This paper analyzed socioeconomic characteristics of micro, small, and medium-sized enterprises (MSMEs) that have implications for employment and income generation potentials in Osun and Oyo states of southwestern Nigeria. The paper used multistage sampling technique to identify and collect data from 1020 SMEs, analyzed using descriptive and inferential statistical technique. The result showed that gender bias inhibits both income and employment generating potentials, with male dominance over female dominance hindering female ability to pivot and reduce poverty among business owners while age has a significant positive effect on employment generation but not a significant factor in generating revenue. Marital status has a negative effect on job creation but not significant in their income-generating potential. Labour regulation and access to credit are the two most significant institutional factors affecting MSMEs' income and employment generating potentials. Religion does not appear to be a significant component in boosting income-generating potential and education is seen as having a negligible negative influence. Financial difficulties are the greatest restriction for MSMEs in Osun and Oyo states while taxation and government policy have a positive impact on income generation potential, as compliance with official rules encourages firms to explore government incentives.
{"title":"Socioeconomic determinants of the employment/income capacity of MSMEs in South-west Nigeria","authors":"Adebowale Ayobade, O. Ajuwon, O. Saibu","doi":"10.55493/5050.v9i1.5121","DOIUrl":"https://doi.org/10.55493/5050.v9i1.5121","url":null,"abstract":"This paper analyzed socioeconomic characteristics of micro, small, and medium-sized enterprises (MSMEs) that have implications for employment and income generation potentials in Osun and Oyo states of southwestern Nigeria. The paper used multistage sampling technique to identify and collect data from 1020 SMEs, analyzed using descriptive and inferential statistical technique. The result showed that gender bias inhibits both income and employment generating potentials, with male dominance over female dominance hindering female ability to pivot and reduce poverty among business owners while age has a significant positive effect on employment generation but not a significant factor in generating revenue. Marital status has a negative effect on job creation but not significant in their income-generating potential. Labour regulation and access to credit are the two most significant institutional factors affecting MSMEs' income and employment generating potentials. Religion does not appear to be a significant component in boosting income-generating potential and education is seen as having a negligible negative influence. Financial difficulties are the greatest restriction for MSMEs in Osun and Oyo states while taxation and government policy have a positive impact on income generation potential, as compliance with official rules encourages firms to explore government incentives.","PeriodicalId":102408,"journal":{"name":"International Journal of Publication and Social Studies","volume":" 21","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141833146","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Nongoh Gilbert Liwoh, Epo Ngah Boniface, M. Atanga
The main objective of this study was to examine the effects of monetary policy on the vulnerability of balance of payments in the CEMAC zone. Data for this study was obtained from the World Development Indicators (WDI) and World Governance Indicators (WGI) databases which are World Bank databases and also from IMF country reports spanning from 1996 to 2020. The ARIMA model used to generate the balance of payments vulnerability while the Panel Tobit model was used to estimate the model. The results revealed that monetary policy has a negative and significant effect on balance of payments vulnerability in the CEMAC zone. This finding was consistent with the results of the correlated panels corrected standard errors (PCSES) regression model for robustness which also revealed that monetary policy has a negative and significant effect on the balance of payments vulnerability in the CEMAC zone. It was recommended that the monetary authority should make policies that would give viable balance of payments for the CEMAC countries, such as increasing the country’s international competitiveness; that is, investing on projects that are productive in order to increase productivity. Secondly, we also recommended that more efforts be put in order abandon the Franc de la Communauté Financière Africaine (Franc CFA) and move to a currency that will provide the region with some level of autonomy in the financial sector.
