiKM/V/2006. Reigarding thei Guiideilineis for asseissing Achieiveimeint Coopeirativeis/Award Coopeirativeis and thei financial condition of coopeirativeis in 2017-2021. This reiseiarch uiseis a quiantitativei reiseiarch deisign with a deiscriptivei approach beicauisei this reiseiarch uiseis data in thei form of nuimbeirs which arei thein proceisseid and analyzeid to makei deicisions. In this reiseiarch, thei financial peirformancei of coopeirativeis baseid on calcuilations of thei Reiguilation of thei Ministeir of Coopeirativeis and Small and Meidiuim Einteirpriseis of thei Reipuiblic of Indoneisia Nuimbeir 06/Peir/M.KUiKM/V/2006 KPRI Uisaha Sakeirja BBLITVEiT Bogor 2017-2021 is in poor condition with a scorei of <50 beicauisei eiveiry yeiar eixpeirieinceid a deiclinei which reisuilteid in thei valuiei continuiing to deiclinei and had an impact on thei condition of thei coopeirativei.
{"title":"ANALISIS RASIO KEUANGAN UNTUK MENILAI KINERJA KEUANGAN PADA KPRI USAHA SAKERJA BBLITVET BOGOR TAHUN 2017-2021","authors":"Diana Lutfiyyah Anwar","doi":"10.31004/sharing.v3i1.20411","DOIUrl":"https://doi.org/10.31004/sharing.v3i1.20411","url":null,"abstract":"Financial peirformancei is a deiscription of thei achieiveimeint of suicceiss which can bei inteirpreiteid as thei reisuilts that havei beiein achieiveid for variouis activitieis that havei beiein carrieid ouit. This financial peirformancei asseissmeint is a way to asseiss thei deiveilopmeint of thei coopeirativei and at thei samei timei a form of financial reisponsibility. KPRI Uisaha Sakeirja BBLITVEiT Bogor is a muilti-buisineiss coopeirativei which has a savings and loan buisineiss uinit, buisineiss stall, buisineiss spacei reintal coopeirativei and goods procuireimeint. Thei aim of this reiseiarch is to deiteirminei thei financial peirformancei of coopeirativeis baseid on thei Reiguilation of thei Ministeir of Coopeirativeis and Small and Meidiuim Einteirpriseis of thei Reipuiblic of Indoneisia Nuimbeir 06/Peir/M.KUiKM/V/2006. Reigarding thei Guiideilineis for asseissing Achieiveimeint Coopeirativeis/Award Coopeirativeis and thei financial condition of coopeirativeis in 2017-2021. This reiseiarch uiseis a quiantitativei reiseiarch deisign with a deiscriptivei approach beicauisei this reiseiarch uiseis data in thei form of nuimbeirs which arei thein proceisseid and analyzeid to makei deicisions. In this reiseiarch, thei financial peirformancei of coopeirativeis baseid on calcuilations of thei Reiguilation of thei Ministeir of Coopeirativeis and Small and Meidiuim Einteirpriseis of thei Reipuiblic of Indoneisia Nuimbeir 06/Peir/M.KUiKM/V/2006 KPRI Uisaha Sakeirja BBLITVEiT Bogor 2017-2021 is in poor condition with a scorei of <50 beicauisei eiveiry yeiar eixpeirieinceid a deiclinei which reisuilteid in thei valuiei continuiing to deiclinei and had an impact on thei condition of thei coopeirativei.","PeriodicalId":517462,"journal":{"name":"SHARING: JOURNAL OF ISLAMIC ECONOMICS, MANAGEMENT AND BUSINESS","volume":"88 s1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140395549","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2024-03-01DOI: 10.31004/sharing.v3i1.26046
Alvina Alvina, Lisa Efrina, Zulfa Rohmawati
