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Exploring the Factors that Have Impact On Consumers’ Trust in Mobile Payment Systems in Australia 探究影响澳大利亚消费者对移动支付系统信任的因素
Pub Date : 2020-10-01 DOI: 10.4301/S1807-1775202017009
Domingos Mondego, E. Gide
Trust plays a vital role in the adoption of a new payment system in so far as people need to trust that the prevailing currency, or in other words, money, is recognized by all stakeholders. With the evolution of the payment methods, shifting from paper-based to electronic-based, building consumer trust has become a vital element for the success of businesses involved in the mobile payment systems sector. In this context, the aim of this study was to delve deeper into the factors that have impact on consumers trust in mobile payment systems (MPS) in Australia. A quantitative approach through a questionnaire survey was conducted to measure the data collected. The data of 200 participants were gathered using SurveyMonkey and the Excel spreadsheets was imported into SPSS (Statistical Package for the Social Sciences) system, where the data were organised. Besides, this study adopted the Partial Least Square Structural Equation Modeling (PLS-SEM), where the data analysis took place. The findings of PLSSEM analysis pointed out that behavioural factors and organisational factors have significant impact on consumers’ trust, and this, as a consequence, have influence on MPS adoption. On the other hand, this research found that the technological factors, governmental factors and personal factors have no significant impact on Australian consumers’ trust and this, as a result, has no influence on MPS adoption.
信任在采用新的支付系统中起着至关重要的作用,因为人们需要相信,主流货币,或者换句话说,货币,被所有利益相关者认可。随着支付方式的演变,从纸质支付转向电子支付,建立消费者信任已成为移动支付系统领域企业成功的关键因素。在此背景下,本研究的目的是深入研究影响澳大利亚消费者对移动支付系统(MPS)信任的因素。通过问卷调查的定量方法来测量收集到的数据。使用SurveyMonkey收集了200名参与者的数据,并将Excel电子表格导入SPSS(社会科学统计软件包)系统,并在其中组织数据。此外,本研究采用偏最小二乘结构方程模型(PLS-SEM)进行数据分析。PLSSEM分析的结果指出,行为因素和组织因素对消费者的信任有显著影响,从而影响MPS的采用。另一方面,本研究发现,技术因素、政府因素和个人因素对澳大利亚消费者的信任没有显著影响,因此对MPS的采用没有影响。
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引用次数: 7
Co-Creation of E-Services Enabled by the Digitalization of Physical Products 通过实体产品数字化实现电子服务的共同创造
Pub Date : 2017-08-01 DOI: 10.4301/S1807-17752017000200005
Soumitra Chowdhury
With the advent of digitalization, e-services are now enabled by embedded digital technologies in physical products such as vehicles, elevators, construction equipment. In spite of numerous instances of e-services enabled by the digitalization of physical products, little research has been carried out to investigate the characteristics of co-creation of such e-services. This paper attempts to fill the gap by reporting from a three-year long research project with a vehicle manufacturing company. Using the translation phases from the Actor-Network theory (ANT) as a theoretical lens, this paper presents three propositions that characterize the co-creation of e-services enabled by the digitalization of physical products. The propositions highlight the role of physical products, establishment of trust and setting priorities about digitalization.
随着数字化的到来,电子服务现在通过嵌入数字技术的物理产品,如车辆、电梯、建筑设备实现。尽管有许多电子服务的实例是由实体产品的数字化实现的,但很少有研究来调查共同创造这种电子服务的特征。本文试图通过报告与一家汽车制造公司为期三年的研究项目来填补这一空白。本文以行动者网络理论(ANT)的转换阶段为理论视角,提出了三个命题,这些命题描述了通过实体产品数字化实现的电子服务的共同创造。这些主张强调了实体产品的作用、建立信任和确定数字化的优先事项。
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引用次数: 3
Information technology governance in public organizations: Identifying mechanisms that meet its goals while respecting principles 公共组织中的信息技术治理:确定在尊重原则的同时满足其目标的机制
Pub Date : 2017-06-08 DOI: 10.4301/S1807-17752017000100004
G. Wiedenhoft, E. Luciano, O. Magnagnagno
The purpose of this article is to identify and validate a list of mechanisms that can meet the objectives and principles of IT Governance (ITG) in public organizations. These mechanisms can be useful to public organizations when implementing their ITG model. ITG mechanisms are a key part of an ITG model because high-level definitions (principles and objectives) are operationalized through them. This exploratory and descriptive cross-sectional research used qualitative and quantitative data. Data were collected in a literature review, structured interviews with ITG professionals and a survey with IT and Business Managers who belong to a network of managers, which is one of the main instances to discuss the ITG model. The results are a preliminary list of mechanisms identified through qualitative data and a final list of mechanisms validated through quantitative data. The focus is on public organizations because the necessity of an ITG model as a better means to govern the electronic services adoption in order to increase the public value to society.
