Pub Date : 2020-11-27DOI: 10.47435/adz-dzahab.v5i2.453
Rusdi Raprayogha Yogha
Perusahaan membutuhkan karyawan yang kompeten dan berkualitas. Karyawan merupakan aset terpenting yang harus mereka jaga dan kembangkan, oleh karena itu perusahaan dituntut untuk senantiasa mengoptimalkan kepuasan kerja para karyawan. Penelitian ini bertujuan untuk mengetahui pengaruhself esteem dan lingkungan kerja terhadap kepuasan kerja karyawanpada PT. PLN (Persero) area Bulukumba, baik secara simultan maupun parsial. Penelitian ini menggunakan pendekatan kuantitatif – asosiatif, Teknik pengambilan sampel dalam penelitian ini dilakukan secara probability sampling pada simple random sampling,sehingga diperoleh sampel sebanyak 90 responden. Data selanjutnya dianalisis dengan menggunakan metode kuantitatif yang menggunakan Uji validitas dan Reliabilitas, Uji Asumsi Klasik, Analisis regresi berganda, Koefisien korelasi, Koefisien determinasi, Uji F dan Uji t. Hasil penelitian ini menunjukkan bahwa self esteem,dan lingkungan kerja berpengaruh secara bersama-sama terhadap kepuasan kerja karyawan padaPT. PLN (Persero) area Bulukumba. Sedangkan, secara parsial self esteem, dan lingkungan kerja berpengaruh positif dan signifikan terhadap kepuasan kerja karyawan padaPT. PLN (Persero) area Bulukumba.Korelasi atau hubungan antara self esteem,dan lingkungan kerja terhadap kepuasan kerja karyawan padaPT. PLN (Persero) area Bulukumbaadalah kuat. Implikasi pada penelitian ini adalah self esteem, dan lingkungan kerja memiliki peranan yang sangat penting baik secara individual maupun secara bersama-sama dalam meningkatkan kepuasan kerja karyawan.
{"title":"PENGARUH SELF ESTEEM DAN LINGKUNGAN KERJA TERHADAP KEPUASAN KERJA KARYAWAN PADA PT. PLN (PERSERO) AREA BULUKUMBA","authors":"Rusdi Raprayogha Yogha","doi":"10.47435/adz-dzahab.v5i2.453","DOIUrl":"https://doi.org/10.47435/adz-dzahab.v5i2.453","url":null,"abstract":"Perusahaan membutuhkan karyawan yang kompeten dan berkualitas. Karyawan merupakan aset terpenting yang harus mereka jaga dan kembangkan, oleh karena itu perusahaan dituntut untuk senantiasa mengoptimalkan kepuasan kerja para karyawan. Penelitian ini bertujuan untuk mengetahui pengaruhself esteem dan lingkungan kerja terhadap kepuasan kerja karyawanpada PT. PLN (Persero) area Bulukumba, baik secara simultan maupun parsial. Penelitian ini menggunakan pendekatan kuantitatif – asosiatif, Teknik pengambilan sampel dalam penelitian ini dilakukan secara probability sampling pada simple random sampling,sehingga diperoleh sampel sebanyak 90 responden. Data selanjutnya dianalisis dengan menggunakan metode kuantitatif yang menggunakan Uji validitas dan Reliabilitas, Uji Asumsi Klasik, Analisis regresi berganda, Koefisien korelasi, Koefisien determinasi, Uji F dan Uji t. Hasil penelitian ini menunjukkan bahwa self esteem,dan lingkungan kerja berpengaruh secara bersama-sama terhadap kepuasan kerja karyawan padaPT. PLN (Persero) area Bulukumba. Sedangkan, secara parsial self esteem, dan lingkungan kerja berpengaruh positif dan signifikan terhadap kepuasan kerja karyawan padaPT. PLN (Persero) area Bulukumba.Korelasi atau hubungan antara self esteem,dan lingkungan kerja terhadap kepuasan kerja karyawan padaPT. PLN (Persero) area Bulukumbaadalah kuat. Implikasi pada penelitian ini adalah self esteem, dan lingkungan kerja memiliki peranan yang sangat penting baik secara individual maupun secara bersama-sama dalam meningkatkan kepuasan kerja karyawan.","PeriodicalId":32457,"journal":{"name":"JEBIS Jurnal Ekonomi dan Bisnis Islam","volume":"163 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-11-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"90704870","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-11-27DOI: 10.47435/adz-dzahab.v5i2.462
Syarigawir, Salam, Satria Ramli
Anemia pada kehamilan merupakan masalah nasional karena mencerminkan nilai kesejahteraan sosial ekonomi masyarakat, dan pengaruhnya sangat besar terhadap kualitas sumber daya manusia, dapat mengakibatkan tingginya angka kematian ibu Penelitian ini bertujuan untuk mengetahui hubungan status ekonomi dan umur ibu dengan kejadian anemia Pada Ibu Hamil di puskesmas Panaikang Sinjai Timur Populasi dalam penelitian ini adalah seluruh ibu hamil yang berkunjung di Puskesmas Panaikang Sinjai Timur 2019 yaitu sebanyak 475 ibu hamil yang ada wilayah kerja Puskesmas Panaikang Sinjai Timur dengan sampel ibu hamil yang mengalami anemia yang ada pada saat penelitian sebanyak 32 orang Jenis penelitian yang di gunakan adalah survey analitik yang merupakan jenis penelitian yang mendeskripsikan dan menganalisa hubungan antara variabel dengan pendekatan case control Hasil penellitian dan kesimpulan bahwa umur ibupenelitian ini hasil analisis bivariat umur tidak berhubungan secara bermakna dengan nilai P = 0,613 dan .status ekonomidengankejadian anemia pada ibu hamilmenunjukkanbahwatidak ada hubungan antarakedua variabel tersebutdengannilaip=0773,sehingga H0 diterimadan Ha ditoloak. Namun dalam penelitian ini didapatkanbahwarespondenyang status ekonomi kurang mempengaruhi terjadinya anemia pada ibu hamil 1,4 kali lipat dibandingkan dengan ibu hamil dengan status ekonomi tinggi Diharapkan kepada petugas kesehatan untuk memberikan penyuluhan secara berkesinambungan untuk upaya pencegahan anemia pada ibu hamil terutama yang beresiko terjadinya anemia.
{"title":"HUBUNGAN STATUS EKONOMI DAN UMUR IBU HAMIL DENGAN KEJADIAN ANEMIA DI PUSKESMAS PANAIKANG SINJAI TIMUR","authors":"Syarigawir, Salam, Satria Ramli","doi":"10.47435/adz-dzahab.v5i2.462","DOIUrl":"https://doi.org/10.47435/adz-dzahab.v5i2.462","url":null,"abstract":"Anemia pada kehamilan merupakan masalah nasional karena mencerminkan nilai kesejahteraan sosial ekonomi masyarakat, dan pengaruhnya sangat besar terhadap kualitas sumber daya manusia, dapat mengakibatkan tingginya angka kematian ibu Penelitian ini bertujuan untuk mengetahui hubungan status ekonomi dan umur ibu dengan kejadian anemia Pada Ibu Hamil di puskesmas Panaikang Sinjai Timur Populasi dalam penelitian ini adalah seluruh ibu hamil yang berkunjung di Puskesmas Panaikang Sinjai Timur 2019 yaitu sebanyak 475 ibu hamil yang ada wilayah kerja Puskesmas Panaikang Sinjai Timur dengan sampel ibu hamil yang mengalami anemia yang ada pada saat penelitian sebanyak 32 orang Jenis penelitian yang di gunakan adalah survey analitik yang merupakan jenis penelitian yang mendeskripsikan dan menganalisa hubungan antara variabel dengan pendekatan