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Strategies for Increasing Self-Confidence in Financial Management Through Behavior: Predictors of Financial Prosperity of Creative Industrial Craft Exporters Malang Indonesia 通过行为增强财务管理自信心的策略:印度尼西亚马朗创意工业手工艺品出口商财务繁荣的预测因素
Pub Date : 2024-01-22 DOI: 10.54536/ajebi.v3i1.2375
Ratnawati
The involvement of Small and Medium Industries (IKM) in the national economy gives rise to challenges, including issues with human resource capacity, ownership, financing, marketing, and several other concerns about business management, hence impeding SMEs’ access to resources. Financial conduct pertains to an individual’s approach, administration, and utilization of financial assets. This study seeks to investigate and assess the financial well-being of small and medium-sized enterprise (SME) owners in the craft industry, specifically focusing on their financial behavior and self-efficacy. The research to be conducted is explanatory. The Structural Equation Model with Sobel is employed as a mediation test analytical technique. The research findings indicate that financial self-efficacy has an impact on financial behavior. The financial conduct of small and medium enterprises (SMEs) or micro, small, and medium enterprises (MSMEs) directly impacts their financial welfare. The financial behavior of small and medium industry participants, or MSMEs, can act as a mediator in determining the impact of financial Self Efficacy on their financial well-being.
中小型企业(IKM)在国民经济中的参与带来了各种挑战,包括人力资源能力、所有权、融资、营销等问题,以及其他一些有关企业管理的问题,从而阻碍了中小型企业获得资源。金融行为涉及个人对金融资产的处理、管理和利用。本研究旨在调查和评估工艺品行业中小企业主的财务状况,特别关注他们的财务行为和自我效能。要进行的研究是解释性的。采用索贝尔结构方程模型作为中介检验分析技术。研究结果表明,财务自我效能感对财务行为有影响。中小企业或中小微型企业的财务行为直接影响其财务福利。中小型行业参与者或微型、小型和中型企业的财务行为可以作为中介,决定财务自我效能感对其财务福利的影响。
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引用次数: 0
Research on the Issues and Effects of Big Data on Business Economic Management 大数据对商业经济管理的问题和影响研究
Pub Date : 2024-01-13 DOI: 10.54536/ajebi.v3i1.2371
Chaoheng Yan, Tatyana Grigoryevna Sviridova
With the advent of the big data era, the application of big data has become more and more common and mature, gradually changing social production and lifestyle, and also has a certain impact on business and economic management. With the support of big data technology, enterprises can comprehensively analyze and process relevant data and extract valuable data from massive amounts of data, thereby providing a scientific reference for economic management and improving the effectiveness and science of business decision-making. At this stage, although enterprises also realize the importance of big data, there are many problems in the specific application process, and the role of big data in business and economic management has not been achieved.to perform effectively. Therefore, enterprises must conduct in-depth research on big data, fully understand the problems of integrating big data into business economic management, and put forward targeted suggestions on this basis to ensure the efficient use of big data. This article discusses big data’s issues and roles in business economic management.
随着大数据时代的到来,大数据的应用越来越普遍和成熟,逐渐改变着社会生产和生活方式,也对企业经营和经济管理产生了一定的影响。在大数据技术的支持下,企业可以对相关数据进行综合分析和处理,从海量数据中提取有价值的数据,从而为经济管理提供科学的参考依据,提高企业决策的有效性和科学性。现阶段,虽然企业也意识到了大数据的重要性,但在具体应用过程中还存在很多问题,大数据在企业经营和经济管理中的作用还没有实现.有效发挥。因此,企业必须对大数据进行深入研究,充分了解大数据融入企业经济管理中存在的问题,并在此基础上提出有针对性的建议,确保大数据的高效利用。本文就大数据在企业经济管理中的问题与作用进行了探讨。
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引用次数: 0
Empirical Analysis of the Relationship between Project Delivery Method on Project Performance in the Yemen Construction Industry 也门建筑业项目交付方式与项目绩效关系的实证分析
Pub Date : 2023-12-18 DOI: 10.54536/ajebi.v3i1.2253
Fahd M M Nasser, N. A. Alawi, Abaidullah M, Asniza Yusuf
This empirical paper analyzed the relationship between project delivery methods on project performance within the Yemen construction industry (YCI). This research incorporated two distinct project delivery methods (PDM) namely the traditional Design-Bid-Build (DBB) and Design-Build (DB) and gauging project performance (PP) through the lens of the triple constraints (time, cost, and quality) as the criteria for measuring success. A conceptual model was theorized and operationalized in a survey of 375 project managers and consultants from two Yemeni governorates, Aden and Hadramout. The questionnaire employed a 5-point Likert Scale. Subsequently, the data were evaluated using multivariate regression. The empirical findings revealed a significant relationship between the choice of project delivery method and project performance. Thus, exerting a positive influence on project success. This study contributes to the existing body of knowledge in two significant ways. First, by scrutinizing the dynamic mechanisms through which project delivery methods impact project performance. Secondly, offers valuable insights for decision-makers in the Yemeni construction industry (YCI) to plan their objectives and achieve the requisite project performance levels.
