Perbankan Islam didasarkan pada prinsip hukum Islam, berdasarkan adanya larangan dalam agama Islam untuk meminjamkan atau memungut pinjaman dengan mengenakan bunga pinjaman (riba), serta larangan untuk berinvestasi pada usaha-usaha berkategori terlarang (haram). Kegiatan operasional di dalam bank Islam menggunakan prinsip berdasarkan prinsip bagi hasil (mudharabah), pembiayaan berdasarkan prinsip usaha patungan (musyarakah), jual beli barang dengan memperoleh keuntungan (murabahah), atau pembiayaan barang modal berdasarkan prinsip sewa (ijarah). Perbankan Syariah tidak menggunakan sistem bunga sebagai alat untuk memperoleh pendapatan maupun membebankan bunga atas penggunaan dana pinjaman nasabah, karena riba di haramkan oleh syariah Islam. Strategi pemasaran merupakan bagian integral dari strategi bisnis yang memberikan arah pada semua fungsi manajemen suatu organisasi bisnis. Dengan adanya strategi pemasaran, maka implementasi program dalam mencapai tujuan organisasi dapat dilakukan secara aktif, sadar dan rasional. Penelitian ini bertujuan untuk menganalisis strategi pemasaran pada produk pembiayaan di Bank syariah Indonesia KCP Stabat agar tidak kalah saing dengan produk perbankan lainya.
{"title":"Analisis Strategi Pemasaran Produk Pembiayaan Pensiun Pada Bank Syariah Indonesia KCP Stabat","authors":"Ika Adeyani, Tuti Anggraini","doi":"10.51178/jecs.v3i2.298","DOIUrl":"https://doi.org/10.51178/jecs.v3i2.298","url":null,"abstract":"\u0000 \u0000 \u0000 \u0000Perbankan Islam didasarkan pada prinsip hukum Islam, berdasarkan adanya larangan dalam agama Islam untuk meminjamkan atau memungut pinjaman dengan mengenakan bunga pinjaman (riba), serta larangan untuk berinvestasi pada usaha-usaha berkategori terlarang (haram). Kegiatan operasional di dalam bank Islam menggunakan prinsip berdasarkan prinsip bagi hasil (mudharabah), pembiayaan berdasarkan prinsip usaha patungan (musyarakah), jual beli barang dengan memperoleh keuntungan (murabahah), atau pembiayaan barang modal berdasarkan prinsip sewa (ijarah). Perbankan Syariah tidak menggunakan sistem bunga sebagai alat untuk memperoleh pendapatan maupun membebankan bunga atas penggunaan dana pinjaman nasabah, karena riba di haramkan oleh syariah Islam. Strategi pemasaran merupakan bagian integral dari strategi bisnis yang memberikan arah pada semua fungsi manajemen suatu organisasi bisnis. Dengan adanya strategi pemasaran, maka implementasi program dalam mencapai tujuan organisasi dapat dilakukan secara aktif, sadar dan rasional. Penelitian ini bertujuan untuk menganalisis strategi pemasaran pada produk pembiayaan di Bank syariah Indonesia KCP Stabat agar tidak kalah saing dengan produk perbankan lainya. \u0000 \u0000 \u0000 \u0000","PeriodicalId":251230,"journal":{"name":"Journal Economy and Currency Study (JECS)","volume":"47 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-11-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134484429","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pembiayaan Mitra Guna Berkah adalah layanan pembiayaan ragam kebutuhan atau multiguna dengan sumber pembayaran dari gaji atau pendapatan pegawai tetap. Banyaknya produk pembiayaan perbankan syariah yang ada di Indonesia mendorong perusahaan bersaing mendapatkan nasabah melalui berbagai strategi yang tepat. Penelitian bertujuan untuk untuk mengetahui dan menganalisis pengaruh strategi marketing mix dalam menarik minat nasabah terhadap pembiayaan kredit Mitra Guna Berkah. Dimensi marketing mix yang digunakan ada empat yaitu: Produk (Product), Tempat (Place), Harga (Price) dan Promosi (Promotion). Dengan menggunakan analisis deskriptif didapatkan hasil bahwa dari keempat dimensi marketing mix Promosi adalah yang paling dominan berpengaruh dalam menarik minat nasabah terhadap pembiayaan Mitra Guna Berkah.