case control Hasil penellitian dan kesimpulan bahwa umur ibupenelitian ini hasil analisis bivariat umur tidak berhubungan secara bermakna dengan nilai P = 0,613 dan .status ekonomidengankejadian anemia pada ibu hamilmenunjukkanbahwatidak ada hubungan antarakedua variabel tersebutdengannilaip=0773,sehingga H0 diterimadan Ha ditoloak. Namun dalam penelitian ini didapatkanbahwarespondenyang status ekonomi kurang mempengaruhi terjadinya anemia pada ibu hamil 1,4 kali lipat dibandingkan dengan ibu hamil dengan status ekonomi tinggi Diharapkan kepada petugas kesehatan untuk memberikan penyuluhan secara berkesinambungan untuk upaya pencegahan anemia pada ibu hamil terutama yang beresiko terjadinya anemia. \u0000 ","PeriodicalId":32457,"journal":{"name":"JEBIS Jurnal Ekonomi dan Bisnis Islam","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-11-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"85440921","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-11-27DOI: 10.47435/adz-dzahab.v5i2.450
M. Ikbal, A. Asmara, Hardiyanti Ridwan
Evaluasi Kinerja Badan Usaha Milik Daerah (BUMD) Melalui Balanced Scorecard (Studi Kasus PDAM Kab. Sinjai). Skripsi. Sinjai: Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Hukum Islam IAI Muhammadiyah Sinjai 2019. Penelitian ini dilakukan di PDAM Kabupaten Sinjai dengan menggunakan metode balanced scorecard yang terdiri dari empat aspek, yaitu aspek keuangan, aspek pelayanan, aspek operasional, dan aspek sumber daya manusia, yang mana dari keempat aspek itu memiliki 18 indikator. Penelitian ini juga bertujuan untuk mengetahui kinerja PDAM Kabupaten Sinjai dengan menggunakan pendekatan kuantitatif. Adapun teknik pengumpulan data yang digunakan adalah dokumentasi yang terdiri dari lembar dokumen laporan keuangan, laporan hubungan langganan, laporan produksi, laporan distribusi, laporan pelayanan, dan laporan administrasi tahun buku 2018. Teknik analisis data dilakukan berdasarkan pada Surat Keputusan Ketua Badan Pendukung Pengembangan Sistem Penyediaan Air Minum Nomor 002/KPTS/K-6/IV/2010 Tentang Penilaian Kinerja Pelayanan Penyelenggaraan Pengembangan Sistem Penyediaan Air Minum pada Perusahaan Daerah Air Minum. Hasil penelitian menunjukkan bahwa kinerja PDAM Kabupaten Sinjai tahun 2018 bila diukur dengan metode balanced scorecard sesuai Surat Keputusan Ketua Badan Pendukung Pengembangan Sistem Penyediaan Air Minum Nomor 002/KPTS/K-6/IV/2010 Tentang Penilaian Kinerja Pelayanan Penyelenggaraan Pengembangan Sistem Penyediaan Air Minum Pada Perusahaan Daerah Air Minum dengan memperoleh nilai sebesar 3,28 dan kategorikan sehat.
通过平衡记分卡(PDAM Kab案例研究)对该地区企业的表现进行评估。Sinjai)。论文。Sinjai:伊斯兰经济研究、经济和伊斯兰法学院hehammadiyah Sinjai 2019项目。这项研究是在Sinjai区进行的，使用的是将收入、服务、业务和人力资源的四个方面组成的平衡记分卡方法，其中其中有18个指标。本研究的目的还是利用定量方法确定Sinjai地区PDAM的表现。至于所使用的数据收集技术，文件包括会计报告、订阅关系报告、生产报告、分发报告、服务报告和2018年图书年报。数据分析技术是根据饮用水供应系统发展部总干事002/KPTS/K-6/IV/2010的决定进行的。研究结果表明,炊具Sinjai县2018年如果用方法来衡量绩效balanced记分卡按照法令支持饮用水供应系统的开发机构主席002号KPTS K-6 / IV / 2010年关于安排服务绩效评估饮用水供应系统的发展公司获得了价值高达3,28和饮用水地区归为健康。
