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Journal on Innovation and Sustainability. RISUS ISSN 2179-3565最新文献

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FORCED LOAN-RECOVERY TECHNIQUE OF THE MICROFINANCE INSTITUTES IN BANGLADESH AND ITS IMPACT ON THE BORROWERS: AN EMPIRICAL STUDY ON GRAMEEN BANK, BRAC AND ASA 孟加拉国小额信贷机构的强制贷款回收技术及其对借款人的影响:基于格莱珉银行、brac和asa的实证研究
Pub Date : 2018-10-26 DOI: 10.24212/2179-3565.2018V9I3P75-93
Reazul Islam, Mohd Aminul Karim, R. Ahmad
This paper presents the consequences of ‘forced loan-recovery’, which is an unconstitutional technique allegedly practiced by most of the microfinance institutes (MFIs) in Bangladesh. An empirical study was carried out on the borrowers of three leading microfinance institutes namely, Grameen Bank (GB), BRAC and ASA. Data were collected from two poverty-plagued villages namely, Uttar Islampur and Ruhitpur of Munshiganj district. The mixed research methods were applied. Findings of this study demonstrate that most of the borrowers experience assorted problems on the day of loan repayment. If they fail to pay back the debt aright loan officers and their allies treat them raucously. In order to avoid such unpleasant situations, insolvent borrowers tend to make multiple auxiliary loans and payback the previous ones. As a result, they fall into the decoy of a borrowing-repaying cycle. Sometimes, over-indebtedness compels them to sell out their tangible assets. Thus, they become even poorer. Furthermore, borrowers use to experience discontented domestic and social lives due to such loan-collection techniques of the microfinance institutes.
本文介绍了“强制贷款回收”的后果,这是一种违宪的技术,据称是孟加拉国大多数小额信贷机构(MFIs)的做法。本文对格莱珉银行(Grameen Bank, GB)、BRAC和ASA三家主要小额信贷机构的借款人进行了实证研究。数据收集自两个贫困村,即Munshiganj区的Uttar Islampur和Ruhitpur。采用混合研究方法。研究结果表明,大多数借款人在还款当天都会遇到各种各样的问题。如果他们不能及时偿还债务,信贷员和他们的盟友就会粗暴地对待他们。为了避免这种不愉快的情况,资不抵债的借款人往往会进行多次辅助贷款,并偿还之前的贷款。结果,他们陷入了借贷-偿还周期的陷阱。有时,过度负债迫使他们出售有形资产。因此,他们变得更加贫穷。此外,由于小额信贷机构的这种贷款催收技术,借款人常常经历不满意的家庭和社会生活。
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引用次数: 4
THE RELATIONSHIP BETWEEN SUSTAINABILITY PRACTICES AND INNOVATION STRATEGIES:THE EFFECT OF THE CLUSTERIZATION INTHE BOP SEGMENT 可持续发展实践与创新战略的关系:bop领域的集群效应
Pub Date : 2018-10-26 DOI: 10.24212/2179-3565.2018V9I3P53-74
Sérgio Luís Dias Doliveira, Zandra Balbinot, A. Silva, J. Cunha, E. Kuzma
This manuscript describes how the perception of the importance of Clusters of Small and Medium Enterprises is increasingly evident in developing countries because they affect populations attached to the Base of the Pyramid. This force becomes fundamental when linked to organizational changes, based on the perception of sustainability in companies, which in turn influence changes in the communities at the base of the Pyramid. This research also identified and proved the influence of changes related to sustainability practices, as well as of the Innovation Strategies in the design of these transformations, in a Cluster of the garment industry in Paraná - Brazil.