{"title":"Analisis Strategi Pemasaran Kredit Pembiayaan Mitraguna Dalam Menarik Minat Nasabah Di Bank Syariah Indonesia Ex Bank Syariah Mandiri KCP Stabat","authors":"Ilvia Lanniza, Tuti Anggraini","doi":"10.51178/jecs.v3i2.297","DOIUrl":"https://doi.org/10.51178/jecs.v3i2.297","url":null,"abstract":"Pembiayaan Mitra Guna Berkah adalah layanan pembiayaan ragam kebutuhan atau multiguna dengan sumber pembayaran dari gaji atau pendapatan pegawai tetap. Banyaknya produk pembiayaan perbankan syariah yang ada di Indonesia mendorong perusahaan bersaing mendapatkan nasabah melalui berbagai strategi yang tepat. Penelitian bertujuan untuk untuk mengetahui dan menganalisis pengaruh strategi marketing mix dalam menarik minat nasabah terhadap pembiayaan kredit Mitra Guna Berkah. Dimensi marketing mix yang digunakan ada empat yaitu: Produk (Product), Tempat (Place), Harga (Price) dan Promosi (Promotion). Dengan menggunakan analisis deskriptif didapatkan hasil bahwa dari keempat dimensi marketing mix Promosi adalah yang paling dominan berpengaruh dalam menarik minat nasabah terhadap pembiayaan Mitra Guna Berkah.","PeriodicalId":251230,"journal":{"name":"Journal Economy and Currency Study (JECS)","volume":"6 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-11-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129634594","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Produk mie instan sebagaimana diketahui adalah salah satu produk makanan cepat saji yang semakin digemari mahasiswa karena harganya yang terjangkau, mudah didapatkan dan sifatnya yang tahan lama. Banyaknya merk mie instan yang ada di pasaran akan mendorong perusahaan bersaing mendapatkan calon konsumen melalui berbagai strategi yang tepat, misalnya mengubah kemasan, warna, aroma, promosi dan harga. Penelitian bertujuan untuk: (1) untuk mengetahui dan menganalisis pengaruh perilaku konsumen yang terdiri dari faktor budaya, sosial, pribadi dan psikologis terhadap keputusan untuk membeli produk mie instan merek Indomie dan (2) untuk mengetahui di antara faktor budaya, sosial, pribadi dan psikologi yang berpengaruh dominan terhadap keputusan mahasiswa untuk membeli produk mie instan merek Indomie. Dengan menggunakan analisis regresi linier berganda dan menggunakan sampel sebanyak 40 mahasiswa didapatkan hasil sebagai berikut: Dari hasil analisis didapatkan bahwa variabel faktor budaya, sosial, pribadi dan psikologis secara simultan/bersama-sama mempunyai pengaruh signifikan (bermakna) terhadap keputusan pembelian produk mie instan merek Indomie dan variabel psikologis mempunyai pengaruh dominan terhadap keputusan pembelian produk mie instan merk Indomie.