本研究的主要目的是探讨货币政策对中非经货共同体地区国际收支脆弱性的影响。研究数据来自世界银行的世界发展指标（WDI）和世界治理指标（WGI）数据库，以及国际货币基金组织 1996 年至 2020 年的国别报告。使用 ARIMA 模型生成国际收支脆弱性，同时使用面板 Tobit 模型对模型进行估计。结果显示，货币政策对中非经货共同体地区的国际收支脆弱性有显著的负面影响。这一结果与稳健性相关面板校正标准误差（PCSES）回归模型的结果一致，后者也显示货币政策对中非经货共同体地区的国际收支脆弱性有显著的负面影响。建议货币当局制定能使中非经货共同体国家国际收支保持稳定的政策，如提高国家的国际竞争力，即投资于生产性项目，以提高生产率。其次，我们还建议加大力度，放弃非洲金融共同体法郎（Franc de la Communauté Financière Africaine，CFA），转而使用一种能使该地区在金融领域拥有一定自主权的货币。
{"title":"The effect of monetary policy on the balance of payments vulnerability in the CEMAC zone","authors":"Nongoh Gilbert Liwoh, Epo Ngah Boniface, M. Atanga","doi":"10.55493/5050.v9i1.5115","DOIUrl":"https://doi.org/10.55493/5050.v9i1.5115","url":null,"abstract":"The main objective of this study was to examine the effects of monetary policy on the vulnerability of balance of payments in the CEMAC zone. Data for this study was obtained from the World Development Indicators (WDI) and World Governance Indicators (WGI) databases which are World Bank databases and also from IMF country reports spanning from 1996 to 2020. The ARIMA model used to generate the balance of payments vulnerability while the Panel Tobit model was used to estimate the model. The results revealed that monetary policy has a negative and significant effect on balance of payments vulnerability in the CEMAC zone. This finding was consistent with the results of the correlated panels corrected standard errors (PCSES) regression model for robustness which also revealed that monetary policy has a negative and significant effect on the balance of payments vulnerability in the CEMAC zone. It was recommended that the monetary authority should make policies that would give viable balance of payments for the CEMAC countries, such as increasing the country’s international competitiveness; that is, investing on projects that are productive in order to increase productivity. Secondly, we also recommended that more efforts be put in order abandon the Franc de la Communauté Financière Africaine (Franc CFA) and move to a currency that will provide the region with some level of autonomy in the financial sector.","PeriodicalId":102408,"journal":{"name":"International Journal of Publication and Social Studies","volume":"2 2","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141836144","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The study aims to provide a comprehensive overview of spatial literacy research through a bibliometric analysis, focusing on its development, essential themes, key contributors, and collaboration patterns. Using statistical text-mining and citation link-based clustering techniques, 690 spatial literacy publications from the Scopus database were analyzed, with data extracted on February 18, 2024. The analysis revealed a steady increase in spatial literacy publications, peaking in 2009, and identified key peaks in cited papers in 1996, 2003 and 2012, with a subsequent decline post-2012. Document profiles primarily consisted of articles (60.14%) and sourced from journals (67.97%), with The Journal of Geography being the most active title. Notably, Newcombe, N.S., emerged as the most productive author, while the work of Bednarz and Kemp received the highest number of citations. ‘The Separability of Working Memory Resources for Spatial Thinking and Language Processing: An Individual Differences Approach’ by Shah and Miyake was identified as the most influential document, garnered a minimum of 100 citations per written document. Additionally, the United States stood out with both the largest number of publications and the highest citation impact in spatial literacy research. This bibliometric analysis provides valuable insight into the spatial literacy research landscape, guiding for future research directions and fostering collaborations in this field.
