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Good Corporate Governance Factors Toward Financial Performance 促进财务业绩的良好公司治理因素
Rosyadah Fairuz Hitotsu, Maya Aresteria, Deddy Sulestiyono
This research was conducted to examine the effect of Good Corporate Governance on the Company's FinancialPerformance. The purpose of this study is to determine the influence of Good Corporate Governance on theFinancial Performance of Companies listed on the IDX 80 IDX index for 2019 - 2021. Good financialperformance will affect many stakeholders because company performance is a picture of the company'scondition, if the company's performance is bad, it will affect stakeholder decisions. Factors can affect financialperformance are Good Corporate Governance. Good Corporate Governance research is proxied by thenumber of board of directors, the number of boards of commissioner meetings and managerial ownership. Thisstudy uses quantitative methods of secondary data with the population of companies listed in the IDX 80 indexin 2019 – 2021. The sample method is the purposive sampling method. The data used is the company's annualreport obtained through the Indonesia Stock Exchange website. The results of the study obtained the resultsare that the number of boards of directors does not have a significant effect on financial performance, thenumber of meetings of the board of commissioners has a significant positive effect on financial performance,managerial ownership has a positive effect on financial performance.
本研究旨在探讨良好公司治理对公司财务业绩的影响。本研究的目的是确定良好公司治理对 IDX 80 IDX 指数上市公司 2019 - 2021 年财务业绩的影响。良好的财务业绩会影响许多利益相关者,因为公司业绩是公司状况的写照,如果公司业绩不好,就会影响利益相关者的决策。影响财务业绩的因素包括良好的公司治理。良好公司治理研究是通过董事会人数、董事会会议次数和经理所有权来体现的。本研究采用二级数据的定量方法,研究对象为2019-2021年IDX 80指数的上市公司。抽样方法为目的抽样法。使用的数据是通过印尼证券交易所网站获得的公司年度报告。研究结果表明,董事会数量对财务绩效没有显著影响,董事会会议次数对财务绩效有显著的正向影响,管理者所有权对财务绩效有正向影响。
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引用次数: 0
Analysis of The Financial Performance of PT Kimia Farma, Tbk (Persero) 2021-2022 PT Kimia Farma, Tbk (Persero) 2021-2022年财务业绩分析
Nunung Nurbaeti, Vella Mirfaqoh, Rezki Zulhendra, Yosep Hertanto Amin, Neo Cahyo Alhadi, Ahmad Fadhil, Rifi Hamdani Sitohang, Sri Yusriani
The effective management of company operations hinges on precise analysis and informed decision-making. Financial reports are pivotal in this decision-making process. In 2022, PT Kimia Farma, Tbk (Persero) registered a net loss, a stark contrast to its performance in 2021. This study aims to assess the financial performance of PT Kimia Farma, Tbk (Persero) during the 2021-2022 period using quantitative descriptive data sourced from financial reports. The employed methodologies include comparative financial statement analysis and financial ratio. Despite the company's robust performance foundation, the findings indicate a decline in its financial performance. The first research on PT Kimia Farma, Tbk (Persero) conducted financial performance during the pandemic or 2020 until 2021. Originality produces financial performance analysis and any suggestions to pharmaceutical companies.
公司运营的有效管理取决于精确的分析和明智的决策。财务报告在决策过程中至关重要。2022 年,PT Kimia Farma, Tbk(Persero)出现净亏损,与 2021 年的表现形成鲜明对比。本研究旨在利用财务报告中的定量描述性数据评估 PT Kimia Farma, Tbk (Persero) 在 2021-2022 年期间的财务业绩。采用的方法包括财务报表比较分析和财务比率。尽管该公司拥有稳健的业绩基础,但研究结果表明其财务业绩有所下降。这是首次对 PT Kimia Farma, Tbk (Persero) 公司在大流行期间或 2020 年至 2021 年的财务业绩进行研究。原创性地对制药公司的财务业绩进行分析并提出建议。
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引用次数: 0
Artificial Intelligence in Credit Risk: A Literature Review 人工智能在信用风险中的应用:文献综述
Ponco Widagdo, Rida Adela Pratiwi, Herly Nurlinda, Nunung Nurbaeti, Rika Ismiwati, Faisal Roni Kurniawan, Sri Yusriani
This study aimed to address the needs of using artificial intelligence (AI) by investors and industry players toquantify credit risk in a more forward-looking view instead of the traditional non-forward-looking methods.This is a literature review of nine studies on how applications of AI used to provide better forecast power, andwhether the results can be adequately understood by analysts who will need to make decisions based on AIcomputation. We use the keywords "artificial intelligence", "machine learning", and "credit risk" in googlescholar. Full text is obtained from Web of Science if unavailable as open-source documents. The consensus isquite consistent and positive. AI can provide better forecast power, and when used correctly, AI can increasethe acceptance for less privileged people to access credit, which is good for the overall economy. However,several key challenges remain to make this technology affordable, especially on how to reduce the complexityso that more people can learn how to configure, operate, and interpret the AI computation results. This studyis looking for consensus of how AI can help more accurate forecasting of forward-looking credit riskquantification.
