首页 > 最新文献

Journal of Islamic Economic Laws最新文献

英文 中文
The Impact of Halal Label in Halal Food Buying Decisions 清真标签对清真食品购买决策的影响
Pub Date : 2022-03-11 DOI: 10.23917/jisel.v5i1.17139
A. N. Millatina, Fifi Hakimi, R. A. Budiantoro, Muhammad Rizky Arifandi
The current development of the halal industry in the world has experienced a very significant increase to attract the attention of various groups. Trend indicators from the halal business can be seen in seven industrial sectors that continue to show an increase, including Islamic financial services, Halal food and beverages, Halal tourism, fashion, halal media and recreation, and well as halal pharmaceuticals and cosmetics. This study will raise the halal label on halal food and beverages in Indonesia. The quantitative research method used in this research is to apply Partial Least Square-Structural Equation Modeling (PLS-SEM) through Smart-PLS software. The sample of this research is 100, with the sampling technique used being non-probability sampling with the purposive sampling method. The results of this study are the significant influence of the halal label variable on purchase intention, purchase intention on buying decision, and the halal label variable on buying decision on halal food products in Indonesia. Alternatively, on product packaging, awareness of halal Indonesian society has begun to increase and make halal a lifestyle.  
目前世界清真产业的发展经历了非常显著的增长,吸引了各个群体的关注。清真业务的趋势指标可以在七个工业部门中看到,这些工业部门继续显示出增长,包括伊斯兰金融服务,清真食品和饮料,清真旅游,时尚,清真媒体和娱乐,以及清真制药和化妆品。这项研究将提高印尼清真食品和饮料的清真标签。本研究采用的定量研究方法是通过Smart-PLS软件应用偏最小二乘结构方程建模(PLS-SEM)。本研究样本为100个,采用的抽样技术为非概率抽样,采用目的抽样方法。本研究的结果是清真标签变量对印尼清真食品购买意愿的显著影响,购买意愿对购买决策的显著影响,清真标签变量对购买决策的显著影响。另外,在产品包装上,印尼社会对清真的认识已经开始增加,并使清真成为一种生活方式。
{"title":"The Impact of Halal Label in Halal Food Buying Decisions","authors":"A. N. Millatina, Fifi Hakimi, R. A. Budiantoro, Muhammad Rizky Arifandi","doi":"10.23917/jisel.v5i1.17139","DOIUrl":"https://doi.org/10.23917/jisel.v5i1.17139","url":null,"abstract":"The current development of the halal industry in the world has experienced a very significant increase to attract the attention of various groups. Trend indicators from the halal business can be seen in seven industrial sectors that continue to show an increase, including Islamic financial services, Halal food and beverages, Halal tourism, fashion, halal media and recreation, and well as halal pharmaceuticals and cosmetics. This study will raise the halal label on halal food and beverages in Indonesia. The quantitative research method used in this research is to apply Partial Least Square-Structural Equation Modeling (PLS-SEM) through Smart-PLS software. The sample of this research is 100, with the sampling technique used being non-probability sampling with the purposive sampling method. The results of this study are the significant influence of the halal label variable on purchase intention, purchase intention on buying decision, and the halal label variable on buying decision on halal food products in Indonesia. Alternatively, on product packaging, awareness of halal Indonesian society has begun to increase and make halal a lifestyle.  ","PeriodicalId":34766,"journal":{"name":"Journal of Islamic Economic Laws","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-03-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"46858952","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 7
Positive Effect Of Attitude, Peer Influence, And Knowledge Zakat On Zakat Compliance Behavior: Update In Covid 19 态度、同伴影响和知识天课对天课遵从行为的积极影响:2019冠状病毒病的最新进展
Pub Date : 2021-09-13 DOI: 10.23917/JISEL.V4I2.13859
Fifi Hakimi, T. Widiastuti, Muhammad Ubaidillah, Al-Mustofa, Rizqiyyah Al Husanaa
This study aims to analyze the influence of the components of the Theory of Planned Behavior, which consists of positive attitude, peer influence, and zakat knowledge  on the compliance behavior of paying zakat profession with the intention to pay zakat as an intervening variable update case in covid 19. This research is a quantitative study using the Partial Least Square-Structural Equation Modeling (PLS-SEM) technique. The sample used  is 100 respondents based on the calculation of the Slovin formula with 129 respondents of zakat profession payers (muzakki) in Indonesia. Empirical findings indicate that a positive attitude and zakat knowledge positively and significantly affect the intention to pay zakat. The intention to pay zakat has a significant positive effect on the compliance behavior of paying zakat profession even during covid 19. Meanwhile, peer influence has no significant impact on the intention to pay zakat due to the Covid 19 era. Policymakers need to pay more attention to the factors that have been identified in this study as essential factors to become a reference in developing strategies to increase zakat collection. Zakat is one of potential Islamic social fund to eradicate poverty as impact of the Covid 19 pandemic.
