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Consumer Data Protection Against Online Loan Debt Payments 针对在线贷款债务支付的消费者数据保护
Pub Date : 2023-07-28 DOI: 10.30587/justiciabelen.v6i1.6170
Agung Suma Kurniawan, Levina Yustitianingtyas
In the era of digital economy innovation, people are trying to find new findings in the procurement of services for lending activities, which can be seen from the existence of money lending services on a digital basis which are considered to be able to build growth and the national economy. The type of observation used in this research is coherent research. Resolving disputes over payment of online loan debt and protecting consumer data is a complex problem in today's digital era. Consumers often become victims of the protection of their personal data by irresponsible online lenders. The sources of data used in this study are document laws, laws and regulations, and legal doctrines related to problem solving and consumer data protection. In using online loan services, consumers must provide a number of personal data, such as; name, address, telephone number, bank account number and other information. This can raise concerns for consumers regarding their security and privacy. To provide protection to consumers, data from the Indonesian fintech association (aftech), in 2019 there were around 15 million users of online loan services in Indonesia. In 2020 this number has increased by around 21 million users. In 2021 it is estimated that the number of users will increase again to 27 million. The results of this study indicate that consumer data protection and dispute resolution policies in Indonesia still need to be strengthened. bank account number and other data information. This can raise concerns for consumers regarding their security and privacy. To provide protection to consumers, data from the Indonesian fintech association (aftech), in 2019 there were around 15 million users of online loan services in Indonesia. In 2020 this number has increased by around 21 million users. In 2021 it is estimated that the number of users will increase again to 27 million. The results of this study indicate that consumer data protection and dispute resolution policies in Indonesia still need to be strengthened. bank account number and other data information. This can raise concerns for consumers regarding their security and privacy. To provide protection to consumers, data from the Indonesian fintech association (aftech), in 2019 there were around 15 million users of online loan services in Indonesia. In 2020 this number has increased by around 21 million users. In 2021 it is estimated that the number of users will increase again to 27 million. The results of this study indicate that consumer data protection and dispute resolution policies in Indonesia still need to be strengthened. in 2019 there were around 15 million users of online loan services in Indonesia. In 2020 this number has increased by around 21 million users. In 2021 it is estimated that the number of users will increase again to 27 million. The results of this study indicate that consumer data protection and dispute resolution policies in Indonesia still need to be strengthened. in 2019 there wer
在数字经济创新的时代,人们试图在借贷活动的服务采购中寻找新的发现,这可以从数字基础上的货币借贷服务的存在中看出,这些服务被认为能够构建增长和国民经济。本研究中使用的观察类型是连贯研究。在当今的数字时代,解决网络贷款债务支付纠纷和保护消费者数据是一个复杂的问题。消费者经常成为不负责任的在线贷款机构保护个人数据的受害者。本研究使用的数据来源是与问题解决和消费者数据保护相关的文件法律、法律法规和法律学说。在使用网上贷款服务时,消费者必须提供若干个人资料,例如;姓名、地址、电话、银行账号等信息。这可能会引起消费者对其安全和隐私的担忧。为了保护消费者,印度尼西亚金融科技协会(aftech)的数据显示,2019年,印度尼西亚约有1500万在线贷款服务用户。到2020年,这一数字增加了约2100万用户。预计到2021年,用户数量将再次增加到2700万。本研究结果表明,印度尼西亚的消费者数据保护和争议解决政策仍需加强。银行账号等数据信息。这可能会引起消费者对其安全和隐私的担忧。为了保护消费者,印度尼西亚金融科技协会(aftech)的数据显示,2019年,印度尼西亚约有1500万在线贷款服务用户。到2020年,这一数字增加了约2100万用户。预计到2021年,用户数量将再次增加到2700万。本研究结果表明,印度尼西亚的消费者数据保护和争议解决政策仍需加强。银行账号等数据信息。这可能会引起消费者对其安全和隐私的担忧。为了保护消费者,印度尼西亚金融科技协会(aftech)的数据显示,2019年,印度尼西亚约有1500万在线贷款服务用户。到2020年,这一数字增加了约2100万用户。预计到2021年,用户数量将再次增加到2700万。本研究结果表明,印度尼西亚的消费者数据保护和争议解决政策仍需加强。2019年,印尼约有1500万在线贷款服务用户。到2020年,这一数字增加了约2100万用户。预计到2021年,用户数量将再次增加到2700万。本研究结果表明,印度尼西亚的消费者数据保护和争议解决政策仍需加强。2019年,印尼约有1500万在线贷款服务用户。到2020年,这一数字增加了约2100万用户。预计到2021年,用户数量将再次增加到2700万。本研究结果表明,印度尼西亚的消费者数据保护和争议解决政策仍需加强。
