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Understanding Loan Default Among Community College Students 了解社区大学生贷款违约
IF 1.3 Q2 EDUCATION & EDUCATIONAL RESEARCH Pub Date : 2021-04-07 DOI: 10.1177/00915521211001467
Lyle McKinney, Jacob P. Gross, A. Burridge, Brittany Inge, Alexander Williams
Objective: The purpose of our study was to identify the factors associated with federal loan default among a nationally-representative sample of community college students. The guiding research question was: For community college students who borrow federal loans, to what extent do demographic, academic, and enrollment characteristics relate to default? Methods: Using data from the Beginning Postsecondary Students Longitudinal Study (BPS:04/09), our analysis focused on loan repayment outcomes six years after enrollment for students who began their postsecondary careers at a community college (i.e., a public, two-year institution) and had not transferred to a four-year institution. The analytic methods included descriptive statistics and multinomial logistic regression. Results: Compared to their peers who did not use federal loans, borrowers were more likely to be female, unmarried, lower-income, a Pell Grant recipient, and enrolled exclusively full-time. Regression results indicated that compared to borrowers still in repayment, defaulters were more likely to be male, first-generation college, lower-income, enrolled in workforce certificate and applied associate degree programs, lateral transfers, and non-completers. Notably, two-thirds of the defaulters had $5,000 or less in outstanding debt. Conclusions: Many of the student groups that have traditionally experienced the lowest rates of success at the community college are also the populations more likely to default on their loans. Relatively low levels of debt can still place severe financial hardship on community college borrowers. We propose several modifications to federal loan policy and institutional practices that could help reduce the number of community college borrowers who default.
目的:我们研究的目的是在具有全国代表性的社区大学生样本中确定与联邦贷款违约相关的因素。指导性研究问题是:对于借联邦贷款的社区大学生来说,人口统计学、学术和入学特征在多大程度上与违约有关?方法:使用“开始中学后学生纵向研究”(BPS:04/09)的数据,我们的分析重点关注在社区大学(即公立两年制院校)开始中学后职业生涯但没有转到四年制院校的学生入学六年后的贷款偿还结果。分析方法包括描述性统计和多项逻辑回归。结果:与不使用联邦贷款的同龄人相比,借款人更有可能是女性、未婚、收入较低、接受佩尔助学金的人,并且完全是全日制的。回归结果表明,与仍在还款的借款人相比,拖欠还款的人更有可能是男性、第一代大学、收入较低、参加了劳动力证书和申请了副学士学位课程、横向调动和未完成学业的人。值得注意的是,三分之二的违约者的未偿债务不超过5000美元。结论:许多传统上在社区大学成功率最低的学生群体也是更容易拖欠贷款的群体。相对较低的债务水平仍然会给社区大学借款人带来严重的经济困难。我们建议对联邦贷款政策和制度实践进行几项修改,以帮助减少社区大学借款人的违约人数。
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引用次数: 2
Latino Men and Masculinities: A Multi-Institution Study of Community College Transfer Experiences 拉丁裔男性与男子气概:社区大学转学经验的多机构研究
IF 1.3 Q2 EDUCATION & EDUCATIONAL RESEARCH Pub Date : 2021-04-05 DOI: 10.1177/00915521211002898
Sarah L. Rodriguez, J. Blaney, Marissa C. Vasquez, C. Salinas
Objective: The purpose of this study was to investigate how Latino men’s conceptions of masculinities influenced their attitudes and behaviors during the transition from community colleges to 4-year institutions. Method: A phenomenological approach was used to explore the lived experiences of 34 Latino men across Texas, California, and Florida. Each participant was interviewed twice; all data were recorded, transcribed, and coded for themes. Results: Findings suggest that, although prior conceptions of masculinities can sometimes provide positive tools during transfer, these conceptions also cause challenges as men negotiate incongruences between their masculine identity and what is required to succeed in college. Participation in on-campus men’s groups and student organizations can help Latino students navigate these incongruences and negotiate their own intersectional identities and conceptualizations of masculinities in light of their new environment. Contributions: This study demonstrates that Latino men continue to face challenges related to masculinities and identity conflicts during the community college to 4-year institution transfer process. Future research might further investigate how the multiple, intersecting identities of Latino men (e.g., sexuality, class) influence masculinities and transfer experiences. Implications for practice include a recommendation that institutions consider creating on-campus spaces and learning environments to support men in navigating masculinities.
