Pub Date : 2020-06-01DOI: 10.20885/AJIM.VOL2.ISS2.ART4
Sulaeman Sulaeman
Purpose: This study aims to present and to test practically the concept of the Islamic donation-based crowdfunding platform model for providing the financing program of MSMEs in times of COVID-19 pandemic in Indonesia. Methodology: This study uses a conceptual and empirical approach. The primary data is collected through the online survey questionnaires and then the data are descriptively analyzed. Findings: This research finds that the concept of the Islamic donation-based crowdfunding platform model is expected to solve the existing problems due to the adverse impact of the Covid-19 pandemic on MSMEs in Indonesia. Also, the platform model will open the opportunity for more optimum and impactful utilization of Islamic charity donation funds from zakat , cash waqf , sadaqah , and the like. Besides, an empirical study finds the majority of respondents accepted the concept of the Islamic donation-based crowdfunding platform model. The platform model has the potential to optimize financing programs for MSMEs in times of the Covid -19 pandemic situation. Practical implications: The present study also has implications for government, zakat institution, waqf institution, and policymakers to realize the concept of the Islamic donation-based crowdfunding platform model into the real world. Originality: The study will contribute to the existing literature especially on the Islamic donation-based crowdfunding platform model as an alternative strategy to minimize the negative impact of the Covid-19 pandemic on MSMEs in Indonesia.
{"title":"A conceptual and empirical study on the development of the Islamic donation-based crowdfunding platform model for micro small and medium-sized enterprises (MSMEs) in times of Covid-19 pandemic in Indonesia","authors":"Sulaeman Sulaeman","doi":"10.20885/AJIM.VOL2.ISS2.ART4","DOIUrl":"https://doi.org/10.20885/AJIM.VOL2.ISS2.ART4","url":null,"abstract":"Purpose: This study aims to present and to test practically the concept of the Islamic donation-based crowdfunding platform model for providing the financing program of MSMEs in times of COVID-19 pandemic in Indonesia. Methodology: This study uses a conceptual and empirical approach. The primary data is collected through the online survey questionnaires and then the data are descriptively analyzed. Findings: This research finds that the concept of the Islamic donation-based crowdfunding platform model is expected to solve the existing problems due to the adverse impact of the Covid-19 pandemic on MSMEs in Indonesia. Also, the platform model will open the opportunity for more optimum and impactful utilization of Islamic charity donation funds from zakat , cash waqf , sadaqah , and the like. Besides, an empirical study finds the majority of respondents accepted the concept of the Islamic donation-based crowdfunding platform model. The platform model has the potential to optimize financing programs for MSMEs in times of the Covid -19 pandemic situation. Practical implications: The present study also has implications for government, zakat institution, waqf institution, and policymakers to realize the concept of the Islamic donation-based crowdfunding platform model into the real world. Originality: The study will contribute to the existing literature especially on the Islamic donation-based crowdfunding platform model as an alternative strategy to minimize the negative impact of the Covid-19 pandemic on MSMEs in Indonesia.","PeriodicalId":121093,"journal":{"name":"Asian Journal of Islamic Management (AJIM)","volume":"71 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129255584","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-06-01DOI: 10.20885/ajim.vol2.iss1.art2
Agung Budi Sulistiyo, Siti Maria Wardayati, A. Hidayatullah, Shita Silvia Nahdia Riesky
Purpose: This study aims to analyze the effect of Islamic corporate governance and shariah compliance on customer trust in Islamic bank. Methodology: The research method used is a quantitative method with random sampling technique. The data analysis technique used is descriptive statistics and multiple linear regression techniques to test the hypothesis. Findings: The results of the study show that (1) out of the five principles of GCG (transparency, accountability, responsibility, independency and fairness) only transparency has a positive effect on customer trust as indicated by a significance value of 0.047. (2) shariah compliance has a positive effect on customer trust, besides that shariah compliance is a very large indicator contributing to increase customer trust, indicated by a significance value of 0,000. Originality: As far as we are concerned, only a few publications examined the effect of Islamic corporate governance and shariah compliance on customer trust in Islamic bank.