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引用次数: 0
Legal Protection Of International Business Transactions On Electronic Commerce (Ecommerce) Transaction Contracts 国际商务交易的法律保护:电子商务交易合同
Pub Date : 2023-07-28 DOI: 10.30587/justiciabelen.v6i1.6168
Allya Maulida Putri, Hardian Iskandar
Along with the demand for international trade which is quite a lot, the technology and means of electronic communication are also developing. E-commerce is an electronic transaction that is very supportive in the economic field, especially international business transactions. International business transactions are a civil law study that provides greater opportunities for each party to make, agree on, and implement the contents of the agreements they make. With various technological advances, the world provides opportunities for the international community to establish relations between them. In line with these advantages, it is possible that there will still be deficiencies which will cause disputes between the contract makers. These problems can arise because of differences between them, such as in terms of culture, legal perspective, and so on. Therefore, parties from different countries must understand the contracts they make and pay attention to the laws in force in other countries before entering into certain contracts. To prevent unwanted legal consequences, a clear understanding of legal protection is required. This research method is a legal normative research with a statutory approach.
随着国际贸易需求的不断增加,电子通信技术和手段也在不断发展。电子商务是一种电子交易方式,在经济领域,特别是国际商务交易中起着非常重要的作用。国际商业交易是一门民法研究,它为各方制定、商定和执行协议内容提供了更多的机会。随着各种技术的进步,世界为国际社会提供了建立它们之间关系的机会。尽管有这些优势,但仍有可能存在不足,从而引起合同订立人之间的纠纷。这些问题可能是由于它们之间的差异而产生的,例如文化、法律观点等方面的差异。因此,来自不同国家的当事人必须了解他们所签订的合同,并在签订某些合同之前注意其他国家的现行法律。为了防止不必要的法律后果,需要清楚地了解法律保护。这种研究方法是一种具有成文法方法的法律规范性研究。
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引用次数: 0
Lex Rei Sittae in the Export of Indonesian Shrimp Commodities to Japan Lex Rei Sittae在印尼虾类商品出口到日本
Pub Date : 2023-07-28 DOI: 10.30587/justiciabelen.v6i1.6171
S. Sugiono, Fany Krisdianto
In the current global era, countries are encouraged to prioritize international trade. Because one of the most important tools and sources of financing in international trade is the foreign exchange reserve for the country itself. Because of the importance of foreign exchange reserves for a country, where foreign exchange reserves always fluctuate, a number of factors can be tested that can affect the position of foreign exchange reserves, namely the amount of export activity. This article was created with the aim of knowing the export potential of fishery products, more precisely the types of shrimp fisheries in Indonesia. Indonesia itself exports shrimp to various countries, one of which is Japan. By using the descriptive method the author tries to explain the importance of agreements in an engagement, especially activities in international buying and selling along with the legal basis regarding international trade activities carried out by the Indonesian state. Then the results of this article study show that exports have a positive and significant effect on foreign exchange reserves for countries that carry out export activities and the importance of agreement clauses in determining which law will be enforced if one of the parties commits a default in order to protect the rights and obligations of the parties, given the activities International trade is prone to acts of abuse of rights and obligations.
