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Consumer Protection Law in Cuba 古巴的消费者保护法
IF 2.3 Q3 BUSINESS Pub Date : 2022-03-01 DOI: 10.1007/s10603-022-09510-x
N. D. L. C. Ojeda Rodríguez, T. P. Lorenzo
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引用次数: 0
Reading a Duty to Provide Accessible Pre-Contractual Information for Consumers with Disabilities into EU Consumer Protection Law 解读欧盟消费者保护法中为残疾消费者提供可访问的合同前信息的责任
IF 2.3 Q3 BUSINESS Pub Date : 2022-02-28 DOI: 10.1007/s10603-022-09513-8
L. Waddington

This paper considers whether a duty to provide consumers with disabilities with pre-contractual information in an accessible format, or in an otherwise personalised format, can be read into EU consumer protection law. Such a duty could be regarded as a particular form of reasonable accommodation. The paper explores this issue in the context of three key consumer protection instruments: the Unfair Commercial Practices Directive, the Consumer Credit Directive, and the Consumer Rights Directive. The paper argues that the Directives should be interpreted in light of the EU’s obligations under the UN Convention on the Rights of Persons with Disabilities (CRPD) which addresses, inter alia, the accessibility of information. Whilst consumer protection is an area of shared competence between the EU and its Member States, the three Directives examined in the paper largely provide for “full harmonisation,” thereby limiting the scope Member States have for taking action in these fields. In light of this, the paper argues that the EU has, to a large degree, taken on responsibility for complying with the CRPD in these fields, and that the Directives should be interpreted in light of those obligations. The EU Charter of Fundamental Rights can further bolster a human rights compatible interpretation of EU consumer protection directives. The paper also considers the extent to which the Directives allow Member States some residual competences to set requirements concerning pre-contractual information for persons with disabilities. To the extent that such competences exist, the paper argues that CRPD-compatible minimum requirements for pre-contractual information provided to consumers with disabilities should be read into the Directives by the European Court of Justice. Establishing CRPD-compatible minimum requirements in this field would reduce the need for individual Member States to take action to comply with the CRPD, and therefore reduce the risk of divergent national standards which could undermine the internal market goals of the relevant Directives. The paper concludes that a duty to provide a de facto reasonable accommodation, in terms of accessible and additional information, can be read into the Consumer Credit Directive and the Consumer Rights Directive. A more limited duty, concerning only the provision of additional information for persons with disabilities, can be read into the Unfair Commercial Practices Directive. It is unclear whether case law of the Court of Justice can be interpreted as requiring the provision of accessible information under this last Directive.

本文考虑了以无障碍格式或以其他个性化格式向残疾消费者提供合同前信息的义务是否可以解读为欧盟消费者保护法。这种义务可被视为一种特殊形式的合理便利。本文在三个关键的消费者保护工具的背景下探讨了这个问题:不公平商业行为指令,消费者信贷指令和消费者权利指令。该文件认为,这些指令应该根据欧盟在联合国残疾人权利公约(CRPD)下的义务来解释,该公约特别涉及信息的可访问性。虽然消费者保护是欧盟及其成员国之间共享权限的领域,但论文中审查的三个指令在很大程度上提供了“完全协调”,从而限制了成员国在这些领域采取行动的范围。鉴于此,本文认为,欧盟在很大程度上承担了在这些领域遵守CRPD的责任,并且应该根据这些义务来解释指令。欧盟基本权利宪章可以进一步加强对欧盟消费者保护指令的人权相容解释。该文件还考虑了指令允许成员国在多大程度上对残疾人的合同前信息设定要求的一些剩余权限。在这种权限存在的程度上,本文认为,向残疾消费者提供的合同前信息的crpd兼容的最低要求应该由欧洲法院解读到指令中。在这一领域建立与CRPD兼容的最低要求将减少个别成员国采取行动遵守CRPD的需要,从而减少可能破坏相关指令内部市场目标的不同国家标准的风险。本文的结论是,就可获得的和额外的信息而言,提供事实上合理便利的义务可以解读为《消费者信贷指令》和《消费者权利指令》。一项更有限的责任,仅涉及为残疾人提供额外信息,可以解读为不公平商业惯例指令。尚不清楚法院的判例法是否可以解释为要求根据这最后一项指令提供无障碍信息。
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引用次数: 1
Influence of European Law on Argentinian Consumer Law 欧洲法律对阿根廷消费者法的影响
IF 2.3 Q3 BUSINESS Pub Date : 2022-02-23 DOI: 10.1007/s10603-022-09509-4
C. G. Sozzo, L. Bianchi
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引用次数: 0
Private International Consumer Law in MERCOSUR: The Influence of European Regulations on Its Creation 南方共同市场的国际消费者私法:欧洲法规对其形成的影响
IF 2.3 Q3 BUSINESS Pub Date : 2022-02-19 DOI: 10.1007/s10603-022-09504-9
L. Klein Vieira