本文的目的是确定并验证一系列机制,这些机制可以满足公共组织中的IT治理(ITG)的目标和原则。这些机制对于公共组织在实现ITG模型时非常有用。ITG机制是ITG模型的关键部分,因为高层定义(原则和目标)是通过它们实现的。这项探索性和描述性的横断面研究使用了定性和定量数据。通过文献综述、对ITG专业人员的结构化访谈和对属于管理人员网络的IT和业务经理的调查收集数据,这是讨论ITG模型的主要实例之一。结果是通过定性数据确定的机制的初步列表和通过定量数据验证的机制的最终列表。重点是公共组织,因为ITG模型作为管理电子服务采用的更好手段的必要性,以便增加对社会的公共价值。
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引用次数: 21
Regulation misunderstanding: Convergence complexity providing failures in telecommunication services costs 监管误解:汇聚复杂性导致电信服务成本的失败
Pub Date : 2017-04-01 DOI: 10.4301/s1807-17752017000100006
Emílio José Montero Arruda Junior
ABSTRACT This manuscript discusses a theoretical competitive scenario for telecommunications services, in particular voice over Internet protocol (VoIP), and finds that the economic benefits of the current technological convergence are based on three main factors: technological advances and updates; regulation failures related to technological complexity; and consumer inability to exploit the benefits of convergence. This study begins by giving the background to voice communication in the telecommunications sector and the misunderstanding of the competitive boundaries between technologies, service providers, and usage applications generated in an unregulated sector. Second, the kinds of regulation that organizes the development and pricing of integrated or bundled services are briefly discussed and presented. Third, theoretical analysis of the competitive environment is interpreted in terms of the three factors: technological advances, regulation failure, and consumer knowledge of convergence. Results derived from these factors are presented in the context of VoIP services. Finally, the work concludes by outlining the implications for regulatory reform and the impact on competitive behavior, and describes possibilities for the future management of the technology sector.
本文讨论了电信服务的理论竞争情景,特别是互联网协议语音(VoIP),并发现当前技术融合的经济效益基于三个主要因素:技术进步和更新;与技术复杂性相关的监管失灵;消费者无法利用融合带来的好处。本研究首先介绍电信行业语音通信的背景,以及对技术、服务提供商和在不受监管的行业中产生的使用应用之间竞争界限的误解。其次,简要讨论和介绍了组织综合或捆绑服务的开发和定价的各种监管。第三,对竞争环境的理论分析是根据三个因素来解释的:技术进步、监管失灵和消费者知识趋同。从这些因素中得出的结果在VoIP服务的背景下呈现。最后,本文概述了监管改革的影响和对竞争行为的影响,并描述了未来技术部门管理的可能性。
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引用次数: 0
Entrepreneurship in project management systems: Proposal of a model and preliminary empirical evidence 项目管理系统中的企业家精神:一个模型的提出和初步的经验证据
Pub Date : 2016-12-30 DOI: 10.4301/S1807-17752016000300003
Ana Claudia Belfort, C. D. P. Martens, Henrique Freitas
This study analyzes the manifestation of the dimensions of Entrepreneurial Orientation (EO) and Project Management Systems (PMS). We used a qualitative approach to conduct exploratory research through a study in literature and a pilot case in a software company. Data was collected from semi structured interviews, documents, and records on file, then triangulated and treated with content analysis. The model proposed for the relationship between the types of PMS (ad hoc, Classic PM, innovation, entrepreneurship/intrapreneurship) and the dimensions of EO (innovativeness, risk-taking, proactiveness, competitive aggressiveness, and autonomy), was partially corroborated by empirical studies. New studies are suggested to validate the applicability and setup of the model.