The point of this examination is to decide the impact of the presence of A Nur Lampung Islamic College on the monetary states of the encompassing local area. The Impact of the Presence of A Nur Lampung Islamic College on the Financial States of the Sidoharjo Town People group in a Sharia Monetary Viewpoint (Contextual investigation of the Sidoharjo Town People group, Jatiagung Locale, South Lampung Rule). The strategy utilized in this exploration is a quantitative examination technique. The number of inhabitants in this study were occupants of Sidoharjo Town who had the situation with Head of Family. Corresponding arbitrary examining method. The example in this study was 25 heads of families spread across two villas in Sidoharjo Town. The information utilized is information on the quantity of family heads (KK) in every villa. The assortment strategy is as documentation and surveys. The information was handled and dissected utilizing the cross organization information examination strategy (crosstab). The exploration results show that the presence of the A Nur Lampung Islamic College grounds for the most part emphatically affects new financial development. In light of the presence of the A Nur Lampung Islamic College people group, financial circumstances should be visible from the synchronous cost assurance coefficient r table. The consequences of the examination acquired a rtable cost of 0.511. In this manner, it shows that the presence of A Nur Lampung Islamic College impacts financial circumstancesWatchwords: Islamic Economics¸ Social Circumstances, College
本研究的目的是确定楠榜伊斯兰学院的存在对当地货币状况的影响。从伊斯兰教法的货币角度看楠榜伊斯兰教学院的存在对西多哈若镇居民点金融状况的影响（对南楠榜省贾提贡地区西多哈若镇居民点的背景调查）。本研究采用的策略是定量研究技术。本研究中的居民人数为西多哈若镇有户主的居民。相应的任意检查方法。本研究的实例是西多哈若镇两栋别墅中的 25 个户主。所使用的信息是每栋别墅的户主数量（KK）信息。分类策略是文献和调查。利用交叉组织信息检查策略（交叉表）对信息进行处理和分析。调查结果显示，A Nur Lampung 伊斯兰学院的存在在很大程度上影响了新的金融发展。从同步成本保证系数r表中可以看出，鉴于A Nur Lampung伊斯兰学院人群的存在，财务状况应该是可见的。研究结果表明，r 表成本为 0.511。由此可见，楠榜伊斯兰学院的存在对财务状况产生了影响：伊斯兰经济学 社会环境 学院
{"title":"PENGARUH KEBERADAAN KAMPUS UNIVERSITAS ISLAM AN NUR LAMPUNG TERHADAP KONDISI EKONOMI MASYARAKAT DESA SIDOHARJO DALAM PRESPEKTIF EKONOMI SYARIAH","authors":"Alvina Alvina, Lisa Efrina, Zulfa Rohmawati","doi":"10.31004/sharing.v3i1.26046","DOIUrl":"https://doi.org/10.31004/sharing.v3i1.26046","url":null,"abstract":"The point of this examination is to decide the impact of the presence of A Nur Lampung Islamic College on the monetary states of the encompassing local area. The Impact of the Presence of A Nur Lampung Islamic College on the Financial States of the Sidoharjo Town People group in a Sharia Monetary Viewpoint (Contextual investigation of the Sidoharjo Town People group, Jatiagung Locale, South Lampung Rule). The strategy utilized in this exploration is a quantitative examination technique. The number of inhabitants in this study were occupants of Sidoharjo Town who had the situation with Head of Family. Corresponding arbitrary examining method. The example in this study was 25 heads of families spread across two villas in Sidoharjo Town. The information utilized is information on the quantity of family heads (KK) in every villa. The assortment strategy is as documentation and surveys. The information was handled and dissected utilizing the cross organization information examination strategy (crosstab). The exploration results show that the presence of the A Nur Lampung Islamic College grounds for the most part emphatically affects new financial development. In light of the presence of the A Nur Lampung Islamic College people group, financial circumstances should be visible from the synchronous cost assurance coefficient r table. The consequences of the examination acquired a rtable cost of 0.511. In this manner, it shows that the presence of A Nur Lampung Islamic College impacts financial circumstancesWatchwords: Islamic Economics¸ Social Circumstances, College","PeriodicalId":517462,"journal":{"name":"SHARING: JOURNAL OF ISLAMIC ECONOMICS, MANAGEMENT AND BUSINESS","volume":"9 8","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140285941","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2024-01-29DOI: 10.31004/sharing.v3i1.24693