{"title":"Effect of Islamic corporate governance on customer trust: empirical study on Islamic bank","authors":"Agung Budi Sulistiyo, Siti Maria Wardayati, A. Hidayatullah, Shita Silvia Nahdia Riesky","doi":"10.20885/ajim.vol2.iss1.art2","DOIUrl":"https://doi.org/10.20885/ajim.vol2.iss1.art2","url":null,"abstract":"Purpose: This study aims to analyze the effect of Islamic corporate governance and shariah compliance on customer trust in Islamic bank. Methodology: The research method used is a quantitative method with random sampling technique. The data analysis technique used is descriptive statistics and multiple linear regression techniques to test the hypothesis. Findings: The results of the study show that (1) out of the five principles of GCG (transparency, accountability, responsibility, independency and fairness) only transparency has a positive effect on customer trust as indicated by a significance value of 0.047. (2) shariah compliance has a positive effect on customer trust, besides that shariah compliance is a very large indicator contributing to increase customer trust, indicated by a significance value of 0,000. Originality: As far as we are concerned, only a few publications examined the effect of Islamic corporate governance and shariah compliance on customer trust in Islamic bank.","PeriodicalId":121093,"journal":{"name":"Asian Journal of Islamic Management (AJIM)","volume":"104 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128041665","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-06-01DOI: 10.20885/AJIM.VOL2.ISS2.ART2
Lutfi Auliarahman, S. Sumadi
Purpose: This study aims to examine the effect of social media marketing and religiosity on perceived value and student’s decision in choosing non-religious programs at Islamic Higher Education. Methodology: This study conducted an online survey on 158 respondents who are studying non-religious programs in three Islamic Higher Education institutions in Indonesia, namely Universitas Islam Indonesia, Universitas Muhammadiyah Yogyakarta, and Universitas Islam Negeri Sunan Kalijaga. The data was analysed using Partial Least Square Structural Equation Modeling (PLS-SEM). Findings: The results show that social media marketing and religiosity have a positive and significant impact on perceived value. Social media marketing has a positive but insignificant impact on student’s decision and religiosity has a negative but insignificant impact on student’s decision. Lastly, perceived value have a positive and significant impact on student’s decision. Originality: The need for higher education is increasing along with the demands of the working world which requires skills and professional abilities in accordance with the needs of the organization. This causes the interest of people to continue their studies to the higher education level is also increasing. Even so, the fierce competition between higher education institutions to get potential candidates in student enrollment forces them to struggle to survive, especially for Islamic Higher Education. Thus, it is important for hihger education institutions to implement effective marketing strategies.
{"title":"The effect of social media marketing and religiosity on perceived value and student’s decision in choosing non-religious program at Islamic higher education","authors":"Lutfi Auliarahman, S. Sumadi","doi":"10.20885/AJIM.VOL2.ISS2.ART2","DOIUrl":"https://doi.org/10.20885/AJIM.VOL2.ISS2.ART2","url":null,"abstract":"Purpose: This study aims to examine the effect of social media marketing and religiosity on perceived value and student’s decision in choosing non-religious programs at Islamic Higher Education. Methodology: This study conducted an online survey on 158 respondents who are studying non-religious programs in three Islamic Higher Education institutions in Indonesia, namely Universitas Islam Indonesia, Universitas Muhammadiyah Yogyakarta, and Universitas Islam Negeri Sunan Kalijaga. The data was analysed using Partial Least Square Structural Equation Modeling (PLS-SEM). Findings: The results show that social media marketing and religiosity have a positive and significant impact on perceived value. Social media marketing has a positive but insignificant impact on student’s decision and religiosity has a negative but insignificant impact on student’s decision. Lastly, perceived value have a positive and significant impact on student’s decision. Originality: The need for higher education is increasing along with the demands of the working world which requires skills and professional abilities in accordance with the needs of the organization. This causes the interest of people to continue their studies to the higher education level is also increasing. Even so, the fierce competition between higher education institutions to get potential candidates in student enrollment forces them to struggle to survive, especially for Islamic Higher Education. Thus, it is important for hihger education institutions to implement effective marketing strategies.","PeriodicalId":121093,"journal":{"name":"Asian Journal of Islamic Management (AJIM)","volume":"52 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121782223","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-12-01DOI: 10.20885/ajim.vol1.iss2.art2
Istyakara Muslichah, S. Sanusi
Purpose: Cosiderable numbers of study provides and widen the horizon of knowledge on the intentions of people or business to use religious-related banking product.With the increasing awareness of Islamic banking product, this study aims to probe the relationship between knowledge of Islamic finance and religiousity with the intention of consumer to use Islamic banking products. Methodoloy: Using convenient sampling, this research uses questionnaires to gather primary data from business owners or managers in Yogyakarta as the respondents. SMART PLS is used to analyzed the data. Findings: This result show that business players’ intention to use Islamic banking products is influenced by religiosity, literacy and attitude. Meanwhile, the effect of Islamic financial literacy on the intention to use Islamic banking products shows a greater influence compared to other relationship. Knowledge, especially being financially literate is very important to increase the interest of industry players using Islamic products. Originality/Value: To the author knowledge, as the results variations among researcher exist, the findings of this research provides deeper insight on the literature of behavior and norms as well as Islamic financial literacy. This paper suggests that knowledge and religiousity matters as for business payers to make utilization decision related to Islamic banking product.
