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Exploratory Study on Understanding Intention of M-banking Use based on Trying and Behavioral Reasoning Theory 基于尝试与行为推理理论的移动银行用户理解意图的探索性研究
Pub Date : 2022-03-30 DOI: 10.35745/ijbsi2022v02.01.0005
Amir Abedini Koshksaray, Mohammad Safary Ahmadsaraei, Taknaz Alsadat Banihashemi, Marzieh Soleimani, Afsaneh Golchin
The present study seeks to examine the intention of the new technology adoption of software-based mobile banking (M-banking) by considering two theories with a combination of structural equation modeling (SEM) and interpretive structural modeling (ISM). The combined role of these two theories (and two combined methods) is examined for the first time. The object of this study consists of 385 customers of Iranian banks. Data are collected through a questionnaire and analyzed using the structural equation model. Since the structural equation model is used to validate variables and determine the impact intensity, the ISM method is applied to understanding mutual influences amongst the variables' dimensions and finding the magnitude of effects of these variables on attitude. The results of hypothesis testing show that logical and illogical reasons for M-banking adoption significantly affect customers' attitudes toward the use of M-banking. The results of ISM show that "Usage Barrier" has the highest impact among its elements. As the two theories are combined and examined to classify the intensity of the effects, the factors in adoption behavior are investigated for an understanding of the effect of new technologies of mobile banking applications on its use.
本研究试图通过考虑结构方程模型(SEM)和解释结构模型(ISM)相结合的两种理论来检验基于软件的移动银行(M-banking)新技术采用的意图。这两种理论(和两种结合的方法)的综合作用是第一次检验。本研究的对象包括385名伊朗银行的客户。通过问卷调查收集数据,运用结构方程模型进行分析。由于使用结构方程模型来验证变量并确定影响强度,因此应用ISM方法来了解变量维度之间的相互影响,并找到这些变量对态度的影响程度。假设检验结果表明,采用移动银行的逻辑原因和非逻辑原因显著影响客户对使用移动银行的态度。ISM的结果显示,“使用障碍”在其要素中影响最大。随着这两种理论的结合和检验,对影响的强度进行分类,采用行为的因素进行了调查,以了解移动银行应用程序的新技术对其使用的影响。
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引用次数: 0
Research on Impact of Economy Hotel Service Quality on Customer Satisfaction and Customer Loyalty 经济型酒店服务质量对顾客满意和顾客忠诚的影响研究
Pub Date : 2022-03-30 DOI: 10.35745/ijbsi2022v02.01.0003
Ju-Xiang Zhang
With the development of tourism, the competition between hotels is becoming fierce. For economy hotels, they need to improve service quality to form a recognizable social reputation for long-term development. Thus, we establish a model to evaluate the impact of economy hotel service quality on customer satisfaction and customer loyalty. The research result shows that the tangibility, reliability, responsiveness, assurance, empathy, and compensation of service quality have a significant positive impact on customer satisfaction and customer loyalty. Reliability has the greatest impact on customer satisfaction and assurance has the greatest impact on customer loyalty. Customer satisfaction has a significant positive impact on customer loyalty. Based on the research results, a series of suggestions are proposed to improve the service of economy hotels, including the innovative design of guest rooms, strengthening employees’ service awareness, and the hotel service recovery to continuously attract customers.
