The purpose of this study to investigate the effect of financial ratio on the stock price of plantation companies listed in Indonesia Stock Exchange. The research method used the associative method in a casual relationship form. The study used an annual report from 14 plantation companies listed in Indonesia Stock Exchange during the period 2014 to 2018 as the study sample. Data method analysis in the study used regression data panel analysis with the fixed-effect model. The result shows that the debt to equity ratio has a significant effect on stock price, whereas the current ratio, return on asset, and the price-earnings ratio has an effect but not significant on stock price from plantation companies. The researcher suggested that investors pay attention to the debt to equity ratio before investing in plantation companies because this ratio can show the investment risk of the company. Keywords: Financial Ratio, Stock Price, Plantation Penelitian ini bertujuan untuk menganalisa pengaruh dari rasio keuangan terhadap harga saham dari perusahaan perkebunan yang tercatat di Bursa Efek Indonesia. Metode penelitian yang digunakan merupakan metode asosiatif dalam bentuk hubungan kausal. Penelitian menggunakan laporan tahunan dari 14 perusahaan perkebunan yang tercatat di Bursa Efek Indonesia dalam periode 2014-2018 sebagai sampel penelitian. Metode analisa data yang digunakan adalah analisis regresi data panel dengan model fixed effect. Hasil penelitian menunjukan bahwa debt to equity ratio memiliki pengaruh yang signifikan terhadap harga saham, sedangkan untuk current ratio, return on asset, dan price earning ratio tidak memiliki pengaruh signifikan terhadap harga saham dari perusahaan perkebunan. Peneliti menganjurkan kepada investor agar memperhatikan debt to equity ratio sebelum berinvestasi di perusahaan perkebunan karena rasio tersebut dapat memperlihatkan risiko investasi dari perusahaan. Kata Kunci: Harga Saham, Perkebunan, Rasio Keuangan
本研究的目的是探讨财务比率对印尼证券交易所上市种植公司股价的影响。研究方法采用了随机关系形式的联想法。该研究使用了2014年至2018年期间在印度尼西亚证券交易所上市的14家种植园公司的年度报告作为研究样本。本研究的数据分析方法采用回归数据面板分析,采用固定效应模型。结果表明,负债权益比对股价有显著影响,而流动比率、资产收益率和市盈率对股价有影响,但不显著。研究者建议投资者在投资种植园公司之前要注意债务权益比,因为这个比率可以显示公司的投资风险。关键词:财务比率,股票价格,Penelitian, Penelitian, bertujuan untuk menganalisa pengaruh dari rasio keangan terhadap harga saham dari perusahaan perkebunan yang tercatdi Bursa Efek。方法penelitian yang digunakan merupakan方法asasatif dalam bentuk hubungan kausal。Penelitian menggunakan laporan ta湖南dari 14 perusahaan perkebunan yang tercatat di Bursa Efek印度尼西亚dalam时期2014-2018 sebagai样本Penelitian。方法分析数据阳迪库纳坎adalah分析回归数据面板邓根模型固定效应。Hasil penelitian menunjukan bahwa负债与权益比率memoriliki pengaruh yang signfikan terhadap harga saham, sedangkan untuk流动比率,资产收益率,dan市盈率tidak memiliki pengaruh signfikan terhadap harga saham dari perusahaan perkebunan。Peneliti menganjurkan kepada投资者,股东权益比,股东权益比,股东权益比,股东权益比,股东权益比,股东权益比,股东权益比,股东权益比,股东权益比,股东权益比,股东权益比,股东权益比,股东权益比,股东权益比Kata Kunci: Harga Saham, Perkebunan, Rasio Keuangan
{"title":"ANALISIS PENGARUH RASIO KEUANGAN TERHADAP HARGA SAHAM PADA PERUSAHAAN PERKEBUNAN YANG TERCATAT DI BURSA EFEK INDONESIA","authors":"Naufal Bintang Aranza, Lies Sulistyowati","doi":"10.34010/JIKA.V9I1.3010","DOIUrl":"https://doi.org/10.34010/JIKA.V9I1.3010","url":null,"abstract":"The purpose of this study to investigate the effect of financial ratio on the stock price of plantation companies listed in Indonesia Stock Exchange. The research method used the associative method in a casual relationship form. The study used an annual report from 14 plantation companies listed in Indonesia Stock Exchange during the period 2014 to 2018 as the study sample. Data method analysis in the study used regression data panel analysis with the fixed-effect model. The result shows that the debt to equity ratio has a significant effect on stock price, whereas the current ratio, return on asset, and the price-earnings ratio has an effect but not significant on stock price from plantation companies. The researcher suggested that investors pay attention to the debt to equity ratio before investing in plantation companies because this ratio can show the investment risk of the company. \u0000Keywords: Financial Ratio, Stock Price, Plantation \u0000 \u0000Penelitian ini bertujuan untuk menganalisa pengaruh dari rasio keuangan terhadap harga saham dari perusahaan perkebunan yang tercatat di Bursa Efek Indonesia. Metode penelitian yang digunakan merupakan metode asosiatif dalam bentuk hubungan kausal. Penelitian menggunakan laporan tahunan dari 14 perusahaan perkebunan yang tercatat di Bursa Efek Indonesia dalam periode 2014-2018 sebagai sampel penelitian. Metode analisa data yang digunakan adalah analisis regresi data panel dengan model fixed effect. Hasil penelitian menunjukan bahwa debt to equity ratio memiliki pengaruh yang signifikan terhadap harga saham, sedangkan untuk current ratio, return on asset, dan price earning ratio tidak memiliki pengaruh signifikan terhadap harga saham dari perusahaan perkebunan. Peneliti menganjurkan kepada investor agar memperhatikan debt to equity ratio sebelum berinvestasi di perusahaan perkebunan