Muhammad Zulpan, Putri Apria Ningsih, Mohammad Orinaldi
Islamic boarding schools are non-profit entities and have a very important role in the preparation of financial statements, until now Islamic boarding schools in Indonesia still use simple financial statements. Therefore, BI cooperates with IAI to issue Islamic boarding school accounting guidelines (PAP) and PSAK 45. The method used in this research is qualitative with a descriptive approach. This study aims to determine and analyze the recording of financial statements in Islamic boarding schools in Jambi in accordance with Islamic boarding school accounting guidelines and PSAK 45. In the results of the study, the components of Islamic boarding schools accounting guidelines consist of statements of financial position, reports on changes in net assets, cash flow statements, notes on financial statements. whereas in PSAK 45, statements of financial position, activity reports, cash flow statements, and notes to financial statements, until now Islamic boarding schools only use simple financial reports because they do not understand well about Islamic boarding school accounting guidelines, due to lack of knowledge and information about accounting guidelines pesantren and PSAK 45.
{"title":"IMPLEMENTASI PENYUSUNAN LAPORAN KEUANGAN PONDOK PESANTREN DI KOTA JAMBI","authors":"Muhammad Zulpan, Putri Apria Ningsih, Mohammad Orinaldi","doi":"10.32939/fdh.v3i2.1513","DOIUrl":"https://doi.org/10.32939/fdh.v3i2.1513","url":null,"abstract":"Islamic boarding schools are non-profit entities and have a very important role in the preparation of financial statements, until now Islamic boarding schools in Indonesia still use simple financial statements. Therefore, BI cooperates with IAI to issue Islamic boarding school accounting guidelines (PAP) and PSAK 45. The method used in this research is qualitative with a descriptive approach. This study aims to determine and analyze the recording of financial statements in Islamic boarding schools in Jambi in accordance with Islamic boarding school accounting guidelines and PSAK 45. In the results of the study, the components of Islamic boarding schools accounting guidelines consist of statements of financial position, reports on changes in net assets, cash flow statements, notes on financial statements. whereas in PSAK 45, statements of financial position, activity reports, cash flow statements, and notes to financial statements, until now Islamic boarding schools only use simple financial reports because they do not understand well about Islamic boarding school accounting guidelines, due to lack of knowledge and information about accounting guidelines pesantren and PSAK 45.","PeriodicalId":243045,"journal":{"name":"Al Fiddhoh: Journal of Banking, Insurance, and Finance","volume":"93 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-09-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121994052","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study aims to determine the effect of Liquidity, Solvency, and Activity Ratio on Profitability of Pt. Media Nusantara Citra Tbk. In 2011-2020, partially and simultaneously, this study explains the factors that affect profitability. These factors are the influence of Liquidity, Solvency, and Activity Ratio. The data used in this study is secondary data, namely Summary of Financial Statement data obtained from the financial statements of PT. Unilever Indonesia Tbk. Listed on the Indonesia Stock Exchange 2011-2020. Based on the results of data analysis that has been carried out on all data obtained, it can be concluded as follows: 1) Liquidity has no partial and insignificant effect. It is proven by the value of tcount < ttable (0.396 < 2,447) with a value of sig = 0.706 > 0.05 so that hypothesis I cannot be accepted. 2) Solvency has no partial and insignificant effect. It is proven by the value of tcount < ttable (-1.562 < -2.447) with a value of sig = 0.169 > 0.05 so that hypothesis II cannot be accepted. 3) Activities have a partial and significant effect on profitability. It is proven by the value of tcount > ttable (6.398 > 2,447) with a value of sig =0.001 <0.05 so that the third hypothesis can be accepted. 4) Liquidity, Solvency, and Activity have a simultaneous effect on Profitability, as evidenced by the value of Fcount > Ftable or 19.656 > 4.76, and with a significant value of 0.002 < 0.05 so that hypothesis IV can be accepted. 5) The magnitude of the influence of each The independent variables on the dependent variable are Liquidity, Solvency and Activity on Profitability at PT. Media Nusantara Citra Tbk. The 2011-2020 period is 90.8%. While the rest (100%-90.8%) which is equal to 9.2% is influenced by other variables not examined in this study