This article aims to analyse whether the MERCOSUR rules that comprise Private International Consumer Law, in terms of definition, international jurisdiction, and applicable law, were influenced by existing regulations in the European Union, especially the Rome Convention of 1980 and the Brussels Convention of 1968, later transformed into European Union regulations. To do so, the article examines the Law of MERCOSUR, so that, through descriptive and comparative normative methods, it is possible to highlight to what extent the law produced in MERCOSUR gathers the solutions of European norms and with respect to what aspects it has departed from them, perhaps offering greater protection to cross–border consumers.

本文旨在分析构成国际消费者私法的南方共同市场规则,在定义、国际管辖权和适用法律方面,是否受到欧盟现有法规的影响,特别是1980年的罗马公约和1968年的布鲁塞尔公约,后来转化为欧盟法规。为此,本文审查了南方共同市场的法律,以便通过描述性和比较规范性方法,有可能强调南方共同市场制定的法律在多大程度上收集了欧洲规范的解决方案,以及在哪些方面偏离了欧洲规范,也许为跨境消费者提供了更大的保护。
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引用次数: 0
The Impact of Tax Refund Delays on the Experience of Hardship Among Lower-Income Households 退税延迟对低收入家庭困难体验的影响
IF 2.3 Q3 BUSINESS Pub Date : 2022-02-10 DOI: 10.1007/s10603-021-09501-4
O. Kondratjeva, S. Roll, M. Despard, M. Grinstein‐Weiss
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引用次数: 4
An Introduction to the Issue of Consumer Law in South America 南美消费者法问题介绍
IF 2.3 Q3 BUSINESS Pub Date : 2022-01-21 DOI: 10.1007/s10603-022-09507-6
M. Barata, L. Bernstein, C. L. Marques, H. Micklitz
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引用次数: 0
Influences of Comparative Law in Uruguayan Consumer Protection Law 比较法对乌拉圭消费者保护法的影响
IF 2.3 Q3 BUSINESS Pub Date : 2022-01-16 DOI: 10.1007/s10603-022-09508-5
D. Szafir, H. Marks
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引用次数: 0
Choice Architectures in the Digital Economy: Towards a New Understanding of Digital Vulnerability. 数字经济中的选择架构:对数字脆弱性的新理解。
IF 2.3 Q3 BUSINESS Pub Date : 2022-01-01 Epub Date: 2021-12-22 DOI: 10.1007/s10603-021-09500-5
N Helberger, M Sax, J Strycharz, H-W Micklitz

In the digital economy, consumer vulnerability is not simply a vantage point from which to assess some consumers' lack of ability to activate their awareness of persuasion. Instead, digital vulnerability describes a universal state of defencelessness and susceptibility to (the exploitation of) power imbalances that are the result of the increasing automation of commerce, datafied consumer-seller relations, and the very architecture of digital marketplaces. Digital vulnerability, we argue, is architectural, relational, and data-driven. Based on our concept of digital vulnerability, we demonstrate how and why using digital technology to render consumers vulnerable is the epitome of an unfair digital commercial practice.