karena rasio tersebut dapat memperlihatkan risiko investasi dari perusahaan. \u0000Kata Kunci: Harga Saham, Perkebunan, Rasio Keuangan","PeriodicalId":34882,"journal":{"name":"Jurnal Ilmu Keuangan dan Perbankan","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-05-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"45476102","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Economic development affects the increasingly difficult society, all activities in an organization or from the company one of them is to manage its employees, job satisfaction is one thing that is closely related to employees. Job satisfaction can be measured through self-efficacy and employee performance Assessment. The purpose of this study to find out how much influence Employee Performance Assessment of job satisfaction at Cooperative Inti Bandung and how much influence self-efficacy on job satisfaction at Cooperative of PT Inti Bandung. The method of analysis in this study using descriptive and verification analysis. Unit in this research is employees of Cooperative Inti which amounted to 31 respondents as population. The sampling technique used in this research is saturated or census sampling so that the number of samples in this study were 31 respondents from the total population of employees. Data collection techniques through questionnaires, interviews and observations. The method of analysis using multiple linear regression analysis with partial hypothesis testing using T and simultaneous test using F test. Based on the results of descriptive research that shows that the assessment of employee performance on the category is very good enough, and self-efficacy is good enough, and job satisfaction is satisfactory. The result of verification research stated that job satisfaction can be determined by employee performance assessment and self-efficacy. In addition, the coefficient analysis of self-efficacy determination more influence on job satisfaction in comparison with the assessment of employee performance in Cooperative Inti Bandung.
{"title":"PENCAPAIAN KEPUASAN KERJA MELALUI PENILAIAN KINERJA KARYAWAN DAN EFIKASI DIRI PADA KOPERASI PT INDUSTRI TELEKOMUNIKASI INDONESIA BANDUNG","authors":"Suyudi Muriawan Suyudi Muriawan, Risan Sandewi","doi":"10.34010/JIKA.V8I2.1682","DOIUrl":"https://doi.org/10.34010/JIKA.V8I2.1682","url":null,"abstract":"Economic development affects the increasingly difficult society, all activities in an organization or from the company one of them is to manage its employees, job satisfaction is one thing that is closely related to employees. Job satisfaction can be measured through self-efficacy and employee performance Assessment. The purpose of this study to find out how much influence Employee Performance Assessment of job satisfaction at Cooperative Inti Bandung and how much influence self-efficacy on job satisfaction at Cooperative of PT Inti Bandung. The method of analysis in this study using descriptive and verification analysis. Unit in this research is employees of Cooperative Inti which amounted to 31 respondents as population. The sampling technique used in this research is saturated or census sampling so that the number of samples in this study were 31 respondents from the total population of employees. Data collection techniques through questionnaires, interviews and observations. The method of analysis using multiple linear regression analysis with partial hypothesis testing using T and simultaneous test using F test. Based on the results of descriptive research that shows that the assessment of employee performance on the category is very good enough, and self-efficacy is good enough, and job satisfaction is satisfactory. The result of verification research stated that job satisfaction can be determined by employee performance assessment and self-efficacy. In addition, the coefficient analysis of self-efficacy determination more influence on job satisfaction in comparison with the assessment of employee performance in Cooperative Inti Bandung.","PeriodicalId":34882,"journal":{"name":"Jurnal Ilmu Keuangan dan Perbankan","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2019-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"45070914","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This research is aimed to determine the level of working capital and the volume of sales to net income, and to determine the effect of working capital on the volume of sales to net income either simultaneously or partially (path analysis) on the Indonesian Stock Exchange in 2010-2014. The research methods used are descriptive and verification methods. Descriptive methods are intended to find out the development of working capital and the volume of sales to net income. While verification methods is intended to find out the influence of working capital, the volume of sales to net income, and to test a theory by testing a hypothesis, wheter it’s accepted or rejected. The coefficient of determination and hypothesis test is calculated by using an application called SPSS 17.0 for windows. These results indicate that partial working capital significantly influences the sales volume. Working capital has a significant effect on net income. Sales volume has a significant effect on net income. Keyword: Working Capital, Volume of Sales, Net Income