这篇实证论文分析了也门建筑业(YCI)中项目交付方法与项目绩效之间的关系。该研究纳入了两种不同的项目交付方法(PDM),即传统的设计-招标-建设(DBB)和设计-建设(DB),并通过三重约束(时间、成本和质量)作为衡量成功的标准来衡量项目绩效(PP)。在对也门亚丁和哈德拉毛两个省的 375 名项目经理和顾问进行的调查中,对概念模型进行了理论化和操作化。调查问卷采用了 5 点李克特量表。随后,使用多元回归法对数据进行了评估。实证研究结果表明,项目交付方式的选择与项目绩效之间存在显著关系。因此,这对项目成功产生了积极影响。本研究在两个重要方面对现有知识体系做出了贡献。首先,研究了项目交付方法影响项目绩效的动态机制。其次,为也门建筑业(YCI)的决策者规划其目标和实现必要的项目绩效水平提供了宝贵的见解。
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引用次数: 0
Impact of Inventory Management on Financial Performance of MSMEs in Santiago City 库存管理对圣地亚哥中小微企业财务绩效的影响
Pub Date : 2023-08-24 DOI: 10.54536/ajebi.v2i3.1839
Marilyn Gaoat Gaoat, Claire Cabungcal, C. Enriques, Zyra Medios, Harleyne Ruiz Ruiz, John Lloyd Villanueva, Bartman I. Gacrama
The study aims to investigate the impact of inventory management on the operational efficiency and financial performance of micro, small, and medium enterprises (MSMEs) in Santiago City. A correlational descriptive cross-sectional survey design was utilized on a sample of randomly selected 314 participants belonging to the merchandising MSMEs from Santiago City. Primary data was collected using self-administered questionnaires analyzed using frequency and percentage, mean and standard deviation, and linear regression. The results showed that MSMEs are efficient in inventory management, operation and have good financial performance. It further suggests a strong positive relationship between inventory management and operational efficiency and a moderate positive relationship between inventory management and financial performance. The study offers practical guidance to MSMEs on optimizing their operational efficiency and maintaining good financial performance through effective inventory management practices. It gives owners and managers valuable insights into specific areas that need improvement and the underlying factors that inventory management affects. Furthermore, the research deepens the understanding of the intricate relationship between inventory management, operational efficiency, and financial performance within the context of MSMEs in Santiago City, thus enriching the existing knowledge for researchers and practitioners.