在当今全球化时代,鼓励各国优先考虑国际贸易。因为在国际贸易中最重要的融资工具和来源之一是国家本身的外汇储备。由于外汇储备对一国的重要性,而一国的外汇储备总是波动的,因此可以检验影响外汇储备状况的若干因素,即出口活动的数量。这篇文章的目的是了解渔业产品的出口潜力,更确切地说,是印度尼西亚虾类渔业的类型。印尼自己也向许多国家出口虾,日本就是其中之一。通过使用描述性的方法,作者试图解释协议在约定中的重要性,特别是在国际买卖活动以及印度尼西亚国家开展的国际贸易活动的法律依据。然后,本文的研究结果表明,出口对开展出口活动的国家的外汇储备有积极而显著的影响,并且考虑到国际贸易活动容易发生滥用权利和义务的行为,如果一方为了保护当事人的权利和义务而违约,协议条款在确定执行哪项法律方面的重要性。
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引用次数: 0
Legal Guarantees Against Breach of International Trade Contracts Due to Non-Conformity of Goods Details reviewed from the CISG
Pub Date : 2022-12-29 DOI: 10.30587/justiciabelen.v5i2.5023
Fita Dwi Pratiwi
in international contract transactions are currently not a difficult thing, the existence of these various technological advances provides a considerable opportunity and opportunity for the international community to establish  cooperative  relations  between  them. The execution  of the contract in various ways can certainly cause problems or obstacles, especially in long-term contracts, it can be due to discrepancies in the details of the goods sold, the existence of force majeure circumstances that  can  result  in  the  contract  being  unenforceable,  or  there  may  be changes in circumstances, such as political crises, currency fluctuations, economic crises. However, this study will focus more on discussing legal guarantees against violations of international trade contracts due to discrepancies   in   the   details   of   goods   reviewed   from   the   CISG. International business cooperation transactions are the study of private law, where in private law, the law provides wider opportunities for each party to make, promise and implement the clauses they make. However, it is undeniable that to be able to carry out these activities, the parties must carefully understand and understand the legal rules that exist in the State of each party.  The research  method  carried  out  uses normative  juridical,  i.e legal studies carried out by using examining library materials or secondary legal materials. Meanwhile, in collecting data, it is carried out with two approaches, namely the conceptual method and the statutory technique. The purpose of this research is to find out how the legal guarantees that apply in  international  trade contract law if there  is a violation  in  the contract due to discrepancies in the details of the goods received and what form  of  settlement  efforts  can  be  made  by  sellers  and  buyers  in international trade contracts. This research resulted in a relationship to the legal guarantee of a breach of an international trade contract and what efforts were made by the parties to the matter in terms of the CISG international contract transactions are currently not a difficult thing, the existence of these various technological advances provides a considerable opportunity and opportunity for the international community to establish  cooperative  relations  between  them. The execution  of the contract in various ways can certainly cause problems or obstacles, especially in long-term contracts, it can be due to discrepancies in the details of the goods sold, the existence of force majeure circumstances that  can  result  in  the  contract  being  unenforceable,  or  there  may  be changes in circumstances, such as political crises, currency fluctuations, economic crises. However, this study will focus more on discussing legal guarantees against violations of international trade contracts due to discrepancies   in   the   details   of   goods   reviewed   from   the   CISG. International business cooperation transact