{"title":"EVALUASI KINERJA BADAN USAHA MILIK DAERAH (BUMD) MELALUI BALANCED SCORECARD (Studi Kasus PDAM Kabupaten Sinjai)","authors":"M. Ikbal, A. Asmara, Hardiyanti Ridwan","doi":"10.47435/adz-dzahab.v5i2.450","DOIUrl":"https://doi.org/10.47435/adz-dzahab.v5i2.450","url":null,"abstract":" Evaluasi Kinerja Badan Usaha Milik Daerah (BUMD) Melalui Balanced Scorecard (Studi Kasus PDAM Kab. Sinjai). Skripsi. Sinjai: Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Hukum Islam IAI Muhammadiyah Sinjai 2019. Penelitian ini dilakukan di PDAM Kabupaten Sinjai dengan menggunakan metode balanced scorecard yang terdiri dari empat aspek, yaitu aspek keuangan, aspek pelayanan, aspek operasional, dan aspek sumber daya manusia, yang mana dari keempat aspek itu memiliki 18 indikator. Penelitian ini juga bertujuan untuk mengetahui kinerja PDAM Kabupaten Sinjai dengan menggunakan pendekatan kuantitatif. Adapun teknik pengumpulan data yang digunakan adalah dokumentasi yang terdiri dari lembar dokumen laporan keuangan, laporan hubungan langganan, laporan produksi, laporan distribusi, laporan pelayanan, dan laporan administrasi tahun buku 2018. Teknik analisis data dilakukan berdasarkan pada Surat Keputusan Ketua Badan Pendukung Pengembangan Sistem Penyediaan Air Minum Nomor 002/KPTS/K-6/IV/2010 Tentang Penilaian Kinerja Pelayanan Penyelenggaraan Pengembangan Sistem Penyediaan Air Minum pada Perusahaan Daerah Air Minum. Hasil penelitian menunjukkan bahwa kinerja PDAM Kabupaten Sinjai tahun 2018 bila diukur dengan metode balanced scorecard sesuai Surat Keputusan Ketua Badan Pendukung Pengembangan Sistem Penyediaan Air Minum Nomor 002/KPTS/K-6/IV/2010 Tentang Penilaian Kinerja Pelayanan Penyelenggaraan Pengembangan Sistem Penyediaan Air Minum Pada Perusahaan Daerah Air Minum dengan memperoleh nilai sebesar 3,28 dan kategorikan sehat.","PeriodicalId":32457,"journal":{"name":"JEBIS Jurnal Ekonomi dan Bisnis Islam","volume":"6 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-11-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"88187298","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-11-27DOI: 10.47435/adz-dzahab.v5i2.449
Ahmad Djafar, Z. Zulqadri
Penelitian ini bertujuan untuk mengetahui pengaruh dari Kompetensi Pegawai dan Pengalaman Kerja terhadap Efektivitas Kerja Pegawai pada Kantor Kementerian Agama Kabupaten Sinjai. Adapun yang menjadi objek penelitian dalam penelitian ini adalah pegawai dari Kantor Kementerian Agama Kabupaten Sinjai. Metode yang digunakan adalah asosiatif, dan pendekatan yang dilakukan adalah pendekatan kuantitatif. Teknik pengambilan data yaitu pada penelitian ini melalui data primer, atau data yang diperoleh langsung melalui kuesioner dan data sekunder melalui penelusuran literatur yang dikumpulkan oleh peneliti kemudiaan dianalisis. Teknik analisis yang digunakan adalah analisis regresi berganda. Metode analisis yang digunakan dalam penelitian ini adalah dengan pengujian hipotesis secara simultan dan parsial antara variabel. Hasil penelitian menunjukkan bahwa kompetensi pegawai berpengaruh secara positif terhadap efektivitas kerja, sedangkan pengalaman kerja juga berpengaruh positif terhadap efektivitias. Adapan secara simultan kompetensi pegawai dan pengalaman kerja berpengaruh positif terhadap efektivitas kerja, serta kompetensi pegawai dan pengalaman kerja berpengaruh parsial terhadap efektivitas kerja pegawai pada kantor Kementerian Agama Kabupaten Sinjai.