{"title":"PENGARUH LIKUIDITAS, SOLVABILITAS DAN RASIO AKTIVITAS TERHADAP PROFITABILITAS PT. MEDIA NUSANTARA CITRA TBK. PERIODE 2011-2020","authors":"Ida Yusnita","doi":"10.32939/fdh.v3i2.1517","DOIUrl":"https://doi.org/10.32939/fdh.v3i2.1517","url":null,"abstract":"This study aims to determine the effect of Liquidity, Solvency, and Activity Ratio on Profitability of Pt. Media Nusantara Citra Tbk. In 2011-2020, partially and simultaneously, this study explains the factors that affect profitability. These factors are the influence of Liquidity, Solvency, and Activity Ratio. The data used in this study is secondary data, namely Summary of Financial Statement data obtained from the financial statements of PT. Unilever Indonesia Tbk. Listed on the Indonesia Stock Exchange 2011-2020. Based on the results of data analysis that has been carried out on all data obtained, it can be concluded as follows: 1) Liquidity has no partial and insignificant effect. It is proven by the value of tcount < ttable (0.396 < 2,447) with a value of sig = 0.706 > 0.05 so that hypothesis I cannot be accepted. 2) Solvency has no partial and insignificant effect. It is proven by the value of tcount < ttable (-1.562 < -2.447) with a value of sig = 0.169 > 0.05 so that hypothesis II cannot be accepted. 3) Activities have a partial and significant effect on profitability. It is proven by the value of tcount > ttable (6.398 > 2,447) with a value of sig =0.001 <0.05 so that the third hypothesis can be accepted. 4) Liquidity, Solvency, and Activity have a simultaneous effect on Profitability, as evidenced by the value of Fcount > Ftable or 19.656 > 4.76, and with a significant value of 0.002 < 0.05 so that hypothesis IV can be accepted. 5) The magnitude of the influence of each The independent variables on the dependent variable are Liquidity, Solvency and Activity on Profitability at PT. Media Nusantara Citra Tbk. The 2011-2020 period is 90.8%. While the rest (100%-90.8%) which is equal to 9.2% is influenced by other variables not examined in this study","PeriodicalId":243045,"journal":{"name":"Al Fiddhoh: Journal of Banking, Insurance, and Finance","volume":"62 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-09-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132047492","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study aims to determine the effect of the marketing mix, namely product, price, location, and promotion, on customer decisions to choose Simasker savings products PT. Kerinci People's Development Bank. In this study using quantitative methods by processing primary data through questionnaires given to customers of Bank Kerinci as many as 50 respondents with Non Probability Sampling technique. The analysis used in this research includes instrument test, statistical test, classical assumption test, and multiple linear test. Based on the results of research tests conducted, namely: 1) Product variable (X1) has a positive and significant effect on Customer Decisions (Y); 2) Price variable (X2) has no effect on customer decisions (Y); 3) Location variable (X3) has no effect on customer decisions; 4) Promotion variable (X4) has a positive and significant effect on customer decisions.
{"title":"PENGARUH BAURAN PEMASARAN TERHADAP KEPUTUSAN NASABAH MEMILIH PRODUK TABUNGAN SIMASKER PT. BANK PEMBANGUNAN RAKYAT KERINCI","authors":"Gampo Haryono, Sriwilujeng Fitriya, Salamah Salamah","doi":"10.32939/fdh.v3i1.959","DOIUrl":"https://doi.org/10.32939/fdh.v3i1.959","url":null,"abstract":"This study aims to determine the effect of the marketing mix, namely product, price, location, and promotion, on customer decisions to choose Simasker savings products PT. Kerinci People's Development Bank. In this study using quantitative methods by processing primary data through questionnaires given to customers of Bank Kerinci as many as 50 respondents with Non Probability Sampling technique. The analysis used in this research includes instrument test, statistical test, classical assumption test, and multiple linear test. Based on the results of research tests conducted, namely: 1) Product variable (X1) has a positive and significant effect on Customer Decisions (Y); 2) Price variable (X2) has no effect on customer decisions (Y); 3) Location variable (X3) has no effect on customer decisions; 4) Promotion variable (X4) has a positive and significant effect on customer decisions.","PeriodicalId":243045,"journal":{"name":"Al Fiddhoh: Journal of Banking, Insurance, and Finance","volume":"15 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-03-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130398378","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study aims to to know recording and our financial report conducted by small and medium businesses UMKM ladu arai pinang gusti, to see how recording and our financial report small and medium businesses UMKM ladu arai pinang gusti that is in accordance with the accounting standard entity micro small and medium enterprises ( SAK EMKM ). The qualitative method was used in the study with the approach descriptive, researchers used 2 the kind of data that is primary and secondary data. Researchers used in this research stage 4 which are (1) data collection , of the stages this researchers used interview techniques, observation and also documentation (2) reduction data (3) presentation of data (4) towing conclusion. The results of the study showed that the registration of a financial report done by the owners of the small and medium businesses umkm ladu arai pinang gusti use and very modest, the reason why small and medium businesses umkm in village records not financial report in accordance with SAK EMKM is the owner did not understand SAK EMKM and how preparing financial reports that is in accordance with the accounting standard entity micro small and medium enterprises (SAK EMKM).
