Financial inclusion is a priority of any government to achieve inclusive growth of the country for sustainable economic development. Financial inclusion is nothing but inclusion of financially excluded segment of the society into formal financial system of the economy. The efforts for financial inclusion is not new in India the RBI and GOI had taken many initiatives like Nationalization of banks, expansion of banks and its branches, establishment of cooperative banks regional rural bank etc. various initiatives were taken up. Despite various measures for financial inclusion poverty and exclusion continues to dominate Indian economy even after six decades of its independence. But the GOI and RBI has not given up its efforts towards complete financial inclusion. One of the important initiatives taken by Modi Government towards comprehensive financial inclusion is Pradhan mantri Jan Dhan Yojana (PMJDY). The scheme was launched with a target to provide universal access to banking facilities starting with basic banking account, with overdraft facility and Rupay debit card within built accident insurance. The study mainly concentrated towards global insights for financial inclusion, India’s present status of financial inclusion and PMJDY contribution towards reviving financial inclusion in India.
普惠金融是各国政府实现包容性增长、促进经济可持续发展的首要任务。普惠金融只不过是将被金融排斥的社会阶层纳入正式的经济金融体系。普惠金融的努力在印度并不新鲜，印度储备银行和政府已经采取了许多举措，如银行国有化、银行及其分支机构的扩张、建立合作银行、区域农村银行等。尽管采取了各种金融包容性措施，但即使在印度独立60年后，贫困和排斥仍然主导着印度经济。但印度政府和印度储备银行并没有放弃实现全面普惠金融的努力。莫迪政府为实现全面普惠金融而采取的重要举措之一是Pradhan mantri Jan Dhan Yojana (PMJDY)。该计划启动的目标是提供普遍的银行设施，从基本银行账户开始，在建立的意外保险中提供透支设施和Rupay借记卡。该研究主要集中在普惠金融的全球见解、印度普惠金融的现状以及PMJDY对恢复印度普惠金融的贡献。
{"title":"FINANCIAL INCLUSION IN INDIA WITH SPECIAL REFERENCE TO JAN DHAN YOJANA","authors":"U. Divya, N. Jahan","doi":"10.52184/ISBRMJ.V5I2.88","DOIUrl":"https://doi.org/10.52184/ISBRMJ.V5I2.88","url":null,"abstract":"Financial inclusion is a priority of any government to achieve inclusive growth of the country for sustainable economic development. Financial inclusion is nothing but inclusion of financially excluded segment of the society into formal financial system of the economy. The efforts for financial inclusion is not new in India the RBI and GOI had taken many initiatives like Nationalization of banks, expansion of banks and its branches, establishment of cooperative banks regional rural bank etc. various initiatives were taken up. Despite various measures for financial inclusion poverty and exclusion continues to dominate Indian economy even after six decades of its independence. But the GOI and RBI has not given up its efforts towards complete financial inclusion. One of the important initiatives taken by Modi Government towards comprehensive financial inclusion is Pradhan mantri Jan Dhan Yojana (PMJDY). The scheme was launched with a target to provide universal access to banking facilities starting with basic banking account, with overdraft facility and Rupay debit card within built accident insurance. The study mainly concentrated towards global insights for financial inclusion, India’s present status of financial inclusion and PMJDY contribution towards reviving financial inclusion in India.","PeriodicalId":105802,"journal":{"name":"ISBR Management Journal","volume":"35 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-11-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134350010","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Work-life balance is a situation in which employees can give right amount of time and efforts to their professional life as well as their personal life. The present study have focused on work life balance of women employee's in Bangalore, how women are trying to balance their work and family life in garment Industry. Descriptive Research design was used for this research. Sources were collected through questionnaire; total 200 employees were identified for this study. Convenient sampling method is adopted for sampling technique. This study concludes that most of the women employees are not able to balance their Work-life due to issues arising in the organization. The management should identify the problems related to Work-life balance. The company should frame better recreation facilities, work environment, counselling to motivate the employees. These steps can improve the productivity of the employee as well as the Organization.
{"title":"A STUDY OF WORK LIFE BALANCE (WLB) AMONG THE WOMEN EMPLOYEES IN THE GARMENT SECTOR","authors":"P. Vishnoi","doi":"10.52184/ISBRMJ.V5I2.86","DOIUrl":"https://doi.org/10.52184/ISBRMJ.V5I2.86","url":null,"abstract":"Work-life balance is a situation in which employees can give right amount of time and efforts to their professional life as well as their personal life. The present study have focused on work life balance of women employee's in Bangalore, how women are trying to balance their work and family life in garment Industry. Descriptive Research design was used for this research. Sources were collected through questionnaire; total 200 employees were identified for this study. Convenient sampling method is adopted for sampling technique. This study concludes that most of the women employees are not able to balance their Work-life due to issues arising in the organization. The management should identify the problems related to Work-life balance. The company should frame better recreation facilities, work environment, counselling to motivate the employees. These steps can improve the productivity of the employee as well as the Organization.","PeriodicalId":105802,"journal":{"name":"ISBR Management Journal","volume":"58 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-11-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125260930","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
京公网安备 11010802042870号
京ICP备2023020795号-1
扫码关注我们
求助内容：
应助结果提醒方式：