Pub Date : 2011-07-01DOI: 10.20885/jeki.vol1.iss2.art7
Nina Nurani
Economic development cannot be separated from the legal development as the efforts to manifest national develoment. Legal development in the era of reform is the effort to perform the effectivity of national legal system covering legal substance, legal structure, and the involvement of society that has high legal awareness to support the formation of the intended national legal system.The efforts to perform the effectivity of national legal system in reaching the national development goals namely creating people’s welfare and justice based on economic democracy, the develoment of economic system based on the values of justice, togetherness, even distribution, and the usefulness in accordance with syaria principles, the government enforce the syaria banking laws in the law itself, UU No.21 Tahun 2008, with the considerations that syaria banking has specification compared to the conventional banking. According to Berkowitz and Walker, the effectivity of legal system is performed in the form of legal behavior willingly, i.e. obedience. This requires legitimacy in terms of regulating the adequate acts leading to the agreement for obedience. The constraints of UU No. 1 Tahun 2008 are that this Act (UU) has not been comprehensive on regulating the implementation of banking activities or products by means of electronic facilities as the impacts of global economy bringing to national economic development. The aforementioned legal problems require specific rules such as separately regulating.
作为体现国家发展的努力,经济发展离不开法制发展。改革时代的法律发展,是在法律实体、法律结构、具有高度法律意识的社会参与等方面,努力发挥国家法律体系的有效性,以支持预期的国家法律体系的形成。在实现国家发展目标即在经济民主的基础上创造人民的福利和正义,在正义、团结、均匀分配和有用的价值基础上发展经济制度的努力中发挥国家法律制度的有效性,政府在法律本身中执行叙利亚银行法,UU No.21 Tahun 2008,考虑到叙利亚银行业与传统银行业相比具有一定的规范。根据Berkowitz和Walker的观点,法律制度的有效性是以自愿的法律行为,即服从的形式来实现的。这就要求在规范导致服从协议的适当行为方面具有合法性。2008年Tahun第1号法案的限制是,该法案(UU)在监管银行活动或产品的实施方面并不全面,因为全球经济对国家经济发展的影响。上述法律问题需要单独规范等具体规则。
{"title":"EFEKTIVITAS SISTEM HUKUM PERBANKAN SYARIAH DALAM UU N0 21 TAHUN 2008 DAN DAMPAKNYA PADA PEMBANGUNAN EKONOMI","authors":"Nina Nurani","doi":"10.20885/jeki.vol1.iss2.art7","DOIUrl":"https://doi.org/10.20885/jeki.vol1.iss2.art7","url":null,"abstract":"Economic development cannot be separated from the legal development as the efforts to manifest national develoment. Legal development in the era of reform is the effort to perform the effectivity of national legal system covering legal substance, legal structure, and the involvement of society that has high legal awareness to support the formation of the intended national legal system.The efforts to perform the effectivity of national legal system in reaching the national development goals namely creating people’s welfare and justice based on economic democracy, the develoment of economic system based on the values of justice, togetherness, even distribution, and the usefulness in accordance with syaria principles, the government enforce the syaria banking laws in the law itself, UU No.21 Tahun 2008, with the considerations that syaria banking has specification compared to the conventional banking. According to Berkowitz and Walker, the effectivity of legal system is performed in the form of legal behavior willingly, i.e. obedience. This requires legitimacy in terms of regulating the adequate acts leading to the agreement for obedience. The constraints of UU No. 1 Tahun 2008 are that this Act (UU) has not been comprehensive on regulating the implementation of banking activities or products by means of electronic facilities as the impacts of global economy bringing to national economic development. The aforementioned legal problems require specific rules such as separately regulating.","PeriodicalId":34834,"journal":{"name":"Jurnal Ekonomi dan Keuangan Islam","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2011-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"74628114","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2011-01-01DOI: 10.20885/jeki.vol1.iss1.art7
Nur Kholis
The development of Islamic economy is currently very rapidly in Indonesia, particularly Islamic banking. Of course, this is due to start his conscious development of the community against the adverse effects of western capitalist economies. Even though, so the high growth of Islamic banking is not accompanied by high quality human resources. This paper tries to dig deeper into the role of institutions and educational institutions in preparing human resources "insani". Prepared with human resources are good then the sharia Islamic economy will be able to exist and grow amid a global economy.
