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Allowing States to Help Workers Save for Retirement – Department of Labor’s Proposed Rulemaking That Provides a Safe Harbor for State Savings Programs under ERISA 允许各州帮助工人为退休储蓄-劳工部提出的规则制定为ERISA下的州储蓄计划提供了一个安全港
Pub Date : 2016-03-11 DOI: 10.2139/SSRN.2737068
W. Nelson
There is a “retirement crisis” in America. Even though some would view this as hyperbole, the empirical evidence reflects that “[t]he average working household has virtually no retirement savings” and that the “collective retirement savings gap among working households age 25-64 ranges from $6.8 to $14 trillion.” Contributing to this crisis is that fact that almost 70 million Americans do not have access to a retirement savings plan through their employers. This problem is more prevalent in the small business community; more than half of small business employers do not offer a retirement plan to their employees. Research reflects that an important predictor for retirement readiness is participation in an employee benefit plan – employees save more in a workplace plan than they would on their own. For example, even though there are a number of non-employer based retirement savings options, such as IRAs, few workers utilize them. States, concerned with the economic stability of their citizens, have created laws that require private sector employers to implement in their workplaces state-administered payroll deduction savings programs. Even though many states are currently debating whether to adopt the programs, this Article will focus on California, Illinois and Oregon, who have enacted laws creating payroll deduction savings programs. One obstruction to wider adoption of such measures at the state level has been uncertainty about the effect of the Employee Retirement Income Security Act’s (ERISA) broad preemption of state laws that “relate to” private sector employee benefit plans and ERISA’s prohibition on requiring employers to offer employee benefit plans. To remedy this problem, the Department of Labor (DOL) has published a Notice of Proposed Rulemaking (NPRM) that would make clear “that state payroll deduction savings programs with automatic enrollment that conform to the safe harbor in [the] proposal do not establish ERISA plans.” This Article begins by discussing the current law concerning ERISA's preemption of state laws that “relate to” private sector employee benefit plans and provides a discussion of DOL’s proposed rulemaking that provides a safe harbor for state payroll deduction savings programs. The Article then transitions into an examination of the current state-based initiatives, analyzes specific state legislative proposals under the requirements of the proposed rulemaking and proposes what, if any, changes need to be made to the state payroll deduction savings programs to ensure that the programs will not run afoul of ERISA. The Article concludes by analyzing policy concerns regarding state payroll deduction savings programs, provides comment on the DOL proposed rulemaking and provides additional elements of a model state payroll deduction savings program.