{"title":"PENERAPAN PENYUSUNAN LAPORAN KEUANGAN USAHA MIKRO KECIL DAN MENENGAH BERBASIS STANDAR AKUNTANSI KEUANGAN ENTITAS MIKRO KECIL DAN MENENGAH","authors":"Irni Yusnita, Maharani Putri, Wahyu Nurul Amaliah","doi":"10.32939/fdh.v3i1.1158","DOIUrl":"https://doi.org/10.32939/fdh.v3i1.1158","url":null,"abstract":"This study aims to to know recording and our financial report conducted by small and medium businesses UMKM ladu arai pinang gusti, to see how recording and our financial report small and medium businesses UMKM ladu arai pinang gusti that is in accordance with the accounting standard entity micro small and medium enterprises ( SAK EMKM ). The qualitative method was used in the study with the approach descriptive, researchers used 2 the kind of data that is primary and secondary data. Researchers used in this research stage 4 which are (1) data collection , of the stages this researchers used interview techniques, observation and also documentation (2) reduction data (3) presentation of data (4) towing conclusion. The results of the study showed that the registration of a financial report done by the owners of the small and medium businesses umkm ladu arai pinang gusti use and very modest, the reason why small and medium businesses umkm in village records not financial report in accordance with SAK EMKM is the owner did not understand SAK EMKM and how preparing financial reports that is in accordance with the accounting standard entity micro small and medium enterprises (SAK EMKM).","PeriodicalId":243045,"journal":{"name":"Al Fiddhoh: Journal of Banking, Insurance, and Finance","volume":"26 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-03-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133992290","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study aims to determine whether there is an effect of the level of income per capita and the level of capital formation on the economy in Jambi Province during the period 2011-2020. The research method used is a descriptive quantitative approach, the type of data used in this study is secondary data obtained from related agencies which are then processed using SPSS.25 software through tests related to research needs. The results of the study indicate that there is a positive and significant effect between per capita income and formation on ADHK GRDP in Jambi Province during 2011-2020 either partially or simultaneously. The magnitude of the influence given by Per capita Income and Capital Formation on GRDP ADHK is 68.7%.
{"title":"ANALISIS PENGARUH TINGKAT PENDAPATAN PERKAPITA DAN PEMBENTUKAN MODAL TERHADAP PEREKONOMIAN DI PROVINSI JAMBI TAHUN 2016-2020","authors":"Masrida Zasriati","doi":"10.32939/fdh.v3i1.1134","DOIUrl":"https://doi.org/10.32939/fdh.v3i1.1134","url":null,"abstract":"This study aims to determine whether there is an effect of the level of income per capita and the level of capital formation on the economy in Jambi Province during the period 2011-2020. The research method used is a descriptive quantitative approach, the type of data used in this study is secondary data obtained from related agencies which are then processed using SPSS.25 software through tests related to research needs. The results of the study indicate that there is a positive and significant effect between per capita income and formation on ADHK GRDP in Jambi Province during 2011-2020 either partially or simultaneously. The magnitude of the influence given by Per capita Income and Capital Formation on GRDP ADHK is 68.7%.","PeriodicalId":243045,"journal":{"name":"Al Fiddhoh: Journal of Banking, Insurance, and Finance","volume":"105 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-03-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114481140","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
ABSTRACT The purpose of this research is to find out how the performance of PT. Bank 9 Jambi based on Financial Ratio Analysis for the period 2017-2019. The data used is secondary data published through the official website of bank jambi, namely BankJambi.co.id. then analyzed using the ratio of Liquidity, Solvency and Profitability. The data used used is annual data from 2017-2019. The results of the Quick Ratio in 2017-2019 is said to be Not Good. Based on the results of the Banking Ratio in 2017-2019 it is said to be less good. Based on the results of the Asset To Loans Ratio in 2017-2019 it is said to be very good. While the solvency Ratio based on the results of the Primary Ratio in 2017-2019 is said to be Good. Based on the Capital Ratio in 2017-2019 it is said to be not Good. Based on the results of the Capital Adequacy Ratio in 2017-2019 it is said to be very Good. While the Profitability Ratio based on the result of the Gross Profit Margin is said to be very Good . based on the results of Return On Asset said to be very Good. Based on the result of Return On Equity said to be very Good.
