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Does Islamic Financial Development Reduce Carbon Emissions? Evidence from OIC Countries 伊斯兰金融发展能减少碳排放吗?来自伊斯兰会议组织国家的证据
Pub Date : 2023-01-03 DOI: 10.21111/iej.v8i2.7333
Nadya Setiawati, Daryn Salsabila
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引用次数: 1
Women's Empowerment From An Islamic Perspective (Analytical Study) 伊斯兰视角下的妇女赋权(分析性研究)
Pub Date : 2022-12-31 DOI: 10.21111/iej.v8i2.9069
K. Umam, Muhammad Agus Waskito
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引用次数: 0
Identify the Issuance Problem of Corporate Green Sukuk in Indonesia 识别印尼绿色伊斯兰债券的发行问题
Pub Date : 2022-12-25 DOI: 10.21111/iej.v8i2.8404
B. Hania, Endri Endri, I. Indra
Sustainable financing is one of the international issues that has been widely discussed due to the issue of climate change. Green sukuk is one of the sustainable financing instruments that are sharia-compliant. However, companies in Indonesia have not shown interest in issuing corporate green sukuk. Various problems and challenges faced by the company to be able to issue corporate green sukuk. The purpose of this study is to know the problem of issuing corporate green sukuk in Indonesia and the best solutions that can be used. The research method used is Analytic Network Process (ANP). In this study, respondents came from experts of corporate green sukuk problems. Total respondents of this research were 5 peoples who came from academia, company actors and regulators. The results show that the main problem in issuing corporate green sukuk is the lack of understanding from market participants. Meanwhile, in terms of solutions, the incentive provided by the government is the main solution to encourage the issuance of corporate green sukuk.
可持续融资是气候变化问题引起广泛讨论的国际问题之一。绿色伊斯兰债券是符合伊斯兰教法的可持续融资工具之一。然而,印尼的公司并没有表现出对发行企业绿色sukuk的兴趣。公司面临的各种问题和挑战是能够发行企业绿色sukuk。本研究的目的是了解在印度尼西亚发行企业绿色sukuk的问题以及可以使用的最佳解决方案。所使用的研究方法是分析网络过程(ANP)。在这项研究中,受访者来自企业绿色sukuk问题专家。这项研究的受访者共有5人,他们来自学术界、公司参与者和监管机构。研究结果表明,发行企业绿色债券的主要问题是缺乏市场参与者的理解。同时,在解决方案方面,政府提供的激励措施是鼓励发行企业绿色苏克的主要解决方案。
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引用次数: 0
The Malaysian Political Economy: Economic Transformation & the Expansion of Islamic Economics 马来西亚政治经济学:经济转型与伊斯兰经济学的拓展
Pub Date : 2022-12-17 DOI: 10.21111/iej.v8i2.7210
A. Migdad, Harun Adams Babngida
This paper aims to shed light on Malaysian economic development in light of demographics and politics while focusing on economic legislation that had the largest effect on the outlook of the nation known to the world today. Then the paper discusses the beginnings of how Islamic economics was introduced to the scene and how the industry developed wider and faster than most Islamic economies in the world. This paper also explains this rapid development in the context of the nation’s political-economic development. The paper is qualitative and analytical; it addresses developments up to 2017 although few discussions extend beyond that period, for many developments after 2017 were not significant enough to change the perspectives. The paper incorporates fieldwork, observations, and interviews that took place in 2017. The paper concludes that certain socio-economic policies need to be updated to suit today's generations and allow for the continuation of development at high rates. Furthermore, the expansion of Islamic economics is beneficial; however, the industry demands detail and procession more than ever, especially in sharia compliance, This matter is important because it associates to customer trust that is highly significant for continues development in the industry.