本研究旨在探讨库存管理对圣地亚哥市中小微企业(MSMEs)运营效率和财务绩效的影响。采用相关描述性横断面调查设计,随机选择314名来自圣地亚哥市的中小微企业。主要资料采用自填问卷收集,采用频率和百分比、均值和标准差及线性回归分析。结果表明,中小微企业库存管理、经营效率高,财务绩效良好。它进一步表明,库存管理与经营效率之间存在强烈的正相关关系,库存管理与财务绩效之间存在适度的正相关关系。该研究对中小微企业如何通过有效的库存管理实践来优化其运营效率和保持良好的财务绩效提供了实践指导。它为所有者和管理人员提供了对需要改进的特定领域和库存管理影响的潜在因素的有价值的见解。此外,该研究加深了对圣地亚哥中小微企业库存管理、运营效率和财务绩效之间复杂关系的理解,从而丰富了研究人员和从业者的现有知识。
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引用次数: 0
The Fiscal Reform Required for Mexico in 2025 墨西哥2025年所需的财政改革
Pub Date : 2023-08-22 DOI: 10.54536/ajebi.v2i3.1834
José Antonio Villalobos López
The aim of this article is to analyse and explain why tax collection in Mexico is so low, as well as to propose some solutions to this serious problem. The work is framed under the deductive method, hermeneutic paradigm and a quantitative approach. Mexico is a country with a brutal income inequality, where the country’s tax burden in 2021 is only 14.7% of GDP (without social security contributions) when the average for Latin American countries is 17.9% and the average for Organisation for Economic Cooperation and Development (OECD) countries is 24.6% of GDP, a very significant difference of ten percentage points. In view of this, tax reform is essential, which in the first stage should seek to equalise with Latin American nations and in the second to come as close as possible to the OECD countries. JEL: H2: Taxation, subsidies and revenues; H3: Fiscal policies.
本文的目的是分析和解释为什么墨西哥的税收征收如此之低,并提出一些解决这一严重问题的方法。本文以演绎法、解释学范式和定量方法为框架。墨西哥是一个收入严重不平等的国家,2021年该国的税收负担仅为GDP的14.7%(不包括社会保障捐款),而拉丁美洲国家的平均税负为17.9%,经济合作与发展组织(OECD)国家的平均税负为GDP的24.6%,这是一个非常显著的10个百分点差异。鉴于此,税收改革是必不可少的,在第一阶段应寻求与拉丁美洲国家平等,在第二阶段应尽可能接近经合发组织国家。JEL: H2:税收、补贴和收入;H3:财政政策。
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引用次数: 0
Qualitative Characteristics of Accounting Information (Declared with IFRS Standards) and Financial Performance : Statistical Study and Correlation Test 会计信息(以国际财务报告准则申报)的质量特征与财务业绩:统计研究与相关检验
Pub Date : 2023-08-14 DOI: 10.54536/ajebi.v2i2.1020
Mohammed Ait Bahabbaz, Khaddouj Karim
In an international context characterized by the dismantling of economic barriers, the globalization of monetary operations and the fluidity of financial movements, the application of IFRS standards is no longer a luxury, but rather an increasingly persistent necessity for Moroccan and international companies. In this context, and using a statistical analysis on SPSS, this research aims to assess the correlation between the quality of accounting information (declared in accordance with IFRS standards) and the financial performance (in short term and in medium and long term) of Moroccan companies. This quantitative research which uses a Likert-type questionnaire scored from 1 to 5, and through the responses collected from a sample of 314 individuals (composed of accountants, chartered accountants, professors, trainers, doctors and doctoral students), target to demonstrate and verify, statistically, the relationship of correlation and interdependence that connects between « the qualitative characteristics of accounting information » and « the financial performance ». The results confirmed a negative correlation « in the short term » between the aforementioned variables and a positive correlation relationship between the same variables « in the medium and short term ». In the medium and long term, the positive correlation between « the qualitative characteristics of the accounting information declared according to IFRS » and « the financial performance », will probably be a factor that encourages companies to practice international accounting standards despite the costs incurred to ensure this passage.