{"title":"PELUANG DAN TANTANGAN INSTITUSI PENDIDIKAN EKONOMI ISLAM DALAM KONTEKS TREND EKONOMI GLOBAL","authors":"Nur Kholis","doi":"10.20885/jeki.vol1.iss1.art7","DOIUrl":"https://doi.org/10.20885/jeki.vol1.iss1.art7","url":null,"abstract":"The development of Islamic economy is currently very rapidly in Indonesia, particularly Islamic banking. Of course, this is due to start his conscious development of the community against the adverse effects of western capitalist economies. Even though, so the high growth of Islamic banking is not accompanied by high quality human resources. This paper tries to dig deeper into the role of institutions and educational institutions in preparing human resources \"insani\". Prepared with human resources are good then the sharia Islamic economy will be able to exist and grow amid a global economy.","PeriodicalId":34834,"journal":{"name":"Jurnal Ekonomi dan Keuangan Islam","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2011-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"89017664","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2011-01-01DOI: 10.20885/jeki.vol1.iss1.art5
N. I. Prakosa, Lutfi Zuchri
This research is aimed to give solution over the imbalance that happened between the practices that shariah business entities actually do and those that should be done. This research will formulate an ideal concept regarding shariah compliance audit which involves independent party outside the company structure—the independent party suggested in this research is Certified Shariah Public Accountant (APSB)—who will assess the fairness of shariah business entity practices in accordance with Indonesian Generally Accepted Principals of Shariah Business Practices (PPBSBUI). Then hopefully there would be no more public deception upon “shariah†label on shariah business entities and the islamic corporate governance on shariah business entities will be accomplished as well.
{"title":"MENGGAGAS KONSEP PENERAPAN SHARIAH COMPLIANCE AUDIT: SEBUAH UPAYA PENCAPAIAN ISLAMIC CORPORATE GOVERNANCE","authors":"N. I. Prakosa, Lutfi Zuchri","doi":"10.20885/jeki.vol1.iss1.art5","DOIUrl":"https://doi.org/10.20885/jeki.vol1.iss1.art5","url":null,"abstract":"This research is aimed to give solution over the imbalance that happened between the practices that shariah business entities actually do and those that should be done. This research will formulate an ideal concept regarding shariah compliance audit which involves independent party outside the company structure—the independent party suggested in this research is Certified Shariah Public Accountant (APSB)—who will assess the fairness of shariah business entity practices in accordance with Indonesian Generally Accepted Principals of Shariah Business Practices (PPBSBUI). Then hopefully there would be no more public deception upon “shariah†label on shariah business entities and the islamic corporate governance on shariah business entities will be accomplished as well.","PeriodicalId":34834,"journal":{"name":"Jurnal Ekonomi dan Keuangan Islam","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2011-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"74447409","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2011-01-01DOI: 10.20885/jeki.vol1.iss2.art5
S. Faizah
Imbalancing between over labor with ability of absorption capacity happened in a long time. Since the construction decade era 1970’s had signed by labor problem (unemployment). The construction that wasn’t on proletariat’s side can be one of because rooted jobless problem. The construction program also became drift of citty and man caused happening of difference between man and women laborer was very significant. Drift of construction that caused difference between man and woman laborer, had effect on status movement of woman laborer. Gradually, it was true that there were rising Participation of Labor Generation Level (TPAK) of woman. But if we studied more trhough percentage comparison of Participation Labor Force Level (TPAK) of woman to woman citizen from the whole, it gave the low result. Based on quantity, infact the woman laborer had big potential was neglected and let trhough, it will have negative effect on acceleration of economy growth and development of construction process. According to SUSKERNAS notes, rising of Participation Labor Force Level (TPAK) of woman before crisis in 1980s era was absorbed in industry sector. But, the top of storm crisis in 1997 caused mass decrease in the labor world and Participation Labor Force Level (TPAK) of woman in this sector has gone down. As alternative, the over woman laborer lean expectation and their life on informal sector traditional market. This sector became main alternative because its characteristic that was flexible to accept whoever without seeing on gender, capital, skill and the access of labor information.
长期以来,劳动力过剩与吸收能力失衡的现象时有发生。自20世纪70年代建设以来,劳工问题(失业)一直是我国的标志性问题。没有站在无产阶级一边的建设会是根深蒂固的失业问题之一。建设方案也成为城市和男人的漂移,造成男女劳动者差异的发生十分显著。建构漂移造成了男女劳动者之间的差异,对女性劳动者的地位运动产生了影响。渐渐地,女性的劳动参与率(Participation of Labor Generation Level, TPAK)确实有所上升。但如果我们从整体上对女性参与劳动力水平(TPAK)与女性公民的比例进行比较,就会得出较低的结果。以数量为基础,忽视和疏通具有巨大潜力的女性劳动者,将对加快经济增长和建设进程的发展产生负面影响。根据SUSKERNAS的笔记,20世纪80年代危机前女性参与劳动力水平(TPAK)的上升被工业部门吸收。但是,1997年风暴危机的顶峰导致劳动力世界的大规模减少,该部门的女性参与劳动力水平(TPAK)下降。作为替代,超女劳动者在非正规部门传统市场上学习期望和生活。这个部门成为主要的选择,因为它的特点是灵活地接受任何人,而不考虑性别、资本、技能和获得劳动信息的机会。