摘要本研究的目的是基于财务比率分析，找出PT. Bank 9 Jambi在2017-2019年期间的绩效。本文所使用的数据为通过jambi银行官方网站BankJambi.co.id发布的二次数据。然后利用流动性、偿债能力和盈利能力的比值进行分析。所使用的数据为2017-2019年的年度数据。据说2017-2019年的速动比率结果并不好。根据2017-2019年银行比率的结果，据说情况不太好。根据2017-2019年资产贷款比率的结果，据说非常好。而2017-2019年基于主要比率结果的偿付能力比率据说是良好的。根据2017-2019年的资本比率，据说并不好。根据2017-2019年资本充足率的结果，据说非常好。而基于毛利率结果的利润率据说非常好。基于结果的资产回报率说得很好。基于股本回报率的结果说很好。
{"title":"ANALISIS KINERJA KEUANGAN PT. BANK 9 JAMBI PERIODE 2017-2019","authors":"Silvia Rahayu","doi":"10.32939/fdh.v3i1.1129","DOIUrl":"https://doi.org/10.32939/fdh.v3i1.1129","url":null,"abstract":"ABSTRACT \u0000The purpose of this research is to find out how the performance of PT. Bank 9 Jambi based on Financial Ratio Analysis for the period 2017-2019. The data used is secondary data published through the official website of bank jambi, namely BankJambi.co.id. then analyzed using the ratio of Liquidity, Solvency and Profitability. The data used used is annual data from 2017-2019. The results of the Quick Ratio in 2017-2019 is said to be Not Good. Based on the results of the Banking Ratio in 2017-2019 it is said to be less good. Based on the results of the Asset To Loans Ratio in 2017-2019 it is said to be very good. While the solvency Ratio based on the results of the Primary Ratio in 2017-2019 is said to be Good. Based on the Capital Ratio in 2017-2019 it is said to be not Good. Based on the results of the Capital Adequacy Ratio in 2017-2019 it is said to be very Good. While the Profitability Ratio based on the result of the Gross Profit Margin is said to be very Good . based on the results of Return On Asset said to be very Good. Based on the result of Return On Equity said to be very Good.","PeriodicalId":243045,"journal":{"name":"Al Fiddhoh: Journal of Banking, Insurance, and Finance","volume":"11 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-03-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132926133","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study aims to assess and analyze the financial performance of the women's savings and loan management unit (SPK) Siulak District, Kerinci Regency. Financial performance assessment is seen from two aspects, namely aspects of financial management and aspects of loan management. This study uses secondary data from the financial statements of UPK SPP Siulak District, Kerinci Regency, in the form of UPK income statement and other related reports from 2016 to 2020. Data were analyzed using a financial ratio analysis approach. The results showed that the financial performance of UPK SPP Siulak Subdistrict Kerinci Regency viewed from the aspects of financial management from 2016 to 2020 ranged from intervals of 17.77% -21.15%, including the category of underperformance, while the financial performance of UPK SPP Subdistrict of Siulak District of Kerinci Regency viewed aspects of loan management from 2016 to 2020 ranged from intervals of 1.92% -2.52% including underperforming categories. The results of UPK SPP health assessment in Siulak District Kerinci Regency from 2016 to 2020 were 61.66, including the quite healthy category.