{"title":"Analisis Faktor-Faktor Yang Mempengaruhi Konsumen Dalam Pengambilan Keputusan Pembelian Produk Mie Instan (Studi Pada Mahasiswa Fakultas Ekonomi Universitas Dharmawangsa)","authors":"Fandi Iskandar Sopang","doi":"10.51178/jecs.v3i2.291","DOIUrl":"https://doi.org/10.51178/jecs.v3i2.291","url":null,"abstract":"Produk mie instan sebagaimana diketahui adalah salah satu produk makanan cepat saji yang semakin digemari mahasiswa karena harganya yang terjangkau, mudah didapatkan dan sifatnya yang tahan lama. Banyaknya merk mie instan yang ada di pasaran akan mendorong perusahaan bersaing mendapatkan calon konsumen melalui berbagai strategi yang tepat, misalnya mengubah kemasan, warna, aroma, promosi dan harga. Penelitian bertujuan untuk: (1) untuk mengetahui dan menganalisis pengaruh perilaku konsumen yang terdiri dari faktor budaya, sosial, pribadi dan psikologis terhadap keputusan untuk membeli produk mie instan merek Indomie dan (2) untuk mengetahui di antara faktor budaya, sosial, pribadi dan psikologi yang berpengaruh dominan terhadap keputusan mahasiswa untuk membeli produk mie instan merek Indomie. Dengan menggunakan analisis regresi linier berganda dan menggunakan sampel sebanyak 40 mahasiswa didapatkan hasil sebagai berikut: Dari hasil analisis didapatkan bahwa variabel faktor budaya, sosial, pribadi dan psikologis secara simultan/bersama-sama mempunyai pengaruh signifikan (bermakna) terhadap keputusan pembelian produk mie instan merek Indomie dan variabel psikologis mempunyai pengaruh dominan terhadap keputusan pembelian produk mie instan merk Indomie.","PeriodicalId":251230,"journal":{"name":"Journal Economy and Currency Study (JECS)","volume":"10 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-11-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130823317","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Pengaruh Etika Dan Motivasi Kerja Terhadap Produktivitas Kerja Karyawan (Studi Kasus Bank Syariah Mandiri Cabang Pembantu Pangkalan Brandan)","authors":"Asmawarna Sinaga, Anjur Perkasa Alam, Yaumul Khair Afif, Novita Mayang, Nurfadillah","doi":"10.51178/jecs.v2i2.269","DOIUrl":"https://doi.org/10.51178/jecs.v2i2.269","url":null,"abstract":"","PeriodicalId":251230,"journal":{"name":"Journal Economy and Currency Study (JECS)","volume":"15 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-10-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121319989","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study proposes a qualitative analysis of the use of E-Banking Facilities in the Interests of Customers. Case Study at PT. BRI Syariah Stabat Sub-Branch Office with a focus on the problem, namely what are the e-banking channels available at PT. BRI Syariah Stabat Sub-Branch Office, what are the benefits for customers using the e-banking channel facilities available at PT. BRI Syariah Stabat Sub-Branch Office, and what are the obstacles in e-banking channel services found at PT. BRI Syariah Stabat Sub-Branch Office. This type of research is a field research (field research) which is a case study using a descriptive qualitative approach and the process of inferring research results by inductive thinking, the method used is a qualitative method, namely a research strategy that uses more and collects in-depth information on the phenomenon being studied. researched. This analysis is carried out by examining and examining in depth the data obtained, in order to obtain conclusions that can be accounted for in scientific studies. Based on the results of research in the field, it is known that the Electronic Banking channels at PT. BRI Syariah Stabat Sub-Branch Offices are BRIS e-banking, smsBRIS, mobile BRIS, CMS BRIS (Cash Management System), BRIS e-form and BRIS Laku Pandai. The advantages received by customers in using BRIS e-banking are banking transaction service facilities through the internet network that can be accessed for 24 hours, BRIS SMS makes it easy for customers to top up credit, pay bills, transfers to pay Zakat, Infaq and Shodaqah, Mobile BRIS allows Customers obtain banking information using their cellphones, the BRIS CMS (Cash Management System) facilitates electronic services that provide services in the form of customer financial transactions, the BRIS e-form makes it easy to open a Faedah Savings account at BRI sharia through online, Laku Pandai BRIS facilitates banking and/or services other financial services that are carried out not through office networks, but through collaboration with other parties and need to be supported by the use of information technology facilities. The obstacles that occur to customers in the use of Electronic Banking facilities at PT. BRISyariah Stabat Sub-Branch Office, namely the customer's ability to use technology due to the lack of public knowledge about e-banking facilities and the sometimes unsupportive network also makes it difficult for customers in some areas to access networks such as in rural areas, causing customers to still choose transact by visiting the branch office