{"title":"PENGARUH KOMPETENSI PEGAWAI DAN PENGALAMAN KERJA TERHADAP EFEKTIVITAS KERJA PEGAWAI PADAKANTOR KEMENTERIAN AGAMA KABUPATEN SINJAI","authors":"Ahmad Djafar, Z. Zulqadri","doi":"10.47435/adz-dzahab.v5i2.449","DOIUrl":"https://doi.org/10.47435/adz-dzahab.v5i2.449","url":null,"abstract":"Penelitian ini bertujuan untuk mengetahui pengaruh dari Kompetensi Pegawai dan Pengalaman Kerja terhadap Efektivitas Kerja Pegawai pada Kantor Kementerian Agama Kabupaten Sinjai. Adapun yang menjadi objek penelitian dalam penelitian ini adalah pegawai dari Kantor Kementerian Agama Kabupaten Sinjai. Metode yang digunakan adalah asosiatif, dan pendekatan yang dilakukan adalah pendekatan kuantitatif. Teknik pengambilan data yaitu pada penelitian ini melalui data primer, atau data yang diperoleh langsung melalui kuesioner dan data sekunder melalui penelusuran literatur yang dikumpulkan oleh peneliti kemudiaan dianalisis. Teknik analisis yang digunakan adalah analisis regresi berganda. Metode analisis yang digunakan dalam penelitian ini adalah dengan pengujian hipotesis secara simultan dan parsial antara variabel. Hasil penelitian menunjukkan bahwa kompetensi pegawai berpengaruh secara positif terhadap efektivitas kerja, sedangkan pengalaman kerja juga berpengaruh positif terhadap efektivitias. Adapan secara simultan kompetensi pegawai dan pengalaman kerja berpengaruh positif terhadap efektivitas kerja, serta kompetensi pegawai dan pengalaman kerja berpengaruh parsial terhadap efektivitas kerja pegawai pada kantor Kementerian Agama Kabupaten Sinjai.","PeriodicalId":32457,"journal":{"name":"JEBIS Jurnal Ekonomi dan Bisnis Islam","volume":"183 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-11-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"80381374","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-07-09DOI: 10.32505/j-ebis.v5i1.1543
Fahriansah -
This paper examines the system of debt transfer (hawalah) contained in the fiqh muamalah, then it is calculated against the hawalah system in the Majallah al-Ahkam al-Adliyah and the Civil Law of Indonesia. Because there are some differences between the three systems. This paper is conducted through a research study of litaration. The result of this study, if the system is in fiqh compared to the hawalah system contained in the Majallah Al-Ahkam Al-Adliyah, the author only found a slight change. However, when compared with Indonesian Civil Law, there are many changes ranging from the underwriting, the agreement, and the parties involved in the hawalah process.
{"title":"Comparison of The Hawalah System in The Fiqh Muamalah Against The Turkey’s Majallah Al-Ahkam and The Indonesian Civil Law","authors":"Fahriansah -","doi":"10.32505/j-ebis.v5i1.1543","DOIUrl":"https://doi.org/10.32505/j-ebis.v5i1.1543","url":null,"abstract":"This paper examines the system of debt transfer (hawalah) contained in the fiqh muamalah, then it is calculated against the hawalah system in the Majallah al-Ahkam al-Adliyah and the Civil Law of Indonesia. Because there are some differences between the three systems. This paper is conducted through a research study of litaration. The result of this study, if the system is in fiqh compared to the hawalah system contained in the Majallah Al-Ahkam Al-Adliyah, the author only found a slight change. However, when compared with Indonesian Civil Law, there are many changes ranging from the underwriting, the agreement, and the parties involved in the hawalah process.","PeriodicalId":32457,"journal":{"name":"JEBIS Jurnal Ekonomi dan Bisnis Islam","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-07-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"47159963","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-07-09DOI: 10.32505/j-ebis.v5i1.1498
Mutia Sumarni
This study aims to examine the effect of village fund management on improving the welfare of the community. The independent variable used in this study is village fund management. The dependent variable used in this study is welfare. This research uses quantitative research methods. The population in this study was the population of 2077 people, with the method of probability sampling with simple random sampling while the sample size was obtained from calculations using the Slovin formula with an error rate of 5% from 95 people. Sources of data in this study are primary data in the form of questionnaires. The data analysis technique used is simple linear regression analysis. Measurement of the questionnaire answered by respondents using a Likert scale using the Statistical Package for Social Sciences (SPSS). The results of this study indicate that the management of village funds to improve welfare has a positive effect. While the adjusted R2 value is 0.46 which shows the effect of the independent variable on the dependent variable that can be explained by the equation model is 46.0%, while the remaining 54.0% is explained by other variables not examined or outside the model. Keywords: Village fund management and welfare level