本研究分析了创业导向(EO)和项目管理系统(PMS)两个维度的表现。我们采用定性的方法,通过文献研究和软件公司的试点案例进行探索性研究。数据从半结构化访谈、文件和档案记录中收集,然后进行三角测量并进行内容分析。实证研究部分验证了PMS类型(临时型、经典型、创新型、企业家精神/内部企业家精神)与EO维度(创新性、冒险性、主动性、竞争攻击性和自主性)之间的关系模型。建议进行新的研究,以验证模型的适用性和建立。
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引用次数: 0
Internet das Coisas aplicada a negócios – Um estudo bibliométrico 物联网在商业中的应用-文献计量学研究
Pub Date : 2016-12-30 DOI: 10.4301/S1807-17752016000300004
Gustavo Galegale, É. Siqueira, Cesar Alexandre de Souza, Carolina Bertolucci Hilário e Silva
The Internet of Things is a technological innovation, based on artifacts and consolidated concepts like Internet and Smart Objects. Its growing business application of Internet of Things makes necessary to evaluate the strategy, benefits and challenges of this technology application. The main objective of this paper is to present the definition of Internet of Things, based on the most cited articles and as a secondary objective, present publication statistics classified by year and related terms, like ubiquitous computation. One of the conclusions is that papers related to business represent only 5% of all the papers analyzed by this research, considering just the papers published on journals. It shows that there is a great field to research on Business Administration.
物联网是一项技术创新,基于人工制品和互联网、智能对象等概念的整合。其日益增长的物联网业务应用使得有必要评估该技术应用的战略、利益和挑战。本文的主要目标是根据被引用次数最多的文章给出物联网的定义,作为次要目标,给出按年份和相关术语分类的出版统计数据,如泛在计算。其中一个结论是,仅考虑发表在期刊上的论文,与商业相关的论文仅占本研究分析的所有论文的5%。由此可见,企业管理是一个值得研究的广阔领域。
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引用次数: 10
Improving IT process management through value stream mapping approach: A case study 通过价值流映射方法改进IT流程管理:一个案例研究
Pub Date : 2016-12-30 DOI: 10.4301/S1807-17752016000300002
Bong-Keun Jeong, Tom E. Yoon
Value-Stream mapping (VSM) is a helpful tool to identify waste and improvement areas. It has emerged as a preferred way to support and implement the lean approach. While lean principles are well-established and have broad applicability in manufacturing, their extension to information technology is still limited. Based on a case study approach, this paper presents the implementation of VSM in an IT firm as a lean IT improvement initiative. It involves mapping the current activities of the firm and identifying opportunities for improvement. After several interviews with employees who are currently involved in the process, current state map is prepared to describe the existing problem areas. Future state map is prepared to show the proposed improvement action plans. The achievements of VSM implementation are reduction in lead time, cycle time and resources. Our finding indicates that, with the new process change, total lead time can be reduced from 20 days to 3 days – 92% reduction in overall lead time for database provisioning process.
价值流映射(价值流图)是识别浪费和改进领域的有用工具。它已成为支持和实施精益方法的首选方式。虽然精益原则在制造业中已经建立并具有广泛的适用性,但其在信息技术中的推广仍然有限。基于案例研究的方法,本文提出了在一家IT公司实施VSM作为精益IT改进计划。它包括绘制公司当前的活动并确定改进的机会。在与当前参与流程的员工进行几次访谈后,准备了当前状态图来描述存在的问题区域。准备未来状态图,以显示提出的改进行动计划。VSM实施的成果是缩短了交货时间、周期时间和资源。我们的发现表明,随着新的流程变更,总交货时间可以从20天减少到3天——数据库供应流程的总交货时间减少了92%。
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引用次数: 24
APPLICABILITY OF AN ASSESSMENT MODEL FOR HEALTHCARE INFORMATION SYSTEMS IN A PUBLIC HOSPITAL 公立医院医疗保健信息系统评估模型的适用性
Pub Date : 2016-12-30 DOI: 10.4301/S1807-17752016000300006
R. M. N. Morais, Silvio Cesar Somera, Wilson Moraes Góes, André Lucirton Costa
Assessment processes are essential to guarantee quality and continuous improvement of software in healthcare, as they measure software attributes in their lifecycle, verify the degree of alignment between the software and its objectives and identify unpredicted events. This article analyses the use of an assessment model based on software metrics for three healthcare information systems from a public hospital that provides secondary and tertiary care in the region of Ribeirao Preto. Compliance with the metrics was investigated using questionnaires in guided interviews of the system analysts responsible for the applications. The outcomes indicate that most of the procedures specified in the model can be adopted to assess the systems that serves the organization, particularly in the attributes of compatibility, reliability, safety, portability and usability.