{"title":"Penggunaan Fasilitas E-Banking Dalam Minat Nasabah Studi Kasus Pada PT. BRI Syariah Kantor Cabang Pembantu Stabat","authors":"Asmawarna Sinaga, Anjur Perkasa Alam, Faisal Efendi, Fajar Siddiq","doi":"10.51178/jecs.v3i2.270","DOIUrl":"https://doi.org/10.51178/jecs.v3i2.270","url":null,"abstract":"\u0000 \u0000 \u0000 \u0000This study proposes a qualitative analysis of the use of E-Banking Facilities in the Interests of Customers. Case Study at PT. BRI Syariah Stabat Sub-Branch Office with a focus on the problem, namely what are the e-banking channels available at PT. BRI Syariah Stabat Sub-Branch Office, what are the benefits for customers using the e-banking channel facilities available at PT. BRI Syariah Stabat Sub-Branch Office, and what are the obstacles in e-banking channel services found at PT. BRI Syariah Stabat Sub-Branch Office. This type of research is a field research (field research) which is a case study using a descriptive qualitative approach and the process of inferring research results by inductive thinking, the method used is a qualitative method, namely a research strategy that uses more and collects in-depth information on the phenomenon being studied. researched. This analysis is carried out by examining and examining in depth the data obtained, in order to obtain conclusions that can be accounted for in scientific studies. Based on the results of research in the field, it is known that the Electronic Banking channels at PT. BRI Syariah Stabat Sub-Branch Offices are BRIS e-banking, smsBRIS, mobile BRIS, CMS BRIS (Cash Management System), BRIS e-form and BRIS Laku Pandai. The advantages received by customers in using BRIS e-banking are banking transaction service facilities through the internet network that can be accessed for 24 hours, BRIS SMS makes it easy for customers to top up credit, pay bills, transfers to pay Zakat, Infaq and Shodaqah, Mobile BRIS allows Customers obtain banking information using their cellphones, the BRIS CMS (Cash Management System) facilitates electronic services that provide services in the form of customer financial transactions, the BRIS e-form makes it easy to open a Faedah Savings account at BRI sharia through online, Laku Pandai BRIS facilitates banking and/or services other financial services that are carried out not through office networks, but through collaboration with other parties and need to be supported by the use of information technology facilities. The obstacles that occur to customers in the use of Electronic Banking facilities at PT. BRISyariah Stabat Sub-Branch Office, namely the customer's ability to use technology due to the lack of public knowledge about e-banking facilities and the sometimes unsupportive network also makes it difficult for customers in some areas to access networks such as in rural areas, causing customers to still choose transact by visiting the branch office \u0000 \u0000 \u0000 \u0000","PeriodicalId":251230,"journal":{"name":"Journal Economy and Currency Study (JECS)","volume":"57 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-10-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121994375","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study was conducted to determine the effect of service quality and brand ambassador on Shopee Application User Loyalty (Case Study of FE UISU Student Management Department Academic Year 2017) as well as the results of the study. From the output above, it is known that the coefficient of determination (R Square) of 0.520 means 52 % Loyalty of shopee shopping customers can be explained by the variable Quality of service and Brand Ambassador while the remaining 48% is influenced by other variables that are not examined in this study. Based on the results of the analysis in this study, it can be concluded as follows: Product Quality (X1) has a positive and significant effect on Shopee Customer Loyalty, Brand Ambassador (X2) has a positive and significant impact on Shopee Customer Loyalty, Service Quality (X1) and Brand Ambassador (X2) simultaneously has a positive and significant influence on shopee customer loyalty
