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E-Commerce and Social Media Analytics 电子商务和社会媒体分析
Pub Date : 2019-05-30 DOI: 10.2139/ssrn.3396692
Ajit Singh
Social media analytics plays an important role in e-commerce for retrieving the useful information of a product or service. Sentiment Analysis has become the key function of social media analytics. Opinion Mining is to used to analyze the polarity of sentiment expressed in data .Taking the data flood from online social media, in its many forms, and transforming it into useful knowledge for strategic decision making is the backbone of this paper. The paper proposes a model for doing customer review analytics on social media using big data for improving target advertising and improved business decision making.
社交媒体分析在电子商务中扮演着重要的角色,用于检索产品或服务的有用信息。情感分析已经成为社交媒体分析的关键功能。意见挖掘是用来分析数据中表达的情绪的极性。从在线社交媒体中提取多种形式的数据洪流,并将其转化为战略决策的有用知识是本文的主要内容。本文提出了一个利用大数据在社交媒体上进行客户评论分析的模型,以改进目标广告和改进业务决策。
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引用次数: 0
Aceptación de servicios financieros en línea por los consumidores del área metropolitana de Monterrey (Acceptance of Online Financial Services by Consumers of the Metropolitan Area of Monterrey) 蒙特雷大都会区消费者接受在线金融服务(蒙特雷大都会区消费者接受在线金融服务)
Pub Date : 2019-05-30 DOI: 10.18601/16577175.N24.02
María de Jesús Araiza Vázquez, Erika Yadira Pedraza Sánchez
Este estudio identifica los posibles factores que pueden motivar u obstaculizar la aceptación de servicios financieros en línea. Los resultados apuntalan que el tam2 es un modelo válido para predecir el propósito de los consumidores objeto de estudio para explicar la diferencia entre adoptantes y no adoptantes. Los indicadores como la protección de la privacidad percibida, la seguridad percibida y la capacidad de innovación del consumidor demuestran tener una relación positiva significativa con estos y predecir significativamente quién es más probable que los adopte. Los hallazgos pueden ayudar a las instituciones financieras a expresar las estrategias de comercialización adecuadas, diseñar sistemas en línea efectivos y acelerar la difusión y uso de estos.
本研究确定了可能激励或阻碍人们接受在线金融服务的因素。本研究的目的是确定采用者和非采用者之间的差异,并确定采用者和非采用者之间的差异。消费者感知到的隐私保护、感知到的安全性和创新能力等指标与这些指标具有显著的正相关关系,并显著预测了谁最有可能采用这些指标。研究结果可以帮助金融机构表达正确的营销策略,设计有效的在线系统,并加快这些系统的传播和使用。
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引用次数: 0
A Compilation of the Research Models Regarding E-Commerce Web Site Success: An Approach in the Managerial Implications Perspective 一个Compilation of在Research Models Regarding E-Commerce网站Success:一个Approach在Managerial Implications Perspective
Pub Date : 2019-04-01 DOI: 10.4018/978-1-5225-8015-7.CH006
Mustafa Emre Civelek
The aim of this chapter was to review the researches which were conducted on success of electronic commerce web sites. In particular, for the electronic commerce companies operating in the field of B2C, the main determinants of success are the attitudes and perceptions of customers regarding the website. In the literature, researchers suggested different models to explain the relationships among dimensions which are determining the success of information system. Some of them also adopted these models into the B2C area. These attempts enlighten the managerial problems encountered by the executives of the B2C enterprises. Consequently, in this study, in the light of compiled models, some suggestions have been made to guide the executives.
本章的目的是回顾有关电子商务网站成功的研究。特别是,对于在B2C领域运营的电子商务公司来说,成功的主要决定因素是客户对网站的态度和看法。在文献中,研究人员提出了不同的模型来解释决定信息系统成功的维度之间的关系。其中一些公司还将这些模式应用到B2C领域。这些尝试对B2C企业管理者遇到的管理问题有一定的启示。因此,在本研究中,根据编制的模型,提出了一些建议,以指导管理者。
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引用次数: 0
Amazon Pay: Banking on New Thinking Diagnosis White Paper 亚马逊支付:银行业新思维诊断白皮书
Pub Date : 2019-03-30 DOI: 10.2139/ssrn.3413354
B. Bhandary
The digital revolution is transforming the way of doing everything in a seamless invisible mode. Payment being an integral part of the day to day transaction plays an important role and has undoubtedly caught attention of many retail giants like Amazon, FinTechs and Banks which are slowly catching up.

