Everyone will definitely need other people. More so in terms of human needs. one of them is in the field of trade related to materials. One of them is in the Anugrah Shop. The buying and selling practices carried out at Toko Anugrah have been running for a long time. How to do it is by observation, interviews, and documentation used to collect data. The tool used is the interview guide as the main tool. Data processing begins with data collection, data reduction, data organisation, and data validation. Triangulation techniques were used when testing the validity of the data. The results of the study state that this research aims to explore the practice of buying and selling at Toko Anugrah from the perspective of Islamic economics. Islamic economics emphasises the principles of fairness, transparency, and halalness in every transaction. This study explains how Toko Anugrah applies these principles in its daily operations, particularly in pricing, quality of goods, and the contract process. Through the implementation of the murabaha contract, this shop sells goods with a clear profit margin without the element of usury. The return policy is also set fairly, ensuring customer satisfaction and trust. The results show that the buying and selling practices at Toko Anugrah not only increase customer trust but also provide sustainable profits and blessings for the store.
{"title":"Praktek Jual Beli di Toko Anugrah Perspektif Ekonomi Syariah","authors":"Ahmad Syaifuddin, Reza Hilmy Luayyin, M. N. Ardli","doi":"10.46773/jse.v3i2.1241","DOIUrl":"https://doi.org/10.46773/jse.v3i2.1241","url":null,"abstract":"Everyone will definitely need other people. More so in terms of human needs. one of them is in the field of trade related to materials. One of them is in the Anugrah Shop. The buying and selling practices carried out at Toko Anugrah have been running for a long time. How to do it is by observation, interviews, and documentation used to collect data. The tool used is the interview guide as the main tool. Data processing begins with data collection, data reduction, data organisation, and data validation. Triangulation techniques were used when testing the validity of the data. The results of the study state that this research aims to explore the practice of buying and selling at Toko Anugrah from the perspective of Islamic economics. Islamic economics emphasises the principles of fairness, transparency, and halalness in every transaction. This study explains how Toko Anugrah applies these principles in its daily operations, particularly in pricing, quality of goods, and the contract process. Through the implementation of the murabaha contract, this shop sells goods with a clear profit margin without the element of usury. The return policy is also set fairly, ensuring customer satisfaction and trust. The results show that the buying and selling practices at Toko Anugrah not only increase customer trust but also provide sustainable profits and blessings for the store. ","PeriodicalId":104454,"journal":{"name":"JSE: Jurnal Sharia Economica","volume":"354 2‐3","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141686839","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The banking system has a strategic position as a support for the national economy. In Indonesia there are two banking systems, namely conventional banking systems and Islamic banking. In general, saving in conventional and sharia banking is no different, because both banks are required to follow general banking techniques. However, if analyzed more deeply, there are fundamental differences between the two. The first difference lies in the contract and the second difference in the reward. In banking products for profit-sharing contracts there are two, namely the Mudhorobah contract and the Musyarakah contract. However, mudhorobah contracts are rarely used for transactions in all Islamic banks. Of the products available at Islamic banks, one of them is mudhorobah contract financing in Islamic banking. This study has two problem formulations, namely how the terms and mechanisms of mudharabah financing at Bank Muamalat and how the implementation of mudharabah financing at Bank Muamalat. The purpose of this study is the first, to find out the mechanism and mudharabah transactions at Bank Muamalat Tulungagung, second to find out the implementation of mudharabah financing at Bank Muamalat Tulungagung. By using qualitative research methods, the first type of research, location, second source of data, third data analysis and data collection procedures, fourth technique, fifth data validation, and the sixth research stage. Keywords: application and mudharabah contract
{"title":"PENERAPAN BAGI HASIL DALAM PEMBIAYAAN MUDHARABAH DI BANK MUAMALAT TULUNGAGUNG","authors":"Bagus Ahmadi, Arif Nur'aini","doi":"10.46773/jse.v2i2.829","DOIUrl":"https://doi.org/10.46773/jse.v2i2.829","url":null,"abstract":"The banking system has a strategic position as a support for the national economy. In Indonesia there are two banking systems, namely conventional banking systems and Islamic banking. In general, saving in conventional and sharia banking is no different, because both banks are required to follow general banking techniques. However, if analyzed more deeply, there are fundamental differences between the two. The first difference lies in the contract and the second difference in the reward. In banking products for profit-sharing contracts there are two, namely the Mudhorobah contract and the Musyarakah contract. However, mudhorobah contracts are rarely used for transactions in all Islamic banks.