{"title":"Pengaruh Kualitas Pelayanan Dan Brand Ambasador Terhadap Loyalitas Pengguna Aplikasi Shopee (Studi Kasus Mahasiswa FE UISU Jurusan Management Tahun Ajaran 2017)","authors":"Oddie Babudilla, Nilawati Nasti","doi":"10.51178/jecs.v3i2.268","DOIUrl":"https://doi.org/10.51178/jecs.v3i2.268","url":null,"abstract":"This study was conducted to determine the effect of service quality and brand ambassador on Shopee Application User Loyalty (Case Study of FE UISU Student Management Department Academic Year 2017) as well as the results of the study. From the output above, it is known that the coefficient of determination (R Square) of 0.520 means 52 % Loyalty of shopee shopping customers can be explained by the variable Quality of service and Brand Ambassador while the remaining 48% is influenced by other variables that are not examined in this study. Based on the results of the analysis in this study, it can be concluded as follows: Product Quality (X1) has a positive and significant effect on Shopee Customer Loyalty, Brand Ambassador (X2) has a positive and significant impact on Shopee Customer Loyalty, Service Quality (X1) and Brand Ambassador (X2) simultaneously has a positive and significant influence on shopee customer loyalty","PeriodicalId":251230,"journal":{"name":"Journal Economy and Currency Study (JECS)","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-10-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131109792","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study aims to determine the effect of the Learning By Doing model on the reasoning abilities of students in class X SMKS-PP Putra Jaya Jabal Rahmah Stabat, Langkat Regency. This research is a type of quasi-experimental research (quasi-experimental) with a nonequivalent control group design. The population in this study were all students of class X SMKS-PP Putra Jaya Jabal Rahmah with the determination of the sample through random sampling technique (random sampling). Based on this technique, obtained class X Livestock B as the experimental class and class X Plantation B as the control class. Each class consists of 34 and 35 students. Data collection techniques using test techniques, namely pretest and posttest. The validation used is Pearson correlation which shows the instrument is valid. Reliability test using Alpha Crobanch which shows a reliability index of 0.665 for the pretest instrument and 0.66 for the posttest instrument, which means both are reliable. Before analyzing the data, the normality test and homogeneity test were conducted which showed that the pretest and posttest scores were normally distributed and homogeneous. The data analysis technique used is linear regression test (F test) by comparing the Fcount value of 24.47 and F table of 7.56, then the Fcount> Ftable value is 24.47> 7.56. Thus, the results of the study indicate that there is a significant influence from the application of the learning by doing learning model on the reasoning abilities of Class X students of SMKS-PP Putra Jaya Jabal Rahmah in the subjects of Islamic religious education and character
{"title":"Pengaruh Model Pembelajaran Learning By Doing Terhadap Kemampuan Penalaran Siswa Di SMKS-PP Putra Jaya Jabal Rahmah Stabat","authors":"Khairunnisa, Isnaida, Ispandi Manurung","doi":"10.51178/jecs.v1i2.252","DOIUrl":"https://doi.org/10.51178/jecs.v1i2.252","url":null,"abstract":"\u0000\u0000\u0000\u0000This study aims to determine the effect of the Learning By Doing model on the reasoning abilities of students in class X SMKS-PP Putra Jaya Jabal Rahmah Stabat, Langkat Regency. This research is a type of quasi-experimental research (quasi-experimental) with a nonequivalent control group design. The population in this study were all students of class X SMKS-PP Putra Jaya Jabal Rahmah with the determination of the sample through random sampling technique (random sampling). Based on this technique, obtained class X Livestock B as the experimental class and class X Plantation B as the control class. Each class consists of 34 and 35 students. Data collection techniques using test techniques, namely pretest and posttest. The validation used is Pearson correlation which shows the instrument is valid. Reliability test using Alpha Crobanch which shows a reliability index of 0.665 for the pretest instrument and 0.66 for the posttest instrument, which means both are reliable. Before analyzing the data, the normality test and homogeneity test were conducted which showed that the pretest and posttest scores were normally distributed and homogeneous. The data analysis technique used is linear regression test (F test) by comparing the Fcount value of 24.47 and F table of 7.56, then the Fcount> Ftable value is 24.47> 7.56. Thus, the results of the study indicate that there is a significant influence from the application of the learning by doing learning model on the reasoning abilities of Class X students of SMKS-PP Putra Jaya Jabal Rahmah in the subjects of Islamic religious education and character\u0000\u0000\u0000\u0000","PeriodicalId":251230,"journal":{"name":"Journal Economy and Currency Study (JECS)","volume":"19 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126930680","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Anjur Perkasa Alam, Asmawarna Sinaga, Fitra Alpa Syafira Rio Ramadhan Putra
