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How critical is SME financial literacy and digital financial access for financial and economic development in the expanded BRICS block?
IF 2.4 Q3 COMPUTER SCIENCE, INFORMATION SYSTEMS Pub Date : 2024-12-19 eCollection Date: 2024-01-01 DOI: 10.3389/fdata.2024.1448571
Manoj Kumar M, Nasser Almuraqab, Immanuel Azaad Moonesar, Udo Christian Braendle, Ananth Rao

Introduction: The expanded BRICS block presents significant opportunities for SMEs (Small and Medium Enterprises), but challenges related to financial literacy and digital access hinder their potential. While global efforts emphasize financial literacy and digitization as key drivers of economic growth, especially in developing regions, their specific impact on SMEs in the BRICS block remains underexplored. This paper contributes to the literature by contextualizing how financial literacy and digital financial access influence SME sustainability and economic progress, particularly in light of ongoing efforts to bridge the digital divide.

Methods: Using Principal Component Analysis to reduce dimensionality, the study uses advanced Random Forest Tree modeling, to evaluate current practices in SME finance, credit access, and digitization.

Results: Results indicate that both financial literacy and digitalization play pivotal roles in driving sustainable economic development, with significant implications for policy interventions aimed at supporting SME growth in emerging economies.

Discussion: This study addresses the crucial intersection of SME financial literacy and digital financial access, focusing on their role in fostering economic development within the expanded BRICS block-a group now comprising major emerging economies that collectively face substantial disparities in financial inclusion. The study results are relevant not only for understanding the BRICS context but also for shaping global strategies toward inclusive financial systems and SME resilience in the digital era.

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引用次数: 0
Leveraging compact convolutional transformers for enhanced COVID-19 detection in chest X-rays: a grad-CAM visualization approach. 利用紧凑型卷积变换器增强胸部 X 射线中的 COVID-19 检测:一种梯度-CAM 可视化方法。
IF 2.4 Q3 COMPUTER SCIENCE, INFORMATION SYSTEMS Pub Date : 2024-12-16 eCollection Date: 2024-01-01 DOI: 10.3389/fdata.2024.1489020
Aravinda C V, Sudeepa K B, S Pradeep, P Suraksha, Meng Lin
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引用次数: 0
Predicting student self-efficacy in Muslim societies using machine learning algorithms.
IF 2.4 Q3 COMPUTER SCIENCE, INFORMATION SYSTEMS Pub Date : 2024-12-13 eCollection Date: 2024-01-01 DOI: 10.3389/fdata.2024.1449572
Mohammed Ba-Aoum, Mohammed Alrezq, Jyotishka Datta, Konstantinos P Triantis

Introduction: Self-efficacy is a critical determinant of students' academic success and overall life outcomes. Despite its recognized importance, research on predictors of self-efficacy using machine learning models remains limited, particularly within Muslim societies. This study addresses this gap by leveraging advanced machine learning techniques to analyze key factors influencing students' self-efficacy.

Methods: An empirical dataset collected was used to examine self-efficacy among secondary school students in Muslim societies. Four machine learning algorithms-Decision Tree, Random Forest, XGBoost, and Neural Network-were employed to predict self-efficacy using two demographic variables and 10 socio-emotional, cognitive, and regulatory factors. The predictors included culturally relevant variables such as religious/spiritual beliefs and collectivist-individualist orientation. Model performance was assessed using root mean square error (RMSE) and r-squared (R 2) metrics to ensure reliability and validity.

Results: The results showed that Random Forest outperformed the other models in accuracy, as measured by R 2 and RMSE metrics. Among the predictors, self-regulation, problem-solving, and a sense of belonging emerged as the most significant factors, contributing to more than half of the model's predictive power. Other variables such as gratitude, forgiveness, empathy, and meaning-making displayed moderate predictive value, while gender, emotion regulation, and collectivist-individualist orientation had minimal impact. Notably, religious/spiritual beliefs and regional factors showed negligible influence on self-efficacy predictions.

Discussion: This study enhances the understanding of factors influencing self-efficacy among students in Muslim societies and offers a data-driven foundation for developing targeted educational interventions. The findings highlight the utility of machine learning in education research, demonstrating its ability to uncover insights for equitable and effective decision-making. By emphasizing the importance of regulatory and socio-emotional factors, this research provides actionable insights to elevate student performance and well-being in diverse cultural contexts.

