Profitable marketing for businesses must be in accordance with sharia marketing values in Islamic economic principles, honest, reliable, intelligent, communicative and courageous. Freshwater ornamental fish farming business actors have been going well. However, there are still those who do not implement marketing in accordance with sharia marketing values. The aim is to analyze the marketing of freshwater ornamental fish in an Islamic economic perspective. This type of qualitative descriptive research. The research subjects are consumers and entrepreneurs of freshwater ornamental fish cultivation, and the object of research is freshwater ornamental fish cultivation in Tembilahan Hilir Village. Non-probability sampling technique aside by means of porposive sampling and incidental sampling. Methods of collecting interview data and documentation. Data processing techniques are data reduction, data presentation, and conclusion drawing. Business actors in marketing their businesses have implemented sharia marketing values well and are in accordance with the principles in the perspective of Islamic economics. However, this has not been maximized because business actors still lack in-depth knowledge about the value of sharia marketing which results in business actors trying to run according to their knowledge well, even though it is not optimal.
{"title":"Analisis Pemasaran Budidaya Ikan Hias Air Tawar dalam Perspektif Ekonomi Islam","authors":"Sipni Sipni, Ferdinan Ferdinan, Hendro Lisa","doi":"10.46963/jam.v5i2.808","DOIUrl":"https://doi.org/10.46963/jam.v5i2.808","url":null,"abstract":"Profitable marketing for businesses must be in accordance with sharia marketing values in Islamic economic principles, honest, reliable, intelligent, communicative and courageous. Freshwater ornamental fish farming business actors have been going well. However, there are still those who do not implement marketing in accordance with sharia marketing values. The aim is to analyze the marketing of freshwater ornamental fish in an Islamic economic perspective. This type of qualitative descriptive research. The research subjects are consumers and entrepreneurs of freshwater ornamental fish cultivation, and the object of research is freshwater ornamental fish cultivation in Tembilahan Hilir Village. Non-probability sampling technique aside by means of porposive sampling and incidental sampling. Methods of collecting interview data and documentation. Data processing techniques are data reduction, data presentation, and conclusion drawing. Business actors in marketing their businesses have implemented sharia marketing values well and are in accordance with the principles in the perspective of Islamic economics. However, this has not been maximized because business actors still lack in-depth knowledge about the value of sharia marketing which results in business actors trying to run according to their knowledge well, even though it is not optimal.","PeriodicalId":199022,"journal":{"name":"AL-Muqayyad","volume":"11 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127424699","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study aims to determine the implementation of the distribution of zakat fitrah in Parit 05 Utara Sungai Simbar Village, Kateman District, Indragiri Hilir Regency. This type of research is field research with a qualitative descriptive method. Sampling using the Slovin formula with purposive sampling technique. With data collection methods using interviews, observation and documentation. The results of the study show that the distribution of zakat fitrah is carried out directly by all people who issue zakat fitrah. Zakat fitrah is handed over directly by muzakki to mustahik zakat. According to Islamic law, the implementation of the distribution of zakat fitrah is not entirely correct, because there are still muzakki who hand over their zakat fitrah to people who are not from the 8 asnaf zakat groups. In addition, mustahik zakat fitrah there get an inappropriate portion of zakat fitrah, namely poor mustahik receive less zakat fitrah than mustahik fisabilillah, even though Islam prioritizes the distribution of zakat fitrah to the needy and poor mustahik than other mustahik.