{"title":"The effect of religiosity and financial literacy on intention to use Islamic banking products","authors":"Istyakara Muslichah, S. Sanusi","doi":"10.20885/ajim.vol1.iss2.art2","DOIUrl":"https://doi.org/10.20885/ajim.vol1.iss2.art2","url":null,"abstract":"Purpose: Cosiderable numbers of study provides and widen the horizon of knowledge on the intentions of people or business to use religious-related banking product.With the increasing awareness of Islamic banking product, this study aims to probe the relationship between knowledge of Islamic finance and religiousity with the intention of consumer to use Islamic banking products. Methodoloy: Using convenient sampling, this research uses questionnaires to gather primary data from business owners or managers in Yogyakarta as the respondents. SMART PLS is used to analyzed the data. Findings: This result show that business players’ intention to use Islamic banking products is influenced by religiosity, literacy and attitude. Meanwhile, the effect of Islamic financial literacy on the intention to use Islamic banking products shows a greater influence compared to other relationship. Knowledge, especially being financially literate is very important to increase the interest of industry players using Islamic products. Originality/Value: To the author knowledge, as the results variations among researcher exist, the findings of this research provides deeper insight on the literature of behavior and norms as well as Islamic financial literacy. This paper suggests that knowledge and religiousity matters as for business payers to make utilization decision related to Islamic banking product.","PeriodicalId":121093,"journal":{"name":"Asian Journal of Islamic Management (AJIM)","volume":"92 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-12-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126301863","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-06-01DOI: 10.20885/AJIM.VOL1.ISS1.ART2
Dara Anggun Puspita Dewi, G. G. Zalzalah
Purpose: The aim of this research was to determine the influence of effective advertisement (emotional response and environmental response), extrinsic cues (brand image, packaging, and price) toward the consumer buying attitude, and to analyze the influence of extrinsic cues on consumer buying attitude of Wardah through income as the moderating variable. Methodology: The sample was taken by female university students who used the product of Wardah. The sampling technique used was a non-probability sample that is convenience sampling or accidental sampling. The analytical tool used multiple linear regression analysis with SPSS version 20. Findings : The results of multiple regression analysis showed a positive and significant influence on the effective advertisement (emotional response and environmental response), and extrinsic cues (brand image, packaging, and price) toward the consumer buying attitude, and income was positively moderated the extrinsic cues toward the consumer buying attitude. Originality/Contributions : This is the first study to find out, the researcher focused on female university students in Yogyakarta who were using Wardah cosmetic. There were five parts of questions based on the effectiveness of advertising variables, brand image variables, packaging variables, pricing variables, income variables and buying attitude variables
目的:本研究的目的是确定有效广告(情绪反应和环境反应)、外在线索(品牌形象、包装和价格)对消费者购买态度的影响，并通过收入作为调节变量分析外在线索对消费者购买态度的影响。方法:样本为使用华达产品的女大学生。使用的抽样技术是非概率抽样，即方便抽样或偶然抽样。分析工具使用SPSS version 20进行多元线性回归分析。结果发现:多元回归分析结果显示，有效广告(情绪反应和环境反应)和外在暗示(品牌形象、包装和价格)对消费者购买态度有正向显著影响，收入对外在暗示对消费者购买态度有正向调节作用。原创性/贡献:这是第一个发现这一点的研究，研究人员将重点放在日惹使用Wardah化妆品的女大学生身上。根据广告变量、品牌形象变量、包装变量、定价变量、收入变量和购买态度变量的有效性，问题分为五个部分
{"title":"Advertisement and the extrinsic cues toward buying attitude: Case of Wardah halal cosmetics","authors":"Dara Anggun Puspita Dewi, G. G. Zalzalah","doi":"10.20885/AJIM.VOL1.ISS1.ART2","DOIUrl":"https://doi.org/10.20885/AJIM.VOL1.ISS1.ART2","url":null,"abstract":"Purpose: The aim of this research was to determine the influence of effective advertisement (emotional response and environmental response), extrinsic cues (brand image, packaging, and price) toward the consumer buying attitude, and to analyze the influence of extrinsic cues on consumer buying attitude of Wardah through income as the moderating variable. Methodology: The sample was taken by female university students who used the product of Wardah. The sampling technique used was a non-probability sample that is convenience sampling or accidental