Pub Date : 2019-03-12DOI: 10.24212/2179-3565.2019V10I1P86-100
J. E. L. D. Prado, A. Gago, María Antonia Saornil Álvarez
En el siguiente trabajo se plantea la importancia en la educación de elementos clave como son la creatividad, y el pensamiento divergente. Esta exposición tiene como principal objetivo la revisión de los estudios de discapacidad visual y creatividad. Pretendemos una reflexión sistematizada de la estimación cuantitativa sintética de todos los estudios disponibles, planteando un marco teórico relacionando la creatividad en la educación de alumnos con deficiencia visual, aportándose valoraciones personales. Dentro de las conclusiones obtenidas, se evidencia la función del potencial creativo, por medio del pensamiento divergente en la creación de conceptos e ideas, para la resolución de problemas, con interés no solo en la educación, sino en cualquier ámbito de la vida.
{"title":"REVISIÓN TEÓRICA DE LA DISCAPACIDAD VISUAL, EL PAPEL FUNDAMENTAL DE LA UNIÓN ENTRE LA CREATIVIDAD Y LA EDUCACIÓN","authors":"J. E. L. D. Prado, A. Gago, María Antonia Saornil Álvarez","doi":"10.24212/2179-3565.2019V10I1P86-100","DOIUrl":"https://doi.org/10.24212/2179-3565.2019V10I1P86-100","url":null,"abstract":"En el siguiente trabajo se plantea la importancia en la educación de elementos clave como son la creatividad, y el pensamiento divergente. Esta exposición tiene como principal objetivo la revisión de los estudios de discapacidad visual y creatividad. Pretendemos una reflexión sistematizada de la estimación cuantitativa sintética de todos los estudios disponibles, planteando un marco teórico relacionando la creatividad en la educación de alumnos con deficiencia visual, aportándose valoraciones personales. Dentro de las conclusiones obtenidas, se evidencia la función del potencial creativo, por medio del pensamiento divergente en la creación de conceptos e ideas, para la resolución de problemas, con interés no solo en la educación, sino en cualquier ámbito de la vida.","PeriodicalId":365940,"journal":{"name":"Journal on Innovation and Sustainability. RISUS ISSN 2179-3565","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-03-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115148831","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-03-12DOI: 10.24212/2179-3565.2019V10I1P20-36
Ana Felicitas Gargallo Castel, J. Sanz, Luisa Esteban Salvador
Las empresas cooperativas presentan una idiosincrasia derivada de unos principios y valores propios de este tipo de organizaciones, que impregna todos los ámbitos de actuación de estas entidades. En este trabajo se realiza un análisis de las características organizativas relacionadas con la propiedad, gobierno y control de las empresas cooperativas que pueden contribuir a explicar diferencias en su comportamiento innovador ante la adopción de las tecnologías de la información y la comunicación (TIC). El estudio propuesto ofrece un enfoque novedoso por los aspectos organizativos tratados, ya que se revisan elementos de carácter cualitativo estrechamente ligados a las políticas de participación en las cooperativas así como cuestiones de igualdad y género dentro de las mismas. Para el desarrollo de los análisis empíricos se utiliza una muestra de 99 empresas cooperativas españolas, pertenecientes a distintos sectores y tamaños. Son las organizaciones de mayor dimensión, con la gestión profesionalizada en manos de un gerente externo varón y en las que existen trabajadores familiares, las que se caracterizan por adoptar las TIC.