在经济壁垒被拆除、货币业务全球化和金融流动流动性日益增强的国际背景下,适用国际财务报告准则标准已不再是一种奢侈,而是摩洛哥和国际公司日益持久的需要。在此背景下,使用SPSS统计分析,本研究旨在评估摩洛哥公司的会计信息质量(按照国际财务报告准则申报)与财务业绩(短期和中长期)之间的相关性。这项定量研究使用李克特类型的问卷得分从1到5,并通过从314个人(由会计师、特许会计师、教授、培训师、医生和博士生组成)的样本收集的回答,旨在从统计上证明和验证“会计信息的定性特征”和“财务绩效”之间的相关性和相互依存关系。结果证实了上述变量之间的“短期”负相关关系,而相同变量之间的“中期和短期”正相关关系。从中期和长期来看,“根据国际财务报告准则申报的会计信息的质量特征”与“财务业绩”之间的正相关关系,可能会成为鼓励公司实践国际会计准则的一个因素,尽管这一过程会产生成本。
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引用次数: 0
Research on Sustainable Development of China’s Green Enterprise Economy 中国绿色企业经济可持续发展研究
Pub Date : 2023-08-10 DOI: 10.54536/ajebi.v2i2.1891
Yulin Qin, Jun Yu Li
This paper aims to explore how China’s green economy can promote the sustainable development of enterprises. With the rapid growth of China’s economy, problems such as environmental pollution, resource depletion, and ecological imbalance have become increasingly prominent. The article first expounds the meaning and consensus of green economy and sustainable development. Then it discusses the environmental protection industry as an important part of the green economy, including its rise, international trends and development status. The article analyzes the impact of the green economy on the sustainable development of enterprises, including environmental benefits, economic advantages and social impact. Discusses the challenges and opportunities faced by enterprises in technological innovation, market demand, and policy support in the green economy. Finally, the article proposes strategies for enterprises to achieve sustainable development, including practices such as sustainable resource management, clean production technology, and corporate social responsibility. . Therefore, the author’s research provides guidance for Chinese enterprises to realize the sustainable development of green economy, and provides insights and suggestions for promoting the development of green economy and sustainable development of enterprises.
本文旨在探讨中国绿色经济如何促进企业的可持续发展。随着中国经济的快速发展,环境污染、资源枯竭、生态失衡等问题日益突出。文章首先阐述了绿色经济与可持续发展的内涵和共识。然后论述了作为绿色经济重要组成部分的环保产业的兴起、国际趋势和发展现状。本文分析了绿色经济对企业可持续发展的影响,包括环境效益、经济优势和社会影响。论述了绿色经济下企业在技术创新、市场需求、政策支持等方面面临的挑战与机遇。最后,文章提出了企业实现可持续发展的策略,包括可持续资源管理、清洁生产技术、企业社会责任等实践。因此,笔者的研究为中国企业实现绿色经济的可持续发展提供了指导,为促进绿色经济的发展和企业的可持续发展提供了见解和建议。
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引用次数: 1
The Effect of Workplace Stress on Employee Engagement, the Mediation Role of Leadership Style 工作压力对员工敬业度的影响:领导风格的中介作用
Pub Date : 2023-07-01 DOI: 10.54536/ajebi.v2i2.1690
M. Alsomaidaee
The aim of the current study was to investigate the impact of workplace stress on employee engagement within Iraqi universities through the mediator role of leadership style. Work-related stress and non-work-related stress were identified as representing workplace stress. Employee engagement has been measured through three types: social engagement, affective engagement, and intellectual engagement. Two types of leadership styles have been tested: directive and participative leadership. the structural equation Modeling was used to test the study model. A sample of 245 employees in Iraqi universities, including university professors, was targeted. Only 214 respondents participated in the survey. The results showed that non-work-related stress is the most influential factor in employee engagement. Furthermore, it has been found that the participative leadership style mediates the relationship between work-related and non-work-related stress and employee engagement. There is one exception; participative leadership did not mediate the impact of non-work-related stress on intellectual.
本研究旨在通过领导风格的中介作用,探讨伊拉克大学工作压力对员工敬业度的影响。与工作有关的压力和与工作无关的压力被确定为工作压力的代表。员工敬业度通过三种类型来衡量:社会敬业度、情感敬业度和智力敬业度。两种类型的领导风格已经被测试:指令性领导和参与性领导。采用结构方程模型对研究模型进行检验。伊拉克大学的245名雇员,包括大学教授,成为袭击目标。只有214名受访者参与了调查。结果显示,与工作无关的压力是影响员工敬业度的最主要因素。此外,研究还发现,参与式领导风格在工作压力和非工作压力与员工敬业度之间具有中介作用。有一个例外;参与式领导对非工作压力对智力的影响没有中介作用。
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引用次数: 2
Click, Share, Buy: The Transition of General Commerce into Social Commerce in Bangladesh: The Impact of Consumer’s Psychological Perceptions on IEWOM and Consumer Intention to Purchase 点击,分享,购买:孟加拉国普通商业向社交商业的转变:消费者心理感知对IEWOM和消费者购买意愿的影响
Pub Date : 2023-05-10 DOI: 10.54536/ajebi.v2i2.1523
Md. Shahriar Kabir
As social media platforms continue to rise in popularity, they are quickly becoming an integral part of the retail industry, giving birth to the concept of social commerce. Bangladesh has seen a similar transition, with general commerce slowly making way for social commerce. This study investigates the role of brand image as a mediator between psychological perceptions and consumer behavior in the context of social commerce. The independent variables of perceived trust, perceived connectedness, perceived responsibility, and perceived competence are examined to understand their impact on brand image and subsequent consumer intentions to purchase and engage in intention to electronic word-of-mouth recommendations. The results of this study suggest that consumers’ psychological perceptions are crucial to the formation of a brand’s image, which in turn affects their intention in purchasing and intention in electronic word-of-mouth recommendations. This highlights the importance of building and maintaining a brand’s image in the era of social commerce. Furthermore, this study provides insights into the factors that drive consumers’ perception of trust, connectedness, responsibility, and competence towards brands in the context of social commerce. In conclusion, this study provides a unique perspective on the transition from general commerce to social commerce in Bangladesh, and the critical role of brand image and psychological perceptions in shaping consumer behavior. These findings have significant implications for marketers and retailers operating in the social commerce space.