本研究旨在分析计划行为理论的组成部分,即积极态度、同伴影响和天课知识对有天课支付意愿的天课职业遵守行为的影响,作为干预变量更新案例。本研究采用偏最小二乘结构方程建模(PLS-SEM)技术进行定量研究。使用的样本是100名受访者,根据斯洛文公式计算,其中129名受访者是印度尼西亚的天课专业付款人(muzakki)。实证结果表明,积极态度和天课知识正向显著影响学生的天课意愿。即使在2019冠状病毒病期间,支付天课的意愿对支付天课职业的合规行为也有显著的积极影响。与此同时,受新冠疫情影响,同侪影响对学生缴纳天课的意愿没有显著影响。政策制定者需要更多地关注本研究中确定的因素,这些因素将成为制定增加天课收集策略的参考因素。Zakat是受新冠疫情影响消除贫困的潜在伊斯兰社会基金之一。
{"title":"Positive Effect Of Attitude, Peer Influence, And Knowledge Zakat On Zakat Compliance Behavior: Update In Covid 19","authors":"Fifi Hakimi, T. Widiastuti, Muhammad Ubaidillah, Al-Mustofa, Rizqiyyah Al Husanaa","doi":"10.23917/JISEL.V4I2.13859","DOIUrl":"https://doi.org/10.23917/JISEL.V4I2.13859","url":null,"abstract":"This study aims to analyze the influence of the components of the Theory of Planned Behavior, which consists of positive attitude, peer influence, and zakat knowledge  on the compliance behavior of paying zakat profession with the intention to pay zakat as an intervening variable update case in covid 19. This research is a quantitative study using the Partial Least Square-Structural Equation Modeling (PLS-SEM) technique. The sample used  is 100 respondents based on the calculation of the Slovin formula with 129 respondents of zakat profession payers (muzakki) in Indonesia. Empirical findings indicate that a positive attitude and zakat knowledge positively and significantly affect the intention to pay zakat. The intention to pay zakat has a significant positive effect on the compliance behavior of paying zakat profession even during covid 19. Meanwhile, peer influence has no significant impact on the intention to pay zakat due to the Covid 19 era. Policymakers need to pay more attention to the factors that have been identified in this study as essential factors to become a reference in developing strategies to increase zakat collection. Zakat is one of potential Islamic social fund to eradicate poverty as impact of the Covid 19 pandemic.","PeriodicalId":34766,"journal":{"name":"Journal of Islamic Economic Laws","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-09-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"43009754","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 6
Reputation, Transparency, Trust and Waqif's Perception on Nadzir’s Professional Toward Intention to Act Waqf: Empirical Study in Pondok Modern Darussalam Gontor (PMDG) 声誉、透明度、信任与Waqif对Nadzir职业行为意向的感知——蓬德现代达鲁萨兰国(PMDG)的实证研究
Pub Date : 2021-09-13 DOI: 10.23917/JISEL.V4I2.14870
Azidni Rofiqo, M. Muslih, Diyan Novita Sari
This study aims to explore the reputation, transparency, trust, waqif perception of nadzir’s professionalism, and the intention to pay waqf in Gontor Institution. This study based on the theory of planned behavior (TPB) which examines the effect of  reputation, transparency, trust toward waqif perception of Nadzir’s professionalism and intention to pay waqf. The approach this study is a quantitative approach with structural equation modeling-partial least square (SEM-PLS) measurements. The number of respondents 200 alumni of the Pondok Modern Darussalam Gontor. The findings in this study indicate that reputation, transparency, trust have a significant positive effect on the intention to pay waqf at Pondok Modern Darussalam Gontor with the waqif’s perception of nadzir’s professionalism as mediating effect. Other findings indicate that trust as moderating effect between reputation and waqif perception of nadzir’s professional.