{"title":"Mapping the landscape of spatial literacy research: Bibliometric analysis","authors":"Chan Kar Lai, M. Mustafa, Hanifah Mahat","doi":"10.55493/5050.v9i1.5095","DOIUrl":"https://doi.org/10.55493/5050.v9i1.5095","url":null,"abstract":"The study aims to provide a comprehensive overview of spatial literacy research through a bibliometric analysis, focusing on its development, essential themes, key contributors, and collaboration patterns. Using statistical text-mining and citation link-based clustering techniques, 690 spatial literacy publications from the Scopus database were analyzed, with data extracted on February 18, 2024. The analysis revealed a steady increase in spatial literacy publications, peaking in 2009, and identified key peaks in cited papers in 1996, 2003 and 2012, with a subsequent decline post-2012. Document profiles primarily consisted of articles (60.14%) and sourced from journals (67.97%), with The Journal of Geography being the most active title. Notably, Newcombe, N.S., emerged as the most productive author, while the work of Bednarz and Kemp received the highest number of citations. ‘The Separability of Working Memory Resources for Spatial Thinking and Language Processing: An Individual Differences Approach’ by Shah and Miyake was identified as the most influential document, garnered a minimum of 100 citations per written document. Additionally, the United States stood out with both the largest number of publications and the highest citation impact in spatial literacy research. This bibliometric analysis provides valuable insight into the spatial literacy research landscape, guiding for future research directions and fostering collaborations in this field.","PeriodicalId":102408,"journal":{"name":"International Journal of Publication and Social Studies","volume":"13 8","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-06-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141388457","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This article has attempted to highlight the importance of child labor, child misery, and social and economic changes in the Age of Industrialization as depicted in the novel Oliver Twist by Charles Dickens (1837–1839). The study utilizes the descriptive qualitative research method to analyze how Dickens portrays helpless children whose childhoods are taken away by harsh reality. “Industrial Revolution” refers to the change from rural and handcrafted lifestyles to an industrialized society built on manufacturing. Poor people moved from the countryside to the cities, where they lived in slums and crowded places due to the Industrial Revolution, negatively affecting their quality of life. During this time, children were excessively labored, working under challenging conditions for minimal pay. In this novel, Charles Dickens denounces how poor children were forced into labor, mistreated, exploited, and denied an education. He also criticized how the capitalist system, based on class distinctions, gave rise to villains who would do anything to stay at the top of their social level. Dickens has depicted the anguish of impoverished children in this novel, who were denied parental love and education while working long hours in unfavorable circumstances. The current study argued that child labor is the fundamental result of the industrial revolution with reference to previous literature and will be helpful for future researchers to get overall idea of later consequences.
{"title":"Children no more than ‘little adults child labour as major consequence of the industrial revolution in Charles Dickens’ novel Oliver Twist","authors":"Alamgir Hossain, Gao Xiaoling, Ushba Rasool","doi":"10.55493/5050.v8i1.4804","DOIUrl":"https://doi.org/10.55493/5050.v8i1.4804","url":null,"abstract":"This article has attempted to highlight the importance of child labor, child misery, and social and economic changes in the Age of Industrialization as depicted in the novel Oliver Twist by Charles Dickens (1837–1839). The study utilizes the descriptive qualitative research method to analyze how Dickens portrays helpless children whose childhoods are taken away by harsh reality. “Industrial Revolution” refers to the change from rural and handcrafted lifestyles to an industrialized society built on manufacturing. Poor people moved from the countryside to the cities, where they lived in slums and crowded places due to the Industrial Revolution, negatively affecting their quality of life. During this time, children were excessively labored, working under challenging conditions for minimal pay. In this novel, Charles Dickens denounces how poor children were forced into labor, mistreated, exploited, and denied an education. He also criticized how the capitalist system, based on class distinctions, gave rise to villains who would do anything to stay at the top of their social level. Dickens has depicted the anguish of impoverished children in this novel, who were denied parental love and education while working long hours in unfavorable circumstances. The current study argued that child labor is the fundamental result of the industrial revolution with reference to previous literature and will be helpful for future researchers to get overall idea of later consequences.","PeriodicalId":102408,"journal":{"name":"International Journal of Publication and Social Studies","volume":"25 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122911236","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The purpose of this study is to investigate the future growth path (growth rate) of Bangladesh. Bangladesh is one of the fastest-growing nations in the world. To secure sustainable and spontaneous economic development, contentious increasing economic growth is a prerequisite. In this paper, Autoregressive Integrated Moving Average (ARIMA) model is used to track down the future growth path of Bangladesh. Time series data from year 1972 to 2018 has been utilize to predict the economic growth for year 2019 to 2028. By using the ARIMA approach it has been found that next 10 years (2019-2028) the GDP growth of Bangladesh will be reduced from the current growth rate. The average GDP growth rate from the year 2019-2026 will be clustered near 5% and in the year 2027 it will be peak by 8.77% and the following year growth rate will be consolidated by 1.39%.
