This research paper explores the significance of risk management practice and corporate hedging strategies in achieving financial stability and resilience for organizations. The study emphasizes the need for comprehensive risk identification, assessment, and mitigation to navigate uncertainties and capitalize on opportunities in today's complex business landscape. The paper highlights the multifaceted nature of risks that organizations face, including economic factors, regulatory changes, technological advancements, natural disasters, and cybersecurity threats. It emphasizes the importance of risk management in various sectors, such as individuals, businesses, and governments, to protect interests and ensure long-term success. Enterprise Risk Management (ERM) is discussed as a holistic approach that considers the interdependencies and cumulative effects of risks across functional areas and business units. The research delves into risk identification, assessment, and quantification, as well as the implementation of appropriate risk response measures to mitigate potential impacts. Furthermore, the study explores the concept of corporate hedging as a financial risk management strategy to protect against adverse market fluctuations. It discusses various hedging instruments and their role in offsetting potential losses or gains from currency exchange rates, interest rates, commodity prices, and other market variables. The benefits of effective risk management and corporate hedging are examined, including financial predictability, enhanced competitiveness, and improved access to financing. The research highlights the importance of fostering a risk-aware culture, establishing robust governance frameworks, and continuously monitoring and reporting on risks. Overall, this research paper emphasizes the importance of proactive risk management and corporate hedging strategies in safeguarding organizations' financial stability, ensuring resilience, and facilitating informed decision-making in an ever-changing business environment.
{"title":"A Study on Risk Management Strategies","authors":"","doi":"10.46632/jbab/2/2/18","DOIUrl":"https://doi.org/10.46632/jbab/2/2/18","url":null,"abstract":"This research paper explores the significance of risk management practice and corporate hedging strategies in achieving financial stability and resilience for organizations. The study emphasizes the need for comprehensive risk identification, assessment, and mitigation to navigate uncertainties and capitalize on opportunities in today's complex business landscape. The paper highlights the multifaceted nature of risks that organizations face, including economic factors, regulatory changes, technological advancements, natural disasters, and cybersecurity threats. It emphasizes the importance of risk management in various sectors, such as individuals, businesses, and governments, to protect interests and ensure long-term success. Enterprise Risk Management (ERM) is discussed as a holistic approach that considers the interdependencies and cumulative effects of risks across functional areas and business units. The research delves into risk identification, assessment, and quantification, as well as the implementation of appropriate risk response measures to mitigate potential impacts. Furthermore, the study explores the concept of corporate hedging as a financial risk management strategy to protect against adverse market fluctuations. It discusses various hedging instruments and their role in offsetting potential losses or gains from currency exchange rates, interest rates, commodity prices, and other market variables. The benefits of effective risk management and corporate hedging are examined, including financial predictability, enhanced competitiveness, and improved access to financing. The research highlights the importance of fostering a risk-aware culture, establishing robust governance frameworks, and continuously monitoring and reporting on risks. Overall, this research paper emphasizes the importance of proactive risk management and corporate hedging strategies in safeguarding organizations' financial stability, ensuring resilience, and facilitating informed decision-making in an ever-changing business environment.","PeriodicalId":162431,"journal":{"name":"REST Journal on Banking, Accounting and Business","volume":"81 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122890361","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"A Study on GST and Its Impacts on Indian Economy","authors":"","doi":"10.46632/jbab/2/2/17","DOIUrl":"https://doi.org/10.46632/jbab/2/2/17","url":null,"abstract":"","PeriodicalId":162431,"journal":{"name":"REST Journal on Banking, Accounting and Business","volume":"39 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123156883","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"A Study on Consumer Behavior towards Instant Food Products (With Special References to Villupuram Town)","authors":"","doi":"10.46632/jbab/2/2/12","DOIUrl":"https://doi.org/10.46632/jbab/2/2/12","url":null,"abstract":"","PeriodicalId":162431,"journal":{"name":"REST Journal on Banking, Accounting and Business","volume":"25 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114464095","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
: While gradient descent optimization algorithms have gained immense popularity, they are often treated as mysterious black-box optimizers due to the scarcity of practical explanations about their strengths and weaknesses. This article endeavors to equip readers with intuitive insights into the behavior of various algorithms, enabling them to harness their potential. Throughout this comprehensive overview, we explore diverse variants of gradient descent, address challenges, introduce prominent optimization algorithms, delve into parallel and distributed architectures, and explore additional strategies to optimize gradient descent. Prepare to unravel the enigmatic realm of gradient descent and unleash its true power
{"title":"Unleashing the Power of Gradient Descent: Dive into the World of Optimization Algorithms","authors":"Vishal Triloknath Jaiswar","doi":"10.46632/jbab/2/2/7","DOIUrl":"https://doi.org/10.46632/jbab/2/2/7","url":null,"abstract":": While gradient descent optimization algorithms have gained immense popularity, they are often treated as mysterious black-box optimizers due to the scarcity of practical explanations about their strengths and weaknesses. This article endeavors to equip readers with intuitive insights into the behavior of various algorithms, enabling them to harness their potential. Throughout this comprehensive overview, we explore diverse variants of gradient descent, address challenges, introduce prominent optimization algorithms, delve into parallel and distributed architectures, and explore additional strategies to optimize gradient descent. Prepare to unravel the enigmatic realm of gradient descent and unleash its true power","PeriodicalId":162431,"journal":{"name":"REST Journal on Banking, Accounting and Business","volume":"47 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127325024","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"A Study on Labour Welfare Measures in Pondicherry Co-Operative Sugar