随着旅游业的发展,酒店之间的竞争也越来越激烈。对于经济型酒店来说,要想长期发展,就需要提高服务质量,形成可认可的社会口碑。因此,我们建立了一个模型来评估经济型酒店服务质量对顾客满意度和顾客忠诚度的影响。研究结果表明,服务质量的有形性、可靠性、响应性、保证性、共情性和补偿性对顾客满意和顾客忠诚具有显著的正向影响。可靠性对顾客满意的影响最大,保证对顾客忠诚的影响最大。顾客满意对顾客忠诚有显著的正向影响。根据研究结果,提出了一系列改善经济型酒店服务的建议,包括客房的创新设计,加强员工的服务意识,酒店服务回收,不断吸引顾客。
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引用次数: 0
Research on Mechanism of Building Synergistic Competitive Advantages of Industries in Guangdong-Hong Kong-Macao Greater Bay Area 粤港澳大湾区产业协同竞争优势构建机制研究
Pub Date : 2022-03-30 DOI: 10.35745/ijbsi2022v02.01.0002
Chiou-Wen Chen
The Guangdong-Hong Kong-Macao Greater Bay Area is positioned as the most active bay with a high technological level and the strongest innovation capabilities in the global market. As the cities in the Greater Bay Area are pursuing the integration of management, technology, and enterprise innovation, and emphasizing the development of collaborative innovation, it is important at present to effectively promote the high-quality development of the regional economy and industry. Thus, we apply the basic concepts of industrial theories in the methods of research and summarize four aspects to explore the research topic. We find that leading companies need to be given the responsibility of building an industrial ecosystem and realizing self-evolution through digital transformation in creating a niche for disruptive innovation and development. Furthermore, enterprises need to form industrial chain clusters through the extensional development method of investment and M&A. In addition, enterprises need to build a new industrial aircraft carrier through collaborative competition to realize the expansion of the industrial ecology of the Greater Bay Area in the future.
粤港澳大湾区定位为全球市场最活跃、科技水平最高、创新能力最强的湾区。在大湾区各城市追求管理、技术、企业创新融合,强调协同创新发展的背景下,当前有效推动区域经济和产业高质量发展具有重要意义。因此,我们在研究方法上运用产业理论的基本概念,总结出四个方面来探索研究课题。我们发现,需要赋予领先企业构建产业生态系统的责任,通过数字化转型实现自我进化,为颠覆性创新和发展创造利基。此外,企业需要通过投资和并购的外延式发展方式形成产业链集群。此外,企业需要通过协同竞争打造新的产业航母,实现未来大湾区产业生态的拓展。
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引用次数: 0
Effect of Personal Characteristics in Field of Finance on Entrepreneurial Intention of Students of Faculty of Entrepreneurship, University of Tehran 金融领域个人特征对德黑兰大学创业学院学生创业意向的影响
Pub Date : 2022-03-30 DOI: 10.35745/ijbsi2022v02.01.0001
M. Khazaei, Golbarg Sadeghi
The main purpose of this study is to apply the theory of planned behavior to investigate the impact of personal characteristics in the field of finance, including financial optimism, perceived access to finance, financial self-esteem, and excessive financial confidence in students' entrepreneurial intention at the University of Tehran. In order to conduct this research, 294 graduate students of the faculty of entrepreneurship, at the University of Tehran were selected as the statistical population by stratified sampling. A questionnaire was used to collect data and PLS software was used to analyze the collected data. The results showed that a set of personal characteristics in the field of finance, including financial optimism, understanding of financial access, financial self-esteem, and excessive self-confidence in the field of finance, affect the entrepreneurial intention of students in the faculty of entrepreneurship. On the other hand, the role of gender adjustment was not confirmed and showed no effect on the relationship between any of the studied variables and students' entrepreneurial intent; In addition, the findings of this study indicate that the entrepreneurial experience has a positive and significant effect on students' entrepreneurial intentions.