{"title":"Pengaruh pengelolaan alokasi dana desa terhadap Peningkatkan kesejahteraan masyarakat","authors":"Mutia Sumarni","doi":"10.32505/j-ebis.v5i1.1498","DOIUrl":"https://doi.org/10.32505/j-ebis.v5i1.1498","url":null,"abstract":"This study aims to examine the effect of village fund management on improving the welfare of the community. The independent variable used in this study is village fund management. The dependent variable used in this study is welfare. This research uses quantitative research methods. The population in this study was the population of 2077 people, with the method of probability sampling with simple random sampling while the sample size was obtained from calculations using the Slovin formula with an error rate of 5% from 95 people. Sources of data in this study are primary data in the form of questionnaires. The data analysis technique used is simple linear regression analysis. Measurement of the questionnaire answered by respondents using a Likert scale using the Statistical Package for Social Sciences (SPSS). The results of this study indicate that the management of village funds to improve welfare has a positive effect. While the adjusted R2 value is 0.46 which shows the effect of the independent variable on the dependent variable that can be explained by the equation model is 46.0%, while the remaining 54.0% is explained by other variables not examined or outside the model. \u0000 \u0000Keywords: Village fund management and welfare level","PeriodicalId":32457,"journal":{"name":"JEBIS Jurnal Ekonomi dan Bisnis Islam","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-07-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"41823564","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-07-08DOI: 10.32505/j-ebis.v5i1.1451
Khalish Khairina
This study aims to analyze the effect of Inflation, Exchange Rate, BI Interest Rate, Indonesia Composite Index on Sharia Insurance Life in Indonesia. Data used is time series data for 10 years (2010-2019) and analyzed by using Eviews 10. This research using quantitative descriptive method, and to analyze the effect of independent variables toward dependent variables using Ordinary Least Square technique. The result of t – test shows Inflation, Exchange Rate, Indonesia Composite Index have significant influence to Sharia Life Insurance Investment in Indonesia that t –test < 0,05 and Interest Rate doesn’t influence to Sharia Life Insurance Investment in Indonesia with t – test > 0,05. However, independent variables has a significant influence with the result of F test 0,000002 < 0,05 and Adjusted R-Squared test shows that 99,41 % of Sharia Life Insurance Investment in Indonesia is influenced by independent variables in this research
本研究旨在分析通货膨胀、汇率、BI利率、印尼综合指数对印尼沙里亚保险寿险的影响。使用的数据是10年(2010-2019)的时间序列数据，并使用Eviews 10进行分析。本研究采用定量描述方法，并利用普通最小二乘法分析自变量对因变量的影响。t检验结果显示通货膨胀、汇率、印尼综合指数对印尼沙里亚人寿保险投资有显著影响(t检验< 0.05)，利率对印尼沙里亚人寿保险投资没有影响(t检验< 0.05)。然而，自变量的影响显著，F检验结果为0,000002 < 0,05，调整后的R-Squared检验表明，在本研究中，印度尼西亚Sharia Life Insurance Investment的99.41%受到自变量的影响
{"title":"Analisis pengaruh keadaan ekonomi makro terhadap investasi Asuransi Jiwa Syariah di Indonesia tahun 2010 – 2019","authors":"Khalish Khairina","doi":"10.32505/j-ebis.v5i1.1451","DOIUrl":"https://doi.org/10.32505/j-ebis.v5i1.1451","url":null,"abstract":"This study aims to analyze the effect of Inflation, Exchange Rate, BI Interest Rate, Indonesia Composite Index on Sharia Insurance Life in Indonesia. Data used is time series data for 10 years (2010-2019) and analyzed by using Eviews 10. This research using quantitative descriptive method, and to analyze the effect of independent variables toward dependent variables using Ordinary Least Square technique. The result of t – test shows Inflation, Exchange Rate, Indonesia Composite Index have significant influence to Sharia Life Insurance Investment in Indonesia that t –test < 0,05 and Interest Rate doesn’t influence to Sharia Life Insurance Investment in Indonesia with t – test > 0,05. However, independent variables has a significant influence with the result of F test 0,000002 < 0,05 and Adjusted R-Squared test shows that 99,41 % of Sharia Life Insurance Investment in Indonesia is influenced by independent variables in this research","PeriodicalId":32457,"journal":{"name":"JEBIS Jurnal Ekonomi dan Bisnis Islam","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-07-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"47613171","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-07-08DOI: 10.32505/j-ebis.v5i1.1360
Tri Inda Fadhila Rahma Inda
Perception is the process of one’s interpretation of the environment, in this case the perception of Islamic banking. The purpose of this study was to determine how the perception of guest lecturers of Islamc Banking Study of Economic and Islamic Business UIN SU towards Islamic Banking. The method used is a qualitative method. The data uses are questionnaire and interview data. The results of study present data that 73,33% agree with the principles of Islamic banking. That is they have a good perception of the principles of Islamic banking, namely; Islamic banks are banks based on monotheism, guided by the Qur'an and hadith. Islamic Banks are banks that are free from usury, maysir and gharar. Sharia Banking in its business activities is based on sharia principles, economic democracy and prudential principles. 43% stated neutral on islamic bank operation. It means that the informants were still hesitant about the operations of islamic banks, because according to them islamic banks were still unable to operate in accordance with islamic principles, did not provide a large profit share to their customers, their products were difficult to access and the amount of administrative costs. 44% of informants agreed with the objectives of islamic banking. That is, informan have a good perception ofthe objectives of islamic banks, namely for the benefit. Islamic banks prioritize justice and togetherness for all their customers, islamic banks also contribute to reducing poverty through financing products. If seen from the aspect of general perception regarding the existance of islamic banks, islamic bank services, convenience and security in transactions, it can be concluded that 70% of informants have a good perception of islamic banks. The decicion of the informant in choosing an islamic bank, amounting to 70%.