本研究旨在探讨Gontor机构的声誉、透明度、信任度、对nadzir专业度的认知度以及支付认知度的意愿。本研究以计划行为理论为基础,考察声誉、透明度、信任对纳兹尔职业认知和支付意愿的影响。本研究采用结构方程模型-偏最小二乘(SEM-PLS)测量的定量方法。调查对象是200名达鲁萨兰国Pondok Modern Gontor的校友。本研究结果显示,声誉、透明度、信任对本德现代达鲁萨兰国贡托的支付意愿有显著的正向影响,而纳兹尔的职业化知觉是中介效应。其他研究结果表明,信任在声誉和waqif对nadzir职业的认知之间起调节作用。
{"title":"Reputation, Transparency, Trust and Waqif's Perception on Nadzir’s Professional Toward Intention to Act Waqf: Empirical Study in Pondok Modern Darussalam Gontor (PMDG)","authors":"Azidni Rofiqo, M. Muslih, Diyan Novita Sari","doi":"10.23917/JISEL.V4I2.14870","DOIUrl":"https://doi.org/10.23917/JISEL.V4I2.14870","url":null,"abstract":"This study aims to explore the reputation, transparency, trust, waqif perception of nadzir’s professionalism, and the intention to pay waqf in Gontor Institution. This study based on the theory of planned behavior (TPB) which examines the effect of  reputation, transparency, trust toward waqif perception of Nadzir’s professionalism and intention to pay waqf. The approach this study is a quantitative approach with structural equation modeling-partial least square (SEM-PLS) measurements. The number of respondents 200 alumni of the Pondok Modern Darussalam Gontor. The findings in this study indicate that reputation, transparency, trust have a significant positive effect on the intention to pay waqf at Pondok Modern Darussalam Gontor with the waqif’s perception of nadzir’s professionalism as mediating effect. Other findings indicate that trust as moderating effect between reputation and waqif perception of nadzir’s professional.","PeriodicalId":34766,"journal":{"name":"Journal of Islamic Economic Laws","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-09-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"43328067","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 4
Marketing Ethics At Islamic Banks: Principles And Practices 伊斯兰银行的营销伦理:原则与实践
Pub Date : 2021-09-13 DOI: 10.23917/JISEL.V4I2.14716
M. Hadi, Eko Nur Cahyo, I. S. Budi
This article highlights the principles and implementation of Islamic banking marketing ethics. Ethics based on sharia principles are an essential differentiator from their competitors. It begins from the 4 P's marketing mix framework, namely product, price, promotion, and place. This article is qualitative descriptive research using literature review. This article employs secondary data from 11 articles. The data that has been collected then analyzed with descriptive information. Therefore, through 4 P's marketing mix lens, this article finds a lack of ethical marketing practices in Islamic Banking from the ethical ideals espoused in the literature. This study analyzes the ethical marketing practices of Islamic banks which can be used as an evaluation of policies in the Islamic financial industry.
本文重点阐述了伊斯兰银行营销伦理的原则和实施。基于伊斯兰教法原则的道德规范是区别于竞争对手的重要因素。它从4p的营销组合框架开始,即产品、价格、促销和地点。本文采用文献综述的定性描述性研究方法。本文采用了11篇文章的二手数据。收集的数据然后用描述性信息进行分析。因此,通过4p的营销组合镜头,本文从文献中所支持的伦理理想中发现伊斯兰银行缺乏伦理营销实践。本研究分析了伊斯兰银行的道德营销实践,可以作为伊斯兰金融行业政策的评价。
{"title":"Marketing Ethics At Islamic Banks: Principles And Practices","authors":"M. Hadi, Eko Nur Cahyo, I. S. Budi","doi":"10.23917/JISEL.V4I2.14716","DOIUrl":"https://doi.org/10.23917/JISEL.V4I2.14716","url":null,"abstract":"This article highlights the principles and implementation of Islamic banking marketing ethics. Ethics based on sharia principles are an essential differentiator from their competitors. It begins from the 4 P's marketing mix framework, namely product, price, promotion, and place. This article is qualitative descriptive research using literature review. This article employs secondary data from 11 articles. The data that has been collected then analyzed with descriptive information. Therefore, through 4 P's marketing mix lens, this article finds a lack of ethical marketing practices in Islamic Banking from the ethical ideals espoused in the literature. This study analyzes the ethical marketing practices of Islamic banks which can be used as an evaluation of policies in the Islamic financial industry.","PeriodicalId":34766,"journal":{"name":"Journal of Islamic Economic Laws","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-09-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"48611199","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 2
Influence of Service Quality Dimensions of Islamic Banks on Customer Satisfaction and Their Impact on Customer Loyalty 伊斯兰银行服务质量维度对客户满意度的影响及其对客户忠诚度的影响
Pub Date : 2021-09-13 DOI: 10.23917/JISEL.V4I2.15089
Afifah Afifah, N. Kurniawati