{"title":"USO DE LAS TIC EN LAS EMPRESAS COOPERATIVAS: PROPIEDAD Y GOBIERNO","authors":"Ana Felicitas Gargallo Castel, J. Sanz, Luisa Esteban Salvador","doi":"10.24212/2179-3565.2019V10I1P20-36","DOIUrl":"https://doi.org/10.24212/2179-3565.2019V10I1P20-36","url":null,"abstract":"Las empresas cooperativas presentan una idiosincrasia derivada de unos principios y valores propios de este tipo de organizaciones, que impregna todos los ámbitos de actuación de estas entidades. En este trabajo se realiza un análisis de las características organizativas relacionadas con la propiedad, gobierno y control de las empresas cooperativas que pueden contribuir a explicar diferencias en su comportamiento innovador ante la adopción de las tecnologías de la información y la comunicación (TIC). El estudio propuesto ofrece un enfoque novedoso por los aspectos organizativos tratados, ya que se revisan elementos de carácter cualitativo estrechamente ligados a las políticas de participación en las cooperativas así como cuestiones de igualdad y género dentro de las mismas. Para el desarrollo de los análisis empíricos se utiliza una muestra de 99 empresas cooperativas españolas, pertenecientes a distintos sectores y tamaños. Son las organizaciones de mayor dimensión, con la gestión profesionalizada en manos de un gerente externo varón y en las que existen trabajadores familiares, las que se caracterizan por adoptar las TIC.","PeriodicalId":365940,"journal":{"name":"Journal on Innovation and Sustainability. RISUS ISSN 2179-3565","volume":"44 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-03-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126638112","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The purpose of this paper is to investigate the effects of predominant cultural values on banking disclosure. On one hand, Islamic banks have practiced Islamic principles which are universal for all countries. Islamic banks are expected to provide transparent information especially in terms of social and Shariah(Islamic) compliant information as Islamic banks claim themselves to have social objectives as the prime consideration. Islamic banks also have Shariah supervisory body to ensure that the banking activities and business operations are in line with Islamic requirements. On the other hand, Hofstede‘s cultural dimensions and Gray‘s hypotheses have rendered remarkable contributions in financial and accounting practices among different nations. Examining 45 Islamic banks in 11 Moslem majority countries, this paper focuses on four particular cultural dimensions namely individualism/collectivism, masculinity/femininity, uncertainty avoidance, and power distance and whether these dimensions have an impact on transparency. This study found that two out of four national cultures still have significant effect on the transparency level in Moslem majority countries.
{"title":"NATIONAL CULTURE AND TRANSPARENCY: EVIDENCE FROM ISLAMIC BANKS","authors":"Rochania Ayu Yunanda, M. Tareq, Akbariah Binti Mahdzir, Faried Kurnia Rahman","doi":"10.24212/2179-3565.2019V10I1P101-109","DOIUrl":"https://doi.org/10.24212/2179-3565.2019V10I1P101-109","url":null,"abstract":"The purpose of this paper is to investigate the effects of predominant cultural values on banking disclosure. On one hand, Islamic banks have practiced Islamic principles which are universal for all countries. Islamic banks are expected to provide transparent information especially in terms of social and Shariah(Islamic) compliant information as Islamic banks claim themselves to have social objectives as the prime consideration. Islamic banks also have Shariah supervisory body to ensure that the banking activities and business operations are in line with Islamic requirements. On the other hand, Hofstede‘s cultural dimensions and Gray‘s hypotheses have rendered remarkable contributions in financial and accounting practices among different nations. Examining 45 Islamic banks in 11 Moslem majority countries, this paper focuses on four particular cultural dimensions namely individualism/collectivism, masculinity/femininity, uncertainty avoidance, and power distance and whether these dimensions have an impact on transparency. This study found that two out of four national cultures still have significant effect on the transparency level in Moslem majority countries.","PeriodicalId":365940,"journal":{"name":"Journal on Innovation and Sustainability. RISUS ISSN 2179-3565","volume":"60 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-03-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115244811","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-03-12DOI: 10.24212/2179-3565.2019V10I1P3-11
Mario Augusto Ranzatti, A. Rosini, Orlando Roque da Silva, Angelo Palmisano, A. D. H. Guevara
The adoption of Corporate Governance in public administration companies has as focus on the beginning of organizational management, the seeking of best mechanisms to control and management itself and how to achieve good results in the provision of public services for clients and the society that uses these services. The term Information Technology Governance addresses the concern of managers to properly apply the available human and technological resources, making it possible to obtain better results in the provision of their information technology services in an efficient and transparent manner. This paper presents the results of a research that had as objective to identify relevant and priority actions in the implementation of best practices of Information Technology Services Governance in a public company, identifying the success factors in its implementation directing the analysis under the optic of people and processes. The method used was the application of a quantitative research with the results achieved through a case study that took place between the years of 2009 and 2014. The data obtained in this research reflect the employees perceptions about the implantation process and evidences that real experience obtained with the application of best corporate governance practices in public administration, the strengthening of its productive processes and, above all, the contribution that this dynamism and the improvement in the productive processes inductively impact on the improvement and quality of services provided in information technology by a public company to society.