本研究的主要目的是运用计划行为理论探讨金融领域的个人特征,包括金融乐观主义、感知金融获取、金融自尊和过度金融自信对德黑兰大学学生创业意向的影响。为了进行本研究,采用分层抽样的方法,选取德黑兰大学创业学院的294名研究生作为统计总体。采用问卷调查法收集数据,并采用PLS软件对收集到的数据进行分析。研究结果表明,金融乐观主义、对金融准入的理解、金融自尊和金融领域的过度自信等一系列金融领域的个人特征会影响创业系学生的创业意向。另一方面,性别调整的作用尚未得到证实,并且在任何研究变量与学生创业意图之间的关系中没有显示出任何影响;此外,本研究发现创业经历对大学生创业意向有显著的正向影响。
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引用次数: 0
Structural Econometric Analysis of the Covid-19 Impacts on the Worldwide Petroleum Market based on the Evolutionary Amirkabir-De’es Petroleum Model 基于演化Amirkabir-De 'es石油模型的新冠肺炎疫情对全球石油市场影响的结构计量分析
Pub Date : 2021-12-30 DOI: 10.35745/ijbsi2021v01.02.0012
N. Norouzi
Covid 19 disease has well demonstrated the expanse to which the health crisis can negatively affect the economic activities of petroleum-exporting countries. Experiential evidence confirms that worldwide petroleum prices and demand are two key channels for the disease to affect the economies of these countries. Due to the high significance of this issue, this study examines the effects of the Covid 19 disease on worldwide petroleum demand and the structure of the world petroleum market based on weekly data from Jun 14, 2000, to Jun 15, 2020. For this goal, the structural model of De’es et al. has been used, and the impact of this disease on the structure of demand and supply of petroleum in the short and long term has been studied. According to the results, it can be argued that Covid 19 disease from the worldwide crude petroleum price channel has a strong negative impact on the OPEC crude petroleum price index in the long run; Therefore, to avoid budget deficits and hyperinflation in OPEC countries, budgeting independent of petroleum revenues should be given serious attention by policymakers. Conventional petroleum models are not accurate in modeling global health crisis impacts on the oil market; the novelty of this paper is an evolutionary form of the De’es model of the petroleum market that can consider the demand-side shocks.
2019冠状病毒病充分表明,卫生危机可能对石油出口国的经济活动产生巨大的负面影响。经验证据证实,全球石油价格和需求是该疾病影响这些国家经济的两个关键渠道。鉴于这一问题的高度重要性,本研究基于2000年6月14日至2020年6月15日的每周数据,考察了Covid - 19疾病对全球石油需求和世界石油市场结构的影响。为此,采用了De’es等人的结构模型,研究了这种疾病对石油供需结构的短期和长期影响。研究结果表明,从长期来看,来自全球原油价格通道的新冠肺炎疫情对OPEC原油价格指数具有较强的负面影响;因此,为了避免欧佩克国家的预算赤字和恶性通货膨胀,政策制定者应该认真关注独立于石油收入的预算。常规石油模型在模拟全球健康危机对石油市场的影响时并不准确;本文的新颖之处在于石油市场的De 'es模型的进化形式,该模型可以考虑需求侧冲击。
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引用次数: 0
Empirical Analysis of Rational Expectation and Permanent Income Hypothesis in Lagos State, Nigeria 尼日利亚拉各斯州理性预期与永久收入假说的实证分析
Pub Date : 2021-12-30 DOI: 10.35745/ijbsi2021v01.02.0010
Abiodun M. Musbaudeen, D. Barkley, Jing Wang
This study empirically analyses the rational expectation and permanent income hypothesis (PIH) in Lagos State, Nigeria using the ordinary least square method to estimate the long-run relationship and parsimonious error correction model to estimate short-run impacts. Our findings show that permanent income influences permanent monthly consumption in the short and long run but permanent monthly income does not impact temporary monthly consumption both in the short and long run. Financial regulation may be necessary to prevent a significant fall in the value of the portfolio of asset holdings by Lagos residents.