sampling. The analytical tool used multiple linear regression analysis with SPSS version 20. Findings : The results of multiple regression analysis showed a positive and significant influence on the effective advertisement (emotional response and environmental response), and extrinsic cues (brand image, packaging, and price) toward the consumer buying attitude, and income was positively moderated the extrinsic cues toward the consumer buying attitude. Originality/Contributions : This is the first study to find out, the researcher focused on female university students in Yogyakarta who were using Wardah cosmetic. There were five parts of questions based on the effectiveness of advertising variables, brand image variables, packaging variables, pricing variables, income variables and buying attitude variables","PeriodicalId":121093,"journal":{"name":"Asian Journal of Islamic Management (AJIM)","volume":"25 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114519669","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-06-01DOI: 10.20885/AJIM.VOL1.ISS1.ART4
Rukaanisy Syahierah, Ashilla Larasati
Purpose: This research is aimed to analyze whether disclosure of corporate social responsibility (CSR) of sharia bank in Indonesia is influenced by some factors. Methodology: This research used the data from Islamic Social Reporting (ISR) index. ISR was evaluated based on content analysis; that is by analyzing annual report of 11 sharia banks. Findings: Multiple regressions showed that company size significantly affected the level of disclosure of CSR but it was the contrary for profitability. Originality/contributions: This is the first study to used 11 sharia banks in Indonesia during the period of 2010-2013.
{"title":"Does company size and profitability affect corporate social responsibility disclosure?","authors":"Rukaanisy Syahierah, Ashilla Larasati","doi":"10.20885/AJIM.VOL1.ISS1.ART4","DOIUrl":"https://doi.org/10.20885/AJIM.VOL1.ISS1.ART4","url":null,"abstract":"Purpose: This research is aimed to analyze whether disclosure of corporate social responsibility (CSR) of sharia bank in Indonesia is influenced by some factors. Methodology: This research used the data from Islamic Social Reporting (ISR) index. ISR was evaluated based on content analysis; that is by analyzing annual report of 11 sharia banks. Findings: Multiple regressions showed that company size significantly affected the level of disclosure of CSR but it was the contrary for profitability. Originality/contributions: This is the first study to used 11 sharia banks in Indonesia during the period of 2010-2013.","PeriodicalId":121093,"journal":{"name":"Asian Journal of Islamic Management (AJIM)","volume":"57 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124631148","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-06-01DOI: 10.20885/AJIM.VOL1.ISS1.ART3
Gupita Permataningayu, Siti Mahdaria
Purpose: This study aims to analyze the effect of NPF (non-performing financing) and FDR (financing to deposit ratio) to the volume of financing in Indonesia Islamic Banks with third-party funds as a mediating variable. This research is a quantitative research. Methodology: The populations in this study are Bank Indonesia Publication Reports and other references from journals, research, internet, etc. Sampling was done by purposive sampling method Secondary data collection method used is documentation method. Data analysis techniques used in this research is the technique of mediation regression analysis, which uses multiple causal step method. Findings : The results show that NPF (non-performing financing) does not affect the volume of financing in Islamic commercial banks in Indonesia, FDR (financing to deposit ratio) does not affect the volume of financing in Islamic commercial banks in Indonesia, NPF (non-performing financing) has no effect on DPK (third party funds), FDR (financing to deposit ratio) has no effect on DPK (third party funds), DPK (third party funds) has a positive effect on the volume of financing in Islamic commercial banks in Indonesia, DPK partially mediates the effect of NPF (non-performing financing) to the volume of financing Islamic banks in Indonesia, DPK perfectly mediates the effect of FDR (financing to deposit ratio) to the volume of financing Islamic banks in Indonesia. Originality/Contribution: This is the first study to used Islamic banks selected for this research are Bank Muamalat Indonesia, Bank Syariah Mandiri, Bank Syariah Mega Indonesia and the data are taken from the tri-monthly report.
