Pub Date : 2023-05-29DOI: 10.19184/jeblr.v3i1.38914
Fona Aprilia Dwi Ningtyas, Bayu Indra Permana
Fund transfers are a solution to the problem of sending money that requires people to carry money from one area to another and reduce the various risks that can occur when transferring money in cash. However, nowadays there are often cases of erroneous transfers of funds in the form of foreign incoming funds where the recipient feels he does not know the information about the sender of the funds, the funds come in suddenly where the recipient customer does not feel he is in or has made a transaction with another party which results in transfer of funds to the account. Cases of errors in customer fund transfers that occur can result in losses experienced and suffered by the customer concerned. This study uses a juridical-normative method, by collecting descriptions and information that can be used in resolving this problem using a statutory approach and a conceptual approach, as well as using sources of primary legal materials and secondary legal materials, as well as methods of collecting legal materials with literature studies. . The status of ownership of funds in a fund transfer is the right of the recipient of the funds as long as it can be proven that the funds are his right and are not an error in the transfer of funds. Meanwhile, this form of legal protection for errors in fund transfers can also be seen in the bank's responsibility to cancel or issue a new fund transfer order addressed to a recipient who is entitled to and desired by the sender.
Keywords: Legal Protection, Confusion, Fund Transfers, Customers, Banks
{"title":"Perlindungan Hukum Nasabah Bank Terhadap Kekeliruan Transfer Dana Akibat Kelalaian Bank","authors":"Fona Aprilia Dwi Ningtyas, Bayu Indra Permana","doi":"10.19184/jeblr.v3i1.38914","DOIUrl":"https://doi.org/10.19184/jeblr.v3i1.38914","url":null,"abstract":"Fund transfers are a solution to the problem of sending money that requires people to carry money from one area to another and reduce the various risks that can occur when transferring money in cash. However, nowadays there are often cases of erroneous transfers of funds in the form of foreign incoming funds where the recipient feels he does not know the information about the sender of the funds, the funds come in suddenly where the recipient customer does not feel he is in or has made a transaction with another party which results in transfer of funds to the account. Cases of errors in customer fund transfers that occur can result in losses experienced and suffered by the customer concerned. This study uses a juridical-normative method, by collecting descriptions and information that can be used in resolving this problem using a statutory approach and a conceptual approach, as well as using sources of primary legal materials and secondary legal materials, as well as methods of collecting legal materials with literature studies. . The status of ownership of funds in a fund transfer is the right of the recipient of the funds as long as it can be proven that the funds are his right and are not an error in the transfer of funds. Meanwhile, this form of legal protection for errors in fund transfers can also be seen in the bank's responsibility to cancel or issue a new fund transfer order addressed to a recipient who is entitled to and desired by the sender.
 Keywords: Legal Protection, Confusion, Fund Transfers, Customers, Banks","PeriodicalId":487447,"journal":{"name":"Journal Economic & Business Law Review","volume":"14 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135832480","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-05-29DOI: 10.19184/jeblr.v3i1.25245
Syarifah Chusnah, Edi Wahjuni, Firman Floranta Adonara
Pandemi Covid-19 membuat PT. Perusahaan Listrik Negara (PT. PLN) menerapkan kebijakan pembayaran tagihan listrik pasca bayar dengan sistem perhitungan rata-rata pemakaian 3 bulan terakhir dan membebankan kelebihan daya pada bulan berikutnya. Kebijakan pengalihan biaya ini dilakukan secara sepihak, serta berimbas buruk pada rumah tangga, pengusaha kecil hingga industri besar. PT. PLN berdalih bahwa kebijakan Pembatasan Sosial Berskala Besar (PSBB) membuat pelaku usaha tidak dapat melakukan pemeriksaan KWH meter. Namun dalih tersebut tidak dapat dibenarkan, mengingat pada saat PSBB, sektor layanan dasar tetap berjalan, termasuk sektor layanan listrik. Lebih lanjut, realitas ini dapat dikatakan sebagai bentuk bisnis yang tidak lazim. PT. PLN dianggap telah lalai melaksanakan tugasnya dalam melakukan pencatatan meteran pada pengguna tenaga listrik pasca bayar. Terlebih, PT. PLN tidak memberikan informasi kepada konsumen tentang adanya kebijakan ini. Puncaknya, fenomena ini memberikan ketidakadilan pada konsumen. Topiknya adalah konsumen mengalami kerugian akibat tidak adanya informasi atas pengalihan biaya tenaga listrik pascabayar yang dilakukan PT. PLN (Persero) secara sepihak. Sehingga konsumen mencari upaya penyelesaian sengketa untuk mendapatkan hak-hak sebagai konsumen dan mendapatkan perlindungan hukum.