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引用次数: 0
Application of a localized morphometrics approach to imaging-derived brain phenotypes for genotype-phenotype associations in pediatric mental health and neurodevelopmental disorders.
IF 2.4 Q3 COMPUTER SCIENCE, INFORMATION SYSTEMS Pub Date : 2024-12-11 eCollection Date: 2024-01-01 DOI: 10.3389/fdata.2024.1429910
Gabrielle Dagasso, Matthias Wilms, Sarah J MacEachern, Nils D Forkert

Introduction: Quantitative global or regional brain imaging measurements, known as imaging-specific or -derived phenotypes (IDPs), are commonly used in genotype-phenotype association studies to explore the genomic architecture of the brain and how it may be affected by neurological diseases (e.g., Alzheimer's disease), mental health (e.g., depression), and neurodevelopmental disorders (e.g., attention-deficit hyperactivity disorder [ADHD]). For this purpose, medical images have been used as IDPs using a voxel-wise or global approach via principal component analysis. However, these methods have limitations related to multiple testing or the inability to isolate high variation regions, respectively.

Methods: To address these limitations, this study investigates a localized, principal component analysis-like approach for dimensionality reduction of cross-sectional T1-weighted MRI datasets utilizing diffeomorphic morphometry. This approach can reduce the dimensionality of images while preserving spatial information and enables the inclusion of spatial locality in the analysis. In doing so, this method can be used to explore morphometric brain changes across specific components and spatial scales of interest and to identify associations with genome regions in a multivariate genome-wide association study. For a first clinical feasibility study, this method was applied to data from the Adolescent Brain Cognitive Development (ABCD) study, including adolescents with ADHD (n = 1,359), obsessive-compulsive disorder (n = 1,752), and depression (n = 1,766).

Results: Meaningful associations of specific morphometric features with genome regions were identified with the data and corresponded to previous found brain regions in the respective mental health and neurodevelopmental disorder cohorts.

Discussion: In summary, the localized, principal component analysis-like approach can reduce the dimensionality of medical images while still being able to identify meaningful local brain region alterations that are associated with genomic markers across multiple scales. The proposed method can be applied to various image types and can be easily integrated in many genotype-phenotype association study setups.

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引用次数: 0
Advancing cybersecurity and privacy with artificial intelligence: current trends and future research directions.
IF 2.4 Q3 COMPUTER SCIENCE, INFORMATION SYSTEMS Pub Date : 2024-12-05 eCollection Date: 2024-01-01 DOI: 10.3389/fdata.2024.1497535
Krishnashree Achuthan, Sasangan Ramanathan, Sethuraman Srinivas, Raghu Raman

Introduction: The rapid escalation of cyber threats necessitates innovative strategies to enhance cybersecurity and privacy measures. Artificial Intelligence (AI) has emerged as a promising tool poised to enhance the effectiveness of cybersecurity strategies by offering advanced capabilities for intrusion detection, malware classification, and privacy preservation. However, this work addresses the significant lack of a comprehensive synthesis of AI's use in cybersecurity and privacy across the vast literature, aiming to identify existing gaps and guide further progress.

Methods: This study employs the Preferred Reporting Items for Systematic Reviews and Meta-Analyses (PRISMA) framework for a comprehensive literature review, analyzing over 9,350 publications from 2004 to 2023. Utilizing BERTopic modeling, 14 key themes in AI-driven cybersecurity were identified. Topics were clustered and validated through a combination of algorithmic and expert-driven evaluations, focusing on semantic relationships and coherence scores.

Results: AI applications in cybersecurity are concentrated around intrusion detection, malware classification, federated learning in privacy, IoT security, UAV systems and DDoS mitigation. Emerging fields such as adversarial machine learning, blockchain and deep learning are gaining traction. Analysis reveals that AI's adaptability and scalability are critical for addressing evolving threats. Global trends indicate significant contributions from the US, India, UK, and China, highlighting geographical diversity in research priorities.

Discussion: While AI enhances cybersecurity efficacy, challenges such as computational resource demands, adversarial vulnerabilities, and ethical concerns persist. More research in trustworthy AI, standardizing AI-driven methods, legislations for robust privacy protection amongst others is emphasized. The study also highlights key current and future areas of focus, including quantum machine learning, explainable AI, integrating humanized AI and deepfakes.