\u0000Of the products available at Islamic banks, one of them is mudhorobah contract financing in Islamic banking. This study has two problem formulations, namely how the terms and mechanisms of mudharabah financing at Bank Muamalat and how the implementation of mudharabah financing at Bank Muamalat. The purpose of this study is the first, to find out the mechanism and mudharabah transactions at Bank Muamalat Tulungagung, second to find out the implementation of mudharabah financing at Bank Muamalat Tulungagung. By using qualitative research methods, the first type of research, location, second source of data, third data analysis and data collection procedures, fourth technique, fifth data validation, and the sixth research stage.\u0000Keywords: application and mudharabah contract","PeriodicalId":104454,"journal":{"name":"JSE: Jurnal Sharia Economica","volume":"46 11","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-12-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139007038","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Mohammad Arifin, Reza Hilmy Luayyin, Fia Ayuning Pertiwi
{"title":"JUAL BELI KULIT HEWAN KURBAN MENURUT HUKUM EKONOMI SYARIAH (Studi kasus Masjid At Taqwa, Sumberbulu, Tegalsiwalan, Probolinggo)","authors":"Mohammad Arifin, Reza Hilmy Luayyin, Fia Ayuning Pertiwi","doi":"10.46773/jse.v2i1.569","DOIUrl":"https://doi.org/10.46773/jse.v2i1.569","url":null,"abstract":"<jats:p />","PeriodicalId":104454,"journal":{"name":"JSE: Jurnal Sharia Economica","volume":"35 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133384661","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Fia Ayuning Pertiwi, Reza Hilmy Luayyin, Mohammad Arifin
{"title":"PROBLEM BASED LEARNING UNTUK MENINGKATKAN KETERAMPILAN BERPIKIR KRITIS: META ANALISIS","authors":"Fia Ayuning Pertiwi, Reza Hilmy Luayyin, Mohammad Arifin","doi":"10.46773/jse.v2i1.559","DOIUrl":"https://doi.org/10.46773/jse.v2i1.559","url":null,"abstract":"<jats:p />","PeriodicalId":104454,"journal":{"name":"JSE: Jurnal Sharia Economica","volume":"34 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114469276","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Reza Hilmy Luayyin, M. Arifin, Muhammad Alfi Syahrin
{"title":"(دراسة تحليلية القواعد الأصولية المعاملة عند السعدي) التطبيقات الأصولية من خلال تفسير سورة البقرة","authors":"Reza Hilmy Luayyin, M. Arifin, Muhammad Alfi Syahrin","doi":"10.46773/jse.v2i1.560","DOIUrl":"https://doi.org/10.46773/jse.v2i1.560","url":null,"abstract":"<jats:p />","PeriodicalId":104454,"journal":{"name":"JSE: Jurnal Sharia Economica","volume":"30 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133910075","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"STUDI KASUS STRATEGI BAURAN PEMASARAN PRODUK DALAM PEMBIAYAAN DI BANK MINI SYARIAH CABANG UNIVERSITAS ISLAM NEGERI SUNAN AMPEL SURABAYA","authors":"Millah Awalul Khusnunnia","doi":"10.46773/jse.v2i1.517","DOIUrl":"https://doi.org/10.46773/jse.v2i1.517","url":null,"abstract":"<jats:p />","PeriodicalId":104454,"journal":{"name":"JSE: Jurnal Sharia Economica","volume":"17 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123137705","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI RENDAHNYA MINAT MAHASISWA MENJADI NASABAH BANK MINI SYARIAH (STUDI KASUS BANK MINI SYARIAH UINSA)","authors":"Siti Izzatul Bariyah","doi":"10.46773/jse.v2i1.516","DOIUrl":"https://doi.org/10.46773/jse.v2i1.516","url":null,"abstract":"<jats:p />","PeriodicalId":104454,"journal":{"name":"JSE: Jurnal Sharia Economica","volume":"28 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126503375","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Sharia law is based on the Alquran and the sunna of the prophet Muhammad Shallahualahiwasallam in the first place and the basic knowledge of the sharia, by which they learn about sharia law. One of the most important things that society should be aware of, and one of the means of finding out about the sect is the Sunnah Tarkiyah, is the subject that has been decided by some fundamentalists, some of whom do not, because what was left by the prophet Shallahualahiwasallam is not called into question and is annulled. The aim of this research is to find out whether the Sunnah Tarkiyah is considered to be in the making of judgments and to compare the protest of the mohammadiyah swing council and the Indonesian ulema council with the Sunnah Tarkiyah. This type of research is a qualitative desk research in which the researcher gathers information from relevant sources and sources from the tiers council and scholars council books, and analyses it in order to obtain fatwas in protest of the Sunnah Tarkiyah, together with extrapolation, reasoning, comparison and theories from the theories of the origins of the fiqh. The main result of this research is that the researcher found that scholars differed in the authority of the Sunnah Tarkiyah, which is likely to be regarded as the same. The tit-for-tat council has also considered it in some of its fatwas, such as the pronouncement of intent, gift the good to the deceased and shaking hands after the congregation prayer. The ulema council does not dismiss the fact that in some of its fatwas, such as: praying together with the infidel; translating prayer and wall when praying; and congratulating the infidel by the words I pray.Keyword : Sunnah Tarkiyah, Methods and fatwas of the Muhammadiyah Tarjih Council, Method and fatwa of the Indonesian Ulema Council, ushul fiqih.