本研究旨在确定2010-2014年印尼证券交易所的营运资本水平和销售额与净收入之比,并确定营运资本对销售额与净收益之比的影响(路径分析)。使用的研究方法为描述性和验证性方法。描述性方法旨在找出营运资本的发展和销售额占净收入的比例。虽然验证方法旨在找出营运资金、销售额对净收入的影响,并通过检验一个假设来检验一个理论,无论它是被接受还是被拒绝。决定系数和假设检验是通过使用名为SPSS 17.0 for windows的应用程序计算的。这些结果表明,部分营运资金对销售额有显著影响。营运资本对净收入有显著影响。销售量对净收入有显著影响。关键词:营运资金、销售额、净收入
{"title":"PENGARUH MODAL KERJA DAN VOLUME PENJUALAN TERHADAP LABA BERSIH PADA PERUSAHAAN PROPERTI YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2010-2014","authors":"Nicholas Marpaung","doi":"10.34010/JIKA.V8I2.1936","DOIUrl":"https://doi.org/10.34010/JIKA.V8I2.1936","url":null,"abstract":"This research is aimed to determine the level of working capital and the volume of sales to net income, and to determine the effect of working capital on the volume of sales to net income either simultaneously or partially (path analysis) on the Indonesian Stock Exchange in 2010-2014. The research methods used are descriptive and verification methods. Descriptive methods are intended to find out the development of working capital and the volume of sales to net income. While verification methods is intended to find out the influence of working capital, the volume of sales to net income, and to test a theory by testing a hypothesis, wheter it’s accepted or rejected. The coefficient of determination and hypothesis test is calculated by using an application called SPSS 17.0 for windows. These results indicate that partial working capital significantly influences the sales volume. Working capital has a significant effect on net income. Sales volume has a significant effect on net income. \u0000Keyword: Working Capital, Volume of Sales, Net Income","PeriodicalId":34882,"journal":{"name":"Jurnal Ilmu Keuangan dan Perbankan","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2019-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"42392211","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Declining of the customer number still indicate a lack of customer loyalty to opt-in AJB's services. It based on an initial survey that the service quality provided to customers was not optimal as well as the reputation of the company decreased due to problems with the customer so it can not maintain the Company Image which was already built for so long. This study aimed to analyze the influence of service quality and corporate image on customer loyalty in AJB Bumiputera Branch Setiabudi Bandung. This research method using descriptive method of verification approach.The sampling methodology which is used in this research is consisting of the sample and population. The sampling technique which is used is simple random sampling consisted of 85 responders. The results of research FCount (151 339)> FTable (3.13) then H0 and H1 accepted, means that there is influence between service quality and corporate image on customer loyalty in AJB Bumiputera Branch Setiabudi Bandung. which means there is the existence of a direct relationship. Keywords: Service Quality, Corporate Image, Customer’s Loyalty. Kebutuhan akan jasa asuransi kini makin dirasakan. baik oleh perorangan maupun dunia usaha di Indonesia. Asuransi merupakan sarana finansial dalam tata kehidupan rumah tangga, baik dalam menghadapi resiko yang mendasar seperti resiko kematian, atau dalam menghadapi resiko atas harta benda yang dimiliki. Menurunnya jumlah nasabah mengindikasikan Masih minimnya loyalitas nasabah untuk mengunakan kembali jasa asuransi AJB Bumiputera. Hal ini berdasarkan survey awal bahwa belum optimalnya Kualitas Pelayanan yang diberikan kepada nasabah serta Reputasi dari perusahaan menurun karena adanya masalah dengan nasabah sehingga tidak bisa menjaga Citra Perusahaan yang sudah dibangun sekian lama.Penelitian ini bertujuan untuk menganalisis pengaruh kualitas pelayanan dan citra perusahaan terhadap loyalitas nasabah pada AJB Bumiputera Cabang Setiabudi Bandung. Fenomena yang terjadi adalah Metode penelitian ini menggunakan metode deskriptif dengan pendekatan verifikatif.Metode penarikan sampel yang digunakan terdiri dari populasi dan sampel. Teknik sampling yang digunakan adalah simple random sampling yang terdiri dari 85 orang responden.Metode verikatif yang digunakan adalah Importance Performance Analysis ( IPA ), Regresi Berganda, Koefisien Determiansi, Korelasi dan Uji Hipotesis untuk mengetahui pengaruh kualitas pelayanan dan citra perusahaan terhadap loyalitas nasabah pada AJB Bumiputera cabang Setiabudi Bandung baik secara parsial maupun simultan, dengan menggunakan alat bantu software yaitu SPSS for Windows 17 Hasil penelitian Fhitung (151.339) > Ftabel (3,11) maka H0 ditolak dan H1 diterima, Artinya terdapat pengaruh antara kualitas pelayanan dan citra perusahaan terhadap loyalitas nasabah pada AJB Bumiputera Cabang Setiabudi Bandung.Yang artinya adanya hubungan yang searah. Kata Kunci : Kualitas Pelayanan, Citra Perusahaan, Loyalitas Nasabah