目的:本研究的目的是探讨拉丁裔男性在从社区大学到四年制大学的过渡过程中对男性气质的观念如何影响他们的态度和行为。方法:采用现象学方法对德克萨斯州、加利福尼亚州和佛罗里达州34名拉丁裔男性的生活经历进行了研究。每位参与者接受两次访谈;对所有数据进行记录、转录和主题编码。结果:研究结果表明,虽然先前的男子气概观念有时可以在转移过程中提供积极的工具,但这些观念也会带来挑战,因为男性会在他们的男性身份与大学成功所需的东西之间进行协商。参与校园男性团体和学生组织可以帮助拉丁裔学生处理这些不一致,并根据他们的新环境协商他们自己的交叉身份和男性气质的概念。贡献:本研究表明拉丁裔男性在社区大学到4年制大学的转学过程中继续面临与男性气质和身份冲突相关的挑战。未来的研究可能会进一步调查拉丁裔男性的多重交叉身份(例如,性取向、阶级)如何影响男性气质和转移经历。对实践的启示包括建议机构考虑创建校园空间和学习环境,以支持男性导航男性化。
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引用次数: 11
The Effects of Offering Proactive Student-Success Coaching on Community College Students’ Academic Performance and Persistence 积极主动的学生成功辅导对社区大学生学习成绩和毅力的影响
IF 1.3 Q2 EDUCATION & EDUCATIONAL RESEARCH Pub Date : 2021-04-01 DOI: 10.1177/0091552120982030
Mark M. Hall, R. Worsham, Grey Reavis
Objective: This study examined the effects of offering proactive student-success coaching, informed by predictive analytics, on student academic performance and persistence. Specifically, this study investigated semester grade point average (GPA) and semester-to-semester persistence of community college students as outcomes. Methods: This study involved two stages of analysis. First, we used inverse probability of treatment weighting to create appropriately balanced samples of the students offered proactive assistance and students not offered proactive assistance to approximate a randomized control trial with observational data. Then, we applied regression analyses with weights and covariates to the balanced samples to estimate outcomes. Results: Using regression analyses with weights and covariates, we estimated few statistically significant results in sample subgroup models and no statistically significant results for whole-group samples. Generally, our analyses found that the offer of the intervention had no effect on students’ persistence and semester GPAs. Conclusions/Contributions: This study contributes empirical results to the emerging literature regarding student-success coaching, predictive analytics, and student-monitoring systems. The results demonstrate the necessity of performing rigorous analyses on these predictive-analytic systems and reveals ethical concerns that should be considered in designing interventions.