本研究旨在确定天课教规在Indragiri Hilir Regency Kateman District Utara Sungai Simbar Village的实施情况。这种类型的研究是采用定性描述方法的实地研究。抽样采用有目的抽样技术的斯洛文公式。采用访谈、观察和记录的方法收集数据。研究结果表明,天课的分配是由所有发天课的人直接进行的。天课费特拉由穆扎基直接交给穆斯塔希克·天课。根据伊斯兰教法,天课费的分配的实施并不完全正确,因为仍然有穆扎基将他们的天课费交给不是来自8个asnaf天课团体的人。此外,尽管伊斯兰教优先将天课费分配给有需要的和贫穷的穆斯林而不是其他穆斯林,但那里的穆斯林得到的天课费的比例并不合适,即贫穷的穆斯林得到的天课费比不合理的天课费少。
{"title":"Pelaksanaan Penyaluran Zakat Fitrah di Desa Sungai Simbar","authors":"Siti Nursiah, Risviyaldi Risviyaldi","doi":"10.46963/jam.v5i2.795","DOIUrl":"https://doi.org/10.46963/jam.v5i2.795","url":null,"abstract":"This study aims to determine the implementation of the distribution of zakat fitrah in Parit 05 Utara Sungai Simbar Village, Kateman District, Indragiri Hilir Regency. This type of research is field research with a qualitative descriptive method. Sampling using the Slovin formula with purposive sampling technique. With data collection methods using interviews, observation and documentation. The results of the study show that the distribution of zakat fitrah is carried out directly by all people who issue zakat fitrah. Zakat fitrah is handed over directly by muzakki to mustahik zakat. According to Islamic law, the implementation of the distribution of zakat fitrah is not entirely correct, because there are still muzakki who hand over their zakat fitrah to people who are not from the 8 asnaf zakat groups. In addition, mustahik zakat fitrah there get an inappropriate portion of zakat fitrah, namely poor mustahik receive less zakat fitrah than mustahik fisabilillah, even though Islam prioritizes the distribution of zakat fitrah to the needy and poor mustahik than other mustahik.","PeriodicalId":199022,"journal":{"name":"AL-Muqayyad","volume":"191 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114141378","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This research is motivated by the number of Islamic economics students as many as 216 or about 57% for the 2017-2020 class who save at Mini Syariah Banks, and around 43% who have not saved at Mini Syariah Banks. To find out the interest of Islamic Economics Students in saving at Mini Syariah Banks, the researchers distributed questionnaires to Islamic economics students to find out the students' interest in Islamic Mini Banks. The purpose of this study was to determine the interest in saving students of the Islamic economics study program at the Mini Syariah Bank, Auliaurrasyidin Tembilahan Islamic High School. This research is a qualitative descriptive study. The results of the questionnaire research show that the interest of students of the Islamic Economics Study Program in Savings at Mini Syariah Banks, Islamic High School Auliaurrasyidin Tembilahan is in the percentage of "87.6%" with the category of "Very Good". Thus, it can be concluded that the interest of students of the Islamic economics study program in saving in Islamic mini banks is in the good category.
这项研究的动机是,在2017-2020年的课程中,有216名伊斯兰经济学学生(约占57%)在迷你伊斯兰银行存钱,约43%的人没有在迷你伊斯兰银行存钱。为了了解伊斯兰经济学专业学生在迷你伊斯兰银行储蓄的兴趣,研究人员向伊斯兰经济学专业学生发放了调查问卷,以了解学生对伊斯兰迷你银行的兴趣。本研究的目的是确定在Tembilahan伊斯兰高中的迷你伊斯兰银行,auliurrasyidin伊斯兰经济学研究项目中拯救学生的兴趣。本研究为定性描述性研究。问卷调查结果显示,伊斯兰经济学研究项目的学生对Tembilahan伊斯兰高中Auliaurrasyidin Islamic High School Mini ysariah Banks储蓄的兴趣百分比为“87.6%”,类别为“非常好”。因此,可以得出结论,伊斯兰经济学研究项目的学生对在伊斯兰迷你银行储蓄的兴趣是好的。
{"title":"Minat Mahasiswa Menabung di Bank Mini Syariah Sekolah Tinggi Agama Islam Auliaurrasyidin Tembilahan","authors":"D. Salvia, Seri Yanti Siagian","doi":"10.46963/jam.v5i2.806","DOIUrl":"https://doi.org/10.46963/jam.v5i2.806","url":null,"abstract":"This research is motivated by the number of Islamic economics students as many as 216 or about 57% for the 2017-2020 class who save at Mini Syariah Banks, and around 43% who have not saved at Mini Syariah Banks. To find out the interest of Islamic Economics Students in saving at Mini Syariah Banks, the researchers distributed questionnaires to Islamic economics students to find out the students' interest in Islamic Mini Banks. The purpose of this study was to determine the interest in saving students of the Islamic economics study program at the Mini Syariah Bank, Auliaurrasyidin Tembilahan Islamic High School. This research is a qualitative descriptive study. The results of the questionnaire research show that the interest of students of the Islamic Economics Study Program in Savings at Mini Syariah Banks, Islamic High School Auliaurrasyidin Tembilahan is in the percentage of \"87.6%\" with the category of \"Very Good\". Thus, it can be concluded that the interest of students of the Islamic economics study program in saving in Islamic mini banks is in the good category.","PeriodicalId":199022,"journal":{"name":"AL-Muqayyad","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129910511","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study aims to find out how the application of the profit-sharing system for mudharabah savings products at Bank Riau Kepri KCP Tembilahan. This type of qualitative research with purposive sampling technique consisting of 4 employees and 4 customers. Interview and documentation data collection techniques as well as data analysis techniques consist of reduction, display and verification as well as drawing conclusions. The results showed that the implementation of the profit-sharing system for iB mudharabah savings products at Bank Riau Kepri Syariah when viewed from the agreement, profit ratio, cooperation, transparency, timeliness, and profit was appropriate, even though the process of notifying the amount of profit sharing every month was not carried out and determining the profit ratio iB mudharabah savings products are not carried out with customers of savings products. Based on the results of the study it can be concluded that the application of a partial profit-sharing system for mudharabah savings products at Bank Riau Kepri Syariah KCP meets the profit-sharing indicators, the calculation system uses a revenue sharing system with the HI-1000 method, namely a calculation system per 1000 customer funds.