{"title":"Perlindungan Hukum Bagi Konsumen Pengguna Tenaga Listrik Pascabayar Atas Pengalihan Biaya Secara Sepihak Oleh Pt. Pln (Persero)","authors":"Syarifah Chusnah, Edi Wahjuni, Firman Floranta Adonara","doi":"10.19184/jeblr.v3i1.25245","DOIUrl":"https://doi.org/10.19184/jeblr.v3i1.25245","url":null,"abstract":"Pandemi Covid-19 membuat PT. Perusahaan Listrik Negara (PT. PLN) menerapkan kebijakan pembayaran tagihan listrik pasca bayar dengan sistem perhitungan rata-rata pemakaian 3 bulan terakhir dan membebankan kelebihan daya pada bulan berikutnya. Kebijakan pengalihan biaya ini dilakukan secara sepihak, serta berimbas buruk pada rumah tangga, pengusaha kecil hingga industri besar. PT. PLN berdalih bahwa kebijakan Pembatasan Sosial Berskala Besar (PSBB) membuat pelaku usaha tidak dapat melakukan pemeriksaan KWH meter. Namun dalih tersebut tidak dapat dibenarkan, mengingat pada saat PSBB, sektor layanan dasar tetap berjalan, termasuk sektor layanan listrik. Lebih lanjut, realitas ini dapat dikatakan sebagai bentuk bisnis yang tidak lazim. PT. PLN dianggap telah lalai melaksanakan tugasnya dalam melakukan pencatatan meteran pada pengguna tenaga listrik pasca bayar. Terlebih, PT. PLN tidak memberikan informasi kepada konsumen tentang adanya kebijakan ini. Puncaknya, fenomena ini memberikan ketidakadilan pada konsumen. Topiknya adalah konsumen mengalami kerugian akibat tidak adanya informasi atas pengalihan biaya tenaga listrik pascabayar yang dilakukan PT. PLN (Persero) secara sepihak. Sehingga konsumen mencari upaya penyelesaian sengketa untuk mendapatkan hak-hak sebagai konsumen dan mendapatkan perlindungan hukum.","PeriodicalId":487447,"journal":{"name":"Journal Economic & Business Law Review","volume":"37 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135832481","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-05-29DOI: 10.19184/jeblr.v3i1.24445
Michael Yusuf Tobing, Miquel Joan Markus Aruan, Kartina Pakpahan
One of the important benefits of Big Data and Computing Technology in criminal justice is that it is now easier to store and access records. Thanks to things like social media, people save more than usual. It is likely that the physical copies of the old photos are gone or destroyed, but many people have already posted them on Facebook. A criminal may post an incident, photo, or event on social media that can be traced to reveal the crime he committed and to punish or possibly release him. . To tackle gambling on the internet, Law no. 11 of 2008 concerning Electronic Information and Transactions. When dealing with "internet gambling" there are still new problems that arise, especially regarding evidence. The problem is, what are the benefits of using Big Data in disclosing crime cases by Police investigators and how to use big data in uncovering online gambling cases at the Medan Police. This paper uses a doctrinal research approach. Research results: The use of Big Data to disclose criminal acts should not neglect the protection of the owner of personal data. Subnit VC Sat.Reskrim Polrestabes Medan does not understand technological developments, so it is difficult to use Big Data in uncovering cases of online gambling. It is recommended that Medan Police Investigators attend information technology training and guidance.