目的:本研究考察了在预测分析的基础上提供积极主动的学生成功辅导对学生学习成绩和毅力的影响。具体而言,本研究调查了社区大学生的学期平均绩点(GPA)和学期间的持续性。方法:本研究分两个阶段进行分析。首先,我们使用治疗加权的逆概率来创建提供主动协助的学生和未提供主动协助学生的适当平衡样本,以利用观察数据近似随机对照试验。然后,我们将具有权重和协变量的回归分析应用于平衡样本,以估计结果。结果:使用具有权重和协变量的回归分析,我们在样本亚组模型中估计了很少有统计学显著性的结果,而在整个组样本中没有统计学显著性结果。总体而言,我们的分析发现,提供干预措施对学生的毅力和学期GPA没有影响。结论/贡献:本研究为有关学生成功辅导、预测分析和学生监控系统的新兴文献提供了实证结果。研究结果证明了对这些预测分析系统进行严格分析的必要性,并揭示了在设计干预措施时应考虑的伦理问题。
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引用次数: 6
Community College Career and Technical Education and Labor Market Projections: A National Study of Alignment 社区大学职业技术教育与劳动力市场预测:一项全国性的研究
IF 1.3 Q2 EDUCATION & EDUCATIONAL RESEARCH Pub Date : 2021-04-01 DOI: 10.1177/0091552120982008
Cameron Sublett, Janae Tovar
Objective: This study sought to determine how aligned community college students’ declared majors were with long-term occupational projections. In addition, the study explored whether this link was sensitive to entry-level education. Method: The current study merged two disparate sources of national education and economic data to form a novel analytic file. The sample of students who attended public, 2-year community colleges were obtained from the Beginning Postsecondary Students Longitudinal Study (BPS:12/14), which tracked a cohort of students from 2011–2012 through 2013–2014. The second data set featured current and projected jobs numbers organized by the U.S. Department of Labor for the years 2016 and 2026. A series of logistic regression models controlling for both observed and unobserved state-level factors were employed to determine alignment. Results: There did not seem to be a clear correlation between community college students’ choice of career and technical education (CTE) major and labor market projections. Preferred model specifications indicated the decisions to major in the two most remunerative CTE cluster areas (information technology [IT] and Science, Technology, Engineering, & Math [STEM]) were negatively associated with projected market growth in a student’s home state. Contributions: Community colleges are particularly suited to provide the CTE coursework needed to respond to local labor shortages, yet it is not clear from existing research to what degree community college students choose major areas of study in CTE fields based on labor market projections in those fields. These results are of interest to researchers in light of federal policy requiring CTE programs match the current and future needs of local economies.
目的:本研究旨在确定社区大学学生申报专业与长期职业预测的一致性。此外,该研究还探讨了这种联系是否对入门级教育敏感。方法:本研究将两个不同来源的国民教育和经济数据合并,形成一个新的分析文件。公立两年制社区大学的学生样本来自于开始高等教育学生纵向研究(BPS:12/14),该研究追踪了2011-2012年至2013-2014年期间的一群学生。第二组数据是由美国劳工部组织的2016年和2026年的当前和预计就业数据。采用一系列逻辑回归模型控制观察到的和未观察到的州一级因素来确定对齐。结果:社区大学生职业技术教育(CTE)专业选择与劳动力市场预测之间似乎没有明显的相关性。首选模型规格表明,选择两个最具报酬的CTE集群领域(信息技术[IT]和科学,技术,工程和数学[STEM])专业的决定与学生所在州的预计市场增长呈负相关。贡献:社区大学特别适合提供应对当地劳动力短缺所需的CTE课程,然而,从现有的研究中尚不清楚社区大学学生根据这些领域的劳动力市场预测在多大程度上选择CTE领域的主要研究领域。这些结果引起了研究人员的兴趣,因为联邦政策要求CTE项目与当地经济当前和未来的需求相匹配。
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引用次数: 2
Academically Eligible and Ineligible Pell Grant Community College Students: A Qualitative Investigation 学业合格和不合格的佩尔助学金社区大学生:一项定性调查
IF 1.3 Q2 EDUCATION & EDUCATIONAL RESEARCH Pub Date : 2021-04-01 DOI: 10.1177/0091552120982010
Mia Ocean
Objective: The purpose of this research is twofold: first, to investigate financially eligible Pell Grant community college students’ perceptions of barriers and enablers to student success, and second, to critique the financial aid satisfactory academic progress (SAP) criteria through a cross-case comparison of students who are meeting and are not meeting the academic requirements. Method: To complete this investigation, I conducted semistructured interviews with financially eligible Pell Grant community college students (N = 62) who were meeting SAP (n = 31) and who were not meeting SAP (n = 31). To analyze the data, I drew on Brint and Karabel’s theory of democratization and diversion as well as Gutiérrez and Lewis’s conceptualization of empowerment theory, and I followed Braun and Clarke’s six-step iterative thematic approach. Results: Financially eligible Pell Grant community college students believe students need motivation, enough resources to meet their responsibilities, and cultural capital to succeed. Observable differences were identified between the two student groups in three areas: environmental responsibilities to resources ratios, cultural capital, and powerlessness. Contributions: Through this article, I created a platform for the voices of financially eligible Pell Grant community college students and their perceptions of barriers and enablers to student success. By conducting the cross-case analysis, the potentially arbitrary nature of the SAP criteria is apparent, despite the real consequences they create for students. This research contributes a long overdue qualitative critique of the SAP criteria, but additional research is warranted.
