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Research Anthology on Concepts, Applications, and Challenges of FinTech最新文献

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The New Financial System 新金融体系
Pub Date : 1900-01-01 DOI: 10.4018/978-1-7998-8546-7.ch010
Luciana Caruso de Assis
This chapter shows the revolution that is happening in the financial system, having as main actor the technological companies—the fintechs—that don't have financial knowhow. The traditional banks didn't structure their business trying to attend the client's needs. The clients always suited themselves to banks' services. The fintechs are changing this reality by putting the client in another baseline, filling the gaps left by the banks, offering new services, and acting in places where banks have never gone before. The fintechs are offering these services with a lower price and more quality for the clients.
本章展示了金融体系中正在发生的革命,这场革命的主角是那些没有金融知识的科技公司——金融科技公司。传统银行的业务结构并没有试图满足客户的需求。客户总是适合银行的服务。金融科技正在改变这一现实,它们将客户置于另一个基线,填补银行留下的空白,提供新服务,并在银行从未涉足的领域开展业务。金融科技公司以更低的价格和更高的质量为客户提供这些服务。
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Research Anthology on Concepts, Applications, and Challenges of FinTech
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