{"title":"Penggunaan Big Data Dalam Mengungkap Kasus Kejahatan Judi Online di Polrestabes Medan","authors":"Michael Yusuf Tobing, Miquel Joan Markus Aruan, Kartina Pakpahan","doi":"10.19184/jeblr.v3i1.24445","DOIUrl":"https://doi.org/10.19184/jeblr.v3i1.24445","url":null,"abstract":"One of the important benefits of Big Data and Computing Technology in criminal justice is that it is now easier to store and access records. Thanks to things like social media, people save more than usual. It is likely that the physical copies of the old photos are gone or destroyed, but many people have already posted them on Facebook. A criminal may post an incident, photo, or event on social media that can be traced to reveal the crime he committed and to punish or possibly release him. . To tackle gambling on the internet, Law no. 11 of 2008 concerning Electronic Information and Transactions. When dealing with \"internet gambling\" there are still new problems that arise, especially regarding evidence. The problem is, what are the benefits of using Big Data in disclosing crime cases by Police investigators and how to use big data in uncovering online gambling cases at the Medan Police. This paper uses a doctrinal research approach. Research results: The use of Big Data to disclose criminal acts should not neglect the protection of the owner of personal data. Subnit VC Sat.Reskrim Polrestabes Medan does not understand technological developments, so it is difficult to use Big Data in uncovering cases of online gambling. It is recommended that Medan Police Investigators attend information technology training and guidance.","PeriodicalId":487447,"journal":{"name":"Journal Economic & Business Law Review","volume":"21 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135832482","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-05-29DOI: 10.19184/jeblr.v3i1.34192
Andita Nara Citra, Ikarini Dani Widyanti
Abstract :
Every pangan product made in Indonesia must have a halal certification before being sold to the general public. Halal certification is accomplished by applying a halal label to products that are produced and by including a halal declaration in the packaging. This action is intended to encourage the general population who do not consume unhealthy food to do so (haram). It is stated in Pasal 4 Undang-Undang No. 33 Tahun 2014 about Jaminan Produk Halal that products that are imported into, are manufactured in, and are distributed in Indonesia must be certified as halal. On the other hand, there are a lot of foods that are sold in stores that lack halal certification. The purpose of this study is to understand how the hukum that was expressed by the owner of a business selling pangan without a certification that it was permissible under Islamic and positive law.
Keywords : owner of a business; food product; certified halal.
文摘:& # x0D;在印尼生产的每一种pangan产品在出售给公众之前都必须获得清真认证。清真认证是通过将清真标签应用于生产的产品并在包装中包含清真声明来完成的。这一行动旨在鼓励不食用不健康食品的普通民众食用不健康食品(haram)。在2014年Tahun号关于Jaminan产品清真的文件4 Undang-Undang No. 33中规定，在印度尼西亚进口、生产和销售的产品必须经过清真认证。另一方面，商店里出售的很多食品都没有清真认证。本研究的目的是了解在没有伊斯兰和实在法允许的证明的情况下，出售pangan的企业所有者所表达的hukum是如何表达的。关键词:企业主;食品产品;清真认证。
{"title":"Akibat Hukum Pelaku Usaha Terhadap Produk Pangan Yang Tidak Bersertifikasi Halal","authors":"Andita Nara Citra, Ikarini Dani Widyanti","doi":"10.19184/jeblr.v3i1.34192","DOIUrl":"https://doi.org/10.19184/jeblr.v3i1.34192","url":null,"abstract":"Abstract :
 Every pangan product made in Indonesia must have a halal certification before being sold to the general public. Halal certification is accomplished by applying a halal label to products that are produced and by including a halal declaration in the packaging. This action is intended to encourage the general population who do not consume unhealthy food to do so (haram). It is stated in Pasal 4 Undang-Undang No. 33 Tahun 2014 about Jaminan Produk Halal that products that are imported into, are manufactured in, and are distributed in Indonesia must be certified as halal. On the other hand, there are a lot of foods that are sold in stores that lack halal certification. The purpose of this study is to understand how the hukum that was expressed by the owner of a business selling pangan without a certification that it was permissible under Islamic and positive law.