{"title":"Analisis persepsi dosen terhadap perbankan syariah (Studi kasus dosen tamu Prodi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam UIN SU)","authors":"Tri Inda Fadhila Rahma Inda","doi":"10.32505/j-ebis.v5i1.1360","DOIUrl":"https://doi.org/10.32505/j-ebis.v5i1.1360","url":null,"abstract":"Perception is the process of one’s interpretation of the environment, in this case the perception of Islamic banking. The purpose of this study was to determine how the perception of guest lecturers of Islamc Banking Study of Economic and Islamic Business UIN SU towards Islamic Banking. The method used is a qualitative method. The data uses are questionnaire and interview data. The results of study present data that 73,33% agree with the principles of Islamic banking. That is they have a good perception of the principles of Islamic banking, namely; Islamic banks are banks based on monotheism, guided by the Qur'an and hadith. Islamic Banks are banks that are free from usury, maysir and gharar. Sharia Banking in its business activities is based on sharia principles, economic democracy and prudential principles. 43% stated neutral on islamic bank operation. It means that the informants were still hesitant about the operations of islamic banks, because according to them islamic banks were still unable to operate in accordance with islamic principles, did not provide a large profit share to their customers, their products were difficult to access and the amount of administrative costs. 44% of informants agreed with the objectives of islamic banking. That is, informan have a good perception ofthe objectives of islamic banks, namely for the benefit. Islamic banks prioritize justice and togetherness for all their customers, islamic banks also contribute to reducing poverty through financing products. If seen from the aspect of general perception regarding the existance of islamic banks, islamic bank services, convenience and security in transactions, it can be concluded that 70% of informants have a good perception of islamic banks. The decicion of the informant in choosing an islamic bank, amounting to 70%.","PeriodicalId":32457,"journal":{"name":"JEBIS Jurnal Ekonomi dan Bisnis Islam","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-07-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"43766917","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-07-07DOI: 10.32505/j-ebis.v5i1.1454
Asra Asra
The alteration in the type and function of money which continue to roll creates a lot of new dynamics that are considered both positive and negative. In fact, this shift is influenced by many causes and reasons, this also affects the global economic problems. And it must be acknowledged that the issue of the type of money is the most crucial thing at the moment and continues to be debated on how to find solutions to the problem of paper money, especially related to inflation from the value of money itself. This paper tries to look out this issue, specifically from the perspective of the value of money (paper), where the value created is only based on perceptions or assumptions, not the value intrinsically attached to the medium of exchange itself, so it is very vulnerable to inflation.