{"title":"Economic Scratch on the Future Growth Path of Bangladesh: An ARIMA Approach","authors":"Refat Ferdous","doi":"10.55493/5050.v7i2.4539","DOIUrl":"https://doi.org/10.55493/5050.v7i2.4539","url":null,"abstract":"The purpose of this study is to investigate the future growth path (growth rate) of Bangladesh. Bangladesh is one of the fastest-growing nations in the world. To secure sustainable and spontaneous economic development, contentious increasing economic growth is a prerequisite. In this paper, Autoregressive Integrated Moving Average (ARIMA) model is used to track down the future growth path of Bangladesh. Time series data from year 1972 to 2018 has been utilize to predict the economic growth for year 2019 to 2028. By using the ARIMA approach it has been found that next 10 years (2019-2028) the GDP growth of Bangladesh will be reduced from the current growth rate. The average GDP growth rate from the year 2019-2026 will be clustered near 5% and in the year 2027 it will be peak by 8.77% and the following year growth rate will be consolidated by 1.39%.","PeriodicalId":102408,"journal":{"name":"International Journal of Publication and Social Studies","volume":"208 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-07-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132467232","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Sheila A. Abaya, Allyssa Thea J Besana, Christian Jude G Ceballos, Christelle Alaine P Cruz, Raya J Jubilo, Carla Angela V Piamonte
Video conferencing enables people to conduct live communication regardless of their location. Due to the COVID-19 pandemic, video conferencing tools became the new way of communicating in workplaces and became part of online distance learning in the academic community. Since the researchers were entities in the academe who were mainly affected by the pandemic, it opened the opportunity for the development of a video conference tool that their institution could use without recurring much acquisition or operational cost. The tool provides real-time interaction between users in an unlimited time of discussion. The tool provides chat-box, screen-sharing and whiteboard features. Unlike the usual conferencing tools, the proposed tool is innovated with new features of sharing files, poll creation when asking questions and a word cloud. The tool was evaluated by several students and professors of the University of the East, Caloocan through the criteria of: interactivity, usability and interface consistency.
{"title":"TalkED: A Video Conferencing Tool for Online Learning in Response to Education Technology Amidst the COVID-19 Pandemic","authors":"Sheila A. Abaya, Allyssa Thea J Besana, Christian Jude G Ceballos, Christelle Alaine P Cruz, Raya J Jubilo, Carla Angela V Piamonte","doi":"10.55493/5050.v7i1.4491","DOIUrl":"https://doi.org/10.55493/5050.v7i1.4491","url":null,"abstract":"Video conferencing enables people to conduct live communication regardless of their location. Due to the COVID-19 pandemic, video conferencing tools became the new way of communicating in workplaces and became part of online distance learning in the academic community. Since the researchers were entities in the academe who were mainly affected by the pandemic, it opened the opportunity for the development of a video conference tool that their institution could use without recurring much acquisition or operational cost. The tool provides real-time interaction between users in an unlimited time of discussion. The tool provides chat-box, screen-sharing and whiteboard features. Unlike the usual conferencing tools, the proposed tool is innovated with new features of sharing files, poll creation when asking questions and a word cloud. The tool was evaluated by several students and professors of the University of the East, Caloocan through the criteria of: interactivity, usability and interface consistency.","PeriodicalId":102408,"journal":{"name":"International Journal of Publication and Social Studies","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-05-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130691718","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
COVID-19 vaccination prevents the disease from spreading in society and aids to control the pandemic. However, there is vaccination hesitancy in which people are reluctant to get vaccinated. This paper discusses the general problems of vaccination hesitancy throughout the world and the specific problems in the societal context of Hong Kong, including the reasons why anti-vaxxers and political objectors refuse vaccination. Because one major reason for vaccination hesitancy is the misinformation on the Internet, the aim of this study is to collect and analyze the misinformation posted in the popular online discussion forum in Hong Kong. The content analysis of 3,310 messages shows most people are concerned about the safety and side effects of vaccines. Moreover, insufficient confidence in the vaccine manufacturers and confusing information influence the vaccination rate. Finally, the paper suggests a way to addressing vaccination hesitancy through sharing clear and accurate information to correct the improper one.