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引用次数: 0
Cross-border collaboration, communication, and research frontiers on biologics in chronic rhinosinusitis from 2004 to 2023.
IF 2.4 Q3 COMPUTER SCIENCE, INFORMATION SYSTEMS Pub Date : 2024-12-02 eCollection Date: 2024-01-01 DOI: 10.3389/fdata.2024.1428074
Guan-Jiang Huang, Zhi-Jun Fan, Biao-Qing Lu

Objective: Biologics are considered as a promising novel treatment option for patients with chronic rhinosinusitis who failed with the standard of care (medical therapy and surgical interventions). This bibliometric analysis was performed to explore cross-border collaboration, communication, and research frontiers on biologics in chronic rhinosinusitis.

Methods: Original research publications on biologics in chronic rhinosinusitis were retrieved from the Science Citation Index-Expanded (SCI-E) database in the Web of Science Core Collection between 2004 and 2023. Using CiteSpace and R software, the country/region, author, institution, journal, reference, and keywords were extracted to analyze the research focus and global trends in this field.

Results: Research articles exhibited a consistent rising trend from 2004 to 2023, especially the period between 2020 and 2023. Most articles were published by authors from the USA. The USA was the most cited country, enjoying the most active cooperation with other countries/regions. Bachert C owned the most publications and collaborations. Ghent University and Karolinska Institute had the most collaborations with other institutions. Journal of Allergy and Clinical Immunology and Allergy published the most articles and were the most co-cited journals. Research frontiers on biologics in chronic rhinosinusitis would focus on efficacy, quality of life, safety, children, management, etc.

Conclusions: This bibliometric analysis displayed the overall situation and global trend on biologics in chronic rhinosinusitis. The visualization analysis of publications could assist researchers rapidly in understanding the hotspots and trends. Further research is warranted to determine the long-term effects and side effects of biologics in chronic rhinosinusitis.

目的:生物制剂被认为是治疗标准疗法(药物治疗和手术干预)失败的慢性鼻炎患者的一种前景广阔的新型治疗方法。本文献计量学分析旨在探索慢性鼻炎生物制剂的跨境合作、交流和研究前沿:2004年至2023年期间,从科学网核心数据库中的科学引文索引扩展版(SCI-E)数据库中检索了有关慢性鼻炎生物制剂的原始研究论文。利用CiteSpace和R软件提取了国家/地区、作者、机构、期刊、参考文献和关键词,以分析该领域的研究重点和全球趋势:从 2004 年到 2023 年,研究文章呈持续上升趋势,尤其是 2020 年到 2023 年。大多数文章由来自美国的作者发表。美国是被引用次数最多的国家,与其他国家/地区的合作也最为活跃。Bachert C 拥有最多的出版物和合作项目。根特大学和卡罗林斯卡研究所与其他机构的合作最多。过敏与临床免疫学杂志》和《过敏》发表的文章最多,也是被联合引用最多的杂志。慢性鼻炎生物制剂的研究前沿将集中在疗效、生活质量、安全性、儿童、管理等方面:这项文献计量学分析展示了慢性鼻炎生物制剂的总体情况和全球趋势。出版物的可视化分析可帮助研究人员迅速了解热点和趋势。要确定生物制剂在慢性鼻炎中的长期效果和副作用,还需要进一步的研究。
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引用次数: 0
How does digitally enabled micro-finance promote income equality for the vulnerable in the expanded BRICS block during the pandemic?
IF 2.4 Q3 COMPUTER SCIENCE, INFORMATION SYSTEMS Pub Date : 2024-12-02 eCollection Date: 2024-01-01 DOI: 10.3389/fdata.2024.1417752
Manoj Kumar M V, Nasser Almuraqab, Immanuel Azaad Moonesar, Udo Christian Braendle, Ananth Rao

Introduction: Tech-enabled alternative micro-finance promotes income equality in growing BRICS and Austria across financial crises and pandemics. Are financial access and digital skills equally economically valuable? Our study uses inputs: Human Capital, Alternative Micro-finance, Digitization, Governance, and Entrepreneurship, GDP, inflation, population growth, pandemics, and economic crises using the global 2000-2022 to explain income equality using SWIID Gini disposable and market income index as outputs.

Methods: The study uses Principal component analysis for reducing data dimensionality and collinearity. The study uses OLS, Dynamic Mixed Model, and random forest tree, a machine learning technique, as models to model digitally enable micro-finance.

Results: RFT model diagnostics consistently were better than OLS and GMM. Reduced income inequalities resulted from public and private infrastructure investments, government policy interventions to fight pandemics, economic crises, and conflicts, as well as from expansion in GDP.

Discussion: The study concludes that digitally enabled micro-finance plays a crucial role in reducing income inequalities, particularly during times of crisis. Key policy implications include the need for government support in digital infrastructure to enhance financial inclusion. By pooling their resources, the BRICS block can empower micro-finance organizations to ameliorate disruptions from COVID-19 and economic crises.