{"title":"Penerapan Sistem Bagi Hasil Produk Tabungan Mudharabah Bank Riau Kepri Syariah Tembilahan","authors":"V. Lestari, Sai'in Sai'in","doi":"10.46963/jam.v5i2.807","DOIUrl":"https://doi.org/10.46963/jam.v5i2.807","url":null,"abstract":"This study aims to find out how the application of the profit-sharing system for mudharabah savings products at Bank Riau Kepri KCP Tembilahan. This type of qualitative research with purposive sampling technique consisting of 4 employees and 4 customers. Interview and documentation data collection techniques as well as data analysis techniques consist of reduction, display and verification as well as drawing conclusions. The results showed that the implementation of the profit-sharing system for iB mudharabah savings products at Bank Riau Kepri Syariah when viewed from the agreement, profit ratio, cooperation, transparency, timeliness, and profit was appropriate, even though the process of notifying the amount of profit sharing every month was not carried out and determining the profit ratio iB mudharabah savings products are not carried out with customers of savings products. Based on the results of the study it can be concluded that the application of a partial profit-sharing system for mudharabah savings products at Bank Riau Kepri Syariah KCP meets the profit-sharing indicators, the calculation system uses a revenue sharing system with the HI-1000 method, namely a calculation system per 1000 customer funds.","PeriodicalId":199022,"journal":{"name":"AL-Muqayyad","volume":"27 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124365688","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Nurcahaya Nurcahaya, Hendro Lisa, Martina Napratilora
The realization of the sale and purchase of rice carried out by the community by selling the rice before harvesting or still in the yellowing process and not yet suitable for harvesting. This study aims to find out how the realization of buying and selling is carried out and to find out how buying and selling in the perspective of Islamic economics is on the sale and purchase of rice in Benteng Barat Village. This type of research is qualitative research. The research subjects were farmers and rice farmers with 14 farmers and 4 rice farmers in Benteng Barat Village. While the object of research is the sale and purchase of rice in the perspective of Islamic economics. Data collection techniques are interviews and documentation. The conclusion of this study is the realization of buying and selling carried out is the same as other buying and selling, except that buying and selling is carried out before harvesting by cans or per kilo and rice will be delivered after harvest and buying and selling in the perspective of Islamic economics is still not in accordance with the principles of the Islamic economy. the principle of buying and selling in the perspective of Islamic economics, because there are still many principles that are violated, such as, the principle of God, the principles of benefit/benefit, the principles of ethics/morals and the principle of authenticity.