客户数量的下降仍然表明客户对AJB的服务缺乏忠诚度。它基于一个初步的调查,提供给客户的服务质量不是最佳的,以及公司的声誉下降,由于客户的问题,所以它不能维持公司的形象,已经建立了这么长时间。本研究旨在分析AJB万隆分公司的服务品质与企业形象对顾客忠诚度的影响。本研究方法采用描述性验证方法。本研究使用的抽样方法是由样本和总体组成的。所采用的抽样技术为简单随机抽样,共85名应答者。研究结果FCount (151 339)> FTable(3.13)然后H0和H1被接受,意味着服务质量和企业形象对万隆塞提布地AJB土著分公司的顾客忠诚度存在影响。也就是说他们之间存在直接关系。关键词:服务质量,企业形象,顾客忠诚度Kebutuhan akan jasa asuransi kini makin diasakan。印度尼西亚,印度尼西亚。Asuransi merupakan sarana金融dalam tata kehidupan rumah tangga, baik dalam menghadapi resiko yang mendasar perti resiko kematian, atau dalam menghadapi resiko atas harta benda yang dimiliki。土著语:土著语:土著语halini berdasarkan调查awal bahwa belonum optimalalas Kualitas Pelayanan yang diberikan kepaada nasabah serabah serababah serabah serababah serababah serababah serababah Citra perusahaan yang sudah dibanguan sekian lama。Penelitian ini bertujuan untuk menganalis pengaruh kualitas pelayanan an dan citra perusaan an terhadap loyalitas nasabah pas AJB Bumiputera Cabang Setiabudi Bandung。现象杨terjadi adalah Metode penpenelitian在孟古纳坎metogenakan的描述登登式penpenkatan验证。我的意思是,我的意思是,我的意思是,我的意思是我的意思。技术抽样杨迪迪纳坎adalah简单随机抽样杨迪迪纳达里85名被调查者。验证方法(method verikatiti yang digunakan adalah Importance Performance Analysis, IPA), regression Berganda, Koefisien Determiansi, Korelasi dan Uji Hipotesis untuk mengetahui pengaruh kualitas pelayanan dancitra perusahaan terhadap loyalitas nasabah paada AJB Bumiputera cabang Setiabudi Bandung baik secara parsial maupun simultan), dengan menggunakan albantu软件yitu SPSS for Windows 17 Hasil penelitian Fhitung (151.339) bbb Ftabel (3,11) maka H0 ditolak dan H1 diterima,阿提哈德,阿提哈德,阿提哈德,阿提哈德,阿提哈德,阿提哈德,阿提哈德,阿提哈德,阿提哈德,阿提哈德。杨雅雅,阿丹雅,胡邦干,杨海燕。Kata Kunci: Kualitas Pelayanan, Citra Perusahaan, Loyalitas Nasabah
{"title":"PENGARUH KUALITAS PELAYANAN DAN CITRA PERUSAHAAN TERHADAP LOYALITAS NASABAH PADA AJB BUMIPUTERA","authors":"Erwin Budianto","doi":"10.34010/JIKA.V8I2.1934","DOIUrl":"https://doi.org/10.34010/JIKA.V8I2.1934","url":null,"abstract":"Declining of the customer number still indicate a lack of customer loyalty to opt-in AJB's services. It based on an initial survey that the service quality provided to customers was not optimal as well as the reputation of the company decreased due to problems with the customer so it can not maintain the Company Image which was already built for so long. This study aimed to analyze the influence of service quality and corporate image on customer loyalty in AJB Bumiputera Branch Setiabudi Bandung. This research method using descriptive method of verification approach.The sampling methodology which is used in this research is consisting of the sample and population. The sampling technique which is used is simple random sampling consisted of 85 responders. The results of research FCount (151 339)> FTable (3.13) then H0 and H1 accepted, means that there is influence between service quality and corporate image on customer loyalty in AJB Bumiputera Branch Setiabudi Bandung. which means there is the existence of a direct relationship. \u0000Keywords: Service Quality, Corporate Image, Customer’s Loyalty. \u0000Kebutuhan akan jasa asuransi kini makin dirasakan. baik oleh perorangan maupun dunia usaha di Indonesia. Asuransi merupakan sarana finansial dalam tata kehidupan rumah tangga, baik dalam menghadapi resiko yang mendasar seperti resiko kematian, atau dalam menghadapi resiko atas harta benda yang dimiliki. Menurunnya jumlah nasabah mengindikasikan Masih minimnya loyalitas nasabah untuk mengunakan kembali jasa asuransi AJB Bumiputera. Hal ini berdasarkan survey awal bahwa belum optimalnya Kualitas Pelayanan yang diberikan kepada nasabah serta Reputasi dari perusahaan menurun karena adanya masalah dengan nasabah sehingga tidak bisa menjaga Citra Perusahaan yang sudah dibangun sekian lama.Penelitian ini bertujuan untuk menganalisis pengaruh kualitas pelayanan dan citra perusahaan terhadap loyalitas nasabah pada AJB Bumiputera Cabang Setiabudi Bandung. Fenomena yang terjadi adalah Metode penelitian ini menggunakan metode deskriptif dengan pendekatan verifikatif.Metode penarikan sampel yang digunakan terdiri dari populasi dan sampel. Teknik sampling yang digunakan adalah simple random sampling yang terdiri dari 85 orang responden.Metode verikatif yang digunakan adalah Importance Performance Analysis ( IPA ), Regresi Berganda, Koefisien Determiansi, Korelasi dan Uji Hipotesis untuk mengetahui pengaruh kualitas pelayanan dan citra perusahaan terhadap loyalitas nasabah pada AJB Bumiputera cabang Setiabudi Bandung baik secara parsial maupun simultan, dengan menggunakan alat bantu software yaitu SPSS for Windows 17 Hasil penelitian Fhitung (151.339) > Ftabel (3,11) maka H0 ditolak dan H1 diterima, Artinya terdapat pengaruh antara kualitas pelayanan dan citra perusahaan terhadap loyalitas nasabah pada AJB Bumiputera Cabang Setiabudi Bandung.Yang artinya adanya hubungan yang searah. \u0000Kata Kunci : Kualitas Pelayanan, Citra Perusahaan, Loyalitas Nasabah","PeriodicalId":34882,"journal":{"name":"Jurnal Ilmu Keuangan dan Perbankan","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2019-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"43952082","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Cooperative of Government Employee of Bandung