Perceptions of the Community Concerning the Existence of Bank Syariah Mandiri Branch Stabat, This study explains the stabat community's perception of the existence of Bank Syariah Mandiri in Stabat City. The perception in question is the perception arising from the knowledge and profession of the community and the share of Islamic banks. This research is a qualitative research. Sources of data used are primary data and secondary data. Methods of data collection by doing obsevation, documentation and interviews. Data analysis techniques using data reduction, data presentation and conclusion drawing. The result of the research by Bank Syariah Mandiri is a bank located on the cross road of Stabat city. Its location is very strategic and facilitate stabat society to find it. Good service is provided by employees of Bank Syariah Mandiri Stabat. Motivation of work provided by the head of branches is also very influential to improve the work ethic is good. Good leaders are people who are able to motivate their employees to work in the spirit and can finish the job in accordance with the target work. Public interest arose because of the good service provided by the employees of Bank Syariah Mandiri Stabat. Bank Syariah Mandiri has a very important role to promote the Economy in Indonesia. So the result of research of public perception about Bank Syariah Mandiri kebaradaan very good effect.
{"title":"Persepsi Masyarakat Tentang Keberadaan Bank Syariah Indonesia Cabang Pembantu Stabat","authors":"Anjur Perkasa Alam, Asmawarna Sinaga, Fitra Alpa Syafira Rio Ramadhan Putra","doi":"10.51178/jecs.v1i1.251","DOIUrl":"https://doi.org/10.51178/jecs.v1i1.251","url":null,"abstract":"Perceptions of the Community Concerning the Existence of Bank Syariah Mandiri Branch Stabat, This study explains the stabat community's perception of the existence of Bank Syariah Mandiri in Stabat City. The perception in question is the perception arising from the knowledge and profession of the community and the share of Islamic banks. This research is a qualitative research. Sources of data used are primary data and secondary data. Methods of data collection by doing obsevation, documentation and interviews. Data analysis techniques using data reduction, data presentation and conclusion drawing. The result of the research by Bank Syariah Mandiri is a bank located on the cross road of Stabat city. Its location is very strategic and facilitate stabat society to find it. Good service is provided by employees of Bank Syariah Mandiri Stabat. Motivation of work provided by the head of branches is also very influential to improve the work ethic is good. Good leaders are people who are able to motivate their employees to work in the spirit and can finish the job in accordance with the target work. Public interest arose because of the good service provided by the employees of Bank Syariah Mandiri Stabat. Bank Syariah Mandiri has a very important role to promote the Economy in Indonesia. So the result of research of public perception about Bank Syariah Mandiri kebaradaan very good effect.","PeriodicalId":251230,"journal":{"name":"Journal Economy and Currency Study (JECS)","volume":"36 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125803321","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Law Number 6 of 2014 mandates the Village Government to be in a position to control its funds effectively. However, in practice, village monetary management is still not effective. The reason of this find out about used to be to analyze the precedence issues in village monetary management in Lubuk Pakam, Deli Serdang Regency, North Sumatra Province. The approach used is the Analytic Network Process (ANP). The effects of the evaluation in this learn about point out that the electricity subculture is the most dominant trouble variable in village economic administration in Lubuk Pakam. In addition, based totally on the effects of the analysis, it can additionally be viewed that the variables that have a larger have an impact on are: energy sub-culture, financial sub-culture, periodic village improvement plans, well-organized regulations, social sub-culture, administration of BUMDes that is effective, as nicely as the existence of partnerships with the commercial enterprise world (private).