目的:本研究的目的有两个:第一,调查符合佩尔助学金条件的社区大学生对学生成功的障碍和促进因素的看法;第二,通过对满足和不满足学业要求的学生的跨案例比较,对经济援助学业进步满意(SAP)标准进行批评。方法:为了完成这项调查,我对符合经济条件的佩尔助学金社区大学生(N = 62)进行了半结构化访谈,他们符合SAP (N = 31)和不符合SAP (N = 31)。为了分析数据,我借鉴了Brint和Karabel的民主化和转移理论,以及gutisamurez和Lewis的赋权理论概念化,并遵循了Braun和Clarke的六步迭代主题方法。结果:符合佩尔助学金条件的社区大学生认为,学生需要动力、足够的资源来履行自己的责任,以及文化资本才能成功。两个学生群体在三个方面存在显著差异:环境责任与资源比率、文化资本和无力感。贡献:通过这篇文章,我创建了一个平台,让有经济条件的佩尔助学金社区大学生发声,以及他们对学生成功的障碍和促进因素的看法。通过进行跨案例分析,SAP标准潜在的任意性是显而易见的,尽管它们给学生带来了真正的后果。这项研究为SAP标准提供了一个迟来已久的定性批评,但还需要进一步的研究。
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引用次数: 1
What Does It Mean to Be College-Ready for Career Technical Education? 为职业技术教育做好大学准备意味着什么?
IF 1.3 Q2 EDUCATION & EDUCATIONAL RESEARCH Pub Date : 2021-04-01 DOI: 10.1177/0091552120982031
Sonya L. Armstrong, N. Stahl, J. King
Objective/Research Question: Surprisingly, little research explores the literacy practices specific to career technical education (CTE) courses at the postsecondary level, yet the number of students coming to college needing literacy support continues to increase. There is a need for focused research on what constitutes college-readiness. The study described in this article addresses this overarching issue by exploring the text expectations, including text types, tasks, and goals in both CTE courses and developmental reading (DR) courses to determine whether, how, and to what extent text expectations align across the DR and CTE courses. Methods: This multisite research project involved three community colleges in one Midwestern state. Data sources included surveys, focus groups, and textbooks for all courses. Data collection procedures were comparable for each type of data, across all study sites, focal tracks, and constituency groups. Results: This study’s findings suggest a lack of alignment between the DR courses and the introductory-level CTE courses, on a number of levels. Conclusions/Contributions: This study’s findings suggest a need to continue investigating what constitutes college-ready for reading, across multiple disciplinary and career technical areas.
