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Shari’ah Foundation of Islamic Banking 伊斯兰银行业的伊斯兰教法基础
Pub Date : 2024-06-14 DOI: 10.59373/drs.v2i1.24
Md. Thowhidul Islam
Islam prescribes a complete code of conduct for human life including economic activities. The prescribed Islamic code of conduct generally refers to Shari’ah, on which Islamic banking was founded. The most important characteristic of Islamic banking is to maintain its products and operations according to the principles of Shari’ah, which is based on the Holy Qur’an, Hadith, Ijma, Qiyas, and Ijtihad. Islamic banking has rapidly been growing in the modern economic world as an alternative to conventional banking. It is expected that Islamic banking operations will not only comply with the Shari’ah but also contribute towards achieving the Maqasid-al-Shari’ah (objectives of Shari’ah), which is the ultimate welfare of the Muslim Ummah and the human being. The findings of several studies showed that Shari’ah compliance is the single most important factor for choosing Islamic banking. Unfortunately, many recent studies revealed that many Islamic banks are violating their obligation of Shari’ah compliance. Hence, the paper aims at understanding the Shari’ah foundation of Islamic banking to examine that the modes of Islamic banking are based on the principles of Shari’ah. It also incorporates the major components of Shari’ah and its concept of economic tools such as ownership, wealth, money, capital, trust, and accountability to have a comprehensive idea about the Shari’ah foundation of Islamic banking. The methodology used in this conceptual study is a critical analysis of the literature survey. The literature on the concept of Shari’ah basis of Islamic banking is read to understand the basic components of Shari’ah and its principles to govern economic practices to examine its application in the Islamic banking industry and identify the Shari’ah foundation of the modes and contracts used by the modern Islamic banking industry.
伊斯兰教为包括经济活动在内的人类生活规定了一套完整的行为准则。伊斯兰教规定的行为准则一般是指伊斯兰教教法,而伊斯兰银行正是建立在伊斯兰教教法的基础之上。伊斯兰银行业最重要的特点是根据伊斯兰教教法的原则维护其产品和业务,而伊斯兰教教法的基础是《古兰经》、《圣训》、"伊吉玛"(Ijma)、"齐雅斯"(Qiyas)和 "伊吉哈德"(Ijtihad)。作为传统银行业务的替代品,伊斯兰银行业务在现代经济世界迅速发展。人们期望伊斯兰银行业务不仅符合伊斯兰教法,而且有助于实现 Maqasid-al-Shari'ah(伊斯兰教法的目标),即穆斯林民族和人类的最终福祉。多项研究结果表明,遵守伊斯兰教法是选择伊斯兰银行的最重要因素。不幸的是,最近的许多研究表明,许多伊斯兰银行正在违反其遵守伊斯兰教法的义务。因此,本文旨在了解伊斯兰银行业的伊斯兰教法基础,研究伊斯兰银行业的模式是否以伊斯兰教法原则为基础。本文还纳入了伊斯兰教法的主要内容及其经济工具概念,如所有权、财富、货币、资本、信任和问责制,以全面了解伊斯兰银行业的伊斯兰教法基础。本概念研究采用的方法是对文献调查进行批判性分析。通过阅读有关伊斯兰银行业的伊斯兰教法基础概念的文献,了解伊斯兰教法的基本组成部分及其管理经济实践的原则,以研究其在伊斯兰银行业中的应用,并确定现代伊斯兰银行业所使用的模式和合同的伊斯兰教法基础。
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引用次数: 0
Objectives of Islamic Marriage: A Study of the Primary and Subsidiary Objectives 伊斯兰婚姻的目标:主要和次要目标研究
Pub Date : 2024-06-12 DOI: 10.59373/drs.v2i1.21
Ismail Firano
Holy Qur’an, Hadith, Ijma, Qiyas, and Ijtihad. Islamic banking has rapidly been growing in the modern economic world as an alternative to conventional banking. It is expected that Islamic banking operations will not only comply with the Shari’ah but also contribute towards achieving the Maqasid-al-Shari’ah (objectives of Shari’ah), which is the ultimate welfare of the Muslim Ummah and the human being. The findings of several studies showed that Shari’ah compliance is the single most important factor for choosing Islamic banking. Unfortunately, many recent studies revealed that many Islamic banks are violating their obligation of Shari’ah compliance. Hence, the paper aims at understanding the Shari’ah foundation of Islamic banking to examine that the modes of Islamic banking are based on the principles of Shari’ah. It also incorporates the major components of Shari’ah and its concept of economic tools such as ownership, wealth, money, capital, trust, and accountability to have a comprehensive idea about the Shari’ah foundation of Islamic banking. The methodology used in this conceptual study is a critical analysis of the literature survey. The literature on the concept of Shari’ah basis of Islamic banking is read to understand the basic components of Shari’ah and its principles to govern economic practices to examine its application in the Islamic banking industry and identify the Shari’ah foundation of the modes and contracts used by the modern Islamic banking industry.