Afish Rizqiya Harits, Lisa Efrina, Estelee Elora Akbar
The point of this exploration is to figure out how mudharabah contracts are executed in Sidoharjo Town and to figure out the perspective on sharia monetary regulation in regards to the framework utilized. In this examination, the strategy utilized is field research with a subjective graphic methodology and the information assortment techniques utilized are organized perception, meetings and documentation. The sources in this examination were individuals who keep cows and cow proprietors in Sidoharjo Town. The examination results show that assuming that there is a benefit sharing framework in bringing cows up in Sidoharjo Town, Jati Agung Locale, South Lampung Rule, there are two benefit sharing frameworks, the first is by separating the calves that have been conceived. cows that have been cared for by their managers. Second, by isolating the benefits from the offer of steers that have been raised by the rancher subsequent to returning the capital. This collaboration is clear in deciding beginning capital and steers costs. Concerning the survey of Sharia Monetary Regulation in view of the Accumulation of Sharia Financial Regulation, the execution of the benefit sharing framework in bringing dairy cattle up in Sidoharjo Town, Jati Agung Locale, South Lampung Rule as far as benefit imparting is in agreement to appropriate guidelines. type of thought. Be that as it may, assuming a misfortune happens, this cooperation doesn't contain a component of dharar (risk) since it is commonly useful when it comes time to share the benefits and both will encounter more noteworthy misfortunes in the event that the cow they are raising kicks the bucket. Consequently, the benefit sharing collaboration did by the local area in Sidoharjo Town is as per what has been managed in the Sharia Financial Regulation Accumulation.
本次调查的目的是了解西多哈若镇如何执行穆德哈拉巴合同，并从所使用的框架角度了解伊斯兰教法的货币监管。在本次研究中，采用的策略是以主观图表法进行实地研究，而采用的信息收集技术是有组织的感知、会议和文件。本次研究的信息来源是西多哈若镇的奶牛饲养者和奶牛所有者。研究结果表明，假定南楠榜省亚提阿贡地区西多哈若镇在饲养奶牛方面存在利益分享框架，则有两种利益分享框架，第一种是将受孕的牛犊与管理者照料的奶牛分开。其次，将牧场主在归还资本后饲养的小公牛的收益分离出来。这种合作在决定起始资本和母牛成本时是显而易见的。鉴于《伊斯兰教金融条例》的积累，在南楠榜州 Jati Agung 地区 Sidoharjo 镇饲养奶牛时，利益分享框架的执行就利益传授而言符合适当的准则。尽管如此，假设不幸发生，这种合作并不包含 "风险"（dharar）的成分，因为在分享利益的时候，这种合作通常是有用的，如果他们饲养的奶牛死了，双方都会遇到更多值得注意的不幸。因此，西多哈若镇当地所做的利益分享合作符合《伊斯兰教法财务条例》中的管理规定。
{"title":"STRATEGI PEMASARAN PEDAGANG PASAR TRADISIONAL DALAM PERSPEKTIF EKONOMI ISLAM","authors":"Afish Rizqiya Harits, Lisa Efrina, Estelee Elora Akbar","doi":"10.31004/sharing.v3i1.24693","DOIUrl":"https://doi.org/10.31004/sharing.v3i1.24693","url":null,"abstract":"The point of this exploration is to figure out how mudharabah contracts are executed in Sidoharjo Town and to figure out the perspective on sharia monetary regulation in regards to the framework utilized. In this examination, the strategy utilized is field research with a subjective graphic methodology and the information assortment techniques utilized are organized perception, meetings and documentation. The sources in this examination were individuals who keep cows and cow proprietors in Sidoharjo Town. The examination results show that assuming that there is a benefit sharing framework in bringing cows up in Sidoharjo Town, Jati Agung Locale, South Lampung Rule, there are two benefit sharing frameworks, the first is by separating the calves that have been conceived. cows that have been cared for by their managers. Second, by isolating