导言:在不断发展的金砖国家和奥地利,技术驱动的替代性小额信贷促进了收入平等,并跨越了金融危机和流行病。金融服务和数字技能是否具有同等的经济价值?我们的研究利用了这些投入:人力资本、替代性小额信贷、数字化、治理和创业精神、国内生产总值、通货膨胀、人口增长、大流行病和 2000-2022 年全球经济危机,使用 SWIID 基尼可支配指数和市场收入指数作为输出来解释收入平等:研究采用主成分分析法降低数据维度和共线性。研究采用 OLS、动态混合模型和随机森林树(一种机器学习技术)作为模型,对数字化小额信贷进行建模:结果:RFT 模型的诊断结果始终优于 OLS 和 GMM。公共和私人基础设施投资、政府为抗击流行病、经济危机和冲突而采取的政策干预措施以及国内生产总值的增长都导致收入不平等现象的减少:本研究的结论是,数字化的小额信贷在减少收入不平等方面发挥着至关重要的作用,尤其是在危机时期。主要的政策影响包括政府需要支持数字基础设施建设,以提高金融包容性。通过汇集资源,金砖国家集团可以增强小额信贷组织的能力,以减轻 COVID-19 和经济危机造成的破坏。
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引用次数: 0
Establishing and evaluating trustworthy AI: overview and research challenges. 建立和评估值得信赖的人工智能:概述与研究挑战。
IF 2.4 Q3 COMPUTER SCIENCE, INFORMATION SYSTEMS Pub Date : 2024-11-29 eCollection Date: 2024-01-01 DOI: 10.3389/fdata.2024.1467222
Dominik Kowald, Sebastian Scher, Viktoria Pammer-Schindler, Peter Müllner, Kerstin Waxnegger, Lea Demelius, Angela Fessl, Maximilian Toller, Inti Gabriel Mendoza Estrada, Ilija Šimić, Vedran Sabol, Andreas Trügler, Eduardo Veas, Roman Kern, Tomislav Nad, Simone Kopeinik

Artificial intelligence (AI) technologies (re-)shape modern life, driving innovation in a wide range of sectors. However, some AI systems have yielded unexpected or undesirable outcomes or have been used in questionable manners. As a result, there has been a surge in public and academic discussions about aspects that AI systems must fulfill to be considered trustworthy. In this paper, we synthesize existing conceptualizations of trustworthy AI along six requirements: (1) human agency and oversight, (2) fairness and non-discrimination, (3) transparency and explainability, (4) robustness and accuracy, (5) privacy and security, and (6) accountability. For each one, we provide a definition, describe how it can be established and evaluated, and discuss requirement-specific research challenges. Finally, we conclude this analysis by identifying overarching research challenges across the requirements with respect to (1) interdisciplinary research, (2) conceptual clarity, (3) context-dependency, (4) dynamics in evolving systems, and (5) investigations in real-world contexts. Thus, this paper synthesizes and consolidates a wide-ranging and active discussion currently taking place in various academic sub-communities and public forums. It aims to serve as a reference for a broad audience and as a basis for future research directions.

人工智能(AI)技术(重新)塑造了现代生活,推动了各行各业的创新。然而,一些人工智能系统产生了意想不到或不理想的结果,或者在使用过程中出现了问题。因此,公众和学术界对人工智能系统必须满足哪些方面才能被认为是值得信赖的讨论激增。在本文中,我们按照六项要求综合了现有的可信人工智能概念:(1)人类机构和监督,(2)公平和非歧视,(3)透明度和可解释性,(4)稳健性和准确性,(5)隐私和安全,以及(6)问责制。对于每一项,我们都给出了定义,描述了如何建立和评估,并讨论了具体要求的研究挑战。最后,我们通过确定各项要求在以下方面的总体研究挑战来结束本分析:(1) 跨学科研究,(2) 概念清晰度,(3) 上下文依赖性,(4) 演进系统的动态性,以及 (5) 现实世界背景下的调查。因此,本文综合并整合了目前在各种学术分社区和公共论坛上开展的广泛而活跃的讨论。本文旨在为广大读者提供参考,并为未来的研究方向奠定基础。
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引用次数: 0
Enhancing sentiment and intent analysis in public health via fine-tuned Large Language Models on tobacco and e-cigarette-related tweets. 通过微调烟草和电子烟相关推文的大型语言模型,加强公共卫生领域的情感和意图分析。
IF 2.4 Q3 COMPUTER SCIENCE, INFORMATION SYSTEMS Pub Date : 2024-11-28 eCollection Date: 2024-01-01 DOI: 10.3389/fdata.2024.1501154
Sherif Elmitwalli, John Mehegan, Allen Gallagher, Raouf Alebshehy

Background: Accurate sentiment analysis and intent categorization of tobacco and e-cigarette-related social media content are critical for public health research, yet they necessitate specialized natural language processing approaches.