古兰经》、《圣训》、"伊集玛"(Ijma)、"齐雅斯"(Qiyas)和 "伊集哈德"(Ijtihad)。作为传统银行业务的替代品,伊斯兰银行业务在现代经济世界迅速发展。人们期望伊斯兰银行业务不仅符合伊斯兰教法,而且有助于实现 Maqasid-al-Shari'ah(伊斯兰教法的目标),即穆斯林民族和人类的最终福祉。多项研究结果表明,遵守伊斯兰教法是选择伊斯兰银行的最重要因素。不幸的是,最近的许多研究表明,许多伊斯兰银行正在违反其遵守伊斯兰教法的义务。因此,本文旨在了解伊斯兰银行业的伊斯兰教法基础,研究伊斯兰银行业的模式是否以伊斯兰教法原则为基础。本文还纳入了伊斯兰教法的主要内容及其经济工具概念,如所有权、财富、货币、资本、信任和问责制,以全面了解伊斯兰银行业的伊斯兰教法基础。本概念研究采用的方法是对文献调查进行批判性分析。通过阅读有关伊斯兰银行业的伊斯兰教法基础概念的文献,了解伊斯兰教法的基本组成部分及其管理经济实践的原则,以研究其在伊斯兰银行业中的应用,并确定现代伊斯兰银行业所使用的模式和合同的伊斯兰教法基础。
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引用次数: 0
Madrasa Principal's Strategy in Improving the Quality of the Pandemic Era Learning Process at Madrasah Aliyah 伊斯兰学校校长提高阿利亚伊斯兰学校大流行病时期学习过程质量的战略
Pub Date : 2023-06-18 DOI: 10.59373/drs.v1i1.7
Umi Nurkhasanah, Barnoto Barnoto, M. Hasan, A. Ashari
The research focused on the following questions with the hope of elucidating the methods used by the Head of Madrasah Aliyah Raudlatut Thalibin Bantungan Panarukan Situbondo to enhance the quality of the educational process: If you were to ask about the education system at MA Raudlatut Thalibin Bantungan Panarukan Situbondo, what would you say? (2) How does the principal of MA Raudlatut Thalibin Bantungan Panarukan Situbondo plan to enhance the educational experience for students in the Pandemic era? Qualitative methods were employed to describe the data. The researcher gathered information via interviews, field notes, and other first-hand accounts, as well as secondary sources that shed light on the topic at hand. Reducing data, presenting data, and drawing conclusions were the steps in this study's data analysis procedure. The following are the findings from studies conducted at MA Raudlatut Thalibin, Bantungan Panarukan, Situbondo: (2) Strategies for the Head of the Madrasa to apply in increasing the quality of the learning process at MA Raudlatut Thalibin, Bantungan Panarukan Situbondo; (1) the quality of the learning process has increased at MA Raudlatut Thalibin, Bantungan Panarukan Situbondo, during the pandemic period.