本文对尼日利亚拉各斯州的理性预期和永久收入假设(PIH)进行实证分析,使用普通最小二乘法估计长期关系,使用简约误差修正模型估计短期影响。我们的研究结果表明,长期收入在短期和长期都影响永久性月消费,但短期和长期永久性月收入对临时月消费都没有影响。金融监管可能是必要的,以防止拉各斯居民持有的资产组合价值大幅下跌。
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引用次数: 0
Sustainable Rural Development: Initiatives in Ameliorating Key Drivers of Rural Economy and Associated Challenges in Achieving SDGs in Bangladesh 《可持续农村发展:改善孟加拉国农村经济主要驱动因素的举措和实现可持续发展目标的相关挑战》
Pub Date : 2021-12-30 DOI: 10.35745/ijbsi2021v01.02.0014
Faruque-As- Sunny, Lin-lin Fu, Taonarufaro Tinaye Pemberai Karimanzira
After achieving significant progress in the millennium development era, Bangladesh has also embraced sustainable development goals (SDGs), and to successfully attain these goals, sustainable rural development is inevitable. Hence, the government has taken initiatives to spur rural growth by ameliorating the main drivers of the rural economy. The country has already reached its sixth year of SDG implementation, and it is a decent time to assess the direction in which SDG implementation work regarding rural development is moving because insightful lessons from the assessment help raise the efficacy of efforts over the coming years. Therefore, the Preferred Items for Systematic Review and Meta-Analyses (PRISMA) protocol is proposed to investigate efforts to ameliorate the highest priority areas between 2015 and 2021 and identify challenges that call for further attention. The findings indicate that despite the last six years of public and private efforts that have significantly advanced the rural economy, the following still impedes expected outcomes: complexities in allocation and utilization of development funds, technology backwardness, coordination complexities between public and private stakeholders, lack of capacity in managing and adapting climate-related risks, unethical practice in the health and education sector, social inequalities, low digital literacy, and the dissonance among education, industry, skill, and employment sector. Based on those identified issues, this article provides possible policy and strategy recommendations.
在千年发展时代取得重大进展后,孟加拉国也接受了可持续发展目标(SDGs),要成功实现这些目标,可持续农村发展是不可避免的。因此,政府已采取措施,通过改善农村经济的主要动力来刺激农村增长。该国已进入可持续发展目标实施的第六个年头,现在是评估农村发展方面可持续发展目标实施工作方向的良好时机,因为从评估中获得的深刻教训有助于提高未来几年工作的效率。因此,提出了系统评价和荟萃分析首选项目(PRISMA)方案,以调查2015年至2021年期间改善最优先领域的努力,并确定需要进一步关注的挑战。调查结果表明,尽管过去六年公共和私营部门的努力显著推动了农村经济的发展,但以下因素仍然阻碍了预期的结果:发展资金分配和利用的复杂性、技术落后、公共和私营利益攸关方之间的协调复杂性、管理和适应气候相关风险的能力不足、卫生和教育部门的不道德做法、社会不平等、数字识字率低以及教育、工业、技能和就业部门之间的不协调。基于这些确定的问题,本文提供了可能的政策和战略建议。
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引用次数: 0
The Impact of Short-term and Long-term International Capital Flows on Economic Growth 短期和长期国际资本流动对经济增长的影响
Pub Date : 2021-12-30 DOI: 10.35745/ijbsi2021v01.02.0011
Kaixing Huang, Grant G. L. Yang
With the rapid growth of foreign direct investment (FDI) in the world, FDI plays an increasingly important role than the trade in the process of economic globalization and integration. However, the effect of international capital on economic growth is ambiguous. Moderate foreign capital inflow can solve the problem of insufficient funds in the real economy and promote the development of the virtual economy as well. Empirical analyses have shown that the impact of long-term international capital flows on economic growth is more favorable and long-lasting, but the rapid pace of short-term international capital flows has an unstable impact on a country’s economy. This study explores the impact of China’s long-term and short-term international capital flows on GDP since 1971, and the results show that both long-term and short-term international capital flows could benefit economic growth before 2011. Although short-term international capital flew out rapidly after 2012, it did not reduce the steady growth trend of China’s economy.