 Keywords : owner of a business; food product; certified halal.","PeriodicalId":487447,"journal":{"name":"Journal Economic & Business Law Review","volume":"42 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135832478","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-05-29DOI: 10.19184/jeblr.v3i1.39115
Erma Rusdiana, Dewi Mutiah, Titin Luk Pratiwi
Penegakan hukum merupakan nilai-nilai keserasian antara hukum dan perilaku dalam mesyarakat. Penegakan hukum dibidang pendidikan terkait kecurangan akademik dan perjokian saat ini meliputi kekosongan hukum sehingga apparat penegak hukum dalam penyelesaian perkara kecurangan akademik kurang optimal dalam penerapan pasal kurang sesuai dan kuran memnuhi unsur perbuatan pidananya. Penelitian ini bertujuan untuk mengetahui dan menganalisa bentuk-bentuk kecurangan dan penegakan hukum atas Tindakan curang dalam pelaksanaan UTBK SBMPTN di Jawa Timur. Penelitian ini berupa penelitian hukum empiris atau yang biasa dikatakan penelitian lapangan dengan menggunakan pendekatan yuridis empiris, serta tekhnik pengumpulan data yang digunakan ialah wawancara dan studi kepustakaan sehingga sumber data yang diperoleh adalah sumber data primer dan sekunder yang kemudian dianalisis dengan menggunakan metode penelitian deskriptif kualitatif. Hasil penelitian menunjukkan bahwa terdapat beberapa bentuk kecurangan. Berdasarkan pada Pasal 378 KUHP penjoki telah melakukan penipuan menggunakan nama palsu, sedangkan peserta yang melakukan kecurangan dengan menggunakan alat penghubung telah memenuhi unsur-unsur Pasal 55 KUHP turut serta melakukan kecurangan. Hal ini dipicu karena belum adanya aturan yang mengatur secara khusus terkait pidana pendidikan dalam hal ini mengenai kecurangan akademik
{"title":"Penegakan Hukum Atas Tindakan Curang Dalam Pelaksanaan Utbk-Sbmptn Di Jawa Timur","authors":"Erma Rusdiana, Dewi Mutiah, Titin Luk Pratiwi","doi":"10.19184/jeblr.v3i1.39115","DOIUrl":"https://doi.org/10.19184/jeblr.v3i1.39115","url":null,"abstract":"Penegakan hukum merupakan nilai-nilai keserasian antara hukum dan perilaku dalam mesyarakat. Penegakan hukum dibidang pendidikan terkait kecurangan akademik dan perjokian saat ini meliputi kekosongan hukum sehingga apparat penegak hukum dalam penyelesaian perkara kecurangan akademik kurang optimal dalam penerapan pasal kurang sesuai dan kuran memnuhi unsur perbuatan pidananya. Penelitian ini bertujuan untuk mengetahui dan menganalisa bentuk-bentuk kecurangan dan penegakan hukum atas Tindakan curang dalam pelaksanaan UTBK SBMPTN di Jawa Timur. Penelitian ini berupa penelitian hukum empiris atau yang biasa dikatakan penelitian lapangan dengan menggunakan pendekatan yuridis empiris, serta tekhnik pengumpulan data yang digunakan ialah wawancara dan studi kepustakaan sehingga sumber data yang diperoleh adalah sumber data primer dan sekunder yang kemudian dianalisis dengan menggunakan metode penelitian deskriptif kualitatif. Hasil penelitian menunjukkan bahwa terdapat beberapa bentuk kecurangan. Berdasarkan pada Pasal 378 KUHP penjoki telah melakukan penipuan menggunakan nama palsu, sedangkan peserta yang melakukan kecurangan dengan menggunakan alat penghubung telah memenuhi unsur-unsur Pasal 55 KUHP turut serta melakukan kecurangan. Hal ini dipicu karena belum adanya aturan yang mengatur secara khusus terkait pidana pendidikan dalam hal ini mengenai kecurangan akademik","PeriodicalId":487447,"journal":{"name":"Journal Economic & Business Law Review","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135832479","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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