Pub Date : 2018-03-20DOI: 10.1057/s10713-018-0029-8
C. Courbage, Henri Loubergé, B. Rey
{"title":"On the properties of high-order non-monetary measures for risks","authors":"C. Courbage, Henri Loubergé, B. Rey","doi":"10.1057/s10713-018-0029-8","DOIUrl":"https://doi.org/10.1057/s10713-018-0029-8","url":null,"abstract":"","PeriodicalId":43920,"journal":{"name":"Geneva Risk and Insurance Review","volume":"43 1","pages":"77 - 94"},"PeriodicalIF":1.5,"publicationDate":"2018-03-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1057/s10713-018-0029-8","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"58461169","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2017-09-01DOI: 10.1057/s10713-017-0023-6
Rachel J. Huang, A. Snow, Larry Y. Tzeng
{"title":"Advantageous Selection in Insurance Markets with Compound Risk","authors":"Rachel J. Huang, A. Snow, Larry Y. Tzeng","doi":"10.1057/s10713-017-0023-6","DOIUrl":"https://doi.org/10.1057/s10713-017-0023-6","url":null,"abstract":"","PeriodicalId":43920,"journal":{"name":"Geneva Risk and Insurance Review","volume":"42 1","pages":"171 - 192"},"PeriodicalIF":1.5,"publicationDate":"2017-09-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1057/s10713-017-0023-6","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"44215152","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2017-02-22DOI: 10.1057/s10713-016-0016-x
L. Posey, Vickie Bajtelsmit
{"title":"Insurance and Endogenous Bankruptcy Risk: When is it Rational to Choose Gambling, Insurance, and Potential Bankruptcy?","authors":"L. Posey, Vickie Bajtelsmit","doi":"10.1057/s10713-016-0016-x","DOIUrl":"https://doi.org/10.1057/s10713-016-0016-x","url":null,"abstract":"","PeriodicalId":43920,"journal":{"name":"Geneva Risk and Insurance Review","volume":"42 1","pages":"15 - 40"},"PeriodicalIF":1.5,"publicationDate":"2017-02-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1057/s10713-016-0016-x","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"58460840","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2016-09-01DOI: 10.1057/s10713-016-0013-0
Lysa Porth, Milton S. Boyd, Jeffrey Pai
{"title":"Reducing Risk Through Pooling and Selective Reinsurance Using Simulated Annealing: An Example from Crop Insurance","authors":"Lysa Porth, Milton S. Boyd, Jeffrey Pai","doi":"10.1057/s10713-016-0013-0","DOIUrl":"https://doi.org/10.1057/s10713-016-0013-0","url":null,"abstract":"","PeriodicalId":43920,"journal":{"name":"Geneva Risk and Insurance Review","volume":"41 1","pages":"163 - 191"},"PeriodicalIF":1.5,"publicationDate":"2016-09-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1057/s10713-016-0013-0","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"58460657","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2016-09-01DOI: 10.1057/s10713-016-0011-2
Jing Ai, Lin Zhao, Wei Zhu
{"title":"Contracting with Present-Biased Consumers in Insurance Markets","authors":"Jing Ai, Lin Zhao, Wei Zhu","doi":"10.1057/s10713-016-0011-2","DOIUrl":"https://doi.org/10.1057/s10713-016-0011-2","url":null,"abstract":"","PeriodicalId":43920,"journal":{"name":"Geneva Risk and Insurance Review","volume":"41 1","pages":"107 - 148"},"PeriodicalIF":1.5,"publicationDate":"2016-09-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1057/s10713-016-0011-2","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"58460953","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2016-09-01DOI: 10.1057/s10713-016-0012-1
Donald C. Keenan, A. Snow
{"title":"Strong Increases in Downside Risk Aversion","authors":"Donald C. Keenan, A. Snow","doi":"10.1057/s10713-016-0012-1","DOIUrl":"https://doi.org/10.1057/s10713-016-0012-1","url":null,"abstract":"","PeriodicalId":43920,"journal":{"name":"Geneva Risk and Insurance Review","volume":"41 1","pages":"149 - 161"},"PeriodicalIF":1.5,"publicationDate":"2016-09-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1057/s10713-016-0012-1","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"58460598","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2016-09-01DOI: 10.1057/s10713-016-0015-y
Dirk Höring, Helmut Gründl, Sebastian Schlütter
{"title":"Impediments to Communication in Financial Institutions: Implications for the Risk Management Organization","authors":"Dirk Höring, Helmut Gründl, Sebastian Schlütter","doi":"10.1057/s10713-016-0015-y","DOIUrl":"https://doi.org/10.1057/s10713-016-0015-y","url":null,"abstract":"","PeriodicalId":43920,"journal":{"name":"Geneva Risk and Insurance Review","volume":"41 1","pages":"193 - 224"},"PeriodicalIF":1.5,"publicationDate":"2016-09-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1057/s10713-016-0015-y","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"58460710","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This paper addresses the urbanization of areas exposed to natural disasters and studies its dependency on land-use and insurance policies. In practice, we observe simple policies, consisting of a prohibited red zone and a zone without insurance tariff differentiation. Even if there are fixed damages per dwelling, the red-zone policy is relatively efficient; it implements the optimal land-use if the losses are proportional to the surface used. The main results are on the effects redefining the optimal red zone as the climate or the population changes. We expose plausible cases in which the red zone grows with a growing population.
{"title":"Natural disasters, land-use, and insurance","authors":"Céline Grislain-Letrémy, B. Villeneuve","doi":"10.2139/ssrn.2603700","DOIUrl":"https://doi.org/10.2139/ssrn.2603700","url":null,"abstract":"This paper addresses the urbanization of areas exposed to natural disasters and studies its dependency on land-use and insurance policies. In practice, we observe simple policies, consisting of a prohibited red zone and a zone without insurance tariff differentiation. Even if there are fixed damages per dwelling, the red-zone policy is relatively efficient; it implements the optimal land-use if the losses are proportional to the surface used. The main results are on the effects redefining the optimal red zone as the climate or the population changes. We expose plausible cases in which the red zone grows with a growing population.","PeriodicalId":43920,"journal":{"name":"Geneva Risk and Insurance Review","volume":"44 1","pages":"54 - 86"},"PeriodicalIF":1.5,"publicationDate":"2016-08-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"68219794","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}