Residential mortgages today are offered to homeowners in a large variety of structures. A borrower can choose among different maturities, with 15and 30-year mortgages being the most popular. The interest rate can be fixed, adjustable or a combination of the two as in the hybrid 30-year adjustable rate products that have a fixed rate for the first five years. A third variable is the amortization of principal, which can be conventional or involve a balloon payment. An extreme example of the latter is the interest only loan (for the first five or 10 years).
{"title":"A Pointer on Points","authors":"A. Kalotay, Jinghua Qian","doi":"10.1287/orms.2007.03.12","DOIUrl":"https://doi.org/10.1287/orms.2007.03.12","url":null,"abstract":"Residential mortgages today are offered to homeowners in a large variety of structures. A borrower can choose among different maturities, with 15and 30-year mortgages being the most popular. The interest rate can be fixed, adjustable or a combination of the two as in the hybrid 30-year adjustable rate products that have a fixed rate for the first five years. A third variable is the amortization of principal, which can be conventional or involve a balloon payment. An extreme example of the latter is the interest only loan (for the first five or 10 years).","PeriodicalId":189498,"journal":{"name":"Volume 34, Number 3, June 2007","volume":"6 4","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-01-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"120991214","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"O.R. & Criminal Justice: TOGETHER AGAIN","authors":"","doi":"10.1287/orms.2007.03.10","DOIUrl":"https://doi.org/10.1287/orms.2007.03.10","url":null,"abstract":"","PeriodicalId":189498,"journal":{"name":"Volume 34, Number 3, June 2007","volume":"2 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-01-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129636784","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"O.R. in the O.R.","authors":"","doi":"10.1287/orms.2007.03.09","DOIUrl":"https://doi.org/10.1287/orms.2007.03.09","url":null,"abstract":"","PeriodicalId":189498,"journal":{"name":"Volume 34, Number 3, June 2007","volume":"20 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-01-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124959240","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Heavy Dose of Irony","authors":"","doi":"10.1287/orms.2007.03.01","DOIUrl":"https://doi.org/10.1287/orms.2007.03.01","url":null,"abstract":"","PeriodicalId":189498,"journal":{"name":"Volume 34, Number 3, June 2007","volume":"13 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-01-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127176839","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Golden Goose","authors":"M. Hillert","doi":"10.1287/orms.2007.04.10","DOIUrl":"https://doi.org/10.1287/orms.2007.04.10","url":null,"abstract":"","PeriodicalId":189498,"journal":{"name":"Volume 34, Number 3, June 2007","volume":"122 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-01-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125270432","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-11-21DOI: 10.1287/orms.2009.03.21in
{"title":"SIMULATION SOCIETY’S LIFETIME PROFESSIONAL ACHIEVEMENT AWARD","authors":"","doi":"10.1287/orms.2009.03.21in","DOIUrl":"https://doi.org/10.1287/orms.2009.03.21in","url":null,"abstract":"","PeriodicalId":189498,"journal":{"name":"Volume 34, Number 3, June 2007","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-11-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129246075","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2018-12-31DOI: 10.1002/9781119490616.ch6
Linear Programming, V. Chandru, M. Rao, V. Chandru
Linear programming has been a fundamental topic in the development of the computational sciences. The subject has its origins in the early work of L.B.J. Fourier on solving systems of linear inequalities, dating back to the 1820's. More recently, a healthy competition between the simplex and interior point methods has led to rapid improvements in the technologies of linear programming. This combined with remarkable advances in computing hardware and software have brought linear programming tools to the desktop, in a variety of application software for decision support. Linear programming has provided a fertile ground for the development of various algorithmic paradigms. Diverse topics such as symbolic computation, numerical analysis, computational complexity, computational geometry, combinatorial optimization, and randomized algorithms all have some linear programming connection. This chapter reviews this universal role played by linear programming in the science of algorithms.
{"title":"LINEAR PROGRAMMING","authors":"Linear Programming, V. Chandru, M. Rao, V. Chandru","doi":"10.1002/9781119490616.ch6","DOIUrl":"https://doi.org/10.1002/9781119490616.ch6","url":null,"abstract":"Linear programming has been a fundamental topic in the development of the computational sciences. The subject has its origins in the early work of L.B.J. Fourier on solving systems of linear inequalities, dating back to the 1820's. More recently, a healthy competition between the simplex and interior point methods has led to rapid improvements in the technologies of linear programming. This combined with remarkable advances in computing hardware and software have brought linear programming tools to the desktop, in a variety of application software for decision support. Linear programming has provided a fertile ground for the development of various algorithmic paradigms. Diverse topics such as symbolic computation, numerical analysis, computational complexity, computational geometry, combinatorial optimization, and randomized algorithms all have some linear programming connection. This chapter reviews this universal role played by linear programming in the science of algorithms.","PeriodicalId":189498,"journal":{"name":"Volume 34, Number 3, June 2007","volume":"12 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129126080","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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