{"title":"حجية السنة التركية وآثارها في فتاوى مجلس الترجيح المحمدية و فتاوى مجلس العلماء الأندونيسي","authors":"Rudi Katamso, Reza Hilmy Luayyin","doi":"10.46773/.v1i2.440","DOIUrl":"https://doi.org/10.46773/.v1i2.440","url":null,"abstract":"Sharia law is based on the Alquran and the sunna of the prophet Muhammad Shallahualahiwasallam in the first place and the basic knowledge of the sharia, by which they learn about sharia law. One of the most important things that society should be aware of, and one of the means of finding out about the sect is the Sunnah Tarkiyah, is the subject that has been decided by some fundamentalists, some of whom do not, because what was left by the prophet Shallahualahiwasallam is not called into question and is annulled. The aim of this research is to find out whether the Sunnah Tarkiyah is considered to be in the making of judgments and to compare the protest of the mohammadiyah swing council and the Indonesian ulema council with the Sunnah Tarkiyah. This type of research is a qualitative desk research in which the researcher gathers information from relevant sources and sources from the tiers council and scholars council books, and analyses it in order to obtain fatwas in protest of the Sunnah Tarkiyah, together with extrapolation, reasoning, comparison and theories from the theories of the origins of the fiqh. The main result of this research is that the researcher found that scholars differed in the authority of the Sunnah Tarkiyah, which is likely to be regarded as the same. The tit-for-tat council has also considered it in some of its fatwas, such as the pronouncement of intent, gift the good to the deceased and shaking hands after the congregation prayer. The ulema council does not dismiss the fact that in some of its fatwas, such as: praying together with the infidel; translating prayer and wall when praying; and congratulating the infidel by the words I pray.Keyword : Sunnah Tarkiyah, Methods and fatwas of the Muhammadiyah Tarjih Council, Method and fatwa of the Indonesian Ulema Council, ushul fiqih.","PeriodicalId":104454,"journal":{"name":"JSE: Jurnal Sharia Economica","volume":"198 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132305178","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Mohammad Arifin, Reza Hilmy Luayyin, M. A. Syahrin
Manusia tidak terlepas dari pergaulan yang mengatur hubungan manusia dalam segala kebutuhannya atau yang biasa disebut dengan muamalah. Kegiatan yang melibatkan manusia dengan manusia atau dengan yang lain yang bersifat duniawi disebut juga sebagai kegiatan muammalah, mempelajari al-mu'amalah adalah suatu kewajiban bagi setiap manusia.Kegiatan bermuammalah ummat manusia didunia ini telah diatur oleh islam, begitupun dengan transaksi jual beli yang dilakukan oleh semua orang demi mencukupi kebutuhannya sehari-hari. Untuk memberikan kedamaian, kesejahteraan dan keamanaan bagi setiap ummat manusia dalam melakukan transaksi jual beli, Islam memberikan koridor atau hukum ekonomi syariah untuk mengatur kegiatan tersebut.Jual Beli Salam adalah salah satu solusi untuk melakukan transaksi jual beli yang tujuannya dibayar diawal dan barang yang dibeli diserahkan pada lain waktu dengan ketentuan yang telah disepakati sebelumnya. Dalam akad salam ini telah juga diatur syarat syarat dan rukun sah nya akad salam, dari metode pembayaran, jenis barang atau obyek, spesifikasi harus dijelaskan rinci, kualitas dan kuantitas juga perlu disampaikan tanpa adanya hal yang samar. Keywords : Salam, Ijon, sharia economic law
{"title":"ANALISIS AKAD SALAM DAN IJON MENURUT HUKUM EKONOMI SYARIAH","authors":"Mohammad Arifin, Reza Hilmy Luayyin, M. A. Syahrin","doi":"10.46773/.v1i2.399","DOIUrl":"https://doi.org/10.46773/.v1i2.399","url":null,"abstract":"Manusia tidak terlepas dari pergaulan yang mengatur hubungan manusia dalam segala kebutuhannya atau yang biasa disebut dengan muamalah. Kegiatan yang melibatkan manusia dengan manusia atau dengan yang lain yang bersifat duniawi disebut juga sebagai kegiatan muammalah, mempelajari al-mu'amalah adalah suatu kewajiban bagi setiap manusia.Kegiatan bermuammalah ummat manusia didunia ini telah diatur oleh islam, begitupun dengan transaksi jual beli yang dilakukan oleh semua orang demi mencukupi kebutuhannya sehari-hari. Untuk