本文旨在从人口统计和政治角度阐明马来西亚的经济发展,同时重点关注对当今世界所知的国家前景影响最大的经济立法。然后,本文讨论了伊斯兰经济学是如何被引入市场的,以及该行业是如何比世界上大多数伊斯兰经济体发展得更广泛、更快的。本文还从国家政治经济发展的背景来解释这种快速发展。本文具有定性和分析性;它涉及到2017年之前的发展,尽管很少有讨论超过这一时期,因为2017年之后的许多发展都不足以改变人们的看法。该论文结合了2017年进行的实地调查、观察和采访。该文件的结论是,某些社会经济政策需要更新,以适应今天的几代人,并允许继续高速发展。此外,伊斯兰经济的扩张是有益的;然而,该行业比以往任何时候都更需要细节和流程,尤其是在遵守伊斯兰教法方面。这一点很重要,因为它关系到客户的信任,这对该行业的持续发展具有重要意义。
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引用次数: 0
Comparative Trade Analysis Between Indonesia and Organization Islamic Country 印尼与伊斯兰组织国家贸易比较分析
Pub Date : 2022-12-06 DOI: 10.21111/iej.v8i2.7316
Nurul Azizah Az zakiyyah, I. Q. A’yun, Firsty Ramadhona Amalia Lubis
Globalization that took place in the last few decades has caused various changes in the world economic order. This effort was also carried out by Muslim countries with the aim of improving economic relations and coordination at the regional level so that the Organization of Islamic Cooperation (OIC) was formed. This study analyzes the comparative advantage and trade patterns between Indonesia and the OIC countries which are limited by 10 OIC member countries which have the largest average export value from Indonesia over the last ten years. These countries include Bangladesh, Iran, Malaysia, Nigeria, Egypt, Pakistan, Jordan, Saudi Arabia, Turkey and the United Arab Emirates. Data analysis in this study uses a quantitative approach. In this study, statistical software tools will be used, namely Microsoft Excel to calculate RCA, RSCA and also trading patterns of the 10 OIC countries with the largest trade volume, Indonesia tends to have a comparative advantage in products of Animal or vegetable fats and oils and their cleavage (HS 15) and Man-made staple fibers (HS 55) where these products are products that have a comparative advantage in the ten countries. Indonesia managed to maintain the same comparative advantage in 2005 and 2020 against the United Arab Emirates (UAE) where the superior product group in those 2 years was exactly the same and only changed its ranking position.
过去几十年发生的全球化导致了世界经济秩序的各种变化。穆斯林国家也开展了这项工作,目的是改善区域一级的经济关系和协调,从而成立伊斯兰合作组织。本研究分析了印度尼西亚与伊斯兰会议组织国家之间的比较优势和贸易模式,这些国家受到过去十年中印尼平均出口价值最大的10个伊斯兰会议组织成员国的限制。这些国家包括孟加拉国、伊朗、马来西亚、尼日利亚、埃及、巴基斯坦、约旦、沙特阿拉伯、土耳其和阿拉伯联合酋长国。本研究中的数据分析采用了定量方法。在本研究中,将使用统计软件工具,即Microsoft Excel来计算RCA、RSCA以及贸易额最大的10个伊斯兰会议组织国家的贸易模式,印度尼西亚往往在动植物油脂及其裂解(HS 15)和人造短纤维(HS 55)产品方面具有比较优势,这些产品在十个国家中具有比较优势。印度尼西亚在2005年和2020年与阿拉伯联合酋长国(UAE)保持了同样的比较优势,在这两年中,阿联酋的优势产品群完全相同,只是改变了排名位置。
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引用次数: 0
Efektivasi Pengumpulan Zakat di Kabupaten Sumbawa Barat 西方资源慈善募捐的有效性
Pub Date : 2022-07-04 DOI: 10.21111/iej.v8i1.7060
Amir Ma’ruf
The potential for zakat in Indonesia is very huge, in 2019 it reached Rp 233,8 trillion but the collection by the zakat management organization (ZMO) is very small, only around 3.2%. This phenomenon occurs both at the national and regional scales. KSB is one of the areas in Indonesia with a majority Muslim population, where out of 159.980 prosperous people, 98,44% are Muslims. This situation illustrates the potential for zakat in KSB. However, the phenomenon found in the field is the opposite. From the result of research on this phenomenon, four factors were found, namely awareness of muzakki, trust in ZMO, work scope of WMO, and small incentives for muzakki. To increase the effectiveness of zakat collection, an intervention is needed. This research is a qualitative research using the Susamto’s Four Fields as an analytical tool. The result found that the most likely form of intervention to be carried out was in the form of providing additional incentives for muzakkis who had paid their zakat. This insentive is not from areduction in the total zakat collection, but from other thing that can continue to trigger the spirit of muzakki. This effectiveness program must be institutionalized with support from the government.
