This topic comes from the events that occurred around the author, so author conducted a detailed study of the problem and made some suggestions. There are many domestic commercial banks have launched many wealth management products to meet consumer financial needs, but financial management also brings lots of financial and economic trouble. Financial consumers include both individuals and professional investors, but the law should treat different types of consumers and different types of financial management services differently. The second part is the problem of commercial bank's financial management on consumer rights. This part of the problem includes the existing practical problems and legal issues. Finally, it analyzes the deep-seated reasons for such problems. The third part is the policy suggestion. Based on the research of foreign developed countries on the protection of consumer rights in commercial banks' wealth management market, the author puts forward three policy recommendations based on the actual situation in China.
{"title":"Commercial Bank Finance and Consumer Protection","authors":"Changmin. Liu","doi":"10.1145/3436209.3436882","DOIUrl":"https://doi.org/10.1145/3436209.3436882","url":null,"abstract":"This topic comes from the events that occurred around the author, so author conducted a detailed study of the problem and made some suggestions. There are many domestic commercial banks have launched many wealth management products to meet consumer financial needs, but financial management also brings lots of financial and economic trouble. Financial consumers include both individuals and professional investors, but the law should treat different types of consumers and different types of financial management services differently. The second part is the problem of commercial bank's financial management on consumer rights. This part of the problem includes the existing practical problems and legal issues. Finally, it analyzes the deep-seated reasons for such problems. The third part is the policy suggestion. Based on the research of foreign developed countries on the protection of consumer rights in commercial banks' wealth management market, the author puts forward three policy recommendations based on the actual situation in China.","PeriodicalId":127162,"journal":{"name":"Proceedings of the 2020 4th International Conference on E-Business and Internet","volume":"34 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-10-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122660010","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This paper analyzes the financial situation of a Chinese electronic commerce enterprise M based on Harvard analytical framework. Strategic analysis, accounting analysis, financial analysis and prospect analysis are involved in the studying of M company's operation and management. In strategic analysis, this paper discusses the competition scale and industrial attraction in current Chinese electronic commerce market from the perspective of supplier, purchaser, potential competitor, substitute and existing player. SWOT analysis is also used to explore M company's strength, weakness, opportunity and threat. In accounting analysis and financial analysis, this paper compares the financial figures of three electronic commerce enterprise including M and appraises M's operation from the perspective of debt-paying ability, profitability and operational capacity. Prospect analysis makes reasonable prediction of M company's potential risks and development prospect. Finally, comprehensive evaluation and strategic suggestions are given for M.
{"title":"Financial Analysis of Electronic Commerce Enterprise M Based on Harvard Analytical Framework","authors":"Yiquan Sun","doi":"10.1145/3436209.3436880","DOIUrl":"https://doi.org/10.1145/3436209.3436880","url":null,"abstract":"This paper analyzes the financial situation of a Chinese electronic commerce enterprise M based on Harvard analytical framework. Strategic analysis, accounting analysis, financial analysis and prospect analysis are involved in the studying of M company's operation and management. In strategic analysis, this paper discusses the competition scale and industrial attraction in current Chinese electronic commerce market from the perspective of supplier, purchaser, potential competitor, substitute and existing player. SWOT analysis is also used to explore M company's strength, weakness, opportunity and threat. In accounting analysis and financial analysis, this paper compares the financial figures of three electronic commerce enterprise including M and appraises M's operation from the perspective of debt-paying ability, profitability and operational capacity. Prospect analysis makes reasonable prediction of M company's potential risks and development prospect. Finally, comprehensive evaluation and strategic suggestions are given for M.","PeriodicalId":127162,"journal":{"name":"Proceedings of the 2020 4th International Conference on E-Business and Internet","volume":"24 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-10-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123920684","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Jose Dario Enamorado, Jose Luis Ordoñez Avila, Marcial Gustavo Ordoñez Avila, Orlando Aguiluz Guevara
The Internet of Things (IoT), combined with a single page application (SPA), is a new kind of solution to the coffee recollection system used in Beneficio Rio Frio. Initially, this process has been made by hand for over 50 years. That is why it is time to make a new way to tackle this process. This paper discusses the usage of the MQTT protocol to send data to a SPA in IoT-based communications. The systems work with an ESP8266 microcontroller built on a digital weight scale that communicates. It uses Wi-Fi capabilities; the microcontroller's data is sent to the SPA via MQTT in real-time. The SPA is used with any kind of IoT device and people with low technical knowledge. To measure the MQTT protocol's capabilities is tested using an environment displayed by the time between communications. As the final result, the speed message was less than 21.05 ms with 5 devices' interaction.