Mill","authors":"","doi":"10.46632/jbab/2/2/13","DOIUrl":"https://doi.org/10.46632/jbab/2/2/13","url":null,"abstract":"","PeriodicalId":162431,"journal":{"name":"REST Journal on Banking, Accounting and Business","volume":"41 3 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128214079","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"A Study on The Implementation of Wage and Salary Administration","authors":"","doi":"10.46632/jbab/2/2/16","DOIUrl":"https://doi.org/10.46632/jbab/2/2/16","url":null,"abstract":"","PeriodicalId":162431,"journal":{"name":"REST Journal on Banking, Accounting and Business","volume":"36 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130704519","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"A Study Conflict Management Stratagies Adopted by The Employees in Tancem, Ariyalur","authors":"","doi":"10.46632/jbab/2/2/14","DOIUrl":"https://doi.org/10.46632/jbab/2/2/14","url":null,"abstract":"","PeriodicalId":162431,"journal":{"name":"REST Journal on Banking, Accounting and Business","volume":"140 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131370290","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
For any country, value of its currency is considered as one of the major indicators of its economy. In the current global economic scenario where presence of several events plays vital roles in changing the value of any nation’s currency, many governments, corporate houses are concerned about the volatility of the value of their currency. The Currency depreciates when the worth of a country’s currency drops significantly compared to other currency. There are various impact of currency depreciation ranging from micro level such as inflation, Low performance of Industry/Sector, to macro level such as negative growth rate of GDP, economic instability, Even impacting Global economy by disrupting interrupting international trade. The approach involves gathering insights from previously published research papers and articles as well as from watching recorded interviews from professionals in the field of the topic. Also, data from the government websites are being used to get comprehensive answer. As all the data have been taken from secondary sources so there is no requirement for conducting survey. The main agenda of this research paper is to study different factors that causes the volatility of the currency and analyze the impact of the currency depreciation on the economy and different variables that contribute in currency losing its value. The paper provides brief insight on depreciation of currency and its causes. The research also explains different factors (monetary and non-monetary) such as inflation, interest rates, government policies and how those variables affect the value of the currency. Also, with the causes this paper sheds light on the consequences (monetary and non-monetary) such as rise in cost of imported good, Negative balance of trade, Impact in balance of payment, reduced foreign investment, reduced tourism and how various sector of economy acts simultaneously with decrease in value of the currency. Also, with changing landscape of the economy, the policymakers and investors must be alert and be prompt with their decision making in order to make their companies and country stay afloat. The paper helps various investors and policymakers with insights and recommendation on how policy makers and investors should manage the risk and opportunities that comes with the depreciating currency
{"title":"An Evaluation of Currency Deprecation and its Impact on the Economy: A Conceptual Study","authors":"Adhikari Sameer, D. Pallavi","doi":"10.46632/jbab/2/2/3","DOIUrl":"https://doi.org/10.46632/jbab/2/2/3","url":null,"abstract":"For any country, value of its currency is considered as one of the major indicators of its economy. In the current global economic scenario where presence of several events plays vital roles in changing the value of any nation’s currency, many governments, corporate houses are concerned about the volatility of the value of their currency. The Currency depreciates when the worth of a country’s currency drops significantly compared to other currency. There are various impact of currency depreciation ranging from micro level such as inflation, Low performance of Industry/Sector, to macro level such as negative growth rate of GDP, economic instability, Even impacting Global economy by disrupting interrupting international trade. The approach involves gathering insights from previously published research papers and articles as well as from watching recorded interviews from professionals in the field of the topic. Also, data from the government websites are being used to get comprehensive answer. As all the data have been taken from secondary sources so there is no requirement for conducting survey. The main agenda of this research paper is to study different factors that causes the volatility of the currency and analyze the impact of the currency depreciation on the economy and different variables that contribute in currency losing its value. The paper provides brief insight on depreciation of currency and its causes. The research also explains different factors (monetary and non-monetary) such as inflation, interest rates, government policies and how those variables affect the value of the currency. Also, with the causes this paper sheds light on the consequences (monetary and non-monetary) such as rise in cost of imported good, Negative balance of trade, Impact in balance of payment, reduced foreign investment, reduced tourism and how various sector of economy acts simultaneously with decrease in value of the currency. Also, with changing landscape of the economy, the policymakers and investors must be alert and be prompt with their decision making in order to make their companies and country stay afloat. The paper helps various investors and policymakers with insights and recommendation on how policy makers and investors should manage the risk and opportunities that comes with the depreciating currency","PeriodicalId":162431,"journal":{"name":"REST Journal on Banking, Accounting and Business","volume":"8 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133224475","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Sritha Vemuri, P. Jahnavi, Lingala Manasa, D. Pallavi
Money laundering is a major global issue, influencing the economy of pretty much every nation including India. This term has become a buzzword nowadays. Money laundering is an illegal process of concealing the origin of the money which is obtained from unlawful activities, but this is converted and is shown to be obtained from a legitimate source. Understanding the concept of money laundering and its nature is essential to combat it. There are different types and methods that money launderers use to disguise their illicit funds. This illegal activity has the simple purpose of converting black money to white money. This is done through activities like drug trafficking, corruption, or gambling. The real estate sector as a target, is the largest, most vulnerable, and easiest sector for money laundering. To deal with this worldwide issue, countries from everywhere implemented laws and regulations and are coming up with newer techniques.