during some periods have decreased the added value of cooperative and members where as the loan capital have increase .This research aims to analyze the influence of loan capital and members towards the added value of cooperative. The method used in this research is descriptive verificati method, the sample used in this research is financial report in the last five years. The results of the research showed that the loan capital and members partially has significant influence to added value of cooperative. The loan capital and members simultaneously has significant influence to added value of cooperative. Keywords: Loan Capital, Members, and Added Value of Cooperative Koperasi “UPN” Veteran Yogyakarta dalam beberapa periode tertentu terjadi penurunan sisa hasil usaha (SHU) dan jumlah anggota sedangkan modal pinjaman mengalami kenaikan. Penelitian ini bertujuan untuk menganalisis pengaruh modal pinjaman dan jumlah anggota terhadap sisa hasil usaha (SHU). Metode yang digunakan dalam penelitian ini adalah metode deskriptif verifikatif, sampel yang digunakan dalam penelitian ini adalah 5 tahun terakhir data laporan keuangan. Hasil penelitian menunjukkan bahwa modal pinjaman dan jumlah anggota secara parsial berpengaruh signifikan terhadap sisa hasil usaha (SHU). Modal pinjaman dan jumlah anggota secara simultan berpengaruh signifikan terhadap sisa hasil usaha (SHU). Kata Kunci: Pinjaman Modal, Anggota, Nilai Tambah Koperasi
万隆市公务员合作社在一定时期内由于贷款资金的增加而使合作社和社员的增加值下降,本研究旨在分析贷款资金和社员对合作社增加值的影响。本研究使用的方法是描述性验证法,本研究使用的样本是近五年的财务报告。研究结果表明,贷款资金和部分成员对合作社增加值有显著影响。贷款资金和社员同时对合作社的附加值有显著影响。关键词:贷款资金、成员和合作社“UPN”的附加值。日惹dalam beberapa时期tertentu terjadi penurunan sisa hasil usaha (SHU) dan jumlah anggota sedangkan模式pinjaman mengalami kenaikan。Penelitian ini bertujuan untuk menganalis pengaruh modal pinjaman dan jumlah anggota terhadap sisa hasil usaha (SHU)。方法yang digunakan dalam penelitian ini adalah方法的验证说明,样品yang digunakan dalam penelitian ini adalah 5 tahun terakhir数据laporan keangan。Hasil penelitian menunjukkan bahwa modal pinjaman dan jumlah anggota secara parsial berpengaruh signfikan terhadap sisa Hasil usaha (SHU)。Modal pinjaman dan jumlah anggota secara simulan berpengaruh signalkan (SHU)。Kata Kunci: Pinjaman Modal, Anggota, Nilai Tambah Koperasi
{"title":"PENINGKATAN SHU SEBAGAI DAMPAK MODAL PINJAMAN DAN JUMLAH ANGGOTA KOPERASI","authors":"Aryono Yacobus","doi":"10.34010/JIKA.V8I2.1935","DOIUrl":"https://doi.org/10.34010/JIKA.V8I2.1935","url":null,"abstract":"Cooperative of Government Employee of Bandung during some periods have decreased the added value of cooperative and members where as the loan capital have increase .This research aims to analyze the influence of loan capital and members towards the added value of cooperative. The method used in this research is descriptive verificati method, the sample used in this research is financial report in the last five years. The results of the research showed that the loan capital and members partially has significant influence to added value of cooperative. The loan capital and members simultaneously has significant influence to added value of cooperative. \u0000Keywords: Loan Capital, Members, and Added Value of Cooperative \u0000Koperasi “UPN” Veteran Yogyakarta dalam beberapa periode tertentu terjadi penurunan sisa hasil usaha (SHU) dan jumlah anggota sedangkan modal pinjaman mengalami kenaikan. Penelitian ini bertujuan untuk menganalisis pengaruh modal pinjaman dan jumlah anggota terhadap sisa hasil usaha (SHU). Metode yang digunakan dalam penelitian ini adalah metode deskriptif verifikatif, sampel yang digunakan dalam penelitian ini adalah 5 tahun terakhir data laporan keuangan. Hasil penelitian menunjukkan bahwa modal pinjaman dan jumlah anggota secara parsial berpengaruh signifikan terhadap sisa hasil usaha (SHU). Modal pinjaman dan jumlah anggota secara simultan berpengaruh signifikan terhadap sisa hasil usaha (SHU). \u0000Kata Kunci: Pinjaman Modal, Anggota, Nilai Tambah Koperasi","PeriodicalId":34882,"journal":{"name":"Jurnal Ilmu Keuangan dan Perbankan","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2019-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"44385644","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study aims to analyze the effect of Market Value Added, Return On Assets and Return On Equity on stock prices. The research object of property and real estate companies is 48 companies. Based on the purposive sampling method, a sample of 15 companies was obtained. The research method uses the classic assumption test and multiple linear analysis. The results of the study show that (1) Market Value Added has an effect on stock prices, because if the company has a higher stock market value than book value it is considered capable of creating wealth for shareholders. (2) Return On Asset does not affect stock prices, because the research sample has a low Return On Asset value, which is caused by a less significant increase in profit compared to an increase in assets. (3) Return On Equity does not affect stock prices, because if the company manages capital well then it can generate profits.