ABSTRACTStrengthening Islamic banking funding is one of particular strategies in the Indonesian Islamic banking master plan for 2019-2024, as one of their expected outputs is to increase market share and customer satisfaction of Islamic banks. This study aims to identify influence of service quality dimensions on customer satisfaction and their impacts on customer loyalty in Islamic banks in Indonesia. This study used a quantitative approach. Its data were collected by an online questionnaire with five Likert scales randomly given to 136 customers from several Islamic banks who had direct transactions at the Islamic banks. The sampling technique of this study used a purposive sampling technique, and its analysis technique used Structural Equation Modeling based on Partial Least Square (SEM-PLS). The findings of this paper indicate that the dimensions of both compliance and responsiveness have significant influence on customer satisfaction and customer loyalty. Meanwhile, assurance, reliability, and empathy dimensions have no significant impacts on customer satisfaction and customer loyalty. Tangible dimension has significant influence on customer satisfaction but has no significant influence on customer loyalty. Customer satisfaction has a significant impact on customer loyalty.Keywords: Islamic bank, CARTER model, customer satisfaction, customer loyalty
摘要加强伊斯兰银行融资是2019-2024年印尼伊斯兰银行业总体规划中的一项特殊战略,因为其预期产出之一是提高伊斯兰银行的市场份额和客户满意度。本研究旨在确定服务质量维度对印度尼西亚伊斯兰银行客户满意度的影响及其对客户忠诚度的影响。这项研究采用了定量方法。该公司的数据是通过一份在线问卷收集的,该问卷采用五种Likert量表,随机向来自几家伊斯兰银行的136名在伊斯兰银行有直接交易的客户发放。本研究的抽样技术采用了有目的的抽样技术,其分析技术采用了基于偏最小二乘的结构方程建模(SEM-PLS)。本文的研究结果表明,合规性和响应性维度对客户满意度和客户忠诚度都有显著影响。同时,保证、可靠性和同理心维度对客户满意度和客户忠诚度没有显著影响。有形维度对客户满意度有显著影响,但对客户忠诚度没有显著影响。客户满意度对客户忠诚度有显著影响。关键词:伊斯兰银行,CARTER模型,客户满意度,客户忠诚度
{"title":"Influence of Service Quality Dimensions of Islamic Banks on Customer Satisfaction and Their Impact on Customer Loyalty","authors":"Afifah Afifah, N. Kurniawati","doi":"10.23917/JISEL.V4I2.15089","DOIUrl":"https://doi.org/10.23917/JISEL.V4I2.15089","url":null,"abstract":"ABSTRACTStrengthening Islamic banking funding is one of particular strategies in the Indonesian Islamic banking master plan for 2019-2024, as one of their expected outputs is to increase market share and customer satisfaction of Islamic banks. This study aims to identify influence of service quality dimensions on customer satisfaction and their impacts on customer loyalty in Islamic banks in Indonesia. This study used a quantitative approach. Its data were collected by an online questionnaire with five Likert scales randomly given to 136 customers from several Islamic banks who had direct transactions at the Islamic banks. The sampling technique of this study used a purposive sampling technique, and its analysis technique used Structural Equation Modeling based on Partial Least Square (SEM-PLS). The findings of this paper indicate that the dimensions of both compliance and responsiveness have significant influence on customer satisfaction and customer loyalty. Meanwhile, assurance, reliability, and empathy dimensions have no significant impacts on customer satisfaction and customer loyalty. Tangible dimension has significant influence on customer satisfaction but has no significant influence on customer loyalty. Customer satisfaction has a significant impact on customer loyalty.Keywords: Islamic bank, CARTER model, customer satisfaction, customer loyalty","PeriodicalId":34766,"journal":{"name":"Journal of Islamic Economic Laws","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-09-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"46774691","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 7
Insurance and Takaful Concepts: An Islamic Analysis and Offer in Life Assurance 保险与回教概念:伊斯兰对人寿保险的分析与建议
Pub Date : 2021-09-13 DOI: 10.23917/JISEL.V4I2.14998
F. Zein, Anisa Rosdiana Zein, Afiq Miftahurizqi Alhaq
This paper aims to provide a comparative analysis between the concept of insurance and the concept of takaful from an Islamic perspective. The method used in this paper is the study of libraries, in which the author seeks to find, summarize, analyze and ultimately deduce from various authoritative data sources. Insurance is a non-bank financial institution that offers protection against difficulties to the public. By paying dues or premiums that have been determined, the public has the right to make a claim that will be reimbursed by the insured party several funds that have also been determined. The insurer states to bear all risks that occur in the future. Therefore, all dues paid will be covered and managed by the company. However, it turns out that attitude is detrimental. Because the claim from the customer is not filed, then the customer's money is forfeited and entirely belongs to the company. In addition, the management of funds that are unclear and even almost unknown to customers makes this insurance practice illegal because it contains gharar and usury.