这份手稿描述了发展中国家对中小企业集群重要性的认识是如何日益明显的,因为它们影响着依附于金字塔底部的人口。当这种力量与基于公司可持续性观念的组织变革联系在一起时,这种力量就变得至关重要,而组织变革反过来又影响金字塔底层社区的变革。本研究还确定并证明了与可持续发展实践相关的变化的影响,以及这些转变设计中的创新战略,在巴西帕拉帕的服装产业集群中。
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引用次数: 0
STAKEHOLDERS’ PERCEPTION AND WILLINGNESS TO COLLABORATE FOR EFFECTIVE WATERSHED MANAGEMENT IN TRINIDAD 利益相关者对特立尼达有效流域管理的看法和合作意愿
Pub Date : 2018-10-26 DOI: 10.24212/2179-3565.2018V9I3P3-16
Jeanelle D D Joseph, W. Ganpat
Proper watershed management is important for several reasons; the latest, and maybe most important, being to help mitigate climate change impacts. For countries with small landmasses and burgeoning populations, watersheds are increasingly at risk of being negatively impacted. The environment and water supply are particularly vulnerable if no actions are taken to manage them properly. This study sought to understand the perceptions of the various stakeholders who interact with the largest and most important watershed in Trinidad; their perceptions of the problems, the causes of the problems and possible solutions. It also investigated their willingness to collaborate on action plans to manage the watershed. A purposive sample of 266 respondents from four stakeholder groups was selected and interviewed using a structured questionnaire; comprising in the main of three perception scales and a modified Wilder Collaboration Factor Inventory. The latter is used to assess stakeholders willingness to collaborate. ANOVA results showed that there were similarities in perceptions to 5 of the 10 identified problems, 7 of the 18 possible causes and 6 of the 10 solutions presented. Such results suggested that there were opportunities for positive intervention and 21.3% of the stakeholders expressed a high level of willingness and a further 69.5% a moderate level of willingness to collaborate on community activities geared toward addressing water management issues. Recommendations included; increased community education on watershed importance, more constructive dialogue among stakeholders to achieve better agreements on the watershed issues and increased engagement with institutional stakeholders who are key to fashioning developmental plans for the watershed.
由于几个原因,适当的流域管理很重要;最新的,也许是最重要的,是帮助减轻气候变化的影响。对于陆地面积小、人口迅速增长的国家来说,流域受到负面影响的风险越来越大。如果不采取适当行动加以管理,环境和供水将特别脆弱。本研究旨在了解与特立尼达最大和最重要的分水岭互动的各种利益攸关方的看法;他们对问题的看法,问题的原因和可能的解决办法。它还调查了它们在管理流域的行动计划方面进行合作的意愿。从四个利益相关者群体中选择了266个有目的的样本,并使用结构化问卷进行了访谈;主要包括三个感知量表和一个改进的Wilder协作因素量表。后者用于评估利益相关者的合作意愿。方差分析结果显示,在10个确定的问题中有5个,18个可能的原因中有7个,10个解决方案中有6个存在相似的看法。这些结果表明,存在积极干预的机会,21.3%的利益相关者表达了高度的意愿,另有69.5%的利益相关者表达了中等程度的意愿,愿意在针对解决水管理问题的社区活动中进行合作。建议包括;加强关于流域重要性的社区教育,加强利益攸关方之间的建设性对话,以便就流域问题达成更好的协议,并加强与机构利益攸关方的接触,这些机构利益攸关方是制定流域发展计划的关键。
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引用次数: 0
HOW NETWORK RELATIONS IMPACT INNOVATION PERFORMANCE OF HIGH-TECHSTARTUPS: EVIDENCE FROM CENTRAL CHINA 网络关系如何影响高科技创业公司的创新绩效:来自华中地区的证据
Pub Date : 2018-06-30 DOI: 10.24212/2179-3565.2018V9I2P20-28
L. Fan
Research on innovation performance has gradually moved from the industrial clusters level to network relations among enterprises inside clusters. This paper intends to explain the impacts of network strength, breadth and stability on the innovation performance of Startups. An empirical analysis of high-tech Startups from 6 provinces of central China displays that, network strength and breadth exert a significant positive impact on Startups‘ innovation performance, network stability a relatively weak one, and that environmental dynamism plays a negative role mediating between network breadth and the innovation performance.
