The research was conducted to examine the knowledge and attitude of young people towards credit. The total sample of respondents is 77 young people, and the survey was conducted with the help of a structured online questionnaire among the student population. The results indicate the importance of saving, but also the lack of practice among the surveyed population. There is room for improving knowledge related to loans and creditworthiness as well as more complex financial terms. A lack of knowledge about investments in securities and investment funds was observed. The limitations of this research can be seen in the smaller sample, but also the sample of the student population. Recommendations for further research are to expand the sample to the entire population and not only to highly educated young people with an economic orientation and to use a larger sample for more significant statistical confirmation.
{"title":"Attitudes and Knowledge of Young People Towards Credit","authors":"Goran Karanović, Elvis Mujačević, Emma Superina","doi":"10.31410/eman.2023.379","DOIUrl":"https://doi.org/10.31410/eman.2023.379","url":null,"abstract":"The research was conducted to examine the knowledge and attitude of young people towards credit. The total sample of respondents is 77 young people, and the survey was conducted with the help of a structured online questionnaire among the student population. The results indicate the importance of saving, but also the lack of practice among the surveyed population. There is room for improving knowledge related to loans and creditworthiness as well as more complex financial terms. A lack of knowledge about investments in securities and investment funds was observed. The limitations of this research can be seen in the smaller sample, but also the sample of the student population. Recommendations for further research are to expand the sample to the entire population and not only to highly educated young people with an economic orientation and to use a larger sample for more significant statistical confirmation.","PeriodicalId":476449,"journal":{"name":"International Scientific Conference EMAN. Economics & Management: How to Cope With Disrupted Times","volume":"18 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135319650","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
On July 1, 2013, Croatia became a member of the European Union and thereby also committed to introducing the euro as its national currency as soon as it is ready. When Croatia’s macroeconomic situation began to develop in a positive trend, it entered the European Exchange Rate Mechanism (ERM II) on July 10, 2020, a kind of waiting room for the euro that prepares the country for a major change. Although Croatia is a deeply euroized country, months of adjustment to the euro await it in terms of adjusting prices, information and communication channels, and preventing possible crises and shocks that may affect the country’s economy during the conversion. In order to minimize shocks, efforts are being made to fulfill the Maastricht criteria. All possible positive and negative consequences that can be expected are listed, and through a survey on the perception of citizens, their level of information about the transition to the euro is shown, as well as fears such as price increases, inflation, loss of national sovereignty, as well as positive consequences that will reflect on tourism
{"title":"Introduction of the Euro in 2023 and Possible Effects on Tourism in the Republic of Croatia","authors":"Elvis Mujačević, Zrinka Martić","doi":"10.31410/eman.2023.347","DOIUrl":"https://doi.org/10.31410/eman.2023.347","url":null,"abstract":"On July 1, 2013, Croatia became a member of the European Union and thereby also committed to introducing the euro as its national currency as soon as it is ready. When Croatia’s macroeconomic situation began to develop in a positive trend, it entered the European Exchange Rate Mechanism (ERM II) on July 10, 2020, a kind of waiting room for the euro that prepares the country for a major change. Although Croatia is a deeply euroized country, months of adjustment to the euro await it in terms of adjusting prices, information and communication channels, and preventing possible crises and shocks that may affect the country’s economy during the conversion. In order to minimize shocks, efforts are being made to fulfill the Maastricht criteria. All possible positive and negative consequences that can be expected are listed, and through a survey on the perception of citizens, their level of information about the transition to the euro is shown, as well as fears such as price increases, inflation, loss of national sovereignty, as well as positive consequences that will reflect on tourism","PeriodicalId":476449,"journal":{"name":"International Scientific Conference EMAN. Economics & Management: How to Cope With Disrupted Times","volume":"25 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135360744","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Albanian businesses, similar to global ones, encountered numerous issues in coping with the various challenges that the COVID-19 pandemic manifested. The uncertainties of the moment, as well as those which many see in the long term, reinforced the role that certain aspects of running a business have in their survival and success. According to the studies con- ducted over the last three years, there was a boom in the financing and technology embraced by businesses to adapt to the situation. The systematic literature review delineates a synopsis of the empirical analysis that various researchers provided as a contribution to overcoming the socio-economic impasse and the prudent management of uncertain future situations. The authors of this paper, given the importance of the factors considered in the study, looked into the approach applied by the “surviving” businesses in Albania to withstand the crisis. In the unfolded results, the scarcity of embracing technology in doing business is still surprising.
{"title":"Business Performance during Crisis: A Case Study of Albania in the Period of COVID-19","authors":"Armela Anamali, Bitila Shosha, Romeo Mano","doi":"10.31410/eman.2023.11","DOIUrl":"https://doi.org/10.31410/eman.2023.11","url":null,"abstract":"Albanian businesses, similar to global ones, encountered numerous issues in coping with the various challenges that the COVID-19 pandemic manifested. The uncertainties of the moment, as well as those which many see in the long term, reinforced the role that certain aspects of running a business have in their survival and success. According to the studies con- ducted over the last three years, there was a boom in the financing and technology embraced by businesses to adapt to the situation. The systematic literature review delineates a synopsis of the empirical analysis that various researchers provided as a contribution to overcoming the socio-economic impasse and the prudent management of uncertain future situations. The authors of this paper, given the importance of the factors considered in the study, looked into the approach applied by the “surviving” businesses in Albania to withstand the crisis. In the unfolded results, the scarcity of embracing technology in doing business is still surprising.","PeriodicalId":476449,"journal":{"name":"International Scientific Conference EMAN. Economics & Management: How to Cope With Disrupted Times","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135319656","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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