目标/研究问题:令人惊讶的是,很少有研究探讨专门针对职业技术教育(CTE)课程的中学后水平的扫盲实践,然而,进入大学需要扫盲支持的学生数量继续增加。有必要对什么是大学准备进行重点研究。本文中描述的研究通过探索CTE课程和发展性阅读(DR)课程中的文本期望(包括文本类型、任务和目标)来解决这一首要问题,以确定DR和CTE课程中的文本期望是否、如何以及在多大程度上一致。方法:本研究涉及美国中西部一个州的三所社区学院。数据来源包括调查、焦点小组和所有课程的教科书。在所有研究地点、重点跟踪和选区群体中,每种类型的数据收集程序具有可比性。结果:本研究的结果表明,在许多层面上,DR课程和入门级CTE课程之间缺乏一致性。结论/贡献:这项研究的结果表明,有必要继续调查跨学科和职业技术领域的大学阅读准备的构成。
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引用次数: 1
A Mental Health Literacy Approach to Supporting First-Generation Community College Student Mental Health: The REDFLAGS Model 支持第一代社区大学生心理健康的心理健康素养方法:红旗模型
IF 1.3 Q2 EDUCATION & EDUCATIONAL RESEARCH Pub Date : 2021-03-26 DOI: 10.1177/00915521211002893
Michael T. Kalkbrenner, R. Flinn, D. Sullivan, Luis E. Esquivel Arteaga
Objective: First-generation community college students face unique risks for mental health distress, which can place them at risk for attrition and a myriad of other negative consequences. The aim of the present quantitative investigation was to test the utility of the REDFLAGS model, a mental health literacy based tool for supporting mental wellness, with a national sample of first-generation community college students. Method: Confirmatory factor analysis (CFA), logistic regression analysis, and a factorial analysis of variance (ANOVA) were computed to test the utility of the REDFLAGS model as a tool for promoting first-generation community college students’ mental health. Results: The CFA demonstrated that the dimensionality of the REDFLAGS model was estimated adequately with first-generation community college students. First-generation community college students’ recognition of the REDFLAGS as warning signs for mental distress emerged as a significant positive predictor of making a peer-to-peer referral to the counseling center. The factorial ANOVA revealed that first-generation community college students who were members of a Greek Organization were more likely to identify the REDFLAGS as warning signs for mental distress. Contributions: Previous investigators established multiple strategies for supporting the mental health needs of either first-generation or community college students. First-generation community college student mental health, however, has received little attention. This study demonstrates the utility of the REDFLAGS model with first-generation community college students. Considering the dearth of literature on first-generation community college student mental health, the REDFLAGS model offers novel implications for promoting the mental health needs of first-generation students enrolled in community colleges.
目的:第一代社区大学生面临着心理健康困扰的独特风险,这可能会使他们面临流失和无数其他负面后果的风险。本定量调查的目的是用第一代社区大学生的全国样本测试REDFLAGS模型的效用,REDFLAGS是一种基于心理健康素养的支持心理健康的工具。方法:采用验证性因子分析(CFA)、逻辑回归分析和因子方差分析(ANOVA),检验REDFLAGS模型作为促进第一代社区大学生心理健康的工具的效用。结果:CFA证明REDFLAGS模型的维度在第一代社区大学生中得到了充分的估计。第一代社区大学生认识到REDFLAGS是精神痛苦的警告信号,这是向咨询中心推荐同伴的一个重要的积极预测因素。因子方差分析显示,希腊组织成员的第一代社区大学生更有可能将REDFLAGS识别为精神痛苦的警告信号。贡献:先前的研究人员制定了多种策略来支持第一代或社区大学生的心理健康需求。然而,第一代社区大学生的心理健康却很少受到关注。这项研究证明了REDFLAGS模型在第一代社区大学生中的实用性。考虑到缺乏关于第一代社区大学生心理健康的文献,REDFLAGS模型为促进社区大学第一代学生的心理健康需求提供了新的启示。
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引用次数: 7
Book Review: Power to the transfer: Critical race theory and a transfer receptive culture by Jain, D., Bernal Melendez, S. N., & Herrera, A. R. Jain,D.,Bernal Melendez,S.N.和Herrera,a.R.的书评:转移的力量:批判种族理论和接受转移的文化。
IF 1.3 Q2 EDUCATION & EDUCATIONAL RESEARCH Pub Date : 2021-03-24 DOI: 10.1177/00915521211002902
N. Contreras
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引用次数: 0
Thinking Through Transfer: Examining How Community College Students Make Transfer Decisions. 透过转学思考:检视社区大学生如何作出转学决定
IF 1.3 Q2 EDUCATION & EDUCATIONAL RESEARCH Pub Date : 2021-01-01 Epub Date: 2020-10-16 DOI: 10.1177/0091552120964876
Huriya Jabbar, Eliza Epstein, Joanna Sánchez, Catherine Hartman

Objective: For many students, community college is a convenient first step toward a bachelor's degree. Yet, although more than 80% of those who enroll in community colleges intend to transfer to a 4-year institution, fewer than 35% do so within 6 years. Quantitative data reveal the presence of a transfer gap and there is extensive research on college choice for high school students, but little qualitative research has been done to examine the transfer process for community college students to identify what drives their decisions.