{"title":"A Study on Vaccination Hesitancy Caused by Misinformation in Hong Kong","authors":"Chi-hong. Leung","doi":"10.55493/5050.v7i1.4471","DOIUrl":"https://doi.org/10.55493/5050.v7i1.4471","url":null,"abstract":"COVID-19 vaccination prevents the disease from spreading in society and aids to control the pandemic. However, there is vaccination hesitancy in which people are reluctant to get vaccinated. This paper discusses the general problems of vaccination hesitancy throughout the world and the specific problems in the societal context of Hong Kong, including the reasons why anti-vaxxers and political objectors refuse vaccination. Because one major reason for vaccination hesitancy is the misinformation on the Internet, the aim of this study is to collect and analyze the misinformation posted in the popular online discussion forum in Hong Kong. The content analysis of 3,310 messages shows most people are concerned about the safety and side effects of vaccines. Moreover, insufficient confidence in the vaccine manufacturers and confusing information influence the vaccination rate. Finally, the paper suggests a way to addressing vaccination hesitancy through sharing clear and accurate information to correct the improper one.","PeriodicalId":102408,"journal":{"name":"International Journal of Publication and Social Studies","volume":"2013 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-04-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130967333","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Movement from villages to cities is a crucial issue for Bangladesh. It influences both urban and rural socio-economic conditions. This paper basically focuses the influences of movement from different rural areas to Rayerbazar area in Dhaka. The questionnaire survey is used to find out the required results. Researchers divide the reasons of rural-urban (RU) migration into four categories as; economic, social, political and personal. This paper shows economic impact and social impact of rural-urban migration. Structural Equation Model (SEM) shows that RU migration due to social, and economic reasons has positive economic impact but RU migration due to political and personal reasons has negative economic impact. RU migration for social and economic reasons have negative social impact but political and personal reasons have positive social impact. Internal movement is one of the biggest problems for Dhaka city which could be reduced by ensuring sufficient income generating opportunities in villages.
{"title":"The Rural-Urban Migration and its Socio-Economic Consequences: A Study on the Rayerbazar Area of Dhaka City","authors":"S. Islam, Mahmuda Jahan Papia, S. Yesmin","doi":"10.55493/5050.v7i1.4452","DOIUrl":"https://doi.org/10.55493/5050.v7i1.4452","url":null,"abstract":"Movement from villages to cities is a crucial issue for Bangladesh. It influences both urban and rural socio-economic conditions. This paper basically focuses the influences of movement from different rural areas to Rayerbazar area in Dhaka. The questionnaire survey is used to find out the required results. Researchers divide the reasons of rural-urban (RU) migration into four categories as; economic, social, political and personal. This paper shows economic impact and social impact of rural-urban migration. Structural Equation Model (SEM) shows that RU migration due to social, and economic reasons has positive economic impact but RU migration due to political and personal reasons has negative economic impact. RU migration for social and economic reasons have negative social impact but political and personal reasons have positive social impact. Internal movement is one of the biggest problems for Dhaka city which could be reduced by ensuring sufficient income generating opportunities in villages.","PeriodicalId":102408,"journal":{"name":"International Journal of Publication and Social Studies","volume":"154 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-03-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123746216","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Amar Imran Mohd Nahar, Siti Nur Shamira Shahrul, Nabilah Rozzani, Siti Khadijah Saleh
Without being informed of financial management skills, many people are struggling financially as they are unaware of how to plan and manage money to make wise decisions regarding their finances. They are usually careless with spending money and do not plan effectively for their future. Most times, they would rely on cash in hand rather than doing effective planning to save or invest. Improper and inadequate planning can be a result of lacking financial knowledge and low literacy. This study investigates several factors of education, income, marital status, upbringing and influence, as well as its impacts toward financial literacy rate among millennials in Malaysia. This study employs quantitative research with primary data gathered using questionnaire from millennials residing in Malaysia. Results and findings of this study indicates that there is positive and significant relationship between education level and level of income with financial literacy rate of millennials in Malaysia.