对创新绩效的研究逐渐从产业集群层面转向集群内企业之间的网络关系。本文旨在解释网络强度、广度和稳定性对创业公司创新绩效的影响。通过对中部6省高新技术创业公司的实证分析发现,网络强度和网络广度对创业公司创新绩效有显著的正向影响,网络稳定性对创新绩效有较弱的正向影响,环境动态性在网络广度与创新绩效之间起负向中介作用。
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引用次数: 0
ACADEMIC STRESS, ACADEMIC PROCRASTINATION AND ACADEMICPERFORMANCE: A MODERATED DUAL-MEDIATION MODEL 学业压力、学业拖延与学业成绩:一个有调节的双中介模型
Pub Date : 2018-06-30 DOI: 10.24212/2179-3565.2018V9I2P38-46
Lu Qian, Zhao Fuqiang
In this study, we investigated the mediating effects of active procrastination and passive procrastination on the relationship between academic stress and academic performance. In addition, we proposed the moderating effect of academic self-efficacy on the relationship between academic stress and academic procrastination. According to the study, the influence of academic stress on academic performance is mediated by academic procrastination. When individuals perceive the academic stress, they will have better performance if they take active procrastinate while passive procrastination can produce poor performance. Moreover, when individuals have high self-efficacy, it will promote our active procrastination. That is to say, when the individual is aware of the academic stress, it is necessary to believe in their own ability and take active action, which will create good results.
在本研究中,我们考察了主动拖延和被动拖延在学业压力与学业成绩关系中的中介作用。此外,我们还提出了学业自我效能感在学业压力与学业拖延之间的调节作用。研究发现,学业压力对学业成绩的影响是由学业拖延介导的。当个体感知到学业压力时,采取主动拖延会取得较好的成绩,而被动拖延会导致较差的成绩。此外,当个体的自我效能感较高时,会促进我们的主动拖延症。也就是说,当个人意识到学业压力时,要相信自己的能力,采取积极的行动,这样才会创造出好的结果。
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引用次数: 13
SUSTAINABLE LEADERSHIP: A SEARCH FOR BETTER RESULTS FROM INTERACTIONS 可持续领导:从互动中寻求更好的结果
Pub Date : 2018-06-30 DOI: 10.24212/2179-3565.2018V9I2P47-54
Danilo Nunes, A. D. H. Guevara
It is understood that if there is leadership, it is because there are leaders and leds. Leadership is the process that results from the interaction and integration of those two subjects. It is a fact that the effective exercise of leadership will exist when there is not only concern with the hierarchical relationship itself, but also with the perception of those involved. The strengthening of the collective will take place when the characteristics of each group member are strengthened. Diversity is when we talk about behavior, respect for diversity, and people’s competences and skills. The sum of individualities constitutes the broad sense of the group. The approach that followers want and expect from their leaders leads us several reflections to the point that we say that an executive can be led by someone from another hierarchical levels, provided that in a specific task, the group is the basis of construction. But it is very difficult to see this reality in the actual cooperative context; however much the concepts are shifting to an wide scenario, more flexible, more heterogeneous, a significant portion of those in leadership positions still reside under a traditional culture background in which the hierarchy is the basis of organizational power and almost the only reference to it. On the basis of this study research, it is stimulating the search for the answer to the following disquiet: How can leadership contribute to sustainability goals? In the dynamics of groups as an interactive and integrative organizational practice, we seek a way of acting where leaders and leds find the best ways to achieve these results