美国有一场“退休危机”。尽管有些人会认为这是夸大其词,但经验证据表明,“普通工薪家庭实际上没有退休储蓄”,“25-64岁的工薪家庭的集体退休储蓄差距在6.8万亿美元到14万亿美元之间”。造成这场危机的原因是,近7000万美国人无法通过雇主获得退休储蓄计划。这个问题在小企业中更为普遍;超过一半的小企业雇主没有为员工提供退休计划。研究表明,参与员工福利计划是衡量退休准备程度的一个重要指标——员工在工作场所的福利计划中存的钱比自己的要多。例如,尽管有许多非雇主退休储蓄选择,如个人退休账户,但很少有工人使用它们。各州出于对本国公民经济稳定的考虑,制定了法律,要求私营部门雇主在其工作场所实施国家管理的工资扣除储蓄计划。尽管许多州目前正在讨论是否采用该计划,但本文将重点关注加利福尼亚州,伊利诺伊州和俄勒冈州,他们已经制定了法律,建立了工资扣除储蓄计划。在州一级更广泛地采用这种措施的一个障碍是不确定《雇员退休收入保障法》(ERISA)对“涉及”私营部门雇员福利计划的州法律的广泛优先性,以及ERISA禁止要求雇主提供雇员福利计划的影响。为了解决这个问题,劳工部(DOL)发布了一份拟议规则制定通知(NPRM),该通知将明确“符合提案中安全港的自动登记的州工资扣除储蓄计划不建立ERISA计划。”本文首先讨论有关ERISA优先于与私营部门雇员福利计划“相关”的州法律的现行法律,并讨论劳工部拟议的规则制定,为州工资扣除储蓄计划提供安全港。然后,本文将过渡到对当前以州为基础的举措的审查,根据拟议规则制定的要求分析具体的州立法提案,并提出需要对州工资扣除储蓄计划进行哪些修改(如果有的话),以确保该计划不会与ERISA相冲突。文章最后分析了有关州工资扣除储蓄计划的政策问题,对劳工部拟议的规则制定提出了评论,并提供了一个模范州工资扣除储蓄计划的其他要素。
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引用次数: 0
Do Right to Work Laws Worsen Income Inequality? Evidence from the Last Five Decades 《工作权法》是否加剧了收入不平等?过去五十年的证据
Pub Date : 2015-08-30 DOI: 10.2139/ssrn.2653393
J. Jordan, Aparna Mathur, Abdul Munasib, D. Roy
There is an ongoing debate about whether changes in labor regulations such as Right to Work (RTW) laws are contributing to the rising trend of income inequality in the U.S. We adopt Synthetic Control Method (SCM) for comparative case study to examine the impact of a state’s adoption of RTW law on its income inequality. We use a wide range of inequality measures for Idaho, Louisiana, Oklahoma and Texas, states that enacted RTW between the 1960s and the 2000s. We find that RTW did not impact income inequality in these states. This result is underpinned by additional finding of a lack of impact of RTW on unionization and investment.
关于劳动法规(如工作权法)的变化是否导致了美国收入不平等的上升趋势,一直存在争论。我们采用综合控制方法(SCM)进行比较案例研究,以检验一个州采用工作权法对其收入不平等的影响。我们对爱达荷州、路易斯安那州、俄克拉何马州和德克萨斯州进行了广泛的不平等衡量,这些州在20世纪60年代至21世纪初实施了环球旅行。我们发现RTW对这些州的收入不平等没有影响。这一结果得到了另一项发现的支持,即RTW对工会化和投资缺乏影响。
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引用次数: 9
Barriers to Competition 竞争障碍
Pub Date : 2015-07-10 DOI: 10.4324/9781315653402
Jean-Jacques Hallaert
Though close to the OECD average, France’s product market is more regulated than in comparable large European countries. Barriers to competition are particularly high in services, which now account for about 79 percent of the economy. The Macron law would be an important step forward, though rigidities remain.
虽然接近经合组织的平均水平,但法国的产品市场比其他欧洲大国受到的监管更严格。服务业的竞争壁垒尤其高,目前服务业约占经济的79%。马克龙的法律将是向前迈出的重要一步,尽管仍然存在僵化。
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引用次数: 13
Protocol to ILO Convention No. 29: A Step Forward for International Labour Standards 劳工组织第29号公约议定书:向国际劳工标准迈进一步
Pub Date : 2015-05-31 DOI: 10.2139/SSRN.2612932
Diane F. Frey, C. Fletcher
In June 2014, a new Protocol to ILO Convention No. 29 on Forced Labour was adopted. The purpose was to overcome implementation gaps for Convention No. 29. The Protocol is significant because it recognizes that all forms of forced labor, not just those that relate to trafficking, must be eradicated. Toward this end, it focuses on prevention, victim assistance, and international cooperation. The Protocol may also point to a way that international labour standard setting can be reinvigorated. In practical terms there is also reason for optimism given US support for the protocol and its leading role in rebalancing the focus on forced labour more equally to encompass trafficking and non-trafficked forced labour. This article examines the new Protocol and concludes that because of all the above reasons it is possible that real progress can be made toward combating all forms of forced labour.