Objective: To compare pre-trained and fine-tuned Flan-T5 models for intent classification and sentiment analysis of tobacco and e-cigarette tweets, demonstrating the effectiveness of pre-training a lightweight large language model for domain specific tasks.

Methods: Three Flan-T5 classification models were developed: (1) tobacco intent, (2) e-cigarette intent, and (3) sentiment analysis. Domain-specific datasets with tobacco and e-cigarette tweets were created using GPT-4 and validated by tobacco control specialists using a rigorous evaluation process. A standardized rubric and consensus mechanism involving domain specialists ensured high-quality datasets. The Flan-T5 Large Language Models were fine-tuned using Low-Rank Adaptation and evaluated against pre-trained baselines on the datasets using accuracy performance metrics. To further assess model generalizability and robustness, the fine-tuned models were evaluated on real-world tweets collected around the COP9 event.

Results: In every task, fine-tuned models performed much better than pre-trained models. Compared to the pre-trained model's accuracy of 0.33, the fine-tuned model achieved an overall accuracy of 0.91 for tobacco intent classification. The fine-tuned model achieved an accuracy of 0.93 for e-cigarette intent, which is higher than the accuracy of 0.36 for the pre-trained model. The fine-tuned model significantly outperformed the pre-trained model's accuracy of 0.65 in sentiment analysis, achieving an accuracy of 0.94 for sentiments.

Conclusion: The effectiveness of lightweight Flan-T5 models in analyzing tweets associated with tobacco and e-cigarette is significantly improved by domain-specific fine-tuning, providing highly accurate instruments for tracking public conversation on tobacco and e-cigarette. The involvement of domain specialists in dataset validation ensured that the generated content accurately represented real-world discussions, thereby enhancing the quality and reliability of the results. Research on tobacco control and the formulation of public policy could be informed by these findings.

背景:对烟草和电子烟相关社交媒体内容进行准确的情感分析和意图分类对公共卫生研究至关重要,但这需要专门的自然语言处理方法:比较用于烟草和电子烟推文意图分类和情感分析的预训练和微调 Flan-T5 模型,证明针对特定领域任务预训练轻量级大型语言模型的有效性:开发了三个 Flan-T5 分类模型:(1)烟草意图;(2)电子烟意图;(3)情感分析。使用 GPT-4 创建了包含烟草和电子烟推文的特定领域数据集,并由烟草控制专家通过严格的评估流程进行了验证。由领域专家参与的标准化评分标准和共识机制确保了数据集的高质量。Flan-T5 大语言模型使用低库自适应技术进行了微调,并在数据集上使用准确度性能指标与预训练基线进行了对比评估。为了进一步评估模型的通用性和鲁棒性,微调后的模型在围绕 COP9 活动收集的真实推文中进行了评估:在每项任务中,微调模型的表现都远远优于预训练模型。与预训练模型 0.33 的准确率相比,微调模型在烟草意图分类方面的总体准确率达到了 0.91。微调模型对电子烟意图分类的准确率为 0.93,高于预训练模型的 0.36。在情感分析方面,微调模型的准确率明显高于预训练模型的 0.65,情感分析的准确率达到了 0.94:结论:通过对特定领域进行微调,轻量级 Flan-T5 模型在分析与烟草和电子烟相关的推文方面的有效性得到了显著提高,为跟踪烟草和电子烟方面的公共对话提供了高度准确的工具。领域专家参与了数据集验证,确保生成的内容准确地代表了真实世界的讨论,从而提高了结果的质量和可靠性。有关烟草控制和公共政策制定的研究可以借鉴这些研究成果。
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引用次数: 0
TSPDB: a curated resource of tailspike proteins with potential applications in phage research.
IF 2.4 Q3 COMPUTER SCIENCE, INFORMATION SYSTEMS Pub Date : 2024-11-27 eCollection Date: 2024-01-01 DOI: 10.3389/fdata.2024.1437580
Opeyemi U Lawal, Lawrence Goodridge
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引用次数: 0
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