{"title":"Dampak perubahan jenis dan fungsi uang bagi perekonomian menurut perspektif ekonomi Islam","authors":"Asra Asra","doi":"10.32505/j-ebis.v5i1.1454","DOIUrl":"https://doi.org/10.32505/j-ebis.v5i1.1454","url":null,"abstract":"The alteration in the type and function of money which continue to roll creates a lot of new dynamics that are considered both positive and negative. In fact, this shift is influenced by many causes and reasons, this also affects the global economic problems. And it must be acknowledged that the issue of the type of money is the most crucial thing at the moment and continues to be debated on how to find solutions to the problem of paper money, especially related to inflation from the value of money itself. This paper tries to look out this issue, specifically from the perspective of the value of money (paper), where the value created is only based on perceptions or assumptions, not the value intrinsically attached to the medium of exchange itself, so it is very vulnerable to inflation. \u0000 ","PeriodicalId":32457,"journal":{"name":"JEBIS Jurnal Ekonomi dan Bisnis Islam","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-07-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"47732331","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-07-02DOI: 10.32505/j-ebis.v5i1.450
N. Sari, Ridha Jadidah
Sale Value of Taxable Object (SVTO) is the averageprice obtained from the sale and purchase transactions that occur naturally, and when there is no buying or selling, then SVTO determined through a price comparison with other similar objects or substitution Although in operation, SVTO was not used directly in the case of land purchase, but sometimes the processes and mechanisms involved may violate the concept of buying and selling in Islam, such as the element of coercion and fair price. The researcher was intended to examine on how the processes and mechanisms of release of land by the government of Banda Aceh and how calculations of SVTO to the land purchase and its suitability with the Islamic price mechanism, the researcher conducted interviews with staff of UPTD PBB DPKAD of Banda Aceh. The descriptive analysis method was used in this, and the collecting data were analyzed qualitatively. The results showed that in the process and mechanism of release of land, the government does not use SVTO which is based on existing provisions. However, its implementation was done by estimating the real price of the object purchased. Not only that, but also it also referred to other possibilities such as land location. In general, the implementation is legal. The author suggests government to put more emphasis on adequate compensation to the community so that it can cover the costs of looking for a house/new land, the cost of moving, survival, and so on.
应纳税对象的销售价值(SVTO)是指从自然发生的买卖交易中获得的平均价格，当没有买卖时，则通过与其他类似对象的价格比较或替代来确定SVTO。虽然在操作中，SVTO并没有直接用于土地购买，但有时所涉及的过程和机制可能违反伊斯兰教买卖的概念，如强制因素和公平价格。研究人员旨在研究班达亚齐政府释放土地的过程和机制，以及SVTO如何计算土地购买及其与伊斯兰价格机制的适用性，研究人员对班达亚齐UPTD PBB DPKAD的工作人员进行了采访。本研究采用描述性分析方法，对收集的资料进行定性分析。结果表明，在土地释放的过程和机制中，政府并未使用基于现有规定的SVTO。然而，它的实现是通过估计购买对象的实际价格来完成的。不仅如此，它还提到了土地位置等其他可能性。一般来说，实现是合法的。作者建议政府更加重视对社区的适当补偿，以便能够支付寻找房子/新土地的成本，搬家成本，生存成本等。
{"title":"Patokan harga nilai jual objek pajak di kota Banda Aceh: Analisis perspektif mekanisme harga dalam Islam","authors":"N. Sari, Ridha Jadidah","doi":"10.32505/j-ebis.v5i1.450","DOIUrl":"https://doi.org/10.32505/j-ebis.v5i1.450","url":null,"abstract":"Sale Value of Taxable Object (SVTO) is the averageprice obtained from the sale and purchase transactions that occur naturally, and when there is no buying or selling, then SVTO determined through a price comparison with other similar objects or substitution Although in operation, SVTO was not used directly in the case of land purchase, but sometimes the processes and mechanisms involved may violate the concept of buying and selling in Islam, such as the element of coercion and fair price. The researcher was intended to examine on how the processes and mechanisms of release of land by the government of Banda Aceh and how calculations of SVTO to the land purchase and its suitability with the Islamic price mechanism, the researcher conducted interviews with staff of UPTD PBB DPKAD of Banda Aceh. The descriptive analysis method was used in this, and the collecting data were analyzed qualitatively. The results showed that in the process and mechanism of release of land, the government does not use SVTO which is based on existing provisions. However, its implementation was done by estimating the real price of the object purchased. Not only that, but also it also referred to other possibilities such as land location. In general, the implementation is legal. The author suggests government to put more emphasis on adequate compensation to the community so that it can cover the costs of looking for a house/new land, the cost of moving, survival, and so on.","PeriodicalId":32457,"journal":{"name":"JEBIS Jurnal Ekonomi dan Bisnis Islam","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-07-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"44777323","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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