the benefits from the offer of steers that have been raised by the rancher subsequent to returning the capital. This collaboration is clear in deciding beginning capital and steers costs. Concerning the survey of Sharia Monetary Regulation in view of the Accumulation of Sharia Financial Regulation, the execution of the benefit sharing framework in bringing dairy cattle up in Sidoharjo Town, Jati Agung Locale, South Lampung Rule as far as benefit imparting is in agreement to appropriate guidelines. type of thought. Be that as it may, assuming a misfortune happens, this cooperation doesn't contain a component of dharar (risk) since it is commonly useful when it comes time to share the benefits and both will encounter more noteworthy misfortunes in the event that the cow they are raising kicks the bucket. Consequently, the benefit sharing collaboration did by the local area in Sidoharjo Town is as per what has been managed in the Sharia Financial Regulation Accumulation.","PeriodicalId":517462,"journal":{"name":"SHARING: JOURNAL OF ISLAMIC ECONOMICS, MANAGEMENT AND BUSINESS","volume":"75 5","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-01-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140486271","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2024-01-25DOI: 10.31004/sharing.v3i1.23913
Merry Meilany
Tujuan dari penelitian ini adalah untuk menganalisis pengaruh penerapan prinsip 5C terhadap pengambilan keputusan kredit tanpa anggunan (KTA) pada PT. BPR Anugerah Bintang Sejaterah Pekanbaru. Penelitian ini menggunakan pendekatan kuantitatif dengan teknik pengumpulan data yaitu studi pustaka, studi lapangan wawancara, observasi, dokumentasi dan angket (kuisioner). Sedangkan teknik analisis data menggunakan analisis regresi berganda. A). Character (X1): Dengan thitung 3,796 lebih besar dari ttabel 2,65 dengan tingkat signifikan 0,000 lebih kecil dari 0.05. Maka H0 diterima dan Ha diterima, artinya variabel Character berpengaruh terhadap pengambilan keputusan kredit. B).Capacity (X2): Dengan thitung -0,013 lebih kecil dari ttabel 2,65 dengan tingkat signifikan 0,990 lebih besar dari 0.05. Maka H0 ditolak dan Ha ditolak, artinya variabel Capacity tidak berpengaruh terhadap pengambilan keputusan kredit. C). Capital (X3): Dengan thitung 1,502 lebih kecil dari ttabel 2,65 dengan tingkat signifikan 0,139 lebih besar dari 0.05. Maka H0 ditolak dan Ha ditolak, artinya variabel Capital tidak berpengaruh terhadap pengambilan keputusan kredit. D). Collateral (X4): Dengan thitung -1,953 lebih kecil dari ttabel 2,65 dengan tingkat signifikan 0,056 lebih besar dari 0.05. Maka H0 ditolak dan Ha ditolak, artinya variabel Collateral tidak berpengaruh terhadap pengambilan keputusan kredit. E). Condition (X5): Dengan thitung 2,120 lebih kecil dari ttabel 2,65 dengan tingkat signifikan 0,038 lebih kecil dari 0.05. Maka H0 ditolak dan Ha diterima, artinya variabel Condition tidak berpengaruh terhadap pengambilan keputusan kredit.
本研究旨在分析 5C 原则的应用对北干巴鲁 PT BPR Anugerah Bintang Sejaterah 公司无担保信贷决策（KTA）的影响。本研究采用定量方法收集数据，即文献研究、实地研究访谈、观察、文献和问卷调查（调查问卷）。数据分析技术采用多元回归分析法。A).特征（X1）：tcount 为 3.796，大于 t 表中的 2.65，显著水平为 0.000，小于 0.05。因此，H0 被接受，Ha 被接受，这意味着性格变量对信贷决策有影响。B）.能力（X2）：tcount -0.013 小于 ttable 2.65，显著水平 0.990 大于 0.05。因此，H0 被拒绝，Ha 被拒绝，这意味着能力变量对信贷决策没有影响。C).资本（X3）：tcount 1.502 小于 t table 2.65，显著水平 0.139 大于 0.05。因此，H0 被拒绝，Ha 被拒绝，这意味着资本变量对信贷决策没有影响。D).抵押（X4）：tcount -1.953 小于 t 表 2.65，显著水平 0.056 大于 0.05。因此，H0 被拒绝，Ha 被拒绝，这意味着抵押变量对信贷决策没有影响。E).条件 (X5)：tcount 2.120 小于 t table 2.65，显著水平 0.038 小于 0.05。因此，拒绝 H0，接受 Ha，即条件变量对信贷决策没有影响。
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