{"title":"Money Laundering: A Review","authors":"Sritha Vemuri, P. Jahnavi, Lingala Manasa, D. Pallavi","doi":"10.46632/jbab/2/2/2","DOIUrl":"https://doi.org/10.46632/jbab/2/2/2","url":null,"abstract":"Money laundering is a major global issue, influencing the economy of pretty much every nation including India. This term has become a buzzword nowadays. Money laundering is an illegal process of concealing the origin of the money which is obtained from unlawful activities, but this is converted and is shown to be obtained from a legitimate source. Understanding the concept of money laundering and its nature is essential to combat it. There are different types and methods that money launderers use to disguise their illicit funds. This illegal activity has the simple purpose of converting black money to white money. This is done through activities like drug trafficking, corruption, or gambling. The real estate sector as a target, is the largest, most vulnerable, and easiest sector for money laundering. To deal with this worldwide issue, countries from everywhere implemented laws and regulations and are coming up with newer techniques.","PeriodicalId":162431,"journal":{"name":"REST Journal on Banking, Accounting and Business","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129848122","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This research paper investigates the level of awareness about investment opportunities among higher education students, with a focus on preferred investment options and awareness levels. The objectives of the study are threefold to identify different contemporary investment opportunities, to measure the level of awareness among higher education students, and to explore the highly preferred investment options among these students. To achieve these objectives, we conducted a survey of 101 higher education students to gather data about their investment preferences and levels of awareness about different investment opportunities. Our findings indicate that while the majority of students are aware of traditional investment opportunities such as real estate, stocks, and bonds, their awareness of newer investment opportunities such as cryptocurrencies and exchange-traded funds (ETFs) is low. Furthermore, we found that majority of the students are already aware of investment opportunities and their long-term goal is to being financially independent. This suggests that educational interventions could play a key role in improving financial literacy among higher education students. In conclusion, our study highlights the need for greater awareness and education about contemporary investment opportunities amongst higher education students. This research contributes to the literature on financial literacy and investment behavior among young adults, and has important implications for educators, policymakers, and financial service providers seeking to improve financial literacy and investment behaviour among this demographic.
{"title":"An Empirical Study on Awareness About Investment Opportunities Amongst Higher Education Students","authors":"Sapana Kumari, M. Muhammed Tufail, D. Pallavi","doi":"10.46632/jbab/2/2/1","DOIUrl":"https://doi.org/10.46632/jbab/2/2/1","url":null,"abstract":"This research paper investigates the level of awareness about investment opportunities among higher education students, with a focus on preferred investment options and awareness levels. The objectives of the study are threefold to identify different contemporary investment opportunities, to measure the level of awareness among higher education students, and to explore the highly preferred investment options among these students. To achieve these objectives, we conducted a survey of 101 higher education students to gather data about their investment preferences and levels of awareness about different investment opportunities. Our findings indicate that while the majority of students are aware of traditional investment opportunities such as real estate, stocks, and bonds, their awareness of newer investment opportunities such as cryptocurrencies and exchange-traded funds (ETFs) is low. Furthermore, we found that majority of the students are already aware of investment opportunities and their long-term goal is to being financially independent. This suggests that educational interventions could play a key role in improving financial literacy among higher education students. In conclusion, our study highlights the need for greater awareness and education about contemporary investment opportunities amongst higher education students. This research contributes to the literature on financial literacy and investment behavior among young adults, and has important implications for educators, policymakers, and financial service providers seeking to improve financial literacy and investment behaviour among this demographic.","PeriodicalId":162431,"journal":{"name":"REST Journal on Banking, Accounting and Business","volume":"6 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132104627","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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