Access to internet, technology and people has paved way for disruption at a faster pace. The regulations and their impact is evident in the growing success of new players like Amazon, Google and several FinTechs who are bringing banking where and when customers prefers in the way they desire:

Open Banking – The Competition and Markets Authority (CMA) mandated the open banking standards to the top UK banks. This is about opening the black box of data owned previously by the banks with the providers through open Application Program Interface (API), to access this data backed by the authorization of the customer to manage their finance by making banking more customer centric.

Payment Service Directive version 2 (PSD2) – Designed by the countries of European Union for the Banking. This is about addressing the impediments to ease of seeing relevant information while making the payment and the desired channels to make the payment.

General Data Protection Regulation (GDPR) - The comprehensive EU data privacy law is a European Union (EU) regulation This is about giving the consumer to control, monitor, check and if required even delete any information pertaining to handle personal identifiable information, thus emphasizing “consumer first” point of view.

These regulations and policies have enriched the financial industry in witnessing the onslaught of disruption owing to the involvement of entities like Amazon, Stride and Paytm that render financial services through technologies infused with an omni-channel presence.

The speed with which the swift disruption is gaining momentum exceptionally because of the growing gap between the merchant and the end customer:

• Growing demand of the merchants to get closer and enable seamless payment services to the customer

• Scale the business grow with a visibility at a global level

• Ingrain technology for quick access in the customers’ routine

Building value-driven innovation with the blurring distance becomes challenging for payment platform providers, merchants, and financial institutes.
数字革命正在以一种无缝的无形模式改变着人们做事的方式。支付作为日常交易中不可或缺的一部分,发挥着重要作用,无疑引起了亚马逊、金融科技和银行等许多零售巨头的注意,这些巨头正在慢慢追赶。互联网、技术和人的普及为更快的颠覆铺平了道路。这些法规及其影响在亚马逊、谷歌和几家金融科技公司等新参与者日益取得的成功中显而易见,他们以客户希望的方式在客户喜欢的地点和时间提供银行服务:开放银行业务-竞争与市场管理局(CMA)向英国顶级银行强制要求开放银行业务标准。这是关于通过开放的应用程序编程接口(API)与提供商打开以前由银行拥有的数据黑箱,以访问由客户授权支持的数据,通过使银行更加以客户为中心来管理他们的财务。支付服务指令版本2 (PSD2) -由欧盟国家为银行业设计。这是关于解决障碍,以便在付款时方便地看到相关信息,并提供所需的付款渠道。通用数据保护条例(GDPR) -全面的欧盟数据隐私法是欧盟(EU)的一项法规,这是关于让消费者控制,监控,检查甚至在必要时删除与处理个人身份信息有关的任何信息,从而强调“消费者第一”的观点。由于亚马逊、Stride和Paytm等实体的参与,这些监管和政策使金融业见证了颠覆性的冲击,这些实体通过注入全渠道存在的技术提供金融服务。由于商家和最终客户之间的差距越来越大,这种迅速中断的速度正在异乎寻常地获得动力:•越来越多的商家希望与客户拉近距离,实现无缝支付服务•在全球范围内实现业务增长规模•在客户日常事务中快速访问的根深蒂固的技术与模糊的距离构建价值驱动的创新成为支付平台提供商,商家和金融机构的挑战。
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引用次数: 2
Mobile Targeting Using Customer Trajectory Patterns 使用客户轨迹模式的移动目标定位
Pub Date : 2019-03-25 DOI: 10.2139/ssrn.2962044
A. Ghose, Beibei Li, Siyuan Liu
Rapid improvements in the precision of mobile technologies now make it possible for advertisers to go beyond real-time static location and contextual information on consumers. In this paper we prop...
移动技术精确度的快速提高使得广告商可以超越消费者的实时静态位置和上下文信息。在本文中,我们支持……
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引用次数: 90
Use of E Commerce Mobile Apps in Changing Customers Perceptions 使用电子商务移动应用程序改变客户观念
Pub Date : 2019-03-13 DOI: 10.2139/ssrn.3351774
Radha Krishna Pamula
Use of mobile is increasing day by day in India. India is among the top five consumer markets in Asia offering stronger consumer market. A large number of Indians are turning to mobile phones as their first daily touch point. As per the BMI report consumer spending growth increased by 6.2% in 2017. The number of mobile phone users reached 975.78 million users in India. India is the second largest mobile app usage in world with 930 million customers. It has been observed that average mobile app usage in India has grown by at least 131 percent. There are various factors responsible for this growth; Information Technology is the one which played an important role