随着社交媒体平台的不断普及,它们迅速成为零售行业不可或缺的一部分,催生了社交商务的概念。孟加拉国也经历了类似的转变,普通商业慢慢让位于社交商业。本研究探讨社交商务背景下品牌形象在心理知觉与消费者行为之间的中介作用。研究考察了感知信任、感知连通性、感知责任和感知能力等自变量,以了解它们对品牌形象以及随后消费者购买意愿和参与电子口碑推荐意愿的影响。本研究结果表明,消费者的心理感知对品牌形象的形成至关重要,进而影响消费者的购买意愿和电子口碑推荐意愿。这凸显了在社交商务时代建立和维护品牌形象的重要性。此外,本研究还提供了在社交商务背景下驱动消费者对品牌的信任、联系、责任和能力感知的因素。总之,本研究提供了一个独特的视角来研究孟加拉国从普通商业到社交商业的转变,以及品牌形象和心理感知在塑造消费者行为方面的关键作用。这些发现对社交商务领域的营销人员和零售商具有重要意义。
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引用次数: 2
Influence of High-Involvement and High-Commitment HRM Practices on Innovation: The Mediating Role of Knowledge Sharing 高参与高承诺人力资源管理实践对创新的影响:知识共享的中介作用
Pub Date : 2023-05-06 DOI: 10.54536/ajebi.v2i2.1589
Thanh Tung Ha, B. Le
Given the important role of HRM practices and knowledge resources for firms to pursue innovation, the purpose of this study is to investigate the influence of high-involvement and high-commitment HRM practices on the innovation capability of firms via mediating role of knowledge sharing. This study has developed a proposed research model and applied Structural Equation Modeling (SEM) to test proposal hypotheses using data collected from 211 participants in 65 Vietnamese firms. The findings of this study support the significant impacts of both high-involvement and high-commitment HRM practices on innovation capability directly or indirectly through the mediating role of knowledge sharing. Especially, the empirical findings reveal that high-involvement HRM practices induce greater effects on innovation compared to the effects of high-commitment HRM practices. The findings of this study have significantly contributed to increasing the insight of the link between specific forms of HRM practice and innovation capability. Moreover, it provides an effective solution for Vietnamese firms to pursuit and foster innovation capability.
鉴于人力资源管理实践和知识资源对企业创新的重要作用,本研究旨在探讨高参与、高承诺的人力资源管理实践通过知识共享的中介作用对企业创新能力的影响。本研究开发了一个建议的研究模型,并应用结构方程模型(SEM)来检验建议的假设,使用从65家越南公司的211名参与者收集的数据。本研究结果通过知识共享的中介作用,直接或间接地支持了高参与和高承诺人力资源管理实践对创新能力的显著影响。特别是,实证研究结果表明,与高承诺的人力资源管理实践相比,高参与的人力资源管理实践对创新的影响更大。本研究的发现显著地促进了对特定形式的人力资源管理实践与创新能力之间联系的深入了解。此外,它为越南企业追求和培育创新能力提供了有效的解决方案。
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引用次数: 3
期刊
American Journal of Economics and Business Innovation
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