可以理解的是,如果有领导,那是因为有领导和领导。领导力是这两个主题相互作用和融合的过程。事实上,当不仅关注等级关系本身,而且关注相关人员的感知时,就会存在有效的领导作用。当每个群体成员的特点得到加强时,集体就会得到加强。多样性是指我们谈论行为,尊重多样性,以及人们的能力和技能。个体的总和构成广义的群体。跟随者对领导者的要求和期待让我们产生了一些反思,以至于我们说,如果在特定任务中,团队是构建的基础,那么高管可以由来自另一个层级的人来领导。但是在实际的合作环境中很难看到这个现实;无论这些概念如何转变为一个更广泛、更灵活、更多样化的场景,很大一部分处于领导地位的人仍然生活在传统文化背景下,在这种文化背景下,等级制度是组织权力的基础,几乎是唯一的参考。在这项研究的基础上,它激发了对以下问题的答案的探索:领导力如何促进可持续发展目标?在群体动态作为一种互动和整合的组织实践中,我们寻求一种行动方式,领导者和领导找到实现这些结果的最佳方式
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引用次数: 2
HUMANE DEVELOPMENT: THE PORTRAIT OF EDUCATION IN BRAZIL 人文发展:巴西教育的写照
Pub Date : 2018-06-30 DOI: 10.24212/2179-3565.2018V9I2P67-77
A. D. H. Guevara, Daniela Gasperin, Fernando Fukunaga
The Human Development Index (HDI) was created to emphasize that people and their capabilities must be the ultimate criterion for assessing a country’s development, and not only your economic growth. In 2012, the United Nations Development Programme(UNDP) in Brazil, the Institute of Applied Economic Research (IPEAD) and the João Pinheiro Foundation took the challenge of adapting the Global HDI methodology to calculate the HDI municipalities. The HDI municipalities consolidates a dialogue informed and based on development from HDI. This study aims to portray the dimension of education in 5,565 cities in 27 states in Brazil. The result shows that 50% of the States are classified as inadequate, 24% as satisfactory, 16% as unsatisfactory and only 10% as a reference. This evidence makes it possible for the construction of plans of action, such as an incubation program for States classified as unsatisfactory and benchmarking program for countries classified as reference. The education improves the quality of the human factor and modifies the entire picture of the country, because there is no country that has managed to develop without investing in education.
人类发展指数(HDI)的建立是为了强调人及其能力必须是评估一个国家发展的最终标准,而不仅仅是你的经济增长。2012年,联合国开发计划署(UNDP)在巴西、应用经济研究所(IPEAD)和jo o Pinheiro基金会接受了挑战,采用全球人类发展指数方法来计算城市的人类发展指数。人类发展指数城市巩固了基于人类发展指数发展的对话。本研究旨在描绘巴西27个州5565个城市的教育维度。结果显示,50%的国家被列为不充分,24%为满意,16%为不满意,只有10%作为参考。有了这些证据,就有可能制定行动计划,例如针对被列为不满意国家的孵化方案和针对被列为参考国家的基准方案。教育提高了人的素质,改变了国家的整体面貌,因为没有一个国家能够在不投资教育的情况下实现发展。
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引用次数: 0
HOW DO ENTREPRENEURS’ PERCEPTIONS ON INNOVATION EFFECT ININDUSTRY COMPETITIVENESS AND SUSTAINABILITY 企业家对创新的认知如何影响行业竞争力和可持续性
Pub Date : 2018-06-30 DOI: 10.24212/2179-3565.2018V9I2P12-19
P. Kusum, Song Yinghua
Entrepreneurs‘ perceptions on innovations remain crucial in successfully facing competitiveness challenges in industry enterprises that produce range of products in economies in transition all over the world. Economies transit from factor driven to efficiency driven in which use of modern technology increases. This paper explores the effects of entrepreneurs‘ perceptions on product innovations which have impact on industry enterprises sustainability in leather products and footwear industry of Sri Lanka. This country is in transition from factor driven production process towards efficiency driven production processes based on technology. An expert reviewed and piloted questionnaire was used to gather primary data related to entrepreneurs‘ perceptions and competitiveness of enterprises in the industry. The research has found that the majority of entrepreneurs do not have an intention to engage in new product innovations in near future. They use designs already available which lead to competiveness and sustainability issues in this industry. Level of innovations and use of Internet for routine business activities in enterprises in the industry remains low. No similar research study done before in this industry thus the study is an original work which adds knowledge for academic and development purposes
企业家对创新的看法对于成功地面对世界各地转型经济中生产各种产品的工业企业的竞争力挑战仍然至关重要。经济从要素驱动转向效率驱动,现代技术的使用增加。本文探讨了企业家对产品创新的看法对斯里兰卡皮革制品和制鞋业行业企业可持续发展的影响。这个国家正在从要素驱动的生产过程向以技术为基础的效率驱动的生产过程过渡。一份专家审查和试点调查表用于收集有关企业家对行业内企业的看法和竞争力的主要数据。研究发现,大多数企业家在不久的将来没有从事新产品创新的意图。他们使用现有的设计,这导致了这个行业的竞争力和可持续性问题。行业内企业在日常经营活动中创新和利用互联网的水平仍然较低。在这个行业之前没有做过类似的研究,因此这项研究是一项原创工作,为学术和发展目的增加了知识
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引用次数: 4
STUDY ON THE EXPERIMENTAL EDUCATION MODEL FOR ROBOT INTEGRATED DESIGN COURSE BASED ON 6S MANAGEMENT AND COMPETITION MECHANISM 基于6s管理和竞争机制的机器人综合设计课程实验教学模式研究
Pub Date : 2018-06-30 DOI: 10.24212/2179-3565.2018V9I2P29-37
Liu Gang
Experimental education is an important part of higher education. How to upgrade the level of education and management so as to better serve practical teaching is an arduous task. This paper presents a new education model based on 6S managementand competition mechanism. In particular, aiming at the course of robot-integrated design, which is a typical experimental course in Wuhan University, the author does useful exploration and practice on implementing and validating the teaching model. The result supports the usefulness of this approach, and it demonstrates that this teaching model improves not only laboratory management quality but also teaching quality, furthermore, it promotes cultivating creative spirit, practical abilityand cooperation consciousness of universities students.
实验教育是高等教育的重要组成部分。如何提升教育管理水平,更好地为实践教学服务,是一项艰巨的任务。本文提出了一种基于6S管理和竞争机制的新型教育模式。特别是针对武汉大学机器人集成设计这门典型的实验课程,笔者对教学模式的实施和验证进行了有益的探索和实践。结果表明,该教学模式不仅提高了实验室管理质量,而且提高了教学质量,促进了大学生创新精神、实践能力和合作意识的培养。
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引用次数: 0
EMPLOYEE EMPOWERMENT, TRUST, AND INNOVATIVE BEHAVIOR: TESTING A PATH MODEL 员工授权、信任和创新行为:测试路径模型
Pub Date : 2018-06-30 DOI: 10.24212/2179-3565.2018V9I2P3-11
M. A. U. Haq, Muhammad Usman, Shaista Khalid
The motive behind this paper was mainly to uncover the trust mechanism in the field of employee empowerment and innovative behavior. It was hypothesized that structural empowerment and psychological empowerment will influence innovative behavior. Empowerment was also hypothesized to influence trust. We also posited that trust will act a mediator. Data came from 410 respondents employed in the manufacturing, banking, cement, telecommunication sector in Pakistan. Regression analysis proved our hypothesis. In the end, suggestions and recommendations have been given.
本文的研究动机主要是为了揭示员工授权与创新行为领域的信任机制。假设结构授权和心理授权会影响创新行为。授权也被假设影响信任。我们还假设信任将起到调解人的作用。数据来自巴基斯坦制造业、银行业、水泥业和电信业的410名受访者。回归分析证明了我们的假设。最后,提出了建议和建议。
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引用次数: 8
期刊
Journal on Innovation and Sustainability. RISUS ISSN 2179-3565
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