{"title":"A QUANTITATIVE PERSPECTIVE OF THE IMPLEMENTATION OF BEST PRACTICES ON ITIL: INFORMATION TECHNOLOGY INFRASTRUCTURE LIBRARY IN A BRAZILIAN PUBLIC COMPANY UNDER PEOPLE AND PROCESSES OVERVIEW","authors":"Mario Augusto Ranzatti, A. Rosini, Orlando Roque da Silva, Angelo Palmisano, A. D. H. Guevara","doi":"10.24212/2179-3565.2019V10I1P3-11","DOIUrl":"https://doi.org/10.24212/2179-3565.2019V10I1P3-11","url":null,"abstract":"The adoption of Corporate Governance in public administration companies has as focus on the beginning of organizational management, the seeking of best mechanisms to control and management itself and how to achieve good results in the provision of public services for clients and the society that uses these services. The term Information Technology Governance addresses the concern of managers to properly apply the available human and technological resources, making it possible to obtain better results in the provision of their information technology services in an efficient and transparent manner. This paper presents the results of a research that had as objective to identify relevant and priority actions in the implementation of best practices of Information Technology Services Governance in a public company, identifying the success factors in its implementation directing the analysis under the optic of people and processes. The method used was the application of a quantitative research with the results achieved through a case study that took place between the years of 2009 and 2014. The data obtained in this research reflect the employees perceptions about the implantation process and evidences that real experience obtained with the application of best corporate governance practices in public administration, the strengthening of its productive processes and, above all, the contribution that this dynamism and the improvement in the productive processes inductively impact on the improvement and quality of services provided in information technology by a public company to society.","PeriodicalId":365940,"journal":{"name":"Journal on Innovation and Sustainability. RISUS ISSN 2179-3565","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-03-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130924702","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-03-12DOI: 10.24212/2179-3565.2019V10I1P143-152
Cristina Maria Alcântara de Brito Vieite
This is an exploratory study of Health and Environment conditions concerning 132 countries in the world, that lead to produce a ranking among 21 Iberoamerican countries, based on World Bank Data (2015) and the guide for sustainable planning – GPS prepared by the Future Studies Center of PUC-SP (Pontifical Catholic University of São Paulo) for the Observatory of the Iberoamerican Region - ORIBER. Through a mixture of Multivariate Statistical Analysis techniques this work came to a list of 10 most representative variables of Health and Environment development of the Latin American Region that help to build a rank and classified the region into levels of development, that may help for strategic planning, monitoring and control at a country and regional base
{"title":"HEALTH AND ENVIRONMENT RANKING: A STUDY OF THE COUNTRIES AT THE IBEROAMERICAN REGION AND ITS CHALLENGES AHEAD","authors":"Cristina Maria Alcântara de Brito Vieite","doi":"10.24212/2179-3565.2019V10I1P143-152","DOIUrl":"https://doi.org/10.24212/2179-3565.2019V10I1P143-152","url":null,"abstract":"This is an exploratory study of Health and Environment conditions concerning 132 countries in the world, that lead to produce a ranking among 21 Iberoamerican countries, based on World Bank Data (2015) and the guide for sustainable planning – GPS prepared by the Future Studies Center of PUC-SP (Pontifical Catholic University of São Paulo) for the Observatory of the Iberoamerican Region - ORIBER. Through a mixture of Multivariate Statistical Analysis techniques this work came to a list of 10 most representative variables of Health and Environment development of the Latin American Region that help to build a rank and classified the region into levels of development, that may help for strategic planning, monitoring and control at a country and regional base","PeriodicalId":365940,"journal":{"name":"Journal on Innovation and Sustainability. RISUS ISSN 2179-3565","volume":"27 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-03-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115578568","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-03-12DOI: 10.24212/2179-3565.2019V10I1P124-142
Rodrigo Jambeiro Pinto, Vivianni Marques Leite dos Santos
The significant concentration of the world energy matrix in polluting sources and prices subject to instabilities, such as fossil fuels, has raised the search for countries by technologies and alternative sources, among them wind energy, as a way to increase security in energy supply and reduce the emission of gases responsible for the greenhouse effect. Thus, through a bibliographical research, the objective of this work is to systematize the potential of wind energy, through a study of evolution, challenges and perspectives, consolidate in the Brazilian energy matrix and contribute, in the long run, to a greater decentralization of and less dependence on non-renewable sources. In this sense, Brazil, benefited by natural factors and the development of the national industry, has favorable conditions for the exploration of this form of energy and has experienced great evolution, with wind energy being among the fastest growing in Brazil and being the second most competitive source of energy Brazilian energy matrix. However, the need to improve the logistics infrastructure, expand transmission lines, improvement in the planning of the start-up dates of wind power plants, as well as create a new policy to encourage renewable energies and make greater investments in research and development appear as important goals to be achieved so that wind energy can in fact consolidate in the national scenario.