本研究旨在解决投资者和行业参与者使用人工智能(AI)的需求,以更具前瞻性的视角来量化信用风险,而不是传统的非前瞻性方法。本文是对九项研究的文献综述,这些研究涉及人工智能的应用如何提供更好的预测能力,以及需要根据人工智能计算结果做出决策的分析师是否能够充分理解这些结果。我们在 googlescholar 中使用了 "人工智能"、"机器学习 "和 "信用风险 "等关键词。如果没有开放源代码文件,则从 Web of Science 获取全文。共识是相当一致和积极的。人工智能可以提供更好的预测能力,如果使用得当,人工智能可以增加弱势群体获得信贷的机会,这对整体经济有利。然而,要让人们负担得起这项技术,仍存在一些关键挑战,尤其是如何降低复杂性,让更多人学会如何配置、操作和解释人工智能计算结果。本研究希望就人工智能如何帮助更准确地预测前瞻性信用风险量化达成共识。
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引用次数: 0
COMPETITIVE ADVANTAGE USING A RESOURCE-BASED VIEW STARTUP EDUCATION TECHNOLOGY IN INDONESIA 以资源为基础的竞争优势视角看待印尼创业教育技术
Heru Wijayanto Aripradono
Education Technology (Edtech) is a slice combination of education and technology that has changed the existing traditional education system. With the development of technology and digital society, the growth of Edtech startups has increased in Indonesia in recent years. The edtech industry has not only developed global education in general but has also contributed to the growth of a fairly new sector of the state's economy. Edtech presents not only development and learning possibilities but also the elimination of global inequality and the inability to have equal rights for Indonesians. This study will look at how the interaction between resources and capabilities creates core competencies to lead to competitive advantage using the concept of Resource Based View at Startup Edtech. This research is a descriptive research which used an exploratory qualitative approach to describe and building an understanding the phenomenon. Data collection was carried out through several stages, starting with documents, case studies and observations. Moreover, the analyzed through data collection, reduction, presentation, and conclusion. Developing and enhancing skills through education and impactful employment are key drivers of the economy, individual and societal well-being. This can be a moment for startups to engage in the Edtech sector, to build a process, approach, and strategy for teaching and learning activities to produce human resources with the skills needed in future jobs. With its advantages, Startup Edtech can play more of a role as an organization that is able to provide value and competitive advantage in today's digital era, especially in the development of education in Indonesia.