2014年6月,通过了国际劳工组织关于强迫劳动的第29号公约的新议定书。其目的是克服《第29号公约》的执行差距。该议定书意义重大,因为它承认必须消除所有形式的强迫劳动,而不仅仅是与贩运有关的强迫劳动。为此,它侧重于预防、受害者援助和国际合作。《议定书》还可能指出一种重新振兴国际劳工标准制定的方法。实际上,鉴于美国对该议定书的支持,以及美国在重新平衡对强迫劳动的关注,使其更平等地涵盖贩运和非贩运的强迫劳动方面发挥的主导作用,我们也有理由感到乐观。本文审查了新议定书,并得出结论认为,由于上述所有原因,有可能在打击一切形式的强迫劳动方面取得真正进展。
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引用次数: 0
Domestic Workers - Law and Legal Provisions in India 家庭佣工-印度的法律和法律规定
Pub Date : 2014-12-14 DOI: 10.2139/SSRN.2537940
N. Jain
This paper is written on a very new and immerging issue of domestic workers and their exploitation in India. The language of the paper has been kept very simple and descriptive so that even a layman who does not have much sense of Indian laws can understand and comprehend the difficult aspects of present domestic laws without any difficulty. The paper will start with an overview to discuss the post-independent situation of workers and the laws that were brought in by the legislators to vanish the Indian societal problem of Jameedari system. Following overview, paper will move to a general introduction of the word “Domestic workers” and will try to give simplest definition of the term in Indian context and will try to exemplify the situation of domestic workers under three heads: - WHAT, HOW AND WHY and it will illustrate the situation of domestic workers and their relation to care economy and unrecognised sector.In its third part paper will try to show the dismal situation of law for protection of domestic workers in present scenario. It will also talk about the recent developments made for protection of domestic workers in India. Under this head, paper will discuss mainly about different statutes, Justice J.S. Verma Committee’s report, Pending bills, Task force report, National Advisory Council’s report, International Labour Organization’s convention C 189 for domestic workers and various other cases.towards the end, the paper will be concluded with some remarks and suggestions to the government of India. The conclusion will take optimistic approach to deal with the existing problems.
这篇论文是写在一个非常新的和迫在眉睫的问题,家庭工人和他们的剥削在印度。该文件的语言一直保持非常简单和描述性,以便即使是对印度法律不太了解的外行也可以毫无困难地理解和理解目前国内法的困难方面。本文将从概述开始,讨论独立后的工人状况和立法者提出的法律,以消除印度贾米达里制度的社会问题。以下概述,论文将转向“家庭佣工”一词的一般介绍,并将尝试在印度背景下给出该术语的最简单定义,并将尝试在三个标题下举例说明家庭佣工的情况:-什么,如何和为什么,它将说明家庭佣工的情况及其与护理经济和未被承认的部门的关系。在第三部分中,本文将试图表明在目前情况下保护家庭工人的法律的惨淡状况。它还将讨论最近在印度保护家庭工人方面取得的进展。在这个标题下,论文将主要讨论不同的法规、J.S. Verma法官委员会的报告、待处理的法案、特别工作组的报告、国家咨询委员会的报告、国际劳工组织关于家庭工人的公约c189和其他各种情况。最后,本文将对印度政府提出一些意见和建议。结论将采取乐观的态度来处理存在的问题。
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引用次数: 1
Class Actions in Employment Related Disputes 雇佣纠纷中的集体诉讼
Pub Date : 2014-11-12 DOI: 10.2139/ssrn.2523754
P. Spiro
The traditional means by which workers asserted their collective rights was the union movement, but that has been in severe decline in the private sector. Class action lawsuits would appear to be the ideal modern substitute. There have been a few noteworthy successes for employees in the last few years, helping to ensure that employers in the banking sector abide by statutory requirements to provide overtime pay. Certification has proven to be a significant hurdle in these actions, and there appear to be some meritorious cases where certification was not achieved. It is arguable that the case law that has developed around the finding of a common issue for certification is too confining for the employment context. The application of the certification tests ought to be nuanced and contextual. Employment class actions typically involve a considerable amount of diversity among individual employees. In such situations, it makes sense for the court to focus on the overriding central principles as providing a common issue, rather than using the individual variations to reject certification.
