The main objective of this research is to identify and analyze the contribution of third party funds and the growth of financing in determining profitability in Islamic commercial banks in Indonesia for the period 2015-2019. Where profitability is the dependent variable and third party funds and financing growth is the independent variable. This Research type represent the quantitative research is comparability origin.. The data used in this study are secondary data, namely the financial statements of 6 Islamic public banks from the 2015 - 2019 period. The statistical method in this research is multiple linear regression analysis and correlation analysis using IBM SPSS Statistic 25.The results of this study indicate that simultaneously third party funds and financing growth have a significant effect on the profitability of Islamic Commercial Banks. As partially, the Current Party Fund has a significant effect on the profitability of Islamic Commercial Banks, and financing growth does not have a significant effect on the profitability of Islamic Commercial Banks.
本研究的主要目的是识别和分析第三方资金的贡献和融资的增长,以确定2015-2019年期间印度尼西亚伊斯兰商业银行的盈利能力。其中盈利能力是因变量,第三方资金和融资增长是自变量。这种研究类型代表了定量研究的可比性起源。本研究使用的数据为二次数据,即6家伊斯兰公立银行2015 - 2019年期间的财务报表。本研究的统计方法采用IBM SPSS Statistic 25进行多元线性回归分析和相关分析。研究结果表明,第三方资金和融资增长同时对伊斯兰商业银行的盈利能力有显著影响。作为部分,Current Party Fund对回教商业银行的盈利能力有显著影响,融资增长对回教商业银行的盈利能力没有显著影响。
{"title":"PENGARUH DANA PIHAK KETIGA DAN PERTUMBUHAN PEMBIAYAAN TERHADAP PROFITABILITAS BANK UMUM SYARIAH PERIODE 2015-2019","authors":"Elex Sarmigi","doi":"10.32939/fdh.v2i2.953","DOIUrl":"https://doi.org/10.32939/fdh.v2i2.953","url":null,"abstract":"The main objective of this research is to identify and analyze the contribution of third party funds and the growth of financing in determining profitability in Islamic commercial banks in Indonesia for the period 2015-2019. Where profitability is the dependent variable and third party funds and financing growth is the independent variable. This Research type represent the quantitative research is comparability origin.. The data used in this study are secondary data, namely the financial statements of 6 Islamic public banks from the 2015 - 2019 period. The statistical method in this research is multiple linear regression analysis and correlation analysis using IBM SPSS Statistic 25.The results of this study indicate that simultaneously third party funds and financing growth have a significant effect on the profitability of Islamic Commercial Banks. As partially, the Current Party Fund has a significant effect on the profitability of Islamic Commercial Banks, and financing growth does not have a significant effect on the profitability of Islamic Commercial Banks.","PeriodicalId":243045,"journal":{"name":"Al Fiddhoh: Journal of Banking, Insurance, and Finance","volume":"30 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-10-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127454547","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
S. Harahap, Yuserizal Bustami, Syukrawati Syukrawati
This study was conducted to examine the effect of financial literacy on student interest in investing in Islamic stocks at the Sharia Investment Gallery of IAIN Kerinci. Therefore, the sample used in this study amounted to 70 people. This research data analysis tool uses simple linear regression analysis. Where the results of the study indicate that financial literacy has a positive and significant effect on student interest in investing in sharia shares at the Sharia Investment Gallery of IAIN Kerinci, with the magnitude of the influence being 42.4%.