{"title":"Iot-SPA Billing System to Improve the Coffee Recollection in Beneficio Rio Frio, Honduras, Santa BÁRbara","authors":"Jose Dario Enamorado, Jose Luis Ordoñez Avila, Marcial Gustavo Ordoñez Avila, Orlando Aguiluz Guevara","doi":"10.1145/3436209.3436382","DOIUrl":"https://doi.org/10.1145/3436209.3436382","url":null,"abstract":"The Internet of Things (IoT), combined with a single page application (SPA), is a new kind of solution to the coffee recollection system used in Beneficio Rio Frio. Initially, this process has been made by hand for over 50 years. That is why it is time to make a new way to tackle this process. This paper discusses the usage of the MQTT protocol to send data to a SPA in IoT-based communications. The systems work with an ESP8266 microcontroller built on a digital weight scale that communicates. It uses Wi-Fi capabilities; the microcontroller's data is sent to the SPA via MQTT in real-time. The SPA is used with any kind of IoT device and people with low technical knowledge. To measure the MQTT protocol's capabilities is tested using an environment displayed by the time between communications. As the final result, the speed message was less than 21.05 ms with 5 devices' interaction.","PeriodicalId":127162,"journal":{"name":"Proceedings of the 2020 4th International Conference on E-Business and Internet","volume":"4 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-10-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116833650","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Digital games as a service are a huge success in recent years. These digital games highly rely on In-App or In-Game purchases and the concept of games as a service. This applies more for mobile digital games rather than stationary digital games. The model in this study shows, that a digital game can approach the end of it's life cycle quite quickly, even though that key performance indicators, like active players or time spent on a game stay nearly the same. Game publishing companies need to be aware, that a high increase in price or other drastic changes to a game as a service concept can lead to this phenomenon.
{"title":"Why Key Performance Indicators Might Fail – The IKEA Effect in Games as a Service","authors":"Philipp Christian Lohse","doi":"10.1145/3436209.3436376","DOIUrl":"https://doi.org/10.1145/3436209.3436376","url":null,"abstract":"Digital games as a service are a huge success in recent years. These digital games highly rely on In-App or In-Game purchases and the concept of games as a service. This applies more for mobile digital games rather than stationary digital games. The model in this study shows, that a digital game can approach the end of it's life cycle quite quickly, even though that key performance indicators, like active players or time spent on a game stay nearly the same. Game publishing companies need to be aware, that a high increase in price or other drastic changes to a game as a service concept can lead to this phenomenon.","PeriodicalId":127162,"journal":{"name":"Proceedings of the 2020 4th International Conference on E-Business and Internet","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-10-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129501691","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Intelligent manufacturing is a major development trend in the future, so manufacturing enterprises must build an intelligent manufacturing innovation ecosystem can help achieve long-term development. This paper starts conception and significance of intelligent manufacturing, builds up an enterprise intelligent manufacturing innovation ecosystem including rule layer, behavior layer and resource layer three levels, and puts forward development path of intelligent manufacturing which is optimizing intelligent manufacturing policy system, strengthening intelligent technology alliance and perfecting intelligent supporting environment, all wish to provide reference for enterprises to realize intelligent manufacturing.
{"title":"Study on the Construction of Enterprise Intelligent Manufacturing Innovation Ecosystem","authors":"Qunjuan Xiang, Xiaofeng Li, Xiaofeng Yang","doi":"10.1145/3436209.3436381","DOIUrl":"https://doi.org/10.1145/3436209.3436381","url":null,"abstract":"Intelligent manufacturing is a major development trend in the future, so manufacturing enterprises must build an intelligent manufacturing innovation ecosystem can help achieve long-term development. This paper starts conception and significance of intelligent manufacturing, builds up an enterprise intelligent manufacturing innovation ecosystem including rule layer, behavior layer and resource layer three levels, and puts forward development path of intelligent manufacturing which is optimizing intelligent manufacturing policy system, strengthening intelligent technology alliance and perfecting intelligent supporting environment, all wish to provide reference for enterprises to realize intelligent manufacturing.","PeriodicalId":127162,"journal":{"name":"Proceedings of the 2020 4th International Conference on E-Business and Internet","volume":"167 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-10-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132297859","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The Chinese sports industry is in a stage of vigorous development. With the support of the government and enterprises and the rise of the new media era, the sports economy is facing a very optimistic future. This article aims to take the Tencent NBA as an example to explore the sports economic model in the context of new media. By collating the research results in this field in recent years, the author summarizes the mainstream model of the sports economy, and then uses the Tencent NBA as an example for a depth analysis and research, then ultimately form valuable business recommendations on the basis of research conclusions.