工人维护集体权利的传统手段是工会运动,但在私营部门,工会运动已经严重衰落。集体诉讼似乎是理想的现代替代品。在过去几年里,雇员取得了一些值得注意的成功,这些成功有助于确保银行业的雇主遵守提供加班费的法定要求。认证已被证明是这些行动中的一个重大障碍,并且似乎有一些值得称道的案例没有获得认证。有争议的是,围绕认证的共同问题的发现而发展起来的判例法对于就业环境来说过于局限。认证测试的应用应该是细致入微的和上下文相关的。雇佣集体诉讼通常涉及雇员个体之间相当大的多样性。在这种情况下,法院把重点放在压倒一切的中心原则上是有意义的,因为它提供了一个共同的问题,而不是利用个别的变化来拒绝认证。
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引用次数: 0
Protection of Persons with Disabilities from Employment Discrimination, with a Focus on Serbian Legislation and Practice 保护残疾人不受就业歧视,重点是塞尔维亚的立法和实践
Pub Date : 2014-05-15 DOI: 10.2139/ssrn.2575909
Ljubinka Kovačević
Like so many European countries, the Republic of Serbia is facing high rates of unemployment among persons with disabilities. This can be explained by various factors, including indirect discrimination of persons with disabilities within the school system and employment procedures, as well as their fear of forfeiture of social benefits upon entering into an employment contract. Law on vocational rehabilitation and employment of persons with disabilities (2009) is promoting employment of such persons in the open market, in accordance with the general conditions or by reasonably adjusting the workplace to their needs, while 'sheltered' employment is, as a rule, reserved for persons who, due to the grade of their disability, are unable to fulfill their need for economic security as initially described above. Based on international standards and comparative experience, the legislator prescribed multiple measures, including employment quotas, for equal participation of persons with disabilities in the labour market as well as increase in their employment. Although the rate of employment of persons with disabilities has risen slightly since the Law came into force, many of these people are still without work, mainly because employers sought to 'bypass' their designated employment obligations any way they could, even pressuring the (existing) staff to register as persons with disabilities. On the other hand, judges are faced with the challenge of 'honing down' reasonable adjustments standard, especially as the corresponding obligation of the employer exceeds the ban for indirect discrimination, and yet differs from positive discrimination. Therefore, the paper shall reassess the limits of the obligation for reasonable adjustments, as well as the circle of protected persons, since comparative law recognizes the practice of reserving employment quotas exclusively for people with severe disabilities. Especially so, because limiting the designated employment obligation to persons with severe disabilities is justified when the purpose of the quota system is to facilitate employment for people facing the biggest problems on the labour market. Conversely, the need to reduce the number of users of social benefits speaks in favour of establishing a general obligation for employment of persons with disabilities.
同许多欧洲国家一样,塞尔维亚共和国面临着残疾人的高失业率。这可以用各种因素来解释,包括在学校系统和就业程序中对残疾人的间接歧视,以及他们担心在签订就业合同时丧失社会福利。《残疾人职业康复和就业法》(2009年)根据一般条件或通过合理调整工作场所以适应残疾人的需要,促进残疾人在公开市场上就业,而“庇护”就业通常是为那些由于残疾程度而无法满足上述经济保障需求的人保留的。根据国际标准和比较经验,立法者规定了多项措施,包括就业配额,以使残疾人平等参与劳动力市场并增加他们的就业。虽然自该法生效以来,残疾人的就业率略有上升,但其中许多人仍然没有工作,主要是因为雇主试图以任何可能的方式“绕过”他们指定的就业义务,甚至向(现有)工作人员施压,要求他们登记为残疾人。另一方面,法官面临着“打磨”合理调整标准的挑战,特别是雇主的相应义务超出了间接歧视的禁令,但又不同于积极歧视。因此,由于比较法承认专门为严重残疾人保留就业配额的做法,本文应重新评估合理调整义务的限度以及受保护人员的范围。尤其如此,因为配额制度的目的是促进劳动力市场上面临最大问题的人的就业,因此将指定就业义务限制在严重残疾人身上是合理的。相反,由于需要减少使用社会福利的人数,因此赞成规定残疾人就业的一般义务。
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引用次数: 1
Redfearn v UK: Political Association and Dismissal Redfearn诉英国:政治联合和解雇
Pub Date : 2013-09-01 DOI: 10.1111/1468-2230.12040
H. Collins, V. Mantouvalou
In Redfearn v UK the European Court of Human Rights examined the question whether dismissal for membership of a political party is compatible with freedom of association under Article 11 of the European Convention on Human Rights. The Court endorsed a strong commitment to multi-party democracy and protection of employees against the domination of the employers. This note discusses the judgment and its implications for UK law, looking at three key issues: first, whether the law of unfair dismissal provides effective protection against action that poses a threat to the enjoyment of Convention rights; second, the grounds under which an employer may justify the lawfulness of a dismissal that interferes with a Convention right; third, the available remedies against the employer when there is a breach of a Convention right.