{"title":"Energia Eólica no Brasil: Evolução, Desafios e Perspectivas","authors":"Rodrigo Jambeiro Pinto, Vivianni Marques Leite dos Santos","doi":"10.24212/2179-3565.2019V10I1P124-142","DOIUrl":"https://doi.org/10.24212/2179-3565.2019V10I1P124-142","url":null,"abstract":"The significant concentration of the world energy matrix in polluting sources and prices subject to instabilities, such as fossil fuels, has raised the search for countries by technologies and alternative sources, among them wind energy, as a way to increase security in energy supply and reduce the emission of gases responsible for the greenhouse effect. Thus, through a bibliographical research, the objective of this work is to systematize the potential of wind energy, through a study of evolution, challenges and perspectives, consolidate in the Brazilian energy matrix and contribute, in the long run, to a greater decentralization of and less dependence on non-renewable sources. In this sense, Brazil, benefited by natural factors and the development of the national industry, has favorable conditions for the exploration of this form of energy and has experienced great evolution, with wind energy being among the fastest growing in Brazil and being the second most competitive source of energy Brazilian energy matrix. However, the need to improve the logistics infrastructure, expand transmission lines, improvement in the planning of the start-up dates of wind power plants, as well as create a new policy to encourage renewable energies and make greater investments in research and development appear as important goals to be achieved so that wind energy can in fact consolidate in the national scenario.","PeriodicalId":365940,"journal":{"name":"Journal on Innovation and Sustainability. RISUS ISSN 2179-3565","volume":"48 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-03-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130959156","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-03-12DOI: 10.24212/2179-3565.2019V10I1P12-19
P. Melo, S. Maravilhas
The current paper investigates the role of interactions based on geographic proximity for the development of firm’s innovation activities. Many authors such as Porter (1998) argued that the formation of interactive linkages based on geographic proximity seem to facilitate the search for new knowledge, information and technologies able to impact the development of innovation activities inside the organization generating competitive advantages. To perform this research, the authors decided to investigate the interaction behavior of micro and small firms in the information, communication and technology (ICT) sector located inside and outside the technological park in the city of Salvador, State of Bahia, Brazil. The findings showed in general that firms which had innovation activities, also had some kind of interactions with other agents, confirming that innovation is not a solitaire phenomenon. However, the empirical evidences did not confirm that interactions based on geographic proximity were relevant for the development of firms’ innovative activities. The study showed that, nowadays, firms use to interact with others regardless of whether they are geographically close or not. This may happen due to the fact that with the facilitation and the intensive use of new communication technologies have helped firms to reach partners wherever they are located at. Also, the study may suggest that arguments such as the role of geographic proximity and business agglomerations based on spatial proximity may need to be revised
{"title":"ARE INTERACTION LINKAGES BASED ON GEOGRAPHIC PROXIMITY FOCUSED ON DEVELOPMENT OF FIRM’S INNOVATION ACTIVITIES STILL RELEVANT? EMPIRICAL STUDY OF THE ICT FIRMS LOCATED IN THE CITY OF SALVADOR, BAHIA, BRAZIL","authors":"P. Melo, S. Maravilhas","doi":"10.24212/2179-3565.2019V10I1P12-19","DOIUrl":"https://doi.org/10.24212/2179-3565.2019V10I1P12-19","url":null,"abstract":"The current paper investigates the role of interactions based on geographic proximity for the development of firm’s innovation activities. Many authors such as Porter (1998) argued that the formation of interactive linkages based on geographic proximity seem to facilitate the search for new knowledge, information and technologies able to impact the development of innovation activities inside the organization generating competitive advantages. To perform this research, the authors decided to investigate the interaction behavior of micro and small firms in the information, communication and technology (ICT) sector located inside and outside the technological park in the city of Salvador, State of Bahia, Brazil. The findings showed in general that firms which had innovation activities, also had some kind of interactions with other agents, confirming that innovation is not a solitaire phenomenon. However, the empirical evidences did not confirm that interactions based on geographic proximity were relevant for the development of firms’ innovative activities. The study showed that, nowadays, firms use to interact with others regardless of whether they are geographically close or not. This may happen due to the fact that with the facilitation and the intensive use of new communication technologies have helped firms to reach partners wherever they are located at. Also, the study may suggest that arguments such as the role of geographic proximity and business agglomerations based on spatial proximity may need to be revised","PeriodicalId":365940,"journal":{"name":"Journal on Innovation and Sustainability. RISUS ISSN 2179-3565","volume":"7 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-03-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125073810","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2018-10-26DOI: 10.24212/2179-3565.2018V9I3P94-108