在国际合同交易目前不是一件困难的事情,这些各种技术进步的存在为国际社会之间建立合作关系提供了相当大的机会和机会。以各种方式执行合同肯定会引起问题或障碍,特别是在长期合同中,这可能是由于所售货物细节的差异,不可抗力情况的存在可能导致合同无法执行,或者可能出现情况变化,例如政治危机、货币波动、经济危机。但是,本研究将更多地侧重于讨论防止因《销售公约》审查的货物细节不一致而违反国际贸易合同的法律保障。国际商务合作交易属于私法研究范畴,在私法中,法律为各方制定、承诺和执行其所制定的条款提供了更广泛的机会。然而,不可否认的是,为了能够进行这些活动,各方必须仔细了解和了解每一方国家现有的法律规则。所进行的研究方法使用规范司法,即通过检查图书馆资料或二手法律资料进行的法律研究。同时,在数据收集方面,主要采用概念法和法定法两种方法。本研究的目的是找出法律保障,适用于国际贸易合同法,如果有违反合同由于差异的货物收到的细节和什么形式的结算努力可以由卖方和买方在国际贸易合同中。这一研究结果产生了一种关系,对违反国际贸易合同的法律保证以及当事人对此事作出了什么努力,就CISG国际合同交易而言,目前并不是一件困难的事情,这些各种技术进步的存在为国际社会在它们之间建立合作关系提供了相当大的机会和机会。以各种方式执行合同肯定会引起问题或障碍,特别是在长期合同中,这可能是由于所售货物细节的差异,不可抗力情况的存在可能导致合同无法执行,或者可能出现情况变化,例如政治危机、货币波动、经济危机。但是,本研究将更多地侧重于讨论防止因《销售公约》审查的货物细节不一致而违反国际贸易合同的法律保障。国际商务合作交易属于私法研究范畴,在私法中,法律为各方制定、承诺和执行其所制定的条款提供了更广泛的机会。然而,不可否认的是,为了能够进行这些活动,各方必须仔细了解和了解每一方国家现有的法律规则。所进行的研究方法使用规范司法,即通过检查图书馆资料或二手法律资料进行的法律研究。同时,在数据收集方面,主要采用概念法和法定法两种方法。本研究的目的是找出法律保障,适用于国际贸易合同法,如果有违反合同由于差异的货物收到的细节和什么形式的结算努力可以由卖方和买方在国际贸易合同中。这项研究的结果是与违反国际贸易合同的法律保证之间的关系,以及在《销售公约》方面,该问题的当事方作出了哪些努力
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引用次数: 0
Legal Protection of Indonesian Migrant Workers based on The Job Creation Law 基于《就业创造法》的印尼农民工法律保护
Pub Date : 2022-12-29 DOI: 10.30587/justiciabelen.v5i2.5021
O. S. Matompo
The state is obliged to guarantee and protect the human rights of its working citizens, both at home and abroad, based on the principles of equal rights, democracy, social justice. Protection of Indonesian migrant workers is all efforts to protect the interests of prospective Indonesian migrant workers and / or Indonesian migrant workers and their families in realizing the guaranteed fulfillment of their rights in all activities. This study uses normative juridical methods, the results of this study explain the form of protection of Indonesian Migrant Workers is carried out in several aspects, namely legal, social, and economic given from before work, during work, until after work. The nature of the provision of legal protection against PMI is a protection against ensuring a sense of security from all forms of violence, both physical and psychological, such as harassment, rape, torture, persecution, murder, expulsion. The protection aims to avoid acts of arbitrariness on the part of people or groups and the state. The job creation law requires Indonesian migrant workers placement companies to have permits that meet business licenses and are issued by the central government, and deposit money to government banks in the form of deposits of at least Rp1.5 billion rupiah that can be disbursed at any time to meet obligations in the protection of Indonesian migrant workers.
国家有义务根据权利平等、民主和社会正义的原则,保障和保护本国和国外劳动公民的人权。保护印度尼西亚移徙工人是为了保护未来的印度尼西亚移徙工人和/或印度尼西亚移徙工人及其家属的利益,使他们在所有活动中享有有保障的权利。本研究采用规范性的法律方法,本研究的结果解释了印尼农民工的保护形式是从工作前、工作中、直到工作后的几个方面进行的,即法律、社会和经济。提供防止PMI的法律保护的性质是防止确保免受各种形式的身体和心理暴力的安全感,例如骚扰、强奸、酷刑、迫害、谋杀、驱逐。保护的目的是避免个人或团体和国家的任意行为。《创造就业法》要求印尼移民工人安置公司持有中央政府颁发的符合营业执照的许可证,并以至少15亿印尼盾的存款形式存入政府银行,以便随时支付,以履行保护印尼移民工人的义务。
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引用次数: 1
Pendevelopment and legal protection for UMKM for improvement Tocommunity welfare 为改善社区福利,发展及法律保障UMKM
Pub Date : 2022-12-29 DOI: 10.30587/justiciabelen.v5i2.5020
D. Rahmawati, Hardian Iskandar
Mmicro, small and medium enterprises have a strategic role in strengthening the people's economy nationally. The government needs to pay more attention to strategies and policies for empowering UMKM. This paper discusses the problems related to the development of UMKM that aim to improve welfare for the community and forms of protection for UMKM. This study uses a normative-juridical method with an analytical-descriptive approach. The results of the study show that problems related to the development of UMKM consist of several things, including marketing difficulties, financial limitations, limited human resources, problems with raw materials, and limited knowledge of modern technology. Until now, the form of legal protection for UMKM that the government has provided has only been through the simplicity of the requirements and procedures for applying for business licenses, the development procedures, and the procedures for providing administrative witnesses and controlling the empowerment of UMKM. The government needs to provide assistance to business actors who need counseling and legal assistance. The government should also be able to maintain a balanced market price, and there should be strict sanctions for business actors who monopolize prices. The central government has taken steps to make efforts to provide welfare for UMKM in terms of being provided with ease in dealing with administrative documents as well as the existence of more specific legal protection, which is realized by the existence of the Job Creation Law,  