教育技术(Edtech)是教育与技术的结合,它改变了现有的传统教育体系。随着科技和数字社会的发展,近年来印尼教育科技创业公司的增长有所增加。教育科技行业不仅在总体上推动了全球教育的发展,还为该州经济中一个相当新的部门的增长做出了贡献。教育科技不仅提供了发展和学习的可能性,而且还消除了全球不平等,消除了印尼人无法享有平等权利的问题。本研究将着眼于资源和能力之间的相互作用如何在Startup Edtech中使用基于资源的观点来创造核心竞争力,从而带来竞争优势。本研究是一项描述性研究,采用探索性质的方法来描述和理解这一现象。数据收集分几个阶段进行,从文件、案例研究和观察开始。此外,通过数据收集、还原、展示和总结进行分析。通过教育和有影响力的就业发展和提高技能是经济、个人和社会福祉的关键驱动力。现在是创业公司参与教育科技领域,建立教学活动流程、方法和战略的好时机,以培养具备未来工作所需技能的人力资源。凭借其优势,Startup Edtech可以作为一个能够在当今数字时代提供价值和竞争优势的组织发挥更大的作用,特别是在印度尼西亚的教育发展中。
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引用次数: 0
CROWDFUNDING AS AN ALTERNATIVE FUNDING FOR GREEN TOURISM 众筹作为绿色旅游的另一种融资方式
Nihan Anindyaaputra Lanisy
This paper is a conceptual paper that discuss the condition and the needs for tourism crowdfunding platform  for green tourism. Crowdfunding is an alternative way to fund new or existing tourism project. Crowdfunding mainly dominated as a platform for conventional business and social donation. Crowdfunding platform that spesifically designed for tourism is lacking. On the other side, crowdfunding in tourism can boost green tourism because of the support from the funder that aware on the conservation of the environment. The method used in this study is site analysis and the finding is analized descriptive analytic. The result shows that there is no crowdfunding platform in  that spesifically designed for tourism. There is opportunity to make a crowdfunding platform that specifically designed for green tourism project to make creator and donor need’s meet in the platform. This research offers a new way to seek funding for green tourism to boost sustainibility on tourism using crowdfunding.
本文是一篇探讨绿色旅游旅游众筹平台的条件和需求的概念性论文。众筹是为新的或现有的旅游项目提供资金的另一种方式。众筹主要作为传统商业和社会捐赠的平台。缺乏专门为旅游业设计的众筹平台。另一方面,旅游众筹可以促进绿色旅游,因为有环保意识的出资者的支持。本研究采用现场分析的方法,对研究结果进行描述性分析。研究结果表明,我国目前还没有专门为旅游业设计的众筹平台。有机会做一个专门为绿色旅游项目设计的众筹平台,让创作者和捐赠者的需求在平台上得到满足。本研究为绿色旅游融资提供了一条新的途径,通过众筹促进旅游的可持续性发展。
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引用次数: 0
DOMESTIC TOURISTS’ SATISFACTION WITH FACILITY QUALITY IN NEW NORMAL ERA AND ITS INFLUENCE ON WORD-OF-MOUTH IN TOURIST DESTINATION 新常态下国内游客对旅游设施质量的满意度及其对旅游目的地口碑的影响
Anisa Zahwa Akbara
In a new normal era, tourism should be able to adapt to the innovation in the tourism sector and attempt to obtain the tourists’ trust back. This study attempted to measure the effect of facility quality satisfaction on word-of-mouth (WOM) behavior among domestic tourists in the new normal era. In addition, this study also aimed to examine tourist satisfaction with tourist destination service. SmartPLS-SEM analysis was used to examine the influence of tourist satisfaction on WOM intention. Whereas, to investigate the key attributes of facility quality affecting tourist satisfaction, importance – performance analysis (IPA) was used. From 100 respondents, this study revealed that facility quality significantly explained tourist satisfaction by 71.7% and 92.2% of variance in WOM behavior. Tourist satisfaction was found to mediate the relationship between facility quality and word of mouth behavior. This study generates crucial elements that tourist destination managers should consider when creating marketing strategies specific to market segments.
在新常态时代,旅游业应该能够适应旅游业的创新,努力重新获得游客的信任。本研究旨在探讨新常态下旅游设施品质满意度对国内游客口碑行为的影响。此外,本研究亦旨在探讨游客对旅游目的地服务的满意度。采用SmartPLS-SEM分析考察游客满意度对口碑意向的影响。然而,为了研究影响游客满意度的设施质量关键属性,采用了重要性绩效分析(IPA)。从100名受访者中,本研究发现设施质量显著地解释了游客满意度对口碑行为方差的71.7%和92.2%。游客满意度在设施质量与口碑行为之间起中介作用。这项研究产生了旅游目的地管理者在制定针对细分市场的营销策略时应该考虑的关键因素。
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引用次数: 0
ANALYSIS OF DEBTORS' PERCEPTIONS OF DIGITAL TRANSFORMATION USING ELECTRONIC MONEY IN ULTRA MICRO FINANCING 超微融资中债务人对电子货币数字化转型的认知分析
Dwitya Estu Nurpramana, Tatang Ary, Gumanti, Julia Safitri, Eka Handriani
Ultra-Micro Financing is government policy to support micro business development. The process of fund distribution is done traditionally with cash. Since 2021, a limited trial of fund distribution applying electronic money has been carried out for three distributors. The purpose of the study is to analyze the debtor's perception of the digital transformation using electronic money in Ultra Micro Financing. Primary is data collected by a survey using questionnaire containing questions regarding the use of electronic money, the distribution of the questionnaire was carried out during January – March 2022, and the respondents were 74 Ultra Micro Financing debtors. Tools of analysis id descriptive analysis. The result shows that the debtor's perception of the distribution of Ultra Micro Financing using electronic money is very beneficial. However, the mass use of electronic money needs to consider the debtors’ condition because the adaptability of the use of technology is quite low and requires assistance in its implementation. This research offers a new perspective on the use of electronic money in financing process. The research is limited to the debtors’ perception using electronic money in Ultra Micro Financing. Future research is needed to encourage micro business development through marketplace to promote the products.