A. Das, Shimul Chakraborty
The world of knowledge management consists of different terms that are flying around. Some words are more significant and frequently used than others. Knowledge sharing and knowledge transfer are sometimes measured to have overlapping content and used synonymously. The transfer of knowledge between organizational members has drawn consideration from both academia and business because company competitiveness is linked directly to the dissemination of innovation through an organization. Regardless of the efforts to increase knowledge sharing in organizations, success has been subtle. It is pretty clear that in many instances, employees are not willing to share knowledge even when organizational practices are followed to facilitate transfer. As the scope of innovation within an organization depends on the efficient transfer of knowledge between members, this paper emphases on the concept of knowledge withholding, which is known to interrupt this transfer and distinguish from related concepts (knowledge barriers, knowledge hiding). The aim of this paper is to make a contribution in finding the proper demarcations between these concepts. Firstly, to prove that knowledge sharing and knowledge withholding are separate concepts, Herzberg’s twofactor theory is used which explain the difference between them. Secondly, previous studies on knowledge management are exposed to have unnoticed knowledge withholding in courtesy of knowledge sharing, leading to a lack of information on the earlier. Thirdly, knowledge withholding is defined into two separate manners: the intentional hiding and the unintentional hoarding of knowledge. Finally, characteristics of knowledge withholding are abbreviated based on four territorial behaviors associated to employees in order to advocate areas for further study.
{"title":"KNOWLEDGE WITHHOLDING WITHIN AN ORGANIZATION: THE PSYCHOLOGICAL RESISTANCE TO KNOWLEDGE SHARING LINKING WITH TERRITORIALITY","authors":"A. Das, Shimul Chakraborty","doi":"10.24212/2179-3565.2018V9I3P94-108","DOIUrl":"https://doi.org/10.24212/2179-3565.2018V9I3P94-108","url":null,"abstract":"The world of knowledge management consists of different terms that are flying around. Some words are more significant and frequently used than others. Knowledge sharing and knowledge transfer are sometimes measured to have overlapping content and used synonymously. The transfer of knowledge between organizational members has drawn consideration from both academia and business because company competitiveness is linked directly to the dissemination of innovation through an organization. Regardless of the efforts to increase knowledge sharing in organizations, success has been subtle. It is pretty clear that in many instances, employees are not willing to share knowledge even when organizational practices are followed to facilitate transfer. As the scope of innovation within an organization depends on the efficient transfer of knowledge between members, this paper emphases on the concept of knowledge withholding, which is known to interrupt this transfer and distinguish from related concepts (knowledge barriers, knowledge hiding). The aim of this paper is to make a contribution in finding the proper demarcations between these concepts. Firstly, to prove that knowledge sharing and knowledge withholding are separate concepts, Herzberg’s twofactor theory is used which explain the difference between them. Secondly, previous studies on knowledge management are exposed to have unnoticed knowledge withholding in courtesy of knowledge sharing, leading to a lack of information on the earlier. Thirdly, knowledge withholding is defined into two separate manners: the intentional hiding and the unintentional hoarding of knowledge. Finally, characteristics of knowledge withholding are abbreviated based on four territorial behaviors associated to employees in order to advocate areas for further study.","PeriodicalId":365940,"journal":{"name":"Journal on Innovation and Sustainability. RISUS ISSN 2179-3565","volume":"83 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-10-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"117259011","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2018-10-26DOI: 10.24212/2179-3565.2018V9I3P17-37
Muhammad R. Nazir, M. Nazir, S. H. Hashmi, Zeeshan Fareed
This study attempts to empirically investigate the impact of financial development, income, trade openness, and urbanization on carbon dioxide (CO2) emissions for the 21 Kyoto Annex countries using a balance panel data and GMM system over the period of 1970-2016. The results show a positive relationship between income and CO2 emissions in long-run. All models support the EKC hypothesis which assumes an inverted U-shaped relationship among income and environmental degradation. Financial development has a long-run negative influence on CO2 emissions, indicating that financial development reduces the environmental degradation. This means that financial development can be used as an implement to keep the degradation environmental clean by presenting financial reforms. The urbanization declines the CO2 emissions; however, it is essential for the policymakers and urban planners in these countries to control the rapid increase in urbanization. The panel causality confirms that bi-directional causal relationship between financial development, CO2 emissions, income, trade openness, and Urbanization in short-run.
