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LSN: Other Issues Involving the Sale of Goods or Services to Consumers (Topic)最新文献

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Free to Invest: The Economic Benefits of Preserving Net Neutrality 自由投资:维护网络中立性的经济利益
Inimai M. Chettiar, J. Holladay
It is hard to imagine a future where the value of the Web takes a downward spiral: where less content is created, online access is less useful, and fewer people log on. Currently, thousands of new websites and applications are constantly created. The content attracts millions of new users who email, tweet, blog, and discuss the information on the Web freely. Net neutrality supports this open and entrepreneurial dynamic which helps to create billions of dollars in free value for the American public. In Free to Invest, the Institute for Policy Integrity warns of negative economic consequences if net neutrality is weakened. The report arrived at five main findings that describe the trade-offs of revoking net neutrality.
很难想象未来网络的价值会呈螺旋式下降:创建的内容越来越少,在线访问的用处越来越小,登录的人也越来越少。目前,成千上万的新网站和应用程序不断被创建。这些内容吸引了数以百万计的新用户,他们通过电子邮件、推特、博客和在网络上自由讨论这些信息。网络中立性支持这种开放和创业的活力,这有助于为美国公众创造数十亿美元的免费价值。在《自由投资》一书中,政策诚信研究所警告说,如果网络中立性被削弱,将会产生负面的经济后果。该报告得出了五个主要发现,描述了撤销网络中立性的权衡。
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引用次数: 8
Factors Determining the Acceptance of Payment Methods by Online Shops in Poland 决定波兰网上商店接受支付方式的因素
Michał Polasik, P. Fiszeder
The paper deals with an analysis of factors influencing the acceptance of the seven major payment methods (i.e. cash on delivery, bank transfer, online payment integrator, payment in person, pay-by-link, card payment and virtual payment provider) by the Polish online shops. Our research was based on empirical data obtained from survey interviews conducted with the managers of online shops. The univariate logit models describing the acceptance of seven payment methods were constructed. A total of 45 explanatory variables divided into five categories were taken into account. The results obtained in the study demonstrated that a shop’s strategy of using traditional and electronic distribution channels has a strong influence on its acceptance of particular payment methods. The preferences of online shop managers, the involvement in online auctions and cross-border sales also play a significant role. The study confirmed competition between banks and non-bank intermediaries on the payment market as well as the widespread popularity of outsourcing in the area of online payments.
本文分析了波兰网上商店接受七种主要支付方式(货到付款、银行转账、网上支付集成商、亲自支付、链接支付、卡支付和虚拟支付提供商)的影响因素。我们的研究是基于对网上商店经理进行的调查访谈获得的经验数据。构建了描述七种支付方式接受程度的单变量logit模型。共考虑了45个解释变量,分为5类。在研究中获得的结果表明,商店使用传统和电子分销渠道的策略对其接受特定支付方式有很大的影响。网店经理的偏好、参与网上拍卖和跨境销售也起着重要作用。该研究证实了银行和非银行中介机构在支付市场上的竞争,以及在线支付领域外包的广泛普及。
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引用次数: 21
Legal Housing Reforms in Europe and in Spain as a Results of the International Crisis 2007 2007年国际金融危机后欧洲和西班牙的合法住房改革
Sergio Nasarre-Aznar
This paper covers the causes and the consequences of the worldwide mortgage crisis of 2007 in the field of housing law. The identification of reckless mortgage lending and mortgage securitization as the main causes of the crisis and its spread throughout the rest of the world have reoriented housing law and jurisprudence towards the increase of consumer protection in the field of mortgage loans, both in Europe as well as in Spain. The efficacy of other reforms relating to housing, such as the regulation of rating agencies at EU level or the law of leases in Spain have, on the other hand, been more controversial.
本文涵盖了2007年全球抵押贷款危机在住房法领域的原因和后果。认定不计后果的抵押贷款和抵押贷款证券化是危机的主要原因及其在世界其他地区的蔓延,使欧洲和西班牙的住房法和判例重新转向抵押贷款领域增加对消费者的保护。另一方面,其他与住房相关的改革,如欧盟层面对评级机构的监管,或西班牙的租赁法,其有效性则更有争议。
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引用次数: 0
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LSN: Other Issues Involving the Sale of Goods or Services to Consumers (Topic)
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