研究集中在以下问题上,希望阐明马德拉斯院长Raudlatut Thalibin Bantungan Panarukan Situbondo提高教育质量的方法:如果你要问马德拉斯院长Raudlatut Thalibin Bantungan Panarukan Situbondo的教育系统,你会说什么?(2) MA Raudlatut Thalibin Bantungan Panarukan sitbondo校长计划如何在大流行时代提升学生的教育体验?采用定性方法描述数据。研究人员通过采访、实地记录和其他第一手资料以及阐明手头主题的二手资料收集信息。本研究数据分析的步骤为:减少数据、呈现数据、得出结论。以下是在MA Raudlatut Thalibin, Bantungan Panarukan, sitbondo进行的研究的结果:(2)Madrasa校长在提高MA Raudlatut Thalibin, Bantungan Panarukan sitbondo学习过程质量方面的策略;(1)在大流行期间,Bantungan Panarukan Situbondo的MA Raudlatut Thalibin的学习过程质量有所提高。
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引用次数: 12
The Contestation of Profanity and Sacral at Taman Bungkul Landscape 塔曼邦古尔景观的亵渎与神圣之争
Pub Date : 2023-04-11 DOI: 10.59373/drs.v1i1.4
Rohma Tunurus Asholiha, L. Puryanti
Since its inauguration in 2007, the development of Bungkul Park has been very conspicuous from a tomb to a tourist attraction. As a historical place, Bungkul Park is not as famous as Wali Songo. Geographically, the tomb of Sunan Bungkul and the green open space's Bungkul border the wall to distinguish the location's layout. This place is better known as a recreational place. Changes in function are more creative than religious. This study tries to answer (1) How is the Sacred culture that occurs in religious tourism? (2) How is the Profan culture in the bungkul ParkPark? (3) What is the impact of cultural differences in religious tourism in Sunan Bungkul and Bungkul Park? These problems are explained by analyzing the data and sources obtained through the stages of qualitative descriptive research methods, which include ethnography, criticism, interpretation, and historiography. Based on the data analysis and sources received, the development of Bungkul Park, which is getting better, brings the Surabaya city government to revitalize Bungkul Park. The City Government should pay more attention to the religious aspect than the profane aspect of using Bungkul. This is because of Bungkul's care, most of which pays more attention to the ParkPark than his burial. Visitors are also more familiar with the ParkPark than bungkul's tomb.
自2007年开放以来,从墓地到旅游景点的发展非常引人注目。作为一个历史名胜,邦古公园没有瓦利松戈那么有名。在地理上,苏南邦古尔墓和绿色开放空间的邦古尔毗邻城墙,以区分位置的布局。这个地方更出名的是一个娱乐场所。功能的变化更多的是创造性的,而不是宗教性的。本研究试图回答(1)宗教旅游中出现的神圣文化是怎样的?(2)邦库尔公园的教授文化如何?(3)文化差异对苏南邦古尔和邦古尔公园宗教旅游的影响是什么?这些问题是通过分析通过定性描述性研究方法的各个阶段获得的数据和来源来解释的,这些研究方法包括民族志、批评、解释和史学。根据数据分析和收到的资料,越来越好的星谷公园的发展,使得泗水市政府对星谷公园进行了振兴。市政府应该更多地关注使用Bungkul的宗教方面,而不是亵渎方面。这是因为邦古尔的关心,大部分人更关注公园公园而不是他的葬礼。游客们对公园公园的熟悉程度也比邦古尔墓要高。
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引用次数: 0
Views of Islamic Organizations on the Tradition of Not Slaughtering Cows in Kudus 伊斯兰组织对库德斯不宰牛传统的看法
Pub Date : 2023-04-11 DOI: 10.59373/drs.v1i1.6
Andrea Amalia Salma, Zahrotuz Zakiyah, Zeti Pazita
The purpose of this study was to examine how the views of the two largest Islamic organizations in Kudus, NU, and Muhammadiyah, on the tradition of not slaughtering cows in Kudus. The background of this research is marked by the tradition of not slaughtering cows in Kudus which has existed since the time of Sunan Kudus. This type of research is qualitative research with a descriptive qualitative approach. Primary data were obtained through interviews with PCNU and PDM Kudus administrators. The results showed that the two organizations saw this tradition as a form of tolerance taught by Sunan Kudus long ago. However, regarding the preservation of this tradition, these two organizations have differences of opinion. Regarding this tradition, the NU's representative said that they prioritize morals, in this case, tolerance, compared to fiqh which is mostly khilafiyah also in this tradition, there is a value of tolerance that should be known and upheld, especially by the Kudus community. Meanwhile, Muhammadiyah itself said that this tradition concerns Tadayyun and they think that the current situation of the Da'wah map is different.