{"title":"Research on Sports Economic Model under the Background of New Media: Tencent NBA as an Example","authors":"Yuchen Liu","doi":"10.1145/3436209.3436378","DOIUrl":"https://doi.org/10.1145/3436209.3436378","url":null,"abstract":"The Chinese sports industry is in a stage of vigorous development. With the support of the government and enterprises and the rise of the new media era, the sports economy is facing a very optimistic future. This article aims to take the Tencent NBA as an example to explore the sports economic model in the context of new media. By collating the research results in this field in recent years, the author summarizes the mainstream model of the sports economy, and then uses the Tencent NBA as an example for a depth analysis and research, then ultimately form valuable business recommendations on the basis of research conclusions.","PeriodicalId":127162,"journal":{"name":"Proceedings of the 2020 4th International Conference on E-Business and Internet","volume":"9 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-10-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114339934","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
On the road to building a moderately prosperous society in all respects, poverty alleviation and poverty reduction work in poverty-stricken areas has become the top priority. With the rapid development of internet, introducing the electromc commerce into the destitute areas has become an important way to reduce poverty. Through practice in recent years, poverty alleviation with electronic commerce has been carried out gradually in some areas. E-commerce has achieved rapid development in rural areas and played an important role. Although the traditional "taobao village" e-commerce poverty alleviation model has promoted the poverty alleviation work to a certain extent, its shortcomings and limitations have become increasingly prominent, restricting the development of e-commerce poverty alleviation to a large extent.Therefore, it is imperative to innovate the mode of poverty alleviation through e-commerce.Rural E-Business poverty alleviation has the effect of increasing income, saving expenditure and improving energy.However, the poverty alleviation of E-Business is still in the exploratory stage, and both relevant research and practical experience are still relatively lacking.Starting from the problems faced by rural E-Business poverty alleviation, this paper analyzes and summarizes the current domestic typical E-Business poverty alleviation mode and relevant experience, and proposes the possible path suitable for China's E-Business poverty alleviation.
{"title":"The Development Path of Rural E-Business under the Strategy of Targeted Poverty","authors":"Jianghua He","doi":"10.1145/3436209.3436377","DOIUrl":"https://doi.org/10.1145/3436209.3436377","url":null,"abstract":"On the road to building a moderately prosperous society in all respects, poverty alleviation and poverty reduction work in poverty-stricken areas has become the top priority. With the rapid development of internet, introducing the electromc commerce into the destitute areas has become an important way to reduce poverty. Through practice in recent years, poverty alleviation with electronic commerce has been carried out gradually in some areas. E-commerce has achieved rapid development in rural areas and played an important role. Although the traditional \"taobao village\" e-commerce poverty alleviation model has promoted the poverty alleviation work to a certain extent, its shortcomings and limitations have become increasingly prominent, restricting the development of e-commerce poverty alleviation to a large extent.Therefore, it is imperative to innovate the mode of poverty alleviation through e-commerce.Rural E-Business poverty alleviation has the effect of increasing income, saving expenditure and improving energy.However, the poverty alleviation of E-Business is still in the exploratory stage, and both relevant research and practical experience are still relatively lacking.Starting from the problems faced by rural E-Business poverty alleviation, this paper analyzes and summarizes the current domestic typical E-Business poverty alleviation mode and relevant experience, and proposes the possible path suitable for China's E-Business poverty alleviation.","PeriodicalId":127162,"journal":{"name":"Proceedings of the 2020 4th International Conference on E-Business and Internet","volume":"35 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-10-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123145938","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Aiming at the low detection rate of network intrusion detection, a intrusion detection framework AO-BP is presented. It combines feature selection with artificial neural network. Firstly, SMOTE technology and random sampling technology are adopted to equalize data. Secondly, applying crucial features deal with data dimension reduction with the integration method in internet intrusion data. Finally, a classified experiment on the intrusion data is conducted using the optimized BP neural network. The experiment results express that the presented model shorten modeling time of the traditional BP neural network. It increases the detection accuracy of U2R and R2L. Compared with the SVM and NaiveBayes classification methods, experiments prove that the suggested method also has a highest accuracy, precision and recall.