印尼天课的潜力非常巨大,2019年达到233.8万亿印尼盾,但天课管理组织(ZMO)的收集量非常小,仅为3.2%左右。这种现象在国家和地区范围内都会发生。KSB是印度尼西亚穆斯林人口占多数的地区之一,在159.980名富裕人口中,98.44%是穆斯林。这种情况说明了天课在KSB的潜力。然而,在该领域发现的现象恰恰相反。从对这一现象的研究结果中,发现了四个因素,即对muzakki的认识、对ZMO的信任、WMO的工作范围以及对muzakki的小额激励。为了提高天课收集的有效性,需要进行干预。这项研究是一项定性研究,使用了Susamto的四个领域作为分析工具。结果发现,最有可能进行的干预形式是为支付天课的穆扎基人提供额外的激励。这种不感并不是来自于整个天课系列中的作品,而是来自于其他可以继续激发穆扎基精神的东西。这个有效性计划必须在政府的支持下制度化。
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引用次数: 0
Islamic Banks Between the Jurisprudence of Leading Theorists and Application 伊斯兰银行在主要理论家的法理学与应用之间
Pub Date : 2022-07-03 DOI: 10.21111/iej.v8i1.7936
Abdalrahman Mohamad Migdad, Ashraf Dawaba
The last half of the twentieth century witnessed the birth of Islamic banks. Since their inception, these banks have announced - through their theoreticians - their intention to achieve economic and social development based on their commitment to the principles and provisions of Islamic Sharia. The theoreticians' interests were towards long-term investment and partnership-based contracts as a foundation for mobilizing and using financial resources to achieve development. The paper studies the performance of Islamic banks by collecting data from six Islamic banks in six of the major Muslim countries that engage in Islamic finance. Some of the main conclusions are as follows: The Islamic banks' practice reveals that the thoughts of leading theorists have become absent, as these banks have shifted from the long-term investment method to the short-term commercial method in search of liquidity and profitability. As a result, Murabaha became an alternative to credit on the output side. In turn, current deposits dominated the input side, thus transforming Islamic banks into a form similar to commercial banks. The matter was made worse by the resorting of some Islamic banks to the application of organized 'tawarruq,' which reflects the tendency of some current theorists and implementers to follow the path of traditional banks and enter the tunnel of the jurisprudence of reprehensible tricks. Also, the social role hoped for by Islamic banks has become closer to stagnation than to hoped-for mobility.
二十世纪后半叶见证了伊斯兰银行的诞生。自成立以来,这些银行通过其理论家宣布,他们打算在遵守伊斯兰教法原则和规定的基础上实现经济和社会发展。理论家们的兴趣是长期投资和以伙伴关系为基础的合同,以此作为动员和利用财政资源实现发展的基础。本文通过收集六个主要穆斯林国家从事伊斯兰金融的六家伊斯兰银行的数据,研究了伊斯兰银行的业绩。主要结论如下:伊斯兰银行的实践表明,随着这些银行从长期投资方法转向短期商业方法,以寻求流动性和盈利能力,主流理论家的思想已经缺失。因此,Murabaha成为产出方面信贷的替代品。反过来,活期存款在投入方面占主导地位,从而将伊斯兰银行转变为类似于商业银行的形式。一些伊斯兰银行求助于有组织的“tavarruq”,这反映了当前一些理论家和实施者倾向于走传统银行的道路,进入应受谴责的伎俩的法学隧道,使情况变得更糟。此外,伊斯兰银行所希望的社会角色已经变得更接近停滞,而不是流动性。
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引用次数: 1
Analysis of the Effect of Gross Domestic Product (GDP) and Total Population on State Tax Revenue (2016-2020) 国内生产总值和总人口对国家税收收入的影响分析(2016-2020年)
Pub Date : 2022-06-29 DOI: 10.21111/iej.v8i1.7503
Lisda Aisyah, Meichio Lesmana, Muhammad Sauqi, Agus Alimuddin
Taxes are the main sector that provides income to the state, from which these funds will be used to finance the running of various sectors in Indonesia. Therefore, to advance the country a policy is needed by optimizing tax revenue, and each taxpayer must fulfill its obligation to pay taxes. The purpose of this research is to determine the factors that influence the amount of national tax revenue in Indonesia. From the theory obtained and from several previous studies, there are several factors that influence tax revenue, including the Gross Domestic Product (GDP) and population. The data used in this study are secondary data for the period 2016 to 2020 taken from the official website, namely the Central Statistics Agency (BPS) and the Ministry of Finance of the Republic of Indonesia, which are then analyzed using multiple regression analysis. The results of this research indicate that the gross domestic product (GDP) and population variables simultaneously and partially has an effect on state tax revenue at the 5% and 1% significance levels while when viewed through Islamic principles, Gross Domestic Product (GDP) reaches 80 percent so that GDP of Indonesia is recorded at around USD 1 trillion or equivalent to Rp. 14.04 trillion.