{"title":"Prioritas Permasalahan Pengelolaan Keuangan Desa Pada Desa di Lubuk Pakam, Kabupaten Deli Serdang Sumatera Utara","authors":"Khrisna Fadillah Satyadira","doi":"10.51178/jecs.v3i1.200","DOIUrl":"https://doi.org/10.51178/jecs.v3i1.200","url":null,"abstract":"Law Number 6 of 2014 mandates the Village Government to be in a position to control its funds effectively. However, in practice, village monetary management is still not effective. The reason of this find out about used to be to analyze the precedence issues in village monetary management in Lubuk Pakam, Deli Serdang Regency, North Sumatra Province. The approach used is the Analytic Network Process (ANP). The effects of the evaluation in this learn about point out that the electricity subculture is the most dominant trouble variable in village economic administration in Lubuk Pakam. In addition, based totally on the effects of the analysis, it can additionally be viewed that the variables that have a larger have an impact on are: energy sub-culture, financial sub-culture, periodic village improvement plans, well-organized regulations, social sub-culture, administration of BUMDes that is effective, as nicely as the existence of partnerships with the commercial enterprise world (private).","PeriodicalId":251230,"journal":{"name":"Journal Economy and Currency Study (JECS)","volume":"58 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-06-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121355147","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The purpose of this research is to examine that the disclosure of Corporate Social Responsibility moderate the relationship of Value-Based Management with the corporate equity. This research was conducted at the Indonesian Stock Exchange in the year 2019 to 2020. Purposive sampling method was used to determine samples and 103 observations were obtained. The statistical analysis which was done included the classic assumption test and goodness of fit test. Testing the influence of moderating variables in this research hypothesis was conducted using Moderated Regression Analysis (MRA) which is a special application of multiple linear regressions. Based on the research results and their discussions, it can be concluded that the disclosure of Corporate Social Responsibility is not proven significantly as a moderating variable of the relationship between the Value-Based Management with the corporate equity. It is indicated that way because investors do not need to look at the disclosure of Corporate Social Responsibility anymore which has no longer been a voluntary but a mandatory. Using Value-based Management as an indicator which is measured by the Economic Value Added, the investor does not consider the corporate social responsibility in making investment decisions. This is consistent with the concept of Value-based Management that investors tend to have a main purpose to obtain maximum returns from investment with the view that the economic value of a commercial enterprise is legitimated only by the benefits gained.
{"title":"Pengaruh Value Based Management Pada Nilai Ekuitas Perusahaan Dengan Corporate Social Responsibility Sebagai Variabel Pemoderasi","authors":"Nina Fitri","doi":"10.51178/jecs.v3i1.201","DOIUrl":"https://doi.org/10.51178/jecs.v3i1.201","url":null,"abstract":"\u0000 \u0000 \u0000 \u0000The purpose of this research is to examine that the disclosure of Corporate Social Responsibility moderate the relationship of Value-Based Management with the corporate equity. This research was conducted at the Indonesian Stock Exchange in the year 2019 to 2020. Purposive sampling method was used to determine samples and 103 observations were obtained. The statistical analysis which was done included the classic assumption test and goodness of fit test. Testing the influence of moderating variables in this research hypothesis was conducted using Moderated Regression Analysis (MRA) which is a special application of multiple linear regressions. Based on the research results and their discussions, it can be concluded that the disclosure of Corporate Social Responsibility is not proven significantly as a moderating variable of the relationship between the Value-Based Management with the corporate equity. It is indicated that way because investors do not need to look at the disclosure of Corporate Social Responsibility anymore which has no longer been a voluntary but a mandatory. Using Value-based Management as an indicator which is measured by the Economic Value Added, the investor does not consider the corporate social responsibility in making investment decisions. This is consistent with the concept of Value-based Management that investors tend to have a main purpose to obtain maximum returns from investment with the view that the economic value of a commercial enterprise is legitimated only by the benefits gained. \u0000 \u0000 \u0000 \u0000","PeriodicalId":251230,"journal":{"name":"Journal Economy and Currency Study (JECS)","volume":"9 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-06-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124378078","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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