本文旨在从伊斯兰教的视角对保险概念和回教概念进行比较分析。本文使用的方法是图书馆研究,作者试图从各种权威数据来源中寻找,总结,分析并最终推断。保险是一种非银行金融机构,为公众提供困难时的保护。通过支付已确定的会费或保险费,公众有权提出索赔,并由被保险人支付已确定的若干资金。保险人声明承担将来发生的一切风险。因此,所支付的所有费用将由公司承担和管理。然而,事实证明这种态度是有害的。由于客户没有提出索赔,那么客户的钱就会被没收,完全属于公司。此外,客户不清楚甚至几乎不知道的资金管理使这种保险行为成为非法行为,因为它包含了利息和高利贷。
{"title":"Insurance and Takaful Concepts: An Islamic Analysis and Offer in Life Assurance","authors":"F. Zein, Anisa Rosdiana Zein, Afiq Miftahurizqi Alhaq","doi":"10.23917/JISEL.V4I2.14998","DOIUrl":"https://doi.org/10.23917/JISEL.V4I2.14998","url":null,"abstract":"This paper aims to provide a comparative analysis between the concept of insurance and the concept of takaful from an Islamic perspective. The method used in this paper is the study of libraries, in which the author seeks to find, summarize, analyze and ultimately deduce from various authoritative data sources. Insurance is a non-bank financial institution that offers protection against difficulties to the public. By paying dues or premiums that have been determined, the public has the right to make a claim that will be reimbursed by the insured party several funds that have also been determined. The insurer states to bear all risks that occur in the future. Therefore, all dues paid will be covered and managed by the company. However, it turns out that attitude is detrimental. Because the claim from the customer is not filed, then the customer's money is forfeited and entirely belongs to the company. In addition, the management of funds that are unclear and even almost unknown to customers makes this insurance practice illegal because it contains gharar and usury.","PeriodicalId":34766,"journal":{"name":"Journal of Islamic Economic Laws","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-09-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"44669485","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 2
Optimization of Islamic Peer-to-Peer Lending for Micro and Small Enterprises (MSEs) After Pandemic of Covid-19 新冠肺炎疫情后伊斯兰小微企业p2p贷款优化
Pub Date : 2020-09-22 DOI: 10.23917/JISEL.V3I2.11337
Firsty Izzata Bella
Indonesia and the rest of the world are grieving over the Covid-19 pandemic from December 2019 to the present, besides, no body known when this pandemic will end. In addition to impacting global health, the economy also experience the effects. One of the sectors that most got the impact of Covid-19 was the Micro and Small Business Sector (MSE). This research applied descriptive qualitative method through literature study utilized from books, scientific journals and other sources as supporters. The data used is intended as support for the phenomenon that occurs in Indonesia. Finally, the researcher tried to propose a new scheme in the form of filing MSE financing in groups according to business categories through the Islamic peer-to-peer lending (P2P) platform to provide easy capital access for the enterprises after the Covid-19 pandemic.