{"title":"PERAN PASAR TRADISIONAL DALAM MENYERAP ANGKATAN KERJA PEREMPUAN","authors":"S. Faizah","doi":"10.20885/jeki.vol1.iss2.art5","DOIUrl":"https://doi.org/10.20885/jeki.vol1.iss2.art5","url":null,"abstract":"Imbalancing between over labor with ability of absorption capacity happened in a long time. Since the construction decade era 1970’s had signed by labor problem (unemployment). The construction that wasn’t on proletariat’s side can be one of because rooted jobless problem. The construction program also became drift of citty and man caused happening of difference between man and women laborer was very significant. Drift of construction that caused difference between man and woman laborer, had effect on status movement of woman laborer. Gradually, it was true that there were rising Participation of Labor Generation Level (TPAK) of woman. But if we studied more trhough percentage comparison of Participation Labor Force Level (TPAK) of woman to woman citizen from the whole, it gave the low result. Based on quantity, infact the woman laborer had big potential was neglected and let trhough, it will have negative effect on acceleration of economy growth and development of construction process. According to SUSKERNAS notes, rising of Participation Labor Force Level (TPAK) of woman before crisis in 1980s era was absorbed in industry sector. But, the top of storm crisis in 1997 caused mass decrease in the labor world and Participation Labor Force Level (TPAK) of woman in this sector has gone down. As alternative, the over woman laborer lean expectation and their life on informal sector traditional market. This sector became main alternative because its characteristic that was flexible to accept whoever without seeing on gender, capital, skill and the access of labor information.","PeriodicalId":34834,"journal":{"name":"Jurnal Ekonomi dan Keuangan Islam","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2011-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"88456130","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2011-01-01DOI: 10.20885/jeki.vol1.iss1.art6
Asfi Manzilati
This study offers an alternative governance (arrangement) mudharaba contract resulting mudharaba institutions that benefit both parties (principal and agent). With interviews obtained two important findings: first, the character of prospective clients is an important determinant of the creation of a contract as collateral material (should) not be used as a tool to compensate for the risk, and the second is that monitoring is key to the process of contract enforcement. Based on existing findings, to develop an institutional design that is expected mudharaba fair and beneficial to both parties, the bank / Shohibul mall as the principal and client / mudarib as an agent.
{"title":"TATA KELOLA INSTITUSI (INSTITUTIONAL ARRANGEMENT) KONTRAK MUDHARABA DALAM KERANGKA TEORI KEAGENAN","authors":"Asfi Manzilati","doi":"10.20885/jeki.vol1.iss1.art6","DOIUrl":"https://doi.org/10.20885/jeki.vol1.iss1.art6","url":null,"abstract":"This study offers an alternative governance (arrangement) mudharaba contract resulting mudharaba institutions that benefit both parties (principal and agent). With interviews obtained two important findings: first, the character of prospective clients is an important determinant of the creation of a contract as collateral material (should) not be used as a tool to compensate for the risk, and the second is that monitoring is key to the process of contract enforcement. Based on existing findings, to develop an institutional design that is expected mudharaba fair and beneficial to both parties, the bank / Shohibul mall as the principal and client / mudarib as an agent.","PeriodicalId":34834,"journal":{"name":"Jurnal Ekonomi dan Keuangan Islam","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2011-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"85650100","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2011-01-01DOI: 10.20885/jeki.vol1.iss1.art4
A. D. Mulawarman, Iwan Triyuwono, Gugus Irianto, Unti Ludigdo
The purpose of this article is to develop shariate accounting theory called the New Islamic Accounting Theory (NIAT), constructed from simultaneous universalities of Islamic soul (Tauhid) and localities of Indonesian uniqueness (Moslem business activity). This methodology used is Extended Integrated Islamic Hyperstructuralism (EXIST)-revisited, based on purification (tazkiyah) that would take synergy of empirical and normative values. The result is, first, normative accounting values have Tauhid values. Second, the values from Indonesian Moslem is about unified tradition works (ma’isyah) to realize livelihood (rizq) and discover wealth (maal) that should be blessing of God (barakah). Third, synergy consequences from normative-empirical values compose the structure of shariate accounting theory that have unique accounting objectives and technological forms of shariate financial statements.
{"title":"MENUJU TEORI AKUNTANSI SYARIAH BARU","authors":"A. D. Mulawarman, Iwan Triyuwono, Gugus Irianto, Unti Ludigdo","doi":"10.20885/jeki.vol1.iss1.art4","DOIUrl":"https://doi.org/10.20885/jeki.vol1.iss1.art4","url":null,"abstract":"The purpose of this article is to develop shariate accounting theory called the New Islamic Accounting Theory (NIAT), constructed from simultaneous universalities of Islamic soul (Tauhid) and localities of Indonesian uniqueness (Moslem business activity). This methodology used is Extended Integrated Islamic Hyperstructuralism (EXIST)-revisited, based on purification (tazkiyah) that would take synergy of empirical and normative values. The result is, first, normative accounting values have Tauhid values. Second, the values from Indonesian Moslem is about unified tradition works (ma’isyah) to realize livelihood (rizq) and discover wealth (maal) that should be blessing of God (barakah). Third, synergy consequences from normative-empirical values compose the structure of shariate accounting theory that have unique accounting objectives and technological forms of shariate financial statements.","PeriodicalId":34834,"journal":{"name":"Jurnal Ekonomi dan Keuangan Islam","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2011-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"75165206","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}