本研究的目的是研究库德斯两个最大的伊斯兰组织NU和Muhammadiyah对库德斯不屠宰牛的传统的看法。本研究的背景标志着库德斯自苏南库德斯时代以来一直存在的不屠宰奶牛的传统。这种类型的研究是采用描述性定性方法的定性研究。主要数据通过对PCNU和PDM Kudus管理人员的访谈获得。结果表明,这两个组织将这一传统视为苏南·库德斯很久以前教导的一种宽容形式。然而,关于这一传统的保存,这两个组织有不同的意见。关于这一传统,NU的代表说,在这种情况下,他们优先考虑道德,在这种情况下,宽容,与主要是khilafiyah的fiqh相比,在这一传统中,有一种宽容的价值应该被了解和维护,特别是库德斯社区。同时,Muhammadiyah自己说这个传统与Tadayyun有关,他们认为Da'wah地图的现状是不同的。
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引用次数: 2
Islamic Views and Calls to Invest According to the Al-Qur'an Surah Al-Hashr Verse 18 根据《古兰经》第18节,伊斯兰教对投资的看法和呼吁
Pub Date : 2023-04-11 DOI: 10.59373/drs.v1i1.3
Istianah Liizzah, A. Priyono, Dewi Masitah
Investing in Islam is a highly recommended activity. This is explicitly stated in various verses such as QS. Al-Hashr: 18, QS. Lukman: 34, and others. Not all types of investment are allowed in Islam. Only investments that are in accordance with Islamic teachings may be followed by Muslim investors. These principles include the types of businesses and transactions that must follow Islamic Sharia norms. This means that, in the type of business, products or services provided and the way the company is managed, the issuer company is not a business that is prohibited by sharia, such as gambling business, prohibited trade, not ribawi finance or conventional banking and insurance, not producers, distributors, and food and beverage traders. which is forbidden. not a business/company either producer or distributor that provides goods or services that can damage morals and are harmful. Likewise, the type of transaction must be carried out with the principle of being very careful, it is not permissible to speculate in which there are elements of gharar, maysir, dzulm, tadlis, and so on. The rise of fraudulent investment cases under the guise of investing makes us aware of what investment in Islam really is.
投资伊斯兰教是一项强烈推荐的活动。这在许多经文中都有明确的表述,比如《QS》。Al-Hashr: 18, QS。卢克曼:34,还有其他的。在伊斯兰,并非所有类型的投资都是允许的。只有符合伊斯兰教义的投资才可以被穆斯林投资者遵循。这些原则包括必须遵循伊斯兰教法规范的商业和交易类型。这意味着,在业务类型、提供的产品或服务以及公司的管理方式上,发行公司不是伊斯兰教法禁止的业务,如赌博业务、被禁止的贸易,不是ribaawi金融或传统银行和保险,不是生产商、分销商和食品和饮料贸易商。这是被禁止的。不是提供损害道德和有害的商品或服务的生产商或分销商的企业/公司。同样,交易类型必须以非常谨慎的原则进行,不允许投机,其中有gharar, maysir, dzulm, tadlis等元素。以投资为幌子的欺诈性投资案件的增多,让我们意识到伊斯兰教的投资到底是什么。
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引用次数: 0
The Covid 19 And The Likes Of Possible Pandemic: An Islamic Way To Earnest Prophylaxis Covid - 19和可能的大流行:一种伊斯兰教的认真预防方法
Pub Date : 2023-04-11 DOI: 10.59373/drs.v1i1.1
Muhammad Dare Garba, Yusuf Olawale Owa-Onire Uthman
This paper, examines the Covid 19 pandemic and its future predictable like the deadly influenza virus, showcasing the Islamic-social measures to deal with such viruses with references to its events in history. The research traced back centuries in the history of the world to identify similar case studies. In the history of humans, there is Hong Kong/68 (H3N2) pandemic, and when the Russian contagious disease strain (HINI) resurfaced in 1977, the contagious disease family originated from mammals and several other animals.  Hence, the study established the fact that Islam prescribes different measures to contain it. Muslim folks and others should take good care of their health by eating a balanced diet and maintaining good health habits in their bodies and places of worship. Descriptive and doctrinal methods are adopted to explain the Islamic perspective and some social strategies for dealing with pandemics. Finally, it is recommended that the provision provided in the Islamic objective before the secular policy and development programs should be correctly implemented to save lives, even prior to disease challenges. While Muslims are also urged to understand their religion and every human should be a law-abiding citizen to tackle the menace of pandemics around the world.