{"title":"FINANCIAL DEVELOPMENT, INCOME, TRADE, AND URBANIZATION ON CO2 EMISSIONS: NEW EVIDENCE FROM KYOTO ANNEX COUNTRIES","authors":"Muhammad R. Nazir, M. Nazir, S. H. Hashmi, Zeeshan Fareed","doi":"10.24212/2179-3565.2018V9I3P17-37","DOIUrl":"https://doi.org/10.24212/2179-3565.2018V9I3P17-37","url":null,"abstract":"This study attempts to empirically investigate the impact of financial development, income, trade openness, and urbanization on carbon dioxide (CO2) emissions for the 21 Kyoto Annex countries using a balance panel data and GMM system over the period of 1970-2016. The results show a positive relationship between income and CO2 emissions in long-run. All models support the EKC hypothesis which assumes an inverted U-shaped relationship among income and environmental degradation. Financial development has a long-run negative influence on CO2 emissions, indicating that financial development reduces the environmental degradation. This means that financial development can be used as an implement to keep the degradation environmental clean by presenting financial reforms. The urbanization declines the CO2 emissions; however, it is essential for the policymakers and urban planners in these countries to control the rapid increase in urbanization. The panel causality confirms that bi-directional causal relationship between financial development, CO2 emissions, income, trade openness, and Urbanization in short-run.","PeriodicalId":365940,"journal":{"name":"Journal on Innovation and Sustainability. RISUS ISSN 2179-3565","volume":"86 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-10-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116766006","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2018-10-26DOI: 10.24212/2179-3565.2018V9I3P75-93
Reazul Islam, Mohd Aminul Karim, R. Ahmad
This paper presents the consequences of ‘forced loan-recovery’, which is an unconstitutional technique allegedly practiced by most of the microfinance institutes (MFIs) in Bangladesh. An empirical study was carried out on the borrowers of three leading microfinance institutes namely, Grameen Bank (GB), BRAC and ASA. Data were collected from two poverty-plagued villages namely, Uttar Islampur and Ruhitpur of Munshiganj district. The mixed research methods were applied. Findings of this study demonstrate that most of the borrowers experience assorted problems on the day of loan repayment. If they fail to pay back the debt aright loan officers and their allies treat them raucously. In order to avoid such unpleasant situations, insolvent borrowers tend to make multiple auxiliary loans and payback the previous ones. As a result, they fall into the decoy of a borrowing-repaying cycle. Sometimes, over-indebtedness compels them to sell out their tangible assets. Thus, they become even poorer. Furthermore, borrowers use to experience discontented domestic and social lives due to such loan-collection techniques of the microfinance institutes.
本文介绍了“强制贷款回收”的后果，这是一种违宪的技术，据称是孟加拉国大多数小额信贷机构(MFIs)的做法。本文对格莱珉银行(Grameen Bank, GB)、BRAC和ASA三家主要小额信贷机构的借款人进行了实证研究。数据收集自两个贫困村，即Munshiganj区的Uttar Islampur和Ruhitpur。采用混合研究方法。研究结果表明，大多数借款人在还款当天都会遇到各种各样的问题。如果他们不能及时偿还债务，信贷员和他们的盟友就会粗暴地对待他们。为了避免这种不愉快的情况，资不抵债的借款人往往会进行多次辅助贷款，并偿还之前的贷款。结果，他们陷入了借贷-偿还周期的陷阱。有时，过度负债迫使他们出售有形资产。因此，他们变得更加贫穷。此外，由于小额信贷机构的这种贷款催收技术，借款人常常经历不满意的家庭和社会生活。
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