{"title":"- PENGARUH MARKET VALUE ADDED, RETURN ON ASSETSDAN RETURN ON EQUITY TERHADAP HARGA SAHAM PADA PERUSAHAAN PROPERTY DAN REAL ESTATE YANGTERDAFTARDI BURSA EFEK INDONESIA PERIODE 2013 – 2017","authors":"Maiya Liza","doi":"10.34010/JIKA.V8I2.1698","DOIUrl":"https://doi.org/10.34010/JIKA.V8I2.1698","url":null,"abstract":"This study aims to analyze the effect of Market Value Added, Return On Assets and Return On Equity on stock prices. The research object of property and real estate companies is 48 companies. Based on the purposive sampling method, a sample of 15 companies was obtained. The research method uses the classic assumption test and multiple linear analysis. The results of the study show that (1) Market Value Added has an effect on stock prices, because if the company has a higher stock market value than book value it is considered capable of creating wealth for shareholders. (2) Return On Asset does not affect stock prices, because the research sample has a low Return On Asset value, which is caused by a less significant increase in profit compared to an increase in assets. (3) Return On Equity does not affect stock prices, because if the company manages capital well then it can generate profits.","PeriodicalId":34882,"journal":{"name":"Jurnal Ilmu Keuangan dan Perbankan","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2019-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"48489295","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This research was conducted in Property and Real Estate companies listed on the Indonesian Stock Exchange (IDX). The purpose of this study is to develop how much influence the net income and debt policy, as measured by debt to equity ratio (DER) partially and simultaneously on dividend policy as measured by the dividend payout ratio (DPR). The method used in this research is descriptive method verification with quantitative approach. The sample used in this study is the annual financial statements 2010 - 2014 as many as 30 samples. The test statistic used is multiple linear regression analysis, the classical assumption test, analysis of the correlation coefficient, determination coefficient and hypothesis testing using SPSS V.20.00 for windows. Results of the analysis showed that the net income positive effect on dividend policy (DPR), debt policy (DER) a negative effect on dividend policy (DPR), net income and debt policy (DER) and simultaneous partial effect on dividend policy (DPR). Keywords : net income, debt policy, dividend policy
这项研究是在印度尼西亚证券交易所(IDX)上市的房地产和房地产公司进行的。本研究的目的是发展有多少影响净收入和债务政策,以债务权益比率(DER)衡量部分和同时对股息政策,以股息支付率(DPR)衡量。本研究采用描述性方法与定量方法相结合的验证方法。本研究使用的样本是2010 - 2014年度财务报表样本多达30份。使用的检验统计量为多元线性回归分析、经典假设检验、相关系数分析、决定系数分析和假设检验,使用SPSS V.20.00 for windows。分析结果表明,净收入正向影响股利政策(DPR),负向影响负债政策(DER),净收入与负债政策(DER)同时部分影响股利政策(DPR)。关键词:净收入,债务政策,股利政策
{"title":"LABA BERSIH DAN KEBIJAKAN HUTANG SERTA DAMPAKNYA TERHADAP KEBIJAKAN DEVIDEN","authors":"Sopi Sopiati, Windi Novianti","doi":"10.34010/JIKA.V8I1.1933","DOIUrl":"https://doi.org/10.34010/JIKA.V8I1.1933","url":null,"abstract":"This research was conducted in Property and Real Estate companies listed on the Indonesian Stock Exchange (IDX). The purpose of this study is to develop how much influence the net income and debt policy, as measured by debt to equity ratio (DER) partially and simultaneously on dividend policy as measured by the dividend payout ratio (DPR). The method used in this research is descriptive method verification with quantitative approach. The sample used in this study is the annual financial statements 2010 - 2014 as many as 30 samples. The test statistic used is multiple linear regression analysis, the classical assumption test, analysis of the correlation coefficient, determination coefficient and hypothesis testing using SPSS V.20.00 for windows. Results of the analysis showed that the net income positive effect on dividend policy (DPR), debt policy (DER) a negative effect on dividend policy (DPR), net income and debt policy (DER) and simultaneous partial effect on dividend policy (DPR). \u0000Keywords : net income, debt policy, dividend policy","PeriodicalId":34882,"journal":{"name":"Jurnal Ilmu Keuangan dan Perbankan","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2019-07-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"45789560","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This research aims to determine the effect of financial literacy on financial management in Cipageran Cimahi milk processing business owners. The sample in this research was all milk processing center entrepreneurs in Cipageran Cimahi with turnover above 10 million / month. This study uses a quantitative approach to the type of verification research. The data used in this research are primary results of questionnaires. The results of this research indicate financial literacy has a positive effect on financial management in Cipageran Cimahi milk processing business owners. Most business owners have known the importance of financial literacy, but they have not implemented it in their business activities. Keywords: financial literacy, financial management Penelitian ini bertujuan untuk mengetahui pengaruh literasi keuangan terhadap pengelolaan keuangan pada pemilik usaha olahan susu Cipageran Cimahi. Sampel dalam penelitian ini yakni seluruh pengusaha sentra olahan susu di Cipageran Cimahi dengan omset diatas 10 juta/bulan. Penelitian ini menggunakan pendekatan kuantitaif dengan jenis penelitian verifikatif. Data yang digunakan dalam penelitian ini adalah primer hasil dari penyebaran kuesioner. Hasil penelitian ini menunjukkan literasi keuangan berpengaruh positif terhadap pengelolaan keuangan pada pemilik usaha olahan susu Cipageran Cimahi. Sebagian besar pemilik usaha telah mengetahui pentingnya literasi keuangan, namun mereka belum menerapkannya dalam kegiatan usaha mereka. Kata kunci: literasi keuangan, pengelolaan keuangan.