{"title":"Realisasi Jual Beli Padi di Desa Benteng Barat Kecamatan Sungai Batang","authors":"Nurcahaya Nurcahaya, Hendro Lisa, Martina Napratilora","doi":"10.46963/jam.v5i1.567","DOIUrl":"https://doi.org/10.46963/jam.v5i1.567","url":null,"abstract":"The realization of the sale and purchase of rice carried out by the community by selling the rice before harvesting or still in the yellowing process and not yet suitable for harvesting. This study aims to find out how the realization of buying and selling is carried out and to find out how buying and selling in the perspective of Islamic economics is on the sale and purchase of rice in Benteng Barat Village. This type of research is qualitative research. The research subjects were farmers and rice farmers with 14 farmers and 4 rice farmers in Benteng Barat Village. While the object of research is the sale and purchase of rice in the perspective of Islamic economics. Data collection techniques are interviews and documentation. The conclusion of this study is the realization of buying and selling carried out is the same as other buying and selling, except that buying and selling is carried out before harvesting by cans or per kilo and rice will be delivered after harvest and buying and selling in the perspective of Islamic economics is still not in accordance with the principles of the Islamic economy. the principle of buying and selling in the perspective of Islamic economics, because there are still many principles that are violated, such as, the principle of God, the principles of benefit/benefit, the principles of ethics/morals and the principle of authenticity.","PeriodicalId":199022,"journal":{"name":"AL-Muqayyad","volume":"65 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127797706","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study aims to determine the significant effect of price and promotion on consumer satisfaction in an Islamic perspective. In this study, the research subjects were consumers of PT. Tsalatsa Putri Abadi Travel while the object of research is the effect of price and promotion on consumer satisfaction at PT. Tsalatsa Putri Abadi Travel. This type of research is quantitative research. By using multiple regression analysis method. The results of the regression show that the t-count value of the X1 variable is 3.543 and the t-count of the X2 variable is 20,419 > from t table 1,970 and the calculated F value is 284,731 > from F table 3,04 with a significant value of 0.000 at a significant level of 0.05 . Thus, it can be concluded that prices and promotions have a significant positive effect on customer satisfaction by 72.7% in the car travel business of PT. Tsalatsa Putri Abadi Travel Tembilahan. Where are the prices and promotions from PT. Tsalatsa Putri Abadi Travel Tembilahan is categorized as "good".
{"title":"Pengaruh Harga dan Promosi terhadap Kepuasan Konsumen pada Usaha Travel Mobil","authors":"Maria Ulfa, Selviani Selviani","doi":"10.46963/jam.v5i1.559","DOIUrl":"https://doi.org/10.46963/jam.v5i1.559","url":null,"abstract":"This study aims to determine the significant effect of price and promotion on consumer satisfaction in an Islamic perspective. In this study, the research subjects were consumers of PT. Tsalatsa Putri Abadi Travel while the object of research is the effect of price and promotion on consumer satisfaction at PT. Tsalatsa Putri Abadi Travel. This type of research is quantitative research. By using multiple regression analysis method. The results of the regression show that the t-count value of the X1 variable is 3.543 and the t-count of the X2 variable is 20,419 > from t table 1,970 and the calculated F value is 284,731 > from F table 3,04 with a significant value of 0.000 at a significant level of 0.05 . Thus, it can be concluded that prices and promotions have a significant positive effect on customer satisfaction by 72.7% in the car travel business of PT. Tsalatsa Putri Abadi Travel Tembilahan. Where are the prices and promotions from PT. Tsalatsa Putri Abadi Travel Tembilahan is categorized as \"good\".","PeriodicalId":199022,"journal":{"name":"AL-Muqayyad","volume":"7 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121601980","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This research is motivated by the lack of interest of Islamic economics students at STAI Auliaurrasyidin Tembilahan in using Islamic banking products, even though as students who are engaged in Islamic economics, of course, they already know and understand Islamic banking, they should be able to contribute in helping the development of Islamic banking. This study aims to determine the significant effect of motivation on student interest in saving in Islamic banks. In this study, the research subjects were students of the Islamic Economics Study Program STAI Auliaurrasyidin Tembilahan class of 2017-2019, while the object of the research was the influence of motivation on student interest in saving in Islamic banks. This type of research is quantitative research because the data obtained are a collection of numbers. The population in this study amounted to 180 students. To determine the sample used probability sampling technique with simple random sampling method and using the formula Isaac and Michael, obtained a total sample of 123 students. Data analysis used a simple regression method with the help of the SPSS (Statistical Product and Service Solution) 23.0 for windows program. It can be concluded that motivation has a positive and significant effect on the interest of Islamic economics students at STAI Auliaurrasyidin Tembilahan.