{"title":"PENGARUH LITERASI KEUANGAN TERHADAP MINAT INVESTASI SAHAM SYARIAH","authors":"S. Harahap, Yuserizal Bustami, Syukrawati Syukrawati","doi":"10.32939/fdh.v2i2.955","DOIUrl":"https://doi.org/10.32939/fdh.v2i2.955","url":null,"abstract":"This study was conducted to examine the effect of financial literacy on student interest in investing in Islamic stocks at the Sharia Investment Gallery of IAIN Kerinci. Therefore, the sample used in this study amounted to 70 people. This research data analysis tool uses simple linear regression analysis. Where the results of the study indicate that financial literacy has a positive and significant effect on student interest in investing in sharia shares at the Sharia Investment Gallery of IAIN Kerinci, with the magnitude of the influence being 42.4%.","PeriodicalId":243045,"journal":{"name":"Al Fiddhoh: Journal of Banking, Insurance, and Finance","volume":"70 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-10-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127707552","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Alek Wissalam Bustami, Elvi Nilda, Nevia Sukma Dewi
This study was conducted with the intention of analyzing the effect of expected return and investment risk on student interest in investing in Islamic stocks at the Islamic Investment Gallery IAIN Kerinci. Therefore, as many as 59 students of IAIN Kerinci were taken as samples, where these students were students who had made investments. Data analysis was carried out using multiple linear regression, where the results showed that partially expected return had a positive and significant effect on student interest in investing in Islamic stocks at the Sharia Investment Gallery IAIN Kerinci, while investment risk had no significant effect. Simultaneously, the expected return and investment risk affect the interest of students to invest in Islamic stocks at the Sharia Investment Gallery of IAIN Kerinci, with the magnitude of the influence being 52.7%.
{"title":"PENGARUH EKSPEKTASI RETURN DAN RISIKO INVESTASI TERHADAP MINAT INVESTASI MAHASISWA DI GALERI INVESTASI SYARIAH IAIN KERINCI","authors":"Alek Wissalam Bustami, Elvi Nilda, Nevia Sukma Dewi","doi":"10.32939/fdh.v2i2.957","DOIUrl":"https://doi.org/10.32939/fdh.v2i2.957","url":null,"abstract":"This study was conducted with the intention of analyzing the effect of expected return and investment risk on student interest in investing in Islamic stocks at the Islamic Investment Gallery IAIN Kerinci. Therefore, as many as 59 students of IAIN Kerinci were taken as samples, where these students were students who had made investments. Data analysis was carried out using multiple linear regression, where the results showed that partially expected return had a positive and significant effect on student interest in investing in Islamic stocks at the Sharia Investment Gallery IAIN Kerinci, while investment risk had no significant effect. Simultaneously, the expected return and investment risk affect the interest of students to invest in Islamic stocks at the Sharia Investment Gallery of IAIN Kerinci, with the magnitude of the influence being 52.7%.","PeriodicalId":243045,"journal":{"name":"Al Fiddhoh: Journal of Banking, Insurance, and Finance","volume":"287 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-10-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133895586","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study aims to analyze the effect of Credit Risk, Capital Adequacy Level which is moderated by the value of the company on the Profitability Level in Banking Companies. The analysis technique in this study uses linear regression analysis with moderation variables. Based on the results of the study indicate that credit risk has no significant effect on the level of profitability, the level of capital adequacy has no significant effect on the level of profitability, credit risk and the level of capital adequacy has no significant effect on the level of profitability with company value as a moderating variable. The magnitude of the effect of Credit Risk and Capital Adequacy Level on Profitability is moderated by the Company Value of 57.9%.
{"title":"PERAN MODERASI NILAI PERUSAHAAN PADA PENGARUH RISIKO KREDIT DAN TINGKAT KECUKUPAN MODAL TERHADAP TINGKAT PROFITABILITAS","authors":"Zachari Abdallah","doi":"10.32939/fdh.v2i2.948","DOIUrl":"https://doi.org/10.32939/fdh.v2i2.948","url":null,"abstract":"This study aims to analyze the effect of Credit Risk, Capital Adequacy Level which is moderated by the value of the company on the Profitability Level in Banking Companies. The analysis technique in this study uses linear regression analysis with moderation variables. Based on the results of the study indicate that credit risk has no significant effect on the level of profitability, the level of capital adequacy has no significant effect on the level of profitability, credit risk and the level of capital adequacy has no significant effect on the level of profitability with company value as a moderating variable. The magnitude of the effect of Credit Risk and Capital Adequacy Level on Profitability is moderated by the Company Value of 57.9%.","PeriodicalId":243045,"journal":{"name":"Al Fiddhoh: Journal of Banking, Insurance, and Finance","volume":"83 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-10-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115758708","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}