本研究旨在确定财务素养对西巴格兰西马牛奶加工企业主财务管理的影响。本研究样本为西帕格兰·西马希地区营业额在1000万/月以上的牛奶加工中心企业家。本研究采用定量方法进行类型验证研究。本研究使用的数据是问卷调查的主要结果。本研究结果表明,财务素养对西巴格兰西马牛奶加工企业所有者的财务管理有正向影响。大多数企业主都知道财务知识的重要性,但他们并没有在商业活动中实施它。关键词:财务素养;财务管理;Penelitian, ini bertujuan untuk, mengetahui, pengaruh, literas, keangan, terhadap, penelanolaan, keangan, patpilik, usaha, olahan, susu, Cipageran, Cimahi。Sampel dalam penelitian ini yakni seluruh pengusaha sentra olahan susu di Cipageran Cimahi dengan omset data 10 juta/bulan。Penelitian ini menggunakan pendekatan kuantitaif dengan jenis Penelitian验证。数据yang digunakan dalam penelitian ini adalah primer hasil dari penyebaran kuesioner。Hasil penelitian ini menunjukkan literasi keuangan berpengaruu positif hadap penelolaan keuangan pappilik usaha olahan susu Cipageran Cimahi。Sebagian大的pemilik usaha telah mengetahui pentingnya literasi keuangan, namun mereka belum menerapkannya dalam kegiatan usaha mereka。卡塔昆词:文学、文学、文学、文学。
{"title":"MODEL LITERASI KEUANGAN DALAM MENINGKATKAN PENGELOLAAN KEUANGAN PADA PENGUSAHA OLAHAN SUSU CIPAGERAN DI KOTA CIMAHI","authors":"R. M. Dai, Suryanto Suryanto","doi":"10.34010/JIKA.V8I1.1932","DOIUrl":"https://doi.org/10.34010/JIKA.V8I1.1932","url":null,"abstract":"This research aims to determine the effect of financial literacy on financial management in Cipageran Cimahi milk processing business owners. The sample in this research was all milk processing center entrepreneurs in Cipageran Cimahi with turnover above 10 million / month. This study uses a quantitative approach to the type of verification research. The data used in this research are primary results of questionnaires. The results of this research indicate financial literacy has a positive effect on financial management in Cipageran Cimahi milk processing business owners. Most business owners have known the importance of financial literacy, but they have not implemented it in their business activities. \u0000Keywords: financial literacy, financial management \u0000 \u0000Penelitian ini bertujuan untuk mengetahui pengaruh literasi keuangan terhadap pengelolaan keuangan pada pemilik usaha olahan susu Cipageran Cimahi. Sampel dalam penelitian ini yakni seluruh pengusaha sentra olahan susu di Cipageran Cimahi dengan omset diatas 10 juta/bulan. Penelitian ini menggunakan pendekatan kuantitaif dengan jenis penelitian verifikatif. Data yang digunakan dalam penelitian ini adalah primer hasil dari penyebaran kuesioner. Hasil penelitian ini menunjukkan literasi keuangan berpengaruh positif terhadap pengelolaan keuangan pada pemilik usaha olahan susu Cipageran Cimahi. Sebagian besar pemilik usaha telah mengetahui pentingnya literasi keuangan, namun mereka belum menerapkannya dalam kegiatan usaha mereka. \u0000Kata kunci: literasi keuangan, pengelolaan keuangan.","PeriodicalId":34882,"journal":{"name":"Jurnal Ilmu Keuangan dan Perbankan","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2019-07-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"47965629","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study to determine the effect and analyze of the Net Interest Margin and Non Performing Loan partial influence on Return on Assets banking companies in Indonesia Stock Exchange. The approach taken in this research is quantitative and associative approach. The population in this research are all banking go public companies listed in Indonesia Stock Exchange which amounted to 43 companies. The sample in this research is 7 companies. The independent variables used in this study are Net Interest Margin and Non Performing Loan and dependent variable is Return on Assets Data collection techniques using documentation. The method of analysis used is the normality test, the classical assumption test, simple linear regression test, hypothesis test and coefficient of determination. Data processing in this study using Software SPSS (Statistic Package for the Social Scien) 25 for window. The results show that partially, Net Interest Margin has an effect on Return on Assets. While Non Performing Loan has no effect on Return on Assets. Keywords : Net Interest Margin, Non Performing Loan, Return on Assets
本研究确定并分析净息差和不良贷款对印尼证券交易所银行公司资产收益率的部分影响。本研究采用的方法是定量和联想的方法。本研究对象均为在印尼证券交易所上市的银行上市公司,共43家。本研究的样本是7家公司。本研究中使用的自变量是净息差和不良贷款,因变量是资产收益率,使用文件收集数据技术。分析方法为正态性检验、经典假设检验、简单线性回归检验、假设检验和决定系数检验。本研究的数据处理使用SPSS (statistical Package for Social Scien) 25软件为窗口。结果表明,净息差对资产收益率有部分影响。虽然不良贷款资产回报率没有影响 . 关键词:净息差、不良贷款、资产收益率