这项研究的动机是伊斯兰经济学院的伊斯兰经济学学生对使用伊斯兰银行产品缺乏兴趣,尽管作为从事伊斯兰经济学的学生,他们当然已经知道和了解伊斯兰银行,他们应该能够为帮助伊斯兰银行的发展做出贡献。本研究旨在确定动机对学生在伊斯兰银行储蓄兴趣的显著影响。本研究的研究对象为Tembilahan伊斯兰经济学研究项目2017-2019届的学生,研究对象为动机对学生在伊斯兰银行储蓄兴趣的影响。这种类型的研究是定量研究,因为获得的数据是数字的集合。这项研究的总人数为180名学生。样本的确定采用概率抽样技术,采用简单的随机抽样方法,利用Isaac和Michael公式,得到了123名学生的样本总数。数据分析采用简单回归法,使用SPSS (Statistical Product and Service Solution) 23.0 for windows程序。可以得出结论,动机对坦比拉罕伊斯兰经济学院伊斯兰经济学专业学生的兴趣有显著的正向影响。
{"title":"Pengaruh Motivasi terhadap Minat Menabung di Bank Syariah","authors":"Siti Fatimah, Siti Zariah","doi":"10.46963/jam.v5i1.551","DOIUrl":"https://doi.org/10.46963/jam.v5i1.551","url":null,"abstract":"This research is motivated by the lack of interest of Islamic economics students at STAI Auliaurrasyidin Tembilahan in using Islamic banking products, even though as students who are engaged in Islamic economics, of course, they already know and understand Islamic banking, they should be able to contribute in helping the development of Islamic banking. This study aims to determine the significant effect of motivation on student interest in saving in Islamic banks. In this study, the research subjects were students of the Islamic Economics Study Program STAI Auliaurrasyidin Tembilahan class of 2017-2019, while the object of the research was the influence of motivation on student interest in saving in Islamic banks. This type of research is quantitative research because the data obtained are a collection of numbers. The population in this study amounted to 180 students. To determine the sample used probability sampling technique with simple random sampling method and using the formula Isaac and Michael, obtained a total sample of 123 students. Data analysis used a simple regression method with the help of the SPSS (Statistical Product and Service Solution) 23.0 for windows program. It can be concluded that motivation has a positive and significant effect on the interest of Islamic economics students at STAI Auliaurrasyidin Tembilahan.","PeriodicalId":199022,"journal":{"name":"AL-Muqayyad","volume":"63 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127244039","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The purpose of this article is to find out the fundamental analysis of the Indonesian Sharia Stock Index by observing and observing stock price movements. This type of quantitative research uses secondary data, financial statement analysis is taken through the official website www.idx.co.id. Data analysis using the Simple Moving Average and Relative Strength Index methods, with the approach of Price Earning Ratio (PER) and Price Book Value (PBV). The data is used in 2016-2019 as the object of research on Xl Axiata shares and Indofood CBP Sukses Makmur shares. The results of Indonesia's macroeconomic fundamental analysis provide a positive signal for investing in the 2016-2019 period in the Indonesian capital market. Analysis of financial ratios, XL shares have a negative signal for investment, XL shares intrinsic value is smaller than the market price so that it is said to be overvalued shares based on the PBV method. While ICBP shares provide a positive picture for investment based on the intrinsic value of ICBP shares which is also higher than the market price, it is said to be undervalued shares worth buying based on the PER method, ICBP shares have fairly good financial ratios seen from effective and efficient liquidity, solvency and profitability ratios.
本文的目的是通过观察和观察股价走势,找出印尼伊斯兰教法股票指数的基本面分析。这种类型的定量研究使用二手数据,财务报表分析是通过官方网站www.idx.co.id进行的。数据分析采用简单移动平均线和相对强弱指数方法,采用市盈率(PER)和市净率(PBV)方法。数据以2016-2019年Xl Axiata股票和Indofood CBP Sukses Makmur股票为研究对象。印尼宏观经济基本面分析结果为2016-2019年印尼资本市场投资提供了积极信号。分析财务比率,XL股票对投资有负面信号,XL股票的内在价值小于市场价格,因此根据PBV方法,它被认为是高估的股票。虽然ICBP股票的内在价值也高于市场价格,为投资提供了积极的前景,但根据PER方法,它被称为值得购买的被低估的股票,但从有效和高效的流动性,偿付能力和盈利能力比率来看,ICBP股票具有相当好的财务比率。
{"title":"Analisis Fundamental terhadap Saham Syariah dalam Memutuskan Berinvestasi di Saham yang Listing di Indeks Saham Syariah Indonesia","authors":"Arfa Arfa, Budi Efriadi","doi":"10.46963/jam.v5i1.568","DOIUrl":"https://doi.org/10.46963/jam.v5i1.568","url":null,"abstract":"The purpose of this article is to find out the fundamental analysis of the Indonesian Sharia Stock Index by observing and observing stock price movements. This type of quantitative research uses secondary data, financial statement analysis is taken through the official website www.idx.co.id. Data analysis using the Simple Moving Average and Relative Strength Index methods, with the approach of Price Earning Ratio (PER) and Price Book Value (PBV). The data is used in 2016-2019 as the object of research on Xl Axiata shares and Indofood CBP Sukses Makmur shares. The results of Indonesia's macroeconomic fundamental analysis provide a positive signal for investing in the 2016-2019 period in the Indonesian capital market. Analysis of financial ratios, XL shares have a negative signal for investment, XL shares intrinsic value is smaller than the market price so that it is said to be overvalued shares based on the PBV method. While ICBP shares provide a positive picture for investment based on the intrinsic value of ICBP shares which is also higher than the market price, it is said to be undervalued shares worth buying based on the PER method, ICBP shares have fairly good financial ratios seen from effective and efficient liquidity, solvency and profitability ratios.","PeriodicalId":199022,"journal":{"name":"AL-Muqayyad","volume":"21 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127790836","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Raini's UMKM is engaged in the production of toast in Tembilahan Hulu District. A production business has a relationship between workers (wage recipients) and business owners (wage payers). This study aims to determine the principle of wages for workers at Ms. Raini's UMKM and to determine the principles of wages in Islamic. This study uses qualitative research with research subjects namely the owner and 9 workers. While the object of this research is the wage system for workers in the perspective of Islamic economics UMKM, Raini's toast. Data collection techniques with interviews and documentation. The conclusion of the study shows that the wage system for workers in MSMEs producing Raini toast has implemented Islamic wages but has not been maximized. There are still things that must really be considered in the wage system carried out by Ms. Raini's UMKM, such as the initial agreement/agreement regarding the transfer of wages given to workers before starting work.