从2019年12月到现在,印度尼西亚和世界其他地区都在为Covid-19大流行感到悲伤,此外,没有人知道这场大流行何时会结束。除了影响全球健康,经济也受到影响。受新冠疫情影响最严重的行业之一是微型和小型企业部门。本研究采用描述定性的方法,通过文献研究,利用书籍,科学期刊和其他来源作为支持。所使用的数据旨在支持在印度尼西亚发生的现象。最后,研究人员试图提出一种新的方案,通过伊斯兰P2P平台,根据业务类别进行分组融资,为企业在新冠肺炎疫情后提供便捷的资金渠道。
{"title":"Optimization of Islamic Peer-to-Peer Lending for Micro and Small Enterprises (MSEs) After Pandemic of Covid-19","authors":"Firsty Izzata Bella","doi":"10.23917/JISEL.V3I2.11337","DOIUrl":"https://doi.org/10.23917/JISEL.V3I2.11337","url":null,"abstract":"Indonesia and the rest of the world are grieving over the Covid-19 pandemic from December 2019 to the present, besides, no body known when this pandemic will end. In addition to impacting global health, the economy also experience the effects. One of the sectors that most got the impact of Covid-19 was the Micro and Small Business Sector (MSE). This research applied descriptive qualitative method through literature study utilized from books, scientific journals and other sources as supporters. The data used is intended as support for the phenomenon that occurs in Indonesia. Finally, the researcher tried to propose a new scheme in the form of filing MSE financing in groups according to business categories through the Islamic peer-to-peer lending (P2P) platform to provide easy capital access for the enterprises after the Covid-19 pandemic.","PeriodicalId":34766,"journal":{"name":"Journal of Islamic Economic Laws","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-09-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"41992857","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 5
Cahsless Society on GoPay: An Islamic Economic Perspective GoPay上的Cahsless社会:伊斯兰经济视角
Pub Date : 2020-09-22 DOI: 10.23917/JISEL.V3I2.11904
D. Zafani, Moh. Musfiq Arifqi
Technological developments have led to massive Cashless Society activities among the public, especially in GoPay transactions. Indonesian people, who are predominantly Muslim, have started to shift their payment system from cash to cashless transactions. Therefore, the study of Islamic economics is important to see this phenomenon. The qualitative-descriptive research methodology was used by researchers to examine this research. A standard general procedure of library research is done to obtain data from several scientific papers in the form of books, magazines, journals, articles, documentation and other relevant media. The results of this study state that the Cashless Society's activities through GoPay transactions can be said to be in accordance with the principles of Islamic economics. This can be proven in the transaction that there is no party that loses money between the customer and the service provider, and there is no interest in the transaction. In addition, the Cashles Society can provide convenience in transactions between economic actors, as well as a more reliable guarantee of security.
技术的发展导致了公众中大规模的无现金社会活动,尤其是在GoPay交易中。以穆斯林为主的印尼人已经开始将他们的支付系统从现金交易转向无现金交易。因此,研究伊斯兰经济学有助于发现这一现象。研究人员采用定性描述性研究方法对本研究进行了检验。图书馆研究的标准通用程序是从几篇科学论文中以书籍、杂志、期刊、文章、文档和其他相关媒体的形式获取数据。这项研究的结果表明,无现金社会通过GoPay交易的活动可以说符合伊斯兰经济学的原则。这可以在交易中证明,客户和服务提供商之间没有赔钱的一方,交易中也没有利益。此外,现金协会可以为经济参与者之间的交易提供便利,并为安全提供更可靠的保障。
{"title":"Cahsless Society on GoPay: An Islamic Economic Perspective","authors":"D. Zafani, Moh. Musfiq Arifqi","doi":"10.23917/JISEL.V3I2.11904","DOIUrl":"https://doi.org/10.23917/JISEL.V3I2.11904","url":null,"abstract":"Technological developments have led to massive Cashless Society activities among the public, especially in GoPay transactions. Indonesian people, who are predominantly Muslim, have started to shift their payment system from cash to cashless transactions. Therefore, the study of Islamic economics is important to see this phenomenon. The qualitative-descriptive research methodology was used by researchers to examine this research. A standard general procedure of library research is done to obtain data from several scientific papers in the form of books, magazines, journals, articles, documentation and other relevant media. The results of this study state that the Cashless Society's activities through GoPay transactions can be said to be in accordance with the principles of Islamic economics. This can be proven in the transaction that there is no party that loses money between the customer and the service provider, and there is no interest in the transaction. In addition, the Cashles Society can provide convenience in transactions between economic actors, as well as a more reliable guarantee of security.","PeriodicalId":34766,"journal":{"name":"Journal of Islamic Economic Laws","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-09-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"48259810","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
Literature Review on The Role of The Financial Services Authority (OJK) in Oversighting Sharia Investment 金融服务管理局(OJK)在监督伊斯兰投资中的作用的文献综述
Pub Date : 2020-09-22 DOI: 10.23917/JISEL.V3I2.11974
Vanesa Putri Wardani, M. M. Basri
In overseeing investment, OJK collaborates with the Satgas Waspada Investasi (SWI). To oversee investments based on sharia principles, the OJK is assisted by the Dewan Pengawas Syariah (DPS) and the Majelis Ulama Indonesia (MUI). This review aims to determine the role of the Financial Services Authority in overseeing Islamic investment and assisting the public in choosing safe and licensed Islamic investments from the OJK. This type of research uses qualitative research with content analysis techniques.The results of this research show that OJK has not been optimal in preventive action because there are still many who are deceived by fraudulent investment, and the low level of financial literacy and inclusion in Indonesian society, while repressive action, OJK is quite maximal because it is firm in closing down investment companies that have the potential to be fraudulent and detrimental.