{"title":"PENGARUH NET INTEREST MARGIN DAN NON PERFORMING LOAN TERHADAP RETURN ON ASSETS","authors":"Erwin Budianto, S. Romlah","doi":"10.34010/JIKA.V8I1.1918","DOIUrl":"https://doi.org/10.34010/JIKA.V8I1.1918","url":null,"abstract":"This study to determine the effect and analyze of the Net Interest Margin and Non Performing Loan partial influence on Return on Assets banking companies in Indonesia Stock Exchange. The approach taken in this research is quantitative and associative approach. The population in this research are all banking go public companies listed in Indonesia Stock Exchange which amounted to 43 companies. The sample in this research is 7 companies. The independent variables used in this study are Net Interest Margin and Non Performing Loan and dependent variable is Return on Assets Data collection techniques using documentation. The method of analysis used is the normality test, the classical assumption test, simple linear regression test, hypothesis test and coefficient of determination. Data processing in this study using Software SPSS (Statistic Package for the Social Scien) 25 for window. The results show that partially, Net Interest Margin has an effect on Return on Assets. While Non Performing Loan has no effect on Return on Assets. \u0000Keywords : Net Interest Margin, Non Performing Loan, Return on Assets","PeriodicalId":34882,"journal":{"name":"Jurnal Ilmu Keuangan dan Perbankan","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2019-07-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"45933097","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
ABSTRACT This study aims to see the influence of employer branding on the exit intention of bank employees in Indonesia which is mediated by trust in leaders. In particular, this study tries to identify how the influence of employer perceived branding on outgoing intentions? Does the employee's trust in the leader affect the intention to leave? How does the influence of employer branding perceptions on outgoing intentions mediated by employee trust in the leader? The population of this study is bank employees who work in groups of state-owned commercial banks, groups of regional government-owned banks, groups of private-owned commercial banks. The sample in this study uses non probability sampling, with the sample is that employees have worked at least one year. For hypothesis testing, this study uses SmartPLS analysis with Likert scale measurement points one (strongly disagree) up to five points (strongly agree). The results of the study of 88 respondents of Bank employees in Indonesia showed that employer branding against intention to leave had a negative and insignificant effect, the influence of employer branding on trust in leaders was positive and significant, the trustworthiness of leaders towards intention was positive and significant, and employer perceived branding towards intention out which is mediated by employee trust in leaders is influential and significant. Keywords: Employer Branding, Intensi Keluar, Kepercayaan pada Pemimpin, Retensi
{"title":"EMPLOYER BRANDING PERSEPSIAN TERHADAP KEPERCAYAN PEMIMPIN DAN DAMPAKNYA PADA INTENSI KELUAR","authors":"Ria Marginingsih, Daniel Irawan","doi":"10.34010/JIKA.V8I1.1925","DOIUrl":"https://doi.org/10.34010/JIKA.V8I1.1925","url":null,"abstract":"ABSTRACT \u0000This study aims to see the influence of employer branding on the exit intention of bank employees in Indonesia which is mediated by trust in leaders. In particular, this study tries to identify how the influence of employer perceived branding on outgoing intentions? Does the employee's trust in the leader affect the intention to leave? How does the influence of employer branding perceptions on outgoing intentions mediated by employee trust in the leader? The population of this study is bank employees who work in groups of state-owned commercial banks, groups of regional government-owned banks, groups of private-owned commercial banks. The sample in this study uses non probability sampling, with the sample is that employees have worked at least one year. For hypothesis testing, this study uses SmartPLS analysis with Likert scale measurement points one (strongly disagree) up to five points (strongly agree). The results of the study of 88 respondents of Bank employees in Indonesia showed that employer branding against intention to leave had a negative and insignificant effect, the influence of employer branding on trust in leaders was positive and significant, the trustworthiness of leaders towards intention was positive and significant, and employer perceived branding towards intention out which is mediated by employee trust in leaders is influential and significant. \u0000Keywords: Employer Branding, Intensi Keluar, Kepercayaan pada Pemimpin, Retensi","PeriodicalId":34882,"journal":{"name":"Jurnal Ilmu Keuangan dan Perbankan","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2019-07-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"45104682","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}