{"title":"Factors Affecting Financial Literacy Rate of Millennial in Malaysia","authors":"Amar Imran Mohd Nahar, Siti Nur Shamira Shahrul, Nabilah Rozzani, Siti Khadijah Saleh","doi":"10.55493/5050.v7i1.4433","DOIUrl":"https://doi.org/10.55493/5050.v7i1.4433","url":null,"abstract":"Without being informed of financial management skills, many people are struggling financially as they are unaware of how to plan and manage money to make wise decisions regarding their finances. They are usually careless with spending money and do not plan effectively for their future. Most times, they would rely on cash in hand rather than doing effective planning to save or invest. Improper and inadequate planning can be a result of lacking financial knowledge and low literacy. This study investigates several factors of education, income, marital status, upbringing and influence, as well as its impacts toward financial literacy rate among millennials in Malaysia. This study employs quantitative research with primary data gathered using questionnaire from millennials residing in Malaysia. Results and findings of this study indicates that there is positive and significant relationship between education level and level of income with financial literacy rate of millennials in Malaysia.","PeriodicalId":102408,"journal":{"name":"International Journal of Publication and Social Studies","volume":"22 4","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-03-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"120819644","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-09-16DOI: 10.18488/journal.135.2021.62.72.81
Kodrad Winarno, Amie Sulastiyah, M. Rusliyadi
Agricultural machinery plays a strategic role in achieving Indonesia’s agricultural development goals. It is considered capable of increasing agricultural production and productivity through managing cultivation, harvest and post-harvest activities. The government has facilitated farmers with agricultural machinery through farmer groups and joint-farmer groups by encouraging them to form Agricultural Machinery Services Provider (AMSP). The purpose of this research is to describe the agribusiness management of AMSP, in terms of organizational, technical and economic aspects. This research was conducted from June 2017 to October 2017 in four districts, namely Bantul, Sleman, Gunung Kidul and Kulon Progo. Purposive sampling was used as a sampling method in this research. There were 32 respondents; 12 from AMSP, 16 from farmers groups, 4 private agricultural machinery service providers. The data analysis used was descriptive and qualitative data analysis. This research concluded that management of AMSP from an organizational perspective in the 4 districts is compatible with the Permentan Nomor 25 2018 guidelines regarding growth and development of AMSP. From the technical aspect, most of the operational agricultural machinery is 2-wheeled and 4-wheeled tractors. From the economic aspect, Earnings are distributed based on 40:60 ratio where AMSP earns 40% and the operator earns 60%. In relation to the cost of land cultivation, AMSP can earn between RP. 600.000,- – Rp. 800.000,- and the operator can earn Rp. 900.000,- – Rp. 1.200.000,-.
{"title":"The Role and Impact of Agricultural Machinery Service Provider for Rural Community Development Case in Indonesia","authors":"Kodrad Winarno, Amie Sulastiyah, M. Rusliyadi","doi":"10.18488/journal.135.2021.62.72.81","DOIUrl":"https://doi.org/10.18488/journal.135.2021.62.72.81","url":null,"abstract":"Agricultural machinery plays a strategic role in achieving Indonesia’s agricultural development goals. It is considered capable of increasing agricultural production and productivity through managing cultivation, harvest and post-harvest activities. The government has facilitated farmers with agricultural machinery through farmer groups and joint-farmer groups by encouraging them to form Agricultural Machinery Services Provider (AMSP). The purpose of this research is to describe the agribusiness management of AMSP, in terms of organizational, technical and economic aspects. This research was conducted from June 2017 to October 2017 in four districts, namely Bantul, Sleman, Gunung Kidul and Kulon Progo. Purposive sampling was used as a sampling method in this research. There were 32 respondents; 12 from AMSP, 16 from farmers groups, 4 private agricultural machinery service providers. The data analysis used was descriptive and qualitative data analysis. This research concluded that management of AMSP from an organizational perspective in the 4 districts is compatible with the Permentan Nomor 25 2018 guidelines regarding growth and development of AMSP. From the technical aspect, most of the operational agricultural machinery is 2-wheeled and 4-wheeled tractors. From the economic aspect, Earnings are distributed based on 40:60 ratio where AMSP earns 40% and the operator earns 60%. In relation to the cost of land cultivation, AMSP can earn between RP. 600.000,- – Rp. 800.000,- and the operator can earn Rp. 900.000,- – Rp. 1.200.000,-.","PeriodicalId":102408,"journal":{"name":"International Journal of Publication and Social Studies","volume":"8 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-09-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121803143","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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