在监督投资方面,OJK与Satgas Waspada Investasi (SWI)合作。为了监督基于伊斯兰教法原则的投资,OJK得到了Dewan Pengawas Syariah (DPS)和Majelis Ulama Indonesia (MUI)的协助。本次审查旨在确定金融服务管理局在监督伊斯兰投资方面的作用,并协助公众从OJK中选择安全和许可的伊斯兰投资。这种类型的研究使用定性研究和内容分析技术。本研究的结果表明,OJK在预防行动中并不是最佳的,因为仍然有许多人被欺诈性投资欺骗,印度尼西亚社会的金融知识和包容性水平较低,而镇压行动,OJK是相当大的,因为它坚定地关闭了有可能欺诈和有害的投资公司。
{"title":"Literature Review on The Role of The Financial Services Authority (OJK) in Oversighting Sharia Investment","authors":"Vanesa Putri Wardani, M. M. Basri","doi":"10.23917/JISEL.V3I2.11974","DOIUrl":"https://doi.org/10.23917/JISEL.V3I2.11974","url":null,"abstract":"In overseeing investment, OJK collaborates with the Satgas Waspada Investasi (SWI). To oversee investments based on sharia principles, the OJK is assisted by the Dewan Pengawas Syariah (DPS) and the Majelis Ulama Indonesia (MUI). This review aims to determine the role of the Financial Services Authority in overseeing Islamic investment and assisting the public in choosing safe and licensed Islamic investments from the OJK. This type of research uses qualitative research with content analysis techniques.The results of this research show that OJK has not been optimal in preventive action because there are still many who are deceived by fraudulent investment, and the low level of financial literacy and inclusion in Indonesian society, while repressive action, OJK is quite maximal because it is firm in closing down investment companies that have the potential to be fraudulent and detrimental.","PeriodicalId":34766,"journal":{"name":"Journal of Islamic Economic Laws","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-09-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"45923800","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 2
The Effect of Internal Marketing on the Prosperity of Maqashid Syariah Perspective Employees on Banking in Surakarta 内部营销对苏拉卡塔银行业Maqashid Syariah透视员工繁荣的影响
Pub Date : 2020-09-22 DOI: 10.23917/JISEL.V3I2.11514
Raisa Aribatul Hamidah, Atika Fikri Tsani
This study aims to determine the effect of internal marketing consisting of the dimensions of the Company Mission and Development of Human Resources on the welfare of employees from the perspective of Maqashid Syariah on banking in the city of Surakarta. This study uses a questionnaire in primary data collection and a quantitative approach with Multiple Linear Regression analysis. The research sample was 96 employees who worked a minimum of three months in banking in the city of Surakarta. Sampling using accidental sampling technique, namely determination of the sample by chance. Validity and reliability testing is carried out with the help of the SPPS 15 (Statistical Product and Service Solution) program. The result is that Internal Marketing in the Corporate Mission dimension (X1) does not have a significant effect, and the SDI Development (X2) dimension has a significant positive effect of 0.877 on Employee Welfare from the Maqashid Syariah perspective on Banking in Surakarta.