{"title":"Network Intrusion Detection Method Based on AO-BP Framework.","authors":"Hong Dai","doi":"10.1145/3436209.3436388","DOIUrl":"https://doi.org/10.1145/3436209.3436388","url":null,"abstract":"Aiming at the low detection rate of network intrusion detection, a intrusion detection framework AO-BP is presented. It combines feature selection with artificial neural network. Firstly, SMOTE technology and random sampling technology are adopted to equalize data. Secondly, applying crucial features deal with data dimension reduction with the integration method in internet intrusion data. Finally, a classified experiment on the intrusion data is conducted using the optimized BP neural network. The experiment results express that the presented model shorten modeling time of the traditional BP neural network. It increases the detection accuracy of U2R and R2L. Compared with the SVM and NaiveBayes classification methods, experiments prove that the suggested method also has a highest accuracy, precision and recall.","PeriodicalId":127162,"journal":{"name":"Proceedings of the 2020 4th International Conference on E-Business and Internet","volume":"75 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-10-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132840088","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Stock price forecast is pivotal for various financial and economic institutions and individuals. The aim of this study is to present viable and general approaches that would improve the understanding of forecasting stock market close price of individual stock. This paper explains processes of applying methods including Autoregressive Integrated Moving Average (ARIMA) and Exponential Smoothing (ETS) on the close price data of S&P500 index, but the ticker of the stock can be swapped for forecasting other stocks. In terms of determining the accuracy of the models, we center on the simplest methodology. Of the two models involved in this study, we compare them on the basis of standard deviation. Stock data are obtained from yahoo finance using quantmod package in R studio. Forecasting result shows that the ARIMA model has a better fit with the data and can give a promising general trend prediction compared with existing methods.
{"title":"Comparison of Trend Forecast Using ARIMA and ETS Models for S&P500 Close Price","authors":"Zhanao Sun","doi":"10.1145/3436209.3436894","DOIUrl":"https://doi.org/10.1145/3436209.3436894","url":null,"abstract":"Stock price forecast is pivotal for various financial and economic institutions and individuals. The aim of this study is to present viable and general approaches that would improve the understanding of forecasting stock market close price of individual stock. This paper explains processes of applying methods including Autoregressive Integrated Moving Average (ARIMA) and Exponential Smoothing (ETS) on the close price data of S&P500 index, but the ticker of the stock can be swapped for forecasting other stocks. In terms of determining the accuracy of the models, we center on the simplest methodology. Of the two models involved in this study, we compare them on the basis of standard deviation. Stock data are obtained from yahoo finance using quantmod package in R studio. Forecasting result shows that the ARIMA model has a better fit with the data and can give a promising general trend prediction compared with existing methods.","PeriodicalId":127162,"journal":{"name":"Proceedings of the 2020 4th International Conference on E-Business and Internet","volume":"37 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-10-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134004533","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
With the expansion of the Chinese securities market and the gradual standardization, a large number of financial frauds have been exposed. This has become a serious problem in the development of Chinese securities market, and must be paid sufficient attention. This article firstly provides some relevant literature on financial frauds in China and abroad, with listing the causes, common methods and prevention methods. Then based on the multiple cases of financial frauds on the Shanghai and Shenzhen stock exchanges, common methods of financial frauds are summarized. Finally, this article uses GONE theory to analyze causes of financial frauds and proposes preventive measures from the perspective of multiple market participants in response to these problems.
{"title":"Research on Theory and Practice of Financial Frauds","authors":"Yingjun Mo","doi":"10.1145/3436209.3436380","DOIUrl":"https://doi.org/10.1145/3436209.3436380","url":null,"abstract":"With the expansion of the Chinese securities market and the gradual standardization, a large number of financial frauds have been exposed. This has become a serious problem in the development of Chinese securities market, and must be paid sufficient attention. This article firstly provides some relevant literature on financial frauds in China and abroad, with listing the causes, common methods and prevention methods. Then based on the multiple cases of financial frauds on the Shanghai and Shenzhen stock exchanges, common methods of financial frauds are summarized. Finally, this article uses GONE theory to analyze causes of financial frauds and proposes preventive measures from the perspective of multiple market participants in response to these problems.","PeriodicalId":127162,"journal":{"name":"Proceedings of the 2020 4th International Conference on E-Business and Internet","volume":"26 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-10-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123200674","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
京公网安备 11010802042870号
京ICP备2023020795号-1
扫码关注我们
求助内容：
应助结果提醒方式：