随着全球外商直接投资(FDI)的快速增长,在经济全球化和一体化的进程中,FDI比贸易发挥着越来越重要的作用。然而,国际资本对经济增长的影响是模糊的。适度的外资流入可以解决实体经济资金不足的问题,也可以促进虚拟经济的发展。实证分析表明,长期国际资本流动对经济增长的影响更为有利和持久,但短期国际资本流动速度过快对一国经济的影响并不稳定。本研究探讨了1971年以来中国长期和短期国际资本流动对GDP的影响,结果表明,2011年之前,长期和短期国际资本流动都有利于经济增长。虽然2012年以后短期国际资本迅速流出,但这并没有降低中国经济稳定增长的趋势。
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引用次数: 0
Analysis of Pricing Decision of the High-Speed Railway under Airline’s Competition: Based on the Same Route 航空公司竞争下的高速铁路价格决策分析——基于同航线的分析
Pub Date : 2021-12-30 DOI: 10.35745/ijbsi2021v01.02.0015
Hao Li, Ting Peng
National policies on energy conservation and emission reduction call for the development of greener travel. The high-speed railway has irreplaceable advantages and status. At present, China’s high-speed railway mainly adopts a fixed pricing strategy, which has demerits such as insufficient demand and reduced profits, so that high-speed railway has a distinct disadvantage when competing with aviation. Accordingly, we investigate the high-speed railway’s optimal pricing strategy under the competition of airlines with the same route. Two pricing strategies are investigated for high-speed railway use: fixed pricing or dynamic pricing. Our analysis shows that dynamic pricing has positive effects on revenue and total social welfare. The development of high-speed railways is expected to play a major role in China’s transition to a low-carbon and green economic growth model, which is emphasized by the results.
国家关于节能减排的政策呼吁发展绿色出行。高速铁路具有不可替代的优势和地位。目前中国高铁主要采用的是固定定价策略,这种定价策略存在需求不足、利润降低等缺点,使得高铁在与航空竞争时具有明显的劣势。据此,研究了同航线航空公司竞争下高速铁路的最优定价策略。研究了高速铁路的两种定价策略:固定定价和动态定价。我们的分析表明,动态定价对收入和社会总福利有积极的影响。研究结果强调,高速铁路的发展预计将在中国向低碳、绿色经济增长模式转型中发挥重要作用。
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引用次数: 0
Regulation and Business in the Origins and Development of the Mass Media: Radio Broadcasting in Spain 大众传媒起源与发展中的管制与商业:西班牙的广播
Pub Date : 2021-12-30 DOI: 10.35745/ijbsi2021v01.02.0013
Ángel Calvo
Wireless telegraphy ranks as the third groundbreaking 19th-century contribution to modern telecommunications, after the electric telegraph and the telephone. Initially of little interest, it gained widespread acceptance and became a commercial communication system that was fiercely fought for by the world's major powers. One feature of radiotelegraphy is broadcasting¸ which has developed with great impetus among the economic powers. In Western Europe, state control over broadcasting predominated from the first regulation in the 1920s until the 1980s. This was the case in Spain, where the State imposed a system of concession for the construction and operation of the network of stations by public tender. Finally, the development of broadcasting was inferior to that of the major powers but superior to that of other Mediterranean nations, as indicated by the sixth position it occupied in a selected list of countries. This study is performed to analyze broadcasting penetration from a dual perspective of supply/demand and the economic and business angle, mainly from primary sources.
无线电报是继电报和电话之后,19世纪对现代电信的第三项开创性贡献。起初,人们对它不感兴趣,但它得到了广泛的接受,并成为世界主要大国激烈争夺的商业通信系统。无线电报的一个特点是广播,它在经济大国中得到了很大的发展。在西欧,从20世纪20年代到80年代,国家对广播的控制一直占主导地位。西班牙的情况就是这样,该国通过公开招标对车站网的建造和运营实行特许制度。最后,广播的发展不如主要大国,但优于其他地中海国家,这一点从它在选定的国家名单中所占的第六位可以看出。本研究主要从第一手资料的角度,从供需和经济与商业的双重角度来分析广播普及率。
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引用次数: 0
期刊
International Journal of Business Studies and Innovation
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