本研究旨在确定由公司使命和人力资源发展的维度组成的内部营销对员工福利的影响,从Maqashid Syariah对泗水市银行的角度出发。本研究采用问卷调查的方法收集原始资料,并采用多元线性回归分析的定量方法。研究样本是在泗水市银行工作至少三个月的96名员工。抽样采用偶然抽样技术,即随机确定样本。在SPPS 15(统计产品和服务解决方案)程序的帮助下进行了效度和信度测试。研究结果表明,企业使命维度(X1)中的内部营销对员工福利没有显著影响,而SDI发展维度(X2)对员工福利有显著的正向影响(0.877)。
{"title":"The Effect of Internal Marketing on the Prosperity of Maqashid Syariah Perspective Employees on Banking in Surakarta","authors":"Raisa Aribatul Hamidah, Atika Fikri Tsani","doi":"10.23917/JISEL.V3I2.11514","DOIUrl":"https://doi.org/10.23917/JISEL.V3I2.11514","url":null,"abstract":"This study aims to determine the effect of internal marketing consisting of the dimensions of the Company Mission and Development of Human Resources on the welfare of employees from the perspective of Maqashid Syariah on banking in the city of Surakarta. This study uses a questionnaire in primary data collection and a quantitative approach with Multiple Linear Regression analysis. The research sample was 96 employees who worked a minimum of three months in banking in the city of Surakarta. Sampling using accidental sampling technique, namely determination of the sample by chance. Validity and reliability testing is carried out with the help of the SPPS 15 (Statistical Product and Service Solution) program. The result is that Internal Marketing in the Corporate Mission dimension (X1) does not have a significant effect, and the SDI Development (X2) dimension has a significant positive effect of 0.877 on Employee Welfare from the Maqashid Syariah perspective on Banking in Surakarta.","PeriodicalId":34766,"journal":{"name":"Journal of Islamic Economic Laws","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-09-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"44552414","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
期刊
Journal of Islamic Economic Laws
全部 Acc. Chem. Res. ACS Applied Bio Materials ACS Appl. Electron. Mater. ACS Appl. Energy Mater. ACS Appl. Mater. Interfaces ACS Appl. Nano Mater. ACS Appl. Polym. Mater. ACS BIOMATER-SCI ENG ACS Catal. ACS Cent. Sci. ACS Chem. Biol. ACS Chemical Health & Safety ACS Chem. Neurosci. ACS Comb. Sci. ACS Earth Space Chem. ACS Energy Lett. ACS Infect. Dis. ACS Macro Lett. ACS Mater. Lett. ACS Med. Chem. Lett. ACS Nano ACS Omega ACS Photonics ACS Sens. ACS Sustainable Chem. Eng. ACS Synth. Biol. Anal. Chem. BIOCHEMISTRY-US Bioconjugate Chem. BIOMACROMOLECULES Chem. Res. Toxicol. Chem. Rev. Chem. Mater. CRYST GROWTH DES ENERG FUEL Environ. Sci. Technol. Environ. Sci. Technol. Lett. Eur. J. Inorg. Chem. IND ENG CHEM RES Inorg. Chem. J. Agric. Food. Chem. J. Chem. Eng. Data J. Chem. Educ. J. Chem. Inf. Model. J. Chem. Theory Comput. J. Med. Chem. J. Nat. Prod. J PROTEOME RES J. Am. Chem. Soc. LANGMUIR MACROMOLECULES Mol. Pharmaceutics Nano Lett. Org. Lett. ORG PROCESS RES DEV ORGANOMETALLICS J. Org. Chem. J. Phys. Chem. J. Phys. Chem. A J. Phys. Chem. B J. Phys. Chem. C J. Phys. Chem. Lett. Analyst Anal. Methods Biomater. Sci. Catal. Sci. Technol. Chem. Commun. Chem. Soc. Rev. CHEM EDUC RES PRACT CRYSTENGCOMM Dalton Trans. Energy Environ. Sci. ENVIRON SCI-NANO ENVIRON SCI-PROC IMP ENVIRON SCI-WAT RES Faraday Discuss. Food Funct. Green Chem. Inorg. Chem. Front. Integr. Biol. J. Anal. At. Spectrom. J. Mater. Chem. A J. Mater. Chem. B J. Mater. Chem. C Lab Chip Mater. Chem. Front. Mater. Horiz. MEDCHEMCOMM Metallomics Mol. Biosyst. Mol. Syst. Des. Eng. Nanoscale Nanoscale Horiz. Nat. Prod. Rep. New J. Chem. Org. Biomol. Chem. Org. Chem. Front. PHOTOCH PHOTOBIO SCI PCCP Polym. Chem.
×
引用
GB/T 7714-2015
复制
MLA
复制
APA
复制
导出至
BibTeX EndNote RefMan NoteFirst NoteExpress
×
0
微信
客服QQ
Book学术公众号 扫码关注我们
反馈
×
意见反馈
请填写您的意见或建议
请填写您的手机或邮箱
×
提示
您的信息不完整,为了账户安全,请先补充。
现在去补充
×
提示
您因"违规操作"
具体请查看互助需知
我知道了
×
提示
现在去查看 取消
×
提示
确定
Book学术官方微信
Book学术文献互助
Book学术文献互助群
群 号:481959085
Book学术
文献互助 智能选刊 最新文献 互助须知 联系我们:info@booksci.cn
Book学术提供免费学术资源搜索服务,方便国内外学者检索中英文文献。致力于提供最便捷和优质的服务体验。
Copyright © 2023 Book学术 All rights reserved.
ghs 京公网安备 11010802042870号 京ICP备2023020795号-1