中小微企业在加强国民经济建设中具有战略性作用。政府应该更加关注赋予巫统权力的战略和政策。本文讨论了与UMKM发展有关的问题,旨在提高社区福利和UMKM的保护形式。本研究采用规范-法律方法和分析-描述方法。研究结果表明,与UMKM发展相关的问题包括以下几方面:营销困难、资金限制、人力资源有限、原材料问题以及现代技术知识有限。到目前为止,政府为UMKM提供的法律保护形式只是通过简单的营业执照申请条件和程序、开发程序、提供行政证人程序和控制UMKM授权的程序。政府需要为需要咨询和法律援助的商业行为者提供帮助。政府也应该能够维持一个平衡的市场价格,对垄断价格的商业行为者应该有严格的制裁。中央政府通过《创造工作岗位法》的出台,为UMKM提供了便利的行政文件处理和更具体的法律保护等福利。
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引用次数: 0
Pancasila as the foundation of Science Policy in Indonesia Pancasila是印尼科学政策的基础
Pub Date : 2022-12-29 DOI: 10.30587/justiciabelen.v5i2.5019
Sumarwoto Sumarwoto
Pancasila as the basic value of Science Development explains that every science and technology (iptek) developed in Indonesia must not conflict with the values contained in Pancasila. science and technology itself develops autonomously, then in the course of adaptation to the values of Pancasila. Every science and technology developed in Indonesia must include the values of Pancasila as an internal factor in the development of Science and technology itself. The method used in this study is empirical juridical the results of this study explain that a clear orientation is needed to filter and counteract the influence of global values that are not in accordance with the values of the personality of the Indonesian nation. Some of the reasons Pancasila is needed as the basic value of the development of Science and technology in the life of the Indonesian nation include environmental damage caused by science and technology, a means to control and control the progress of Science and technology, the values of local wisdom that became a symbol of life in various regions. Lmu development policy in Indonesia can be seen from historical sources, sociological sources and political sources.
Pancasila作为科学发展的基本价值解释了在印度尼西亚发展的每一项科学技术(iptek)都不能与Pancasila所包含的价值相冲突。科学技术本身是自主发展的,然后在适应潘卡西拉价值观的过程中。在印度尼西亚发展的每一项科学和技术都必须包括潘卡西拉的价值观,作为科学和技术本身发展的一个内在因素。本研究中使用的方法是实证的,本研究的结果解释了需要一个明确的方向来过滤和抵消不符合印尼民族个性价值观的全球价值观的影响。印尼民族生活中需要Pancasila作为科技发展的基本价值的一些原因包括科技对环境造成的破坏,一种控制和控制科技进步的手段,地方智慧的价值成为各个地区生活的象征。印尼的土地开发政策可以从历史、社会学和政治三个方面来看待。
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引用次数: 0
Juridical analysis of land rights according to UPPA in Indonesia 根据《印尼土地法》(UPPA)对印尼土地权的法律分析
Pub Date : 2022-12-28 DOI: 10.30587/justiciabelen.v5i2.5012
Nurwati Nurwati, Wafda Vivid Izziyana, Alma Juliana, Angga Subianto, Lailatul Fitri
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引用次数: 0
Legal policy by the National Land Agency of Pekalongan Regency in resolving Dual Certified Land Disputes through non-litigation 北加龙干省国家土地局通过非诉讼方式解决双重认证土地纠纷的法律政策
Pub Date : 2022-12-28 DOI: 10.30587/justiciabelen.v5i2.5013
Wafda Vivid Izziyana, Andika Yuli Rimbawan, Rifqi Fatkhul Arifin, Hanif Salmanudin
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引用次数: 0
Hardship Dalam Kontrak Bisnis Pasca New Normal Covid-19 新常态Covid-19后的商业合同中有一段艰难的关系
Pub Date : 2022-01-12 DOI: 10.30587/justiciabelen.v4i2.3566
Hardian Iskandar
Kontrak bisnis adalah suatu kesepakatan yang dilakukan oleh subjek hukum dimana bagi mereka yang bersepakat menjadi Undang-undang bagi mereka. Di era new normal pandemic covid-19 sekarang ini tidak dipungkiri banyak kontrak bisnis yang mengalami pemberhentian, pembatalan ataupun re-negosiasi akan kontrak yang telah dibuat sehingga dimungkinkan dilakukan dengan hardship ( keadaan sulit) dimana keadaan sulit ini hampir menyerupai force majeur akan tetapi konsep hardship memiliki perbedaan dimana salah satunya dimungkina re- negosiasi akan suatu kontrak agar mencapai suatu kesimbangan kontrak yang proporsional.
商业合同是一个由法律对象制定的协议,其中协议对他们来说就是法律。正常在新时代流行covid-19所以目前不否认许多经历站的商业合同,取消或re-negosiasi将合同所造的,所以可以通过驻()在这艰难的困境几乎力majeur然而高达概念有差异在其中dimungkina re -合同要有合同谈判达成某种平衡的比例。
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引用次数: 0
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