评估过程对于保证医疗保健软件的质量和持续改进至关重要,因为它们测量软件生命周期中的软件属性,验证软件与其目标之间的一致性程度,并识别不可预测的事件。本文分析了Ribeirao Preto地区提供二级和三级医疗服务的公立医院的三个医疗信息系统基于软件度量的评估模型的使用情况。在负责应用程序的系统分析人员的指导访谈中,使用问卷调查了对度量标准的遵从性。结果表明,模型中规定的大多数程序都可以用来评估为组织服务的系统,特别是在兼容性、可靠性、安全性、可移植性和可用性方面。
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引用次数: 3
WHAT INFLUENCES INFORMATION SECURITY BEHAVIOR? A STUDY WITH BRAZILIAN USERS 什么影响信息安全行为?一项针对巴西用户的研究
Pub Date : 2016-12-30 DOI: 10.4301/S1807-17752016000300007
Rodrigo Hickmann Klein, E. Luciano
The popularization of software to mitigate Information Security threats can produce an exaggerated notion about its full effectiveness in the elimination of any threat. This situation can result reckless users behavior, increasing vulnerability. Based on behavioral theories, a theoretical model and hypotheses were developed to understand the extent to which human perception of threat, stress, control and disgruntlement can induce responsible behavior. A self-administered questionnaire was created and validated. The data were collected in Brazil, and complementary results regarding similar studies conducted in USA were found. The results show that there is influence of information security orientations provided by organizations in the perception about severity of the threat. The relationship between threat, effort, control and disgruntlement, and the responsible behavior towards information security was verified through linear regression. The contributions also involve relatively new concepts in the field and a new research instrument.
减轻信息安全威胁的软件的普及可能会产生一种夸大的概念,即它在消除任何威胁方面的全部有效性。这种情况可能导致鲁莽的用户行为,增加漏洞。在行为理论的基础上,建立了一个理论模型和假设,以理解人类对威胁、压力、控制和不满的感知在多大程度上可以诱发负责任的行为。创建并验证了一份自我管理的问卷。数据是在巴西收集的,并发现了在美国进行的类似研究的补充结果。结果表明,组织提供的信息安全取向对威胁严重程度的感知有影响。通过线性回归验证了威胁、努力、控制和不满与信息安全负责行为之间的关系。这些贡献还涉及领域中相对较新的概念和新的研究工具。
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引用次数: 17
JOSÉ SARAMAGO: UM OLHAR SOBRE A GLOBALIZAÇÃO E A SOCIEDADE DA INFORMAÇÃO jose SARAMAGO:全球化和信息社会的视角
Pub Date : 2016-06-01 DOI: 10.4301/S1807-17752016000200008
M. I. D. F. E. Sa
A capacidade de produzir cada vez mais e com mais qualidade esta acelerada e, a cada momento, as tecnologias geram novos produtos de consumo. E certo que a globalizacao propiciada pelo progresso e evolucao das tecnologias provoca o aumento da produtividade e o crescimento economico, mas tambem pode provocar efeitos nao desejados sobre a distribuicao de renda da populacao. Assim, a desigualdade social gerada pela globalizacao e o deslocamento do poder para quem detem o acesso a informacao sao desafios atuais e que sao discutidos em varias obras de Saramago. Com suas parabolas e fabulas, Saramago encaminha seus leitores para a reflexao sobre o atuar do ser humano num mundo globalizado. A pesquisa teve por objetivo buscar, em algumas das obras de Jose Saramago, citacoes que remetam a discussao da globalizacao na Sociedade da Informacao. O trabalho vale-se da pesquisa qualitativa em que sao consideradas e analisadas publicacoes relativas ao tema “globalizacao”. Saramago, atraves de seus romances, busca fazer com que seus leitores se questionem e questionem o mundo em que vivem.
生产越来越多、质量更高的产品的能力正在加速,每一刻,技术都在产生新的消费产品。诚然,技术进步和发展所带来的全球化提高了生产力和经济增长,但它也可能对人口的收入分配产生意想不到的影响。因此,全球化和权力转移给那些掌握信息的人所造成的社会不平等是当前的挑战,这在萨拉马戈的几部作品中都有讨论。通过他的寓言和神话,萨拉马戈引导读者反思人类在全球化世界中的行为。这项研究的目的是在何塞·萨拉马戈的一些著作中寻找关于信息社会全球化讨论的引文。这项工作使用了定性研究,其中考虑和分析了与“全球化”主题相关的出版物。萨拉马戈通过他的小说,试图让他的读者质疑自己和他们生活的世界。
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引用次数: 0
期刊
Jistem Journal of Information Systems and Technology Management
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