在数字经济中,消费者的脆弱性不仅仅是评估一些消费者缺乏激活说服意识的能力的有利条件。相反,数字脆弱性描述了一种普遍的无防御能力和易受(利用)权力不平衡的影响的状态,这种不平衡是商业日益自动化、消费者-卖家关系数据化以及数字市场架构本身的结果。我们认为,数字脆弱性是体系结构的、关系的和数据驱动的。基于我们对数字脆弱性的概念,我们展示了如何以及为什么使用数字技术使消费者变得脆弱是不公平的数字商业实践的缩影。
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引用次数: 11
Fighting Food Waste by Law: Making Sense of the Chinese Approach. 通过法律打击食物浪费:理解中国的做法。
IF 2.3 Q3 BUSINESS Pub Date : 2022-01-01 Epub Date: 2022-06-14 DOI: 10.1007/s10603-022-09519-2
Y Feng, C Marek, J Tosun

The Standing Committee of the National People's Congress adopted the Anti-food Waste Law of the People's Republic of China in April 2021 to guarantee grain security, conserve resources, and protect the environment. We pursue three research questions: Why has China implemented a law with sanctions to reduce food waste, and why now? Why does the law target the catering industry? To answer these questions, we collected primary data through semi-structured interviews with government officials, as well as secondary data through recorded interviews available online with officials of the Legislative Affairs Commission of the Standing Committee of the National People's Congress (NPCSC) and food waste activists, as well as NPCSC conference reports. We find a legal approach with sanctions was necessary since cultural aspects, specifically conventional Chinese dining habits and pop culture, are difficult to regulate through instruments without sanctions. In addition, we find the Chinese law focuses on the catering industry for a few reasons: (1) More waste is generated by the catering industry than households, (2) waste from the catering industry is easier to monitor than household waste, and (3) this was a response to citizen requests collected during the Anti-food Waste Law public consultation process.

为保障粮食安全、节约资源、保护环境,全国人大常委会于2021年4月通过了《中华人民共和国防止粮食浪费法》。我们研究了三个问题:为什么中国实施了一项制裁法律来减少食物浪费,为什么是现在?为什么这项法律针对的是餐饮业?为了回答这些问题,我们通过对政府官员的半结构化访谈收集了第一手数据,通过对全国人大常委会法制工作委员会官员和食物浪费维权人士的在线录音访谈以及全国人大常委会会议报告收集了二手数据。我们认为,由于文化方面,特别是传统的中国饮食习惯和流行文化,很难通过不制裁的手段加以规范,因此采取法律手段进行制裁是必要的。此外,我们发现中国法律关注餐饮业有以下几个原因:(1)餐饮业比家庭产生更多的垃圾;(2)餐饮业的垃圾比家庭垃圾更容易监测;(3)这是对《反食物垃圾法》公众咨询过程中收集到的公民要求的回应。
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引用次数: 4
Chilean Consumer Law and Policy: A Brief Outlook. 智利消费者法律和政策:简要展望。
IF 2.3 Q3 BUSINESS Pub Date : 2022-01-01 Epub Date: 2022-01-26 DOI: 10.1007/s10603-022-09505-8
V Andrade

Chilean consumer law and policy has a short but enthralling history. As compared with other jurisdictions such as EU countries, its bedrock is still in formation, particularly pertaining to its envisaged role in the regulatory spectrum applicable to consumer markets. However, this circumstance has not been a serious obstacle to several reforms carried out in recent years aimed at broadening its scope of action, including rethinking a proposal regarding the policy goals to be addressed by the national consumer agency, SERNAC. In that context, this article presents a brief account of the main features of Chilean consumer law, considering the current socioeconomic development level of the country, the main pieces of legislation concerning consumer protection in the Chilean legal framework-notably the Chilean Consumer Protection Act-as well as key elements of the public policy approach in this matter. A few examples of topics such as product liability and sale and purchase of consumer goods are also analysed in order to allow a comparison of the Chilean experience in consumer protection with other jurisdictions.

智利的消费者法律和政策有着短暂而迷人的历史。与欧盟国家等其他司法管辖区相比,香港的基础仍不完善,特别是在适用于消费者市场的监管范围中所设想的角色方面。不过,这种情况并没有严重妨碍近年来为扩大其行动范围而进行的几项改革,包括重新考虑一项关于国家消费者机构(全国消费者服务委员会)将处理的政策目标的建议。在此背景下,本文简要介绍了智利消费者法的主要特点,考虑到该国当前的社会经济发展水平,智利法律框架中有关消费者保护的主要立法——特别是《智利消费者保护法》——以及在这一问题上公共政策方法的关键要素。还分析了产品责任和消费品销售和购买等主题的几个例子,以便将智利在保护消费者方面的经验与其他司法管辖区进行比较。
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