{"title":"ANALISIS KINERJA KEUANGAN UNIT PENGELOLA KEGIATAN (UPK) SIMPAN PINJAM PEREMPUAN (SPP) KECAMATAN SIULAK KABUPATEN KERINCI PERIODE 2016-2020","authors":"Rio Baviga, Zachari Abdallah","doi":"10.32939/fdh.v3i1.1096","DOIUrl":"https://doi.org/10.32939/fdh.v3i1.1096","url":null,"abstract":"This study aims to assess and analyze the financial performance of the women's savings and loan management unit (SPK) Siulak District, Kerinci Regency. Financial performance assessment is seen from two aspects, namely aspects of financial management and aspects of loan management. This study uses secondary data from the financial statements of UPK SPP Siulak District, Kerinci Regency, in the form of UPK income statement and other related reports from 2016 to 2020. Data were analyzed using a financial ratio analysis approach. The results showed that the financial performance of UPK SPP Siulak Subdistrict Kerinci Regency viewed from the aspects of financial management from 2016 to 2020 ranged from intervals of 17.77% -21.15%, including the category of underperformance, while the financial performance of UPK SPP Subdistrict of Siulak District of Kerinci Regency viewed aspects of loan management from 2016 to 2020 ranged from intervals of 1.92% -2.52% including underperforming categories. The results of UPK SPP health assessment in Siulak District Kerinci Regency from 2016 to 2020 were 61.66, including the quite healthy category.","PeriodicalId":243045,"journal":{"name":"Al Fiddhoh: Journal of Banking, Insurance, and Finance","volume":"21 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-03-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127881949","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The purpose of this study was to measure the factors that influence the interest of the people of Bima district to become customers with knowledge as a moderating variable. This research is a descriptive quantitative research by distributing questionnaires as a data collection method. The sample in this study was 100 respondents, namely people in Bima district. The data analysis technique used the STATA version 16 application. To see the results of the test the researchers used Moderated Regression Analysis (MRA). The results of the study show that the variables of perception and religiosity have no effect on interest in becoming a customer in Islamic banks. Then the Knowledge variable can moderate Perception and Religiosity towards Interest in Becoming a Customer in Islamic Banks. The results of this study are expected to be useful for financial institutions as a source of reference and information in making decisions and increasing public knowledge.
本研究以知识为调节变量，探讨影响毕玛地区居民成为顾客兴趣的因素。本研究是一项描述性定量研究，通过发放问卷作为数据收集方法。本研究的样本为100名受访者，即Bima地区的人。数据分析技术使用了STATA version 16应用程序。为了查看测试结果，研究人员使用了适度回归分析(MRA)。研究结果表明，感知和宗教信仰的变量对成为伊斯兰银行客户的兴趣没有影响。知识变量可以调节对成为伊斯兰银行客户的兴趣的感知和宗教性。本研究的结果可望为金融机构提供决策参考和资讯来源，并增加公众的知识。
{"title":"PENGARUH PERSEPSI DAN RELIGIUSITAS TERHADAP MINAT MASYARAKAT KABUPATEN BIMA MENJADI NASABAH DI BANK SYARIAH DENGAN PENGETAHUAN SEBAGAI VARIABEL MODERASI","authors":"Waadarahmah Waadarahmah","doi":"10.32939/fdh.v3i1.1038","DOIUrl":"https://doi.org/10.32939/fdh.v3i1.1038","url":null,"abstract":"The purpose of this study was to measure the factors that influence the interest of the people of Bima district to become customers with knowledge as a moderating variable. This research is a descriptive quantitative research by distributing questionnaires as a data collection method. The sample in this study was 100 respondents, namely people in Bima district. The data analysis technique used the STATA version 16 application. To see the results of the test the researchers used Moderated Regression Analysis (MRA). The results of the study show that the variables of perception and religiosity have no effect on interest in becoming a customer in Islamic banks. Then the Knowledge variable can moderate Perception and Religiosity towards Interest in Becoming a Customer in Islamic Banks. The results of this study are expected to be useful for financial institutions as a source of reference and information in making decisions and increasing public knowledge.","PeriodicalId":243045,"journal":{"name":"Al Fiddhoh: Journal of Banking, Insurance, and Finance","volume":"81 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-03-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128628569","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Penelitian yang dilakukan ini bertujuan untuk menelusuri apakah pada PT. Bank Perkreditan Rakyat Pembangunan Kerinci strategi promosi dapat mempengaruhi nasabah dalam memilih menggunakan produk tabungan SIPINTAR. Untuk mendukung penelitian ini, maka diambil 80 responden yang merupakan nasabah tabungan SIPINTAR dengan metode pengambilan sampel yaitu convenience sampling. Teknik analisis data yang digunakan dalam penelitian ini yaitu analisis regresi linear sederhana dengan bantuan aplikasi IBM SPSS.26. Hasil penelitian ini menyatakan bahwa strategi promosi berpengaruh positif dan signifikan terhadap keputusan nasabah dalam memilih tabungan SIPINTAR pada PT. Bank Perkreditan Rakyat Pembangunan Kerinci dengan besaran pengaruh yaitu 47,2%.