Method: In this article, we draw on interviews with 58 community college students in Texas to examine how they made transfer decisions.

Results: We find that their decision-making and transfer pathways were complex and nonlinear in ways that were particular to the uncertainty of the community college context. For a subset of students, we identify minor hurdles that could derail their decision-making, lengthen their timelines to transfer, or lead to a failure to transfer.

Contribution: By illuminating student pathways to transfer using qualitative research, our work identifies potential areas where policy and practice could strengthen transfer to improve student outcomes.

目的:对许多学生来说,社区大学是迈向学士学位的第一步。然而,尽管在社区大学注册的学生中有超过80%的人打算转到四年制大学,但在六年内这样做的人不到35%。定量数据揭示了转学差距的存在,并且对高中生的大学选择进行了广泛的研究,但很少有定性研究来检查社区大学生的转学过程,以确定驱动他们决定的因素。方法:在这篇文章中,我们对德克萨斯州的58名社区大学生进行了访谈,以研究他们是如何做出转学决定的。结果:研究发现,在社区大学环境的不确定性下,大学生的决策和迁移路径是复杂的、非线性的。对于一部分学生,我们确定了可能影响他们决策、延长转学时间或导致转学失败的小障碍。贡献:通过使用定性研究阐明学生的转学途径,我们的工作确定了政策和实践可以加强转学以提高学生成绩的潜在领域。
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引用次数: 0
Community College Study Abroad: An Event History Analysis 社区大学海外留学:事件历史分析
IF 1.3 Q2 EDUCATION & EDUCATIONAL RESEARCH Pub Date : 2020-12-28 DOI: 10.1177/0091552120982021
M. Whatley
Objective: The purpose of this study is twofold. First, this study explores individual student characteristics, specifically those related to demographics, financial need, academic characteristics, and social and cultural capitals, related to study abroad participation among community college students. Second, this study identifies when over the course of their studies community college students are most likely to participate in study abroad. Method: Data consist of student records provided by a large community college located in the U.S. Southeast. An event history model was used to estimate the relationship between both time-variant and time-invariant student-level indicators and study abroad participation. Smoothed hazard estimates were extracted from this model to explore the likelihood of study abroad participation over time. Results: Findings indicate that race/ethnicity, gender, state-residency status, age, need-based aid eligibility, field of study, and enrollment status (full- or part-time) significantly predicted study abroad participation. These results at times stand in contrast with findings from the literature on study abroad participation among students in the 4-year sector. Smoothed hazard estimates indicated that community college students were more likely to study abroad the longer they were enrolled at the community college. Contributions: These results speak to ways in which community college students access capital resources to promote participation in study abroad and highlight unique aspects of community college study abroad programming. Results also provide a foundation for recommendations for practice that would serve to open access to education abroad at community colleges.
目的:本研究有双重目的。首先,本研究探讨了与社区大学生出国留学参与相关的学生个体特征,特别是与人口统计学、经济需求、学术特征和社会文化资本相关的特征。其次,本研究确定了社区大学生在学习过程中最有可能参加海外学习的时间。方法:数据由位于美国东南部的一所大型社区学院提供的学生记录组成。采用事件历史模型估计时变和时不变学生水平指标与出国留学参与的关系。从该模型中提取平滑的风险估计,以探索随时间推移出国留学参与的可能性。结果:研究结果表明,种族/民族、性别、州居住状态、年龄、基于需求的援助资格、学习领域和注册状态(全职或兼职)显著地预测了出国留学的参与情况。这些结果有时与文献中关于四年制学生出国留学参与情况的研究结果形成鲜明对比。平滑的风险估计表明,社区大学学生在社区大学注册的时间越长,他们出国留学的可能性越大。贡献:这些结果说明了社区大学生获得资本资源以促进参与海外留学的方式,并突出了社区大学海外留学项目的独特方面。结果还为实践建议提供了基础,这些建议将有助于开放社区大学的海外教育机会。
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引用次数: 7
期刊
Community College Review
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