in expansion in the consumer market. E commerce is witnessing rapid expansion and more successive growth. More people in developing countries have smartphones today than the PCs because they are more affordable, portable, convenient and necessary to stay in touch virtually 24/7. Unlike PCs, smartphones are always in the hands or pockets of the owners. More smartphones are 3G and 4G enabled making web browsing, communicating, socializing and shopping on the go anytime convenient. Mobile banking and payment systems have boosted M-commerce way a head. The present study will study the use of e commerce apps and its impact on the customer satisfaction. The study also finds the importance of mobile apps in the providing the better services to the customers of India.
在印度,手机的使用日益增加。印度是亚洲五大消费市场之一,提供了更强劲的消费市场。大量印度人将手机作为他们日常生活的第一接触点。根据BMI报告,2017年消费者支出增长了6.2%。印度的移动电话用户数量达到97578万。印度是全球第二大移动应用使用国,拥有9.3亿用户。据观察,印度手机应用的平均使用量至少增长了131%。造成这种增长的因素有很多;信息技术在扩大消费市场方面发挥了重要作用。电子商务正经历着快速扩张和更连续的增长。如今,发展中国家拥有智能手机的人比拥有个人电脑的人要多,因为智能手机更实惠、更便携、更方便,而且几乎可以24/7保持联系。与个人电脑不同,智能手机总是在主人的手中或口袋里。越来越多的智能手机支持3G和4G,使网页浏览、通信、社交和购物随时随地都很方便。移动银行和支付系统推动了移动商务的发展。本研究将研究电子商务应用程序的使用及其对客户满意度的影响。该研究还发现,移动应用程序在为印度客户提供更好服务方面的重要性。
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引用次数: 1
Factors Influencing Consumers' Trust on E-commerce Adoption in Sri Lanka 影响斯里兰卡消费者对电子商务采用信任的因素
Pub Date : 2019-02-28 DOI: 10.2139/ssrn.3344618
I. Aboobucker
The purpose of the research is to find the factors which persuade the consumers’ trust on e-commerce adoption in Sri Lanka. The creation of the Internet has reduced physical borders and made the world a smaller place where people can able to keep in touch with one another at any time from every nook and corner. This research arise the following research questions. How the security and privacy concerns in online transaction relate with e-commerce adoption? How do the trustworthiness and reliability of the web vendors relate to the consumer’s adoption of e-commerce? and How the performance, physical, security, privacy and delivery risk affect consumers to adopt in e-commerce. Questionnaire was used as a research instrument and basically the questionnaire cover two parts; such as 1st part covers questions related to online purchase and adoption of electronic commerce. The 2nd part covers factors affecting ecommerce security, privacy, and trust as well as risk perceptions. The extensive literature survey helped to form the research variables and hypothesis. To measure the questions likert scale measurement was used. The likert scale measurement were ranging from 1 - very unimportant to 5 - very important. This research shows that, consumer’s perceived privacy, security and trustworthiness of Web vendor in e-commerce transaction positively contributes to his/her trust in e-commerce adoption. On the other hand the influence of a consumer’s perceived security in e-commerce transaction is mediated by consumer’s perceived privacy and consumer's adoption in e-commerce transaction not negatively associated with e-commerce perceived risks.
本研究的目的是找到说服斯里兰卡消费者对电子商务采用信任的因素。互联网的创造减少了物理边界,使世界变得更小,人们可以在任何时候从每个角落保持联系。本研究产生了以下研究问题。网上交易的保安及私隐问题与采用电子商贸有何关系?网络供应商的可信度和可靠性与消费者采用电子商务有何关系?性能、物理、安全、隐私和配送风险如何影响消费者在电子商务中的采用。调查问卷作为研究工具,调查问卷基本上包括两部分;例如第一部分涵盖了与在线购买和采用电子商务相关的问题。第二部分涵盖影响电子商务安全、隐私和信任以及风险认知的因素。广泛的文献调查有助于形成研究变量和假设。问卷采用李克特量表进行测量。李克特量表的测量范围从1 -非常不重要到5 -非常重要。本研究表明,消费者对电子商务交易中网络供应商的隐私性、安全性和可信度的感知对其对电子商务采用的信任有积极的促进作用。另一方面,消费者在电子商务交易中的感知安全受消费者感知隐私和消费者在电子商务交易中的采纳的中介作用,与电子商务感知风险不呈负相关。
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引用次数: 3
Creating a Brand Value and Consumer Satisfaction in E-Commerce Business Using Artificial Intelligence 利用人工智能在电子商务中创造品牌价值和消费者满意度
Pub Date : 2019-02-22 DOI: 10.2139/ssrn.3351618
Nazim Sha S, R. M.