本文考察了Covid - 19大流行及其可预测的未来,如致命的流感病毒,展示了伊斯兰社会应对此类病毒的措施,并参考了其历史事件。该研究追溯了几个世纪以来的世界历史,以确定类似的案例研究。在人类历史上,曾发生过香港/68 (H3N2)大流行,1977年俄罗斯传染病毒株(HINI)重新出现时,传染病家族起源于哺乳动物和其他几种动物。因此,这项研究确定了这样一个事实,即伊斯兰教规定了不同的措施来遏制它。穆斯林和其他人应该注意自己的健康,均衡饮食,保持良好的身体和礼拜场所的健康习惯。采用了描述性和理论性的方法来解释伊斯兰的观点和处理流行病的一些社会战略。最后,建议在伊斯兰教规定的目标之前,应正确实施世俗政策和发展计划,以挽救生命,甚至先于疾病的挑战。同时,穆斯林也被敦促了解他们的宗教,每个人都应该成为守法的公民,以应对世界各地流行病的威胁。
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引用次数: 3
Studies on Ulama’s Flow in The Modern Era from an Islamic Perspective 现代伊斯兰视野下的乌拉玛流动研究
Pub Date : 2023-04-11 DOI: 10.59373/drs.v1i1.2
Mala Komalasari, Rantika Dwi Maharani, Ahmat Nurulloh
In the social life of the community, there must be norms that apply as a form of firmness in obeying the rules, so that it creates a sense of security for community members in the social life of the community. These norms are noble values that serve as benchmarks for social behavior. If the behavior that exists in the community is in accordance with the prevailing norms, then the behavior will be well received by the community. And if it applies otherwise, then the behavior is not accepted by the community, because it is deemed to deviate from the prevailing norms, but in fact, even though the times have evolved in this modern era, the existence of local beliefs such as belief in dynamism and animism is still developing. In the life of religious communities, such deviations are often seen in the form of deviant behavior of diversity. Moreover, there is an occult flow that is still developing in modern society. If it continues into the future, then it can change the thinking patterns of modern society into those who are still primitive Kejawen. So that this can lead to deviations from an Islamic perspective.
在社区的社会生活中,必须有规范,作为一种遵守规则的坚定形式,这样才能为社区成员在社区的社会生活中创造一种安全感。这些规范是高尚的价值观,是社会行为的基准。如果社区中存在的行为符合普遍的规范,那么这种行为就会被社区所接受。如果它不适用,那么这种行为就不被社区所接受,因为它被认为偏离了主流规范,但事实上,即使在这个现代时代,时代已经发展,当地信仰的存在,如对动力和万物有灵论的信仰仍然在发展。在宗教群体的生活中,这种偏差往往表现为多元化的越轨行为。此外,在现代社会中还有一种仍在发展的神秘流动。如果它持续到未来,那么它可以改变现代社会的思维模式,变成那些仍然是原始的克家人。这可能会导致偏离伊斯兰教的观点。
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引用次数: 2
期刊
Dirasah International Journal of Islamic Studies
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