在Redfearn诉英国案中,欧洲人权法院审查了开除政党成员资格是否符合《欧洲人权公约》第11条规定的结社自由的问题。法院赞同对多党民主和保护雇员不受雇主支配的坚定承诺。本文讨论了该判决及其对英国法律的影响,着眼于三个关键问题:第一,不公平解雇法是否提供了有效的保护,防止威胁到《公约》权利的享受;第二,雇主据以证明妨碍《公约》权利的解雇行为的合法性的理由;第三,在违反《公约》权利的情况下,对雇主可采取的补救措施。
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引用次数: 6
Review of the Economic Legislation in May 2013 2013年5月经济立法回顾
Pub Date : 2013-07-04 DOI: 10.2139/ssrn.2289846
I. Tolmacheva, Julia Grunina
In May, the following amendments were introduced in the legislation: from September 2013 amendments to Cl.4 and Cl.5 of Section I of Part I and Article 1153 of Part III of the Civil Code of the Russian Federation will be in effect; the specifics of carrying out of labor activities by high-skilled experts-foreign nationals was updated; procedure for identification of a foreign national who has no valid document was specified and definition of “the state support of innovation activities” was provided.
5月,立法中引入了以下修正案:自2013年9月起,对俄罗斯联邦民法典第1部分第1节第4条和第5条以及第3部分第1153条的修正案将生效;更新了外籍高技能专家开展劳动活动的具体内容;明确了无有效证件外国人的认定程序,并对“国家支持创新活动”进行了界定。
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引用次数: 1
A Riddle Whose Answer is ‘Tort’: A Reassessment of International News Service v Associated Press 答案是“侵权”的谜语:国际新闻社诉美联社案的再评估
Pub Date : 2013-07-01 DOI: 10.1111/1468-2230.12029
Christopher Wadlow
The decision of the US Supreme Court in International News Service v Associated Press (1918) has variously been interpreted as recognising a ‘quasi‐property’ right in ‘valuable intangibles’, such as hot news; as turning on unjust enrichment; or as creating a novel tort of unfair competition by misappropriation. It is suggested that the case is more authentically understood as an incidental result of a process by which the Supreme Court extended the boundaries of tort liability, and the corresponding scope of property protection, in a series of decisions against organised labour. The argument is pursued with reference to the prima facie tort theory of Oliver Wendell Holmes, the American ‘labour injunction’, and the labour law record of the author of the majority opinion in International News, Justice Mahlon Pitney.
美国最高法院在国际新闻社诉美联社(1918)一案中的决定被不同地解释为承认“有价值的无形资产”的“准财产”权利,例如热点新闻;揭发不当得利;或者通过侵占创造了一种新的不正当竞争侵权行为。我们认为,该案件更应该被真实地理解为最高法院在一系列针对有组织劳工的判决中扩大了侵权责任的界限和相应的财产保护范围的过程的附带结果。本文将参考奥利弗·温德尔·霍姆斯的初步侵权理论、美国的“劳工禁令”以及《国际新闻》多数意见的作者马伦·皮特尼法官的劳动法记录。
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引用次数: 2
期刊
LSN: Labor & Employment Law (Topic)
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