这项研究旨在探讨公民信贷银行(PT. percentation Bank)的严格推广战略发展是否会影响消费者选择使用智能储蓄产品的能力。为了支持这项研究，有80名受访者接受了一种巧妙的采样方法——样本采样。本研究采用的数据分析技术是在IBM SPSS.26的应用程序的帮助下使用的简单线性回归分析。这项研究的结果表明，推广战略对消费者选择PT.信贷银行(PT. Bank of finance)具有47.2%影响力的小额信贷开发人员的决策有着积极而重要的影响。
{"title":"PENGARUH STRATEGI PROMOSI TERHADAP KEPUTUSAN NASABAH MEMILIH TABUNGAN SIPINTAR PADA PT. BANK PERKREDITAN RAKYAT PEMBANGUNAN KERINCI","authors":"Eka Putra, Eva Sumanti","doi":"10.32939/fdh.v2i2.956","DOIUrl":"https://doi.org/10.32939/fdh.v2i2.956","url":null,"abstract":"Penelitian yang dilakukan ini bertujuan untuk menelusuri apakah pada PT. Bank Perkreditan Rakyat Pembangunan Kerinci strategi promosi dapat mempengaruhi nasabah dalam memilih menggunakan produk tabungan SIPINTAR. Untuk mendukung penelitian ini, maka diambil 80 responden yang merupakan nasabah tabungan SIPINTAR dengan metode pengambilan sampel yaitu convenience sampling. Teknik analisis data yang digunakan dalam penelitian ini yaitu analisis regresi linear sederhana dengan bantuan aplikasi IBM SPSS.26. Hasil penelitian ini menyatakan bahwa strategi promosi berpengaruh positif dan signifikan terhadap keputusan nasabah dalam memilih tabungan SIPINTAR pada PT. Bank Perkreditan Rakyat Pembangunan Kerinci dengan besaran pengaruh yaitu 47,2%.","PeriodicalId":243045,"journal":{"name":"Al Fiddhoh: Journal of Banking, Insurance, and Finance","volume":"20 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-10-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115115122","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Tujuan dilakukannya penelitian ini yaitu untuk menguji apakah ada pengaruh yang diberikan oleh variabel bonus dan lingkungan kerja terhadap prestasi kerja. Sampel dalam penelitian ini berjumlah 30 orang karyawan yang bekerja di PT. Prudential Life Assurance Cabang Kota Sungai Penuh. Alat analisis data yang digunakan yaitu analisis regresi linear berganda. Hasil penelitian ini menunjukkan bahwa secara parsial maupun simultan terdapat pengaruh dari variabel bonus dan lingkungan kerja terhadap prestasi kerja, dengan besaran pengaruhnya yaitu 68,4%.
这项研究的目的是测试奖金变量和工作环境对工作表现是否有影响。该研究的样本包括30名在PT. Prudential Life Assurance分行工作的员工。所使用的数据分析工具是线性多元回归分析。研究结果表明，部分和同时对工作成就有影响的变量奖金和环境，其影响为68.4%。
{"title":"PENGARUH BONUS DAN LINGKUNGAN KERJA TERHADAP PRESTASI KERJA KARYAWAN PADA PT. PRUDENTIAL LIFE ASSURANCE CABANG KOTA SUNGAI PENUH","authors":"Edia Satria","doi":"10.32939/fdh.v2i2.954","DOIUrl":"https://doi.org/10.32939/fdh.v2i2.954","url":null,"abstract":"Tujuan dilakukannya penelitian ini yaitu untuk menguji apakah ada pengaruh yang diberikan oleh variabel bonus dan lingkungan kerja terhadap prestasi kerja. Sampel dalam penelitian ini berjumlah 30 orang karyawan yang bekerja di PT. Prudential Life Assurance Cabang Kota Sungai Penuh. Alat analisis data yang digunakan yaitu analisis regresi linear berganda. Hasil penelitian ini menunjukkan bahwa secara parsial maupun simultan terdapat pengaruh dari variabel bonus dan lingkungan kerja terhadap prestasi kerja, dengan besaran pengaruhnya yaitu 68,4%.","PeriodicalId":243045,"journal":{"name":"Al Fiddhoh: Journal of Banking, Insurance, and Finance","volume":"81 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-10-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132964631","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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