{"title":"Sistem Pengupahan Pekerja UMKM dalam Perspektif Ekonomi Islam","authors":"Siti Nurmala, Saiin Saiin, Seri Yanti Siagian","doi":"10.46963/jam.v5i1.569","DOIUrl":"https://doi.org/10.46963/jam.v5i1.569","url":null,"abstract":"Raini's UMKM is engaged in the production of toast in Tembilahan Hulu District. A production business has a relationship between workers (wage recipients) and business owners (wage payers). This study aims to determine the principle of wages for workers at Ms. Raini's UMKM and to determine the principles of wages in Islamic. This study uses qualitative research with research subjects namely the owner and 9 workers. While the object of this research is the wage system for workers in the perspective of Islamic economics UMKM, Raini's toast. Data collection techniques with interviews and documentation. The conclusion of the study shows that the wage system for workers in MSMEs producing Raini toast has implemented Islamic wages but has not been maximized. There are still things that must really be considered in the wage system carried out by Ms. Raini's UMKM, such as the initial agreement/agreement regarding the transfer of wages given to workers before starting work.","PeriodicalId":199022,"journal":{"name":"AL-Muqayyad","volume":"115 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129841811","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Muzaki's perception of zakat is important in influencing interest in paying zakat, because a broad perception of zakat will affect the interest of muzaki to pay zakat. The purpose of this study is to examine how much influence the perception of muzaki (variable X) has on interest in paying zakat (variable Y). In this study, the subject of this research is BAZNAS Tembilahan muzakki while the object of the research is the effect of muzakki's perception on interest in paying zakat. This type of research is quantitative research because the data obtained are a collection of numbers. By using a simple linear regression method. This research was conducted for 3 months. The results of the regression showed that the value of tcount > ttable was 9.666 > 2.068 with a significance of 0.000 <0.05. Thus, it can be concluded that there is a significant influence between the perception of muzakki on the interest in paying zakat at BAZNAS, Tembilahan District
{"title":"Pengaruh Persepsi Muzaki terhadap Minat Membayar Zakat di BAZNAS","authors":"Fitri Rahmah, Ferdinan Ferdinan","doi":"10.46963/jam.v5i1.558","DOIUrl":"https://doi.org/10.46963/jam.v5i1.558","url":null,"abstract":"Muzaki's perception of zakat is important in influencing interest in paying zakat, because a broad perception of zakat will affect the interest of muzaki to pay zakat. The purpose of this study is to examine how much influence the perception of muzaki (variable X) has on interest in paying zakat (variable Y). In this study, the subject of this research is BAZNAS Tembilahan muzakki while the object of the research is the effect of muzakki's perception on interest in paying zakat. This type of research is quantitative research because the data obtained are a collection of numbers. By using a simple linear regression method. This research was conducted for 3 months. The results of the regression showed that the value of tcount > ttable was 9.666 > 2.068 with a significance of 0.000 <0.05. Thus, it can be concluded that there is a significant influence between the perception of muzakki on the interest in paying zakat at BAZNAS, Tembilahan District","PeriodicalId":199022,"journal":{"name":"AL-Muqayyad","volume":"213 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116150778","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}