超微融资是政府支持微型企业发展的政策。传统上,资金分配过程是用现金完成的。自2021年起,在三家分销商中开展了应用电子货币的有限资金分配试点。本研究的目的是分析债务人对超微融资中使用电子货币进行数字化转型的看法。主要是通过一项调查收集的数据,该调查使用问卷包含有关电子货币使用的问题,调查问卷的分发于2022年1月至3月进行,受访者是74名Ultra Micro Financing债务人。分析工具是描述性分析。结果表明,债务人对使用电子货币的超微融资分布的感知是非常有益的。然而,电子货币的大规模使用需要考虑债务人的情况,因为技术的使用适应性很低,在实施过程中需要帮助。本研究为电子货币在融资过程中的应用提供了一个新的视角。本研究仅限于债务人在超微融资中使用电子货币的认知。未来需要进一步研究如何通过市场来促进微商的发展。
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引用次数: 0
ROLE OF E-MARKETING ON SME’S PERFORMANCE IN BANDUNG CITY: A QUALITATIVE APPROACH 网络营销对万隆市中小企业绩效的作用:定性分析
Didip Diandra, Naili Farida, Andriyansah, Ahmad Azmy, Zainur Hidayah
Nowadays, e-marketing has been transformed into the most powerful tool for business performance in the digital technology era. The concept of e-marketing has become increasingly important for many entrepreneurs to sustain competitive advantage. The purpose of this paper is to investigate the role of e-marketing for SME’s Performance in Bandung City and identify the source of resilience adopted by entrepreneurs during covid-19. However, there are few studies which analyze both relations. This research aims to fill the gap. Data were collected and obtained in-depth interviews with the owners of selected SMEs, and focus group discussion (FGD) conducted in Bandung City. Thus, this research was performed by means of a qualitative approach. The results show the multifaced nature of e-marketing evolving the use of the internet, adoption of e-commerce and social media, and the acceptance of technology for business performance. While resilience stands for navigating survival and pace digitalization in time of crisis. This research is limited to the extent of the relationship involved in both cases. The research on e-marketing and resilience is still poorly defined. Future research of quantitative approaches is needed to promote the development of e-marketing concept and its roles in connectivity era.
如今,网络营销已经转变为数字技术时代最强大的商业绩效工具。电子营销的概念对许多企业家保持竞争优势变得越来越重要。本文的目的是调查电子营销对万隆市中小企业绩效的作用,并确定企业家在covid-19期间采用的弹性来源。然而,很少有研究分析这两种关系。这项研究旨在填补这一空白。收集数据并与选定的中小企业所有者进行深入访谈,并在万隆市进行焦点小组讨论(FGD)。因此,本研究是通过定性方法进行的。研究结果显示了电子营销的多面性,包括互联网的使用、电子商务和社交媒体的采用以及对商业绩效技术的接受。而弹性则代表着在危机时刻导航生存和步伐数字化。本研究仅限于这两种情况所涉及的关系的程度。关于网络营销和弹性的研究仍然定义不清。未来需要对定量方法进行研究,以促进网络营销概念的发展及其在连接时代的作用。
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引用次数: 0
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Proceeding of The International Seminar on Business, Economics, Social Science and Technology (ISBEST)
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