memberikan kedamaian, kesejahteraan dan keamanaan bagi setiap ummat manusia dalam melakukan transaksi jual beli, Islam memberikan koridor atau hukum ekonomi syariah untuk mengatur kegiatan tersebut.Jual Beli Salam adalah salah satu solusi untuk melakukan transaksi jual beli yang tujuannya dibayar diawal dan barang yang dibeli diserahkan pada lain waktu dengan ketentuan yang telah disepakati sebelumnya. Dalam akad salam ini telah juga diatur syarat syarat dan rukun sah nya akad salam, dari metode pembayaran, jenis barang atau obyek, spesifikasi harus dijelaskan rinci, kualitas dan kuantitas juga perlu disampaikan tanpa adanya hal yang samar. Keywords : Salam, Ijon, sharia economic law","PeriodicalId":104454,"journal":{"name":"JSE: Jurnal Sharia Economica","volume":"31 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-07-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114793893","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Muhammad Alfi Syahrin, Mohammad Arifin, Reza Hilmy Luayyin
Sistem ekonomi Islam adalah sistem yang menganut dan mengintegrasikan nilai-nilai, akidah, norma dan ajaran Islam (variabel iman) sebagai elemen dasar untuk mewujudkan kemakmuran. faktor kepercayaan menjadi acuan untuk menetapkan perbuatan ekonomi pada pengelolaan faktor pembuatan, penyaluran dan konsumsi sebuah produk baik prokduk jasa maupun produk barang sebelum beredar menurut aturan pasar. Agar ada kesamaan juga ada keseimbangan ditengah tengah kepentingan perorangan, kelompok masyarakat dan pengelolaan pasar, terbentuk berdasarkan hasil berbagai kebijakan lembaga sosial ekonomi masyarakat dan negara dalam bentuk kebijakan yang berlandaskan nilai-nilai agama. Untuk itu diperlukan stimulan juga desiminasi ekonomi yang global untuk dapat membawa seseorang maupun kelompok masyarakat mencapai kebahagiaan dan kehormatan yang baik (hayatan toyyibah) pada kehidupan dunia juga dalam kehidupan di akhirat. Maka dari itu, tulisan ini ingin memberi masukan bahwa harus ada usaha untuk mewujudkan kesejahteraan masyarakat yang sesuai dengan tujuan ekonomi syariah sesuai tujuan manusia itu sendiri. Ikhtiar tersebut harus menggunakan dasar ekonomi Islam yaitu moral sebagai dasar sistem ekonomi, harus menjaga halal-haram dalam konsumsi, serta ekonomi yang bertujuan mewujudkan kesejahteraan umat manusia.Kata kunci : kesejahteraan, sistem ekonomi, ekonomi islam
{"title":"KESEJAHTERAAN MASYARAKAT PERSPEKTIF EKONOMI SYARIAH","authors":"Muhammad Alfi Syahrin, Mohammad Arifin, Reza Hilmy Luayyin","doi":"10.46773/.v1i2.395","DOIUrl":"https://doi.org/10.46773/.v1i2.395","url":null,"abstract":"Sistem ekonomi Islam adalah sistem yang menganut dan mengintegrasikan nilai-nilai, akidah, norma dan ajaran Islam (variabel iman) sebagai elemen dasar untuk mewujudkan kemakmuran. faktor kepercayaan menjadi acuan untuk menetapkan perbuatan ekonomi pada pengelolaan faktor pembuatan, penyaluran dan konsumsi sebuah produk baik prokduk jasa maupun produk barang sebelum beredar menurut aturan pasar. Agar ada kesamaan juga ada keseimbangan ditengah tengah kepentingan perorangan, kelompok masyarakat dan pengelolaan pasar, terbentuk berdasarkan hasil berbagai kebijakan lembaga sosial ekonomi masyarakat dan negara dalam bentuk kebijakan yang berlandaskan nilai-nilai agama. Untuk itu diperlukan stimulan juga desiminasi ekonomi yang global untuk dapat membawa seseorang maupun kelompok masyarakat mencapai kebahagiaan dan kehormatan yang baik (hayatan toyyibah) pada kehidupan dunia juga dalam kehidupan di akhirat. Maka dari itu, tulisan ini ingin memberi masukan bahwa harus ada usaha untuk mewujudkan kesejahteraan masyarakat yang sesuai dengan tujuan ekonomi syariah sesuai tujuan manusia itu sendiri. Ikhtiar tersebut harus menggunakan dasar ekonomi Islam yaitu moral sebagai dasar sistem ekonomi, harus menjaga halal-haram dalam konsumsi, serta ekonomi yang bertujuan mewujudkan kesejahteraan umat manusia.Kata kunci : kesejahteraan, sistem ekonomi, ekonomi islam","PeriodicalId":104454,"journal":{"name":"JSE: Jurnal Sharia Economica","volume":"24 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-07-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130549142","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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