{"title":"The effect of non-performing financing and financing to deposit ratio on Islamic banks financing in Indonesia","authors":"Gupita Permataningayu, Siti Mahdaria","doi":"10.20885/AJIM.VOL1.ISS1.ART3","DOIUrl":"https://doi.org/10.20885/AJIM.VOL1.ISS1.ART3","url":null,"abstract":"Purpose: This study aims to analyze the effect of NPF (non-performing financing) and FDR (financing to deposit ratio) to the volume of financing in Indonesia Islamic Banks with third-party funds as a mediating variable. This research is a quantitative research. Methodology: The populations in this study are Bank Indonesia Publication Reports and other references from journals, research, internet, etc. Sampling was done by purposive sampling method Secondary data collection method used is documentation method. Data analysis techniques used in this research is the technique of mediation regression analysis, which uses multiple causal step method. Findings : The results show that NPF (non-performing financing) does not affect the volume of financing in Islamic commercial banks in Indonesia, FDR (financing to deposit ratio) does not affect the volume of financing in Islamic commercial banks in Indonesia, NPF (non-performing financing) has no effect on DPK (third party funds), FDR (financing to deposit ratio) has no effect on DPK (third party funds), DPK (third party funds) has a positive effect on the volume of financing in Islamic commercial banks in Indonesia, DPK partially mediates the effect of NPF (non-performing financing) to the volume of financing Islamic banks in Indonesia, DPK perfectly mediates the effect of FDR (financing to deposit ratio) to the volume of financing Islamic banks in Indonesia. Originality/Contribution: This is the first study to used Islamic banks selected for this research are Bank Muamalat Indonesia, Bank Syariah Mandiri, Bank Syariah Mega Indonesia and the data are taken from the tri-monthly report.","PeriodicalId":121093,"journal":{"name":"Asian Journal of Islamic Management (AJIM)","volume":"43 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123849392","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-06-01DOI: 10.20885/ajim.vol1.iss1.art5
Meri Anggraini
Purpose: In this research, an attempt has been conducted to explore the relation between Islamic banking development and economic growth of Indonesia over the periods of 2003–2014 Methodology: Two models have been formulated which are financing and deposit models to indicate the relation. The analysis are using unit root test, co-integration test, and Granger causality test within the context of VECM framework. For this purpose, financing and deposit are used as a measure of Islamic Banking development, while gross domestic product (GDP) and gross fixed capital formation (GFCF) used the indicators of economic growth. Findings: The results show that there is bi-directional causality between financing and GDP also deposit and GDP reflecting the bi-directional causality between Islamic banking development and economic growth. Further results show that there is significant short-run and long-run causality running from Islamic banking development to economic growth so as short-run and long-run causality running from economic growth to Islamic banking development Originality/contributions: This is the first study to used Islamic banks in Indonesia that are listed in Bank of Indonesia in 2003-2014.