税收是为国家提供收入的主要部门,这些资金将用于资助印度尼西亚各部门的运作。因此,为了国家的发展,必须有一个优化税收的政策,每个纳税人都必须履行纳税义务。本研究的目的是确定影响印尼国家税收收入的因素。从所获得的理论和之前的一些研究来看,影响税收的因素有几个,包括国内生产总值(GDP)和人口。本研究使用的数据是2016年至2020年的二手数据,这些数据来自印度尼西亚共和国官方网站,即中央统计局(BPS)和财政部,然后使用多元回归分析进行分析。这项研究的结果表明,国内生产总值(GDP)和人口变量同时和部分地对国家税收收入产生5%和1%的显著性水平的影响,而通过伊斯兰原则来看,国内生产总值(GDP)达到80%,因此印度尼西亚的GDP约为1万亿美元或相当于14.04万亿印尼币。
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引用次数: 1
Analisis Permintaan Modal Kerja Usaha Mikro Pada Masa Pandemi Covid-19 Dalam Prespektif Permintaan Islam 伊斯兰请求视角下新冠肺炎大流行病时期微观努力的模型请求分析
Pub Date : 2022-06-26 DOI: 10.21111/iej.v8i1.7205
M. Firdaus, Lilik Rahmawati, Zuhrotun Nisa
One of the most crucial tools in starting a business is working cash. The Covid-19 Pandemic has been going on since the fourth quarter of 2019, and in the first quarter of 2020, things got so bad that small business owners couldn't raise enough money to keep their operations going. Own capital, money from investment funds, and working capital from banks make up the business's three sources of capital. Working capital from banks refers to funds obtained from banks in the form of financing at Islamic or credit at conventional banks. Economic conditions have improved across a number of industries as a result of the Covid-19 pandemic, which is starting to be under control. In this situation, the government offers a wide range of choices, from restructuring to the provision of new working capital for the microeconomic sector, to sustain economic circumstances so that they can quickly recover. Micro-scale business conditions have quickly improved as a result of the significant number of requests for working capital that financial institutions have received during this pandemic. Lower middle class or MSME entrepreneurs develop a wide range of products that can be offered on the market. Therefore, the goal of this essay is to examine the demand for working capital from an Islamic perspective during the Covid-19 pandemic. The descriptive qualitative approach is used in this research procedure. The findings of this study investigate, from the viewpoint of Islamic demand, the rising need for working capital for microbusinesses during the Covid-19 pandemic.
创业最重要的工具之一就是流动资金。自2019年第四季度以来,Covid-19大流行一直在持续,到2020年第一季度,情况变得如此糟糕,以至于小企业主无法筹集到足够的资金来维持运营。自有资金、来自投资基金的资金和来自银行的流动资金构成了企业的三个资金来源。银行流动资金是指以伊斯兰银行融资或传统银行信贷的形式从银行获得的资金。由于Covid-19大流行开始得到控制,许多行业的经济状况有所改善。在这种情况下,政府提供了广泛的选择,从重组到为微观经济部门提供新的营运资金,以维持经济环境,使其能够迅速恢复。由于金融机构在这次大流行期间收到了大量的流动资金请求,微型企业的经营条件迅速得到改善。下层中产阶级或中小微企业企业家开发了一系列可以在市场上提供的产品。因此,本文的目的是从伊斯兰的角度来研究Covid-19大流行期间对营运资金的需求。在本研究过程中使用了描述性定性方法。本研究的结果从伊斯兰需求的角度调查了2019冠状病毒病大流行期间微型企业对营运资金日益增长的需求。
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引用次数: 1
Analisis Dompet Digital “Link Aja Syariah” dari Perspektif Maslahah Mursalah 从maslaha Mursalah的角度分析“Aja islam”钱包的数字分析
Pub Date : 2022-06-22 DOI: 10.21111/iej.v8i1.6279
Anisa Fadilah Zustika, Achmad Fageh
Industry of 4.0 era it is no stranger to talk about digital wallets whose existence can make it easier for humans to make payment systems.There are many kinds of digital wallets in Indonesia, first one that is sharia-based is the "Link Aja Syariah" application where this application gets the MUI DSN certificate. The purpose of this study is to analyze the Link Aja Syariah digital wallet application from the perspective of Maslahah Mursalah. The method used in this study uses a qualitative method with a library research approach with primary data sources originating from the official website link aja sharia and secondary data referring to journals, books, ebooks, the Qur'an and hadith and other Islamic literature. Based on the results of the research above, it states that benefits provided by the Link Aja Syariah application were ease of transaction. This benefit can be felt by all, both users and agencies concerned, so that it is in line with the rules of maslaha mursalah.
工业4.0时代,谈论数字钱包并不陌生,它的存在可以使人类更容易地建立支付系统。印度尼西亚有很多种数字钱包,第一种是基于伊斯兰教法的“Link Aja Syariah”应用程序,该应用程序获得MUI DSN证书。本研究的目的是从Maslahah Mursalah的角度来分析Link Aja Syariah数字钱包的应用。本研究使用的方法采用定性方法和图书馆研究方法,主要数据来源来自aja sharia官方网站链接,次要数据来自期刊、书籍、电子书、古兰经和圣训等伊斯兰文献。基于上述研究的结果,它指出Link Aja Syariah应用程序提供的好处是易于交易。所有人,包括用户和有关机构都能感受到这种好处,因此它符合maslaha mursalah的规则。
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引用次数: 1
期刊
Islamic Economics Journal
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