{"title":"Islamic banking development and economic growth: a case of Indonesia","authors":"Meri Anggraini","doi":"10.20885/ajim.vol1.iss1.art5","DOIUrl":"https://doi.org/10.20885/ajim.vol1.iss1.art5","url":null,"abstract":"Purpose: In this research, an attempt has been conducted to explore the relation between Islamic banking development and economic growth of Indonesia over the periods of 2003–2014 Methodology: Two models have been formulated which are financing and deposit models to indicate the relation. The analysis are using unit root test, co-integration test, and Granger causality test within the context of VECM framework. For this purpose, financing and deposit are used as a measure of Islamic Banking development, while gross domestic product (GDP) and gross fixed capital formation (GFCF) used the indicators of economic growth. Findings: The results show that there is bi-directional causality between financing and GDP also deposit and GDP reflecting the bi-directional causality between Islamic banking development and economic growth. Further results show that there is significant short-run and long-run causality running from Islamic banking development to economic growth so as short-run and long-run causality running from economic growth to Islamic banking development Originality/contributions: This is the first study to used Islamic banks in Indonesia that are listed in Bank of Indonesia in 2003-2014.","PeriodicalId":121093,"journal":{"name":"Asian Journal of Islamic Management (AJIM)","volume":"79 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125910301","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 1900-01-01DOI: 10.20885/ajim.vol1.iss1.art1
Mohammad Khibran
Purpose: The aim of this study was to investigate the consumer behavior toward purchasing intention of halal beef in Yogyakarta traditional Market, by using the Theory of Planned Behavior (TPB) that consisted of attitude behavior, subjective norm and perceived behavioral control, which was moderated by self-identity (religiosity). Methodology: The research used quantitative approach through convenience sampling by using questionnaires, which were distributed to adult Muslim beef consumers from 21-60 years old. In total, there are 110 respondents collected. Findings: The finding of this research showed that the theory of planned behavior (attitude behavior, subjective norm and perceived control behavior) directly influence the purchasing intention toward halal beef in Yogyakarta traditional market, while self-identity (religiosity) moderated the TPB to influence the purchasing intention. Besides, the purchasing intention toward halal beef in Yogyakarta is quite high. It was shown by the high intention to consume halal beef daily. Originality: The lack of published research about the consumption of halal products in Indonesia limits the literature and data for this research. The use of halal logo on beef product sold in traditional market can be applied in this case, both for the butcher and slaughterhouse.
{"title":"An investigation toward purchase intention of halal beef from traditional market: A TPB perspective","authors":"Mohammad Khibran","doi":"10.20885/ajim.vol1.iss1.art1","DOIUrl":"https://doi.org/10.20885/ajim.vol1.iss1.art1","url":null,"abstract":"Purpose: The aim of this study was to investigate the consumer behavior toward purchasing intention of halal beef in Yogyakarta traditional Market, by using the Theory of Planned Behavior (TPB) that consisted of attitude behavior, subjective norm and perceived behavioral control, which was moderated by self-identity (religiosity). Methodology: The research used quantitative approach through convenience sampling by using questionnaires, which were distributed to adult Muslim beef consumers from 21-60 years old. In total, there are 110 respondents collected. Findings: The finding of this research showed that the theory of planned behavior (attitude behavior, subjective norm and perceived control behavior) directly influence the purchasing intention toward halal beef in Yogyakarta traditional market, while self-identity (religiosity) moderated the TPB to influence the purchasing intention. Besides, the purchasing intention toward halal beef in Yogyakarta is quite high. It was shown by the high intention to consume halal beef daily. Originality: The lack of published research about the consumption of halal products in Indonesia limits the literature and data for this research. The use of halal logo on beef product sold in traditional market can be applied in this case, both for the butcher and slaughterhouse.","PeriodicalId":121093,"journal":{"name":"Asian Journal of Islamic Management (AJIM)","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129785788","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 1900-01-01DOI: 10.20885/ajim.vol1.iss1.art6
Ummi Fadhilah
Purpose: This research is aimed to analyze the cheating behavior done by the non-compliance tax payers in Indonesia. Methodology: The data used in this research was primary data from questionnaire which was directly obtained from the object of civil servant working in Batang Regency, Central Java. PLS-SEM was used to test and analyze the data. Findings: The finding showed that there was a negative and significant influence of religiosity to the intention of a civil servant to do tax evasion and there was a positive and significant influence toward people’s intention to do tax evasion. Originality: This paper contributes to the literature by testing the Theory of Planned Behavior to examine noncompliance tax payers
{"title":"Religiosity and tax evasion: the application of theory of planned behavior","authors":"Ummi Fadhilah","doi":"10.20885/ajim.vol1.iss1.art6","DOIUrl":"https://doi.org/10.20885/ajim.vol1.iss1.art6","url":null,"abstract":"Purpose: This research is aimed to analyze the cheating behavior done by the non-compliance tax payers in Indonesia. Methodology: The data used in this research was primary data from questionnaire which was directly obtained from the object of civil servant working in Batang Regency, Central Java. PLS-SEM was used to test and analyze the data. Findings: The finding showed that there was a negative and significant influence of religiosity to the intention of a civil servant to do tax evasion and there was a positive and significant influence toward people’s intention to do tax evasion. Originality: This paper contributes to the literature by testing the Theory of Planned Behavior to examine noncompliance tax payers","PeriodicalId":121093,"journal":{"name":"Asian Journal of Islamic Management (AJIM)","volume":"24 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134487856","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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