Envision a circumstance where a dim chocolate naturally shows up in the inquiry page right when one considers its taste or smell. Imagine a circumstance where a formal shoe, dress, contraptions consequently shows up in the pursuit page exactly when one feels or see it. Envision a circumstance where a most loved music video naturally shows up in your pursuit page right when one sings it. a circumstance when you think of a movie it naturally plays in the online. This circumstance goes to a reality when each brand builds up an innovation all alone which will comprehend the five faculties of customers at the season of procurement. “We’re moving from a mobile first, to an AI first company (Google CEO) (Zerega, 2017) (Zerega,2017). This paper demonstrates that the fate of each brand in web-based business will be through the improvement of an Artificial Intelligence i.e. People need not type in any search page for a specific product or a service instead they should reach people at the moment they think about the product or a service. The examination is done to demonstrate that in future, estimation of a brand will rely upon picking up consumer loyalty's through a further advancement in technology using Artificial Intelligence i.e. The examination is done to demonstrate that each brand need to a build up a machine supporting Artificial Intelligence to identify and investigate the five senses of shoppers at the season of procurement in E- Commerce business. This is pointing to our five senses mainly Sight (vision), hearing (audition), taste (gustation), smell (olfaction), and touch (sensation). This examination is done to prove that this is possible by developing a machine which learns and understands the five senses of humans. The examination among 50 consumers on creating a brand value and customer satisfaction in e-commerce business using Artificial Intelligence and their preference towards developing a new machine using Artificial Intelligence to make their purchase more flexible and reliable. The results show that in future the buying through online will be automated using Artificial Intelligence according to consumer preferences and expectations. This will be possible only by developing a machine system which identifies our five senses and this system can only be developed using Artificial Intelligence. The results also show that Artificial Intelligence used in E-Commerce helps in building a better consumer-brand associations and product-brand associations. The results also show that Artificial Intelligence used in E-Commerce will motivate each customer to be loyal to a brand due to their good and better service.
设想这样一种情况:当人们考虑到一块巧克力的味道或气味时,它会自然地出现在查询页面上。想象一下这样一种情况:当你感觉到或看到一件正式的鞋子、一件礼服、一件精巧的东西时,它就会出现在搜索页面上。想象一下这样一种情况:最喜欢的音乐视频自然会出现在你的追求页面上,就在你唱它的时候。当你想到一部电影时,它自然会在网上播放。当每个品牌单独建立一个创新时,这种情况就会成为现实,这个创新将在采购季节理解客户的五种能力。“我们正在从一家移动优先,转向一家人工智能优先的公司(b谷歌CEO) (Zerega,2017)。这篇论文证明了每个品牌在网络商业中的命运将是通过人工智能的改进,即人们不需要为特定的产品或服务输入任何搜索页面,相反,他们应该在人们想到产品或服务的那一刻就找到他们。这项研究的目的是为了证明,在未来,对品牌的评估将依赖于通过人工智能技术的进一步进步来获取消费者的忠诚度。这项研究的目的是为了证明,每个品牌都需要建立一台支持人工智能的机器,以识别和调查电子商务采购季节购物者的五种感官。这指的是我们的五种感官,主要是视觉(视觉)、听觉(听觉)、味觉(味觉)、嗅觉(嗅觉)和触觉(感觉)。这项研究是为了证明,通过开发一种能够学习和理解人类五种感官的机器,这是可能的。50位消费者对利用人工智能在电子商务中创造品牌价值和客户满意度的调查,以及他们对利用人工智能开发新机器的偏好,使他们的购买更加灵活和可靠。结果表明,未来在线购物将根据消费者的偏好和期望,使用人工智能实现自动化。这只有通过开发一种能够识别我们五种感官的机器系统才能实现,而这种系统只能通过人工智能来开发。结果还表明,人工智能在电子商务中的应用有助于建立更好的消费者品牌联想和产品品牌联想。结果还表明,在电子商务中使用人工智能将激励每个客户对品牌的忠诚,因为他们的良好和更好的服务。
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引用次数: 6
Production of Online Word-of-Mouth: Peer Effects and the Moderation of User Characteristics 网络口碑的产生:同伴效应与用户特征的调节
Pub Date : 2019-02-04 DOI: 10.2139/ssrn.2899452
Yang Wang, Paulo B. Góes, Zaiyan Wei, D. Zeng
We study peer effects on individuals’ contributions to an emerging form of online word of mouth — product reviews. Provided by either consumers or third-party professionals, online reviews are closely correlated with consumer purchasing decisions and product sales. Individuals have incentives of free riding and maximizing social capital when providing feedbacks online. We leverage a “natural experiment,” which led to an exogenous expansion in the user population of a major online review platform to better understand the trade-off between the two conflicting incentives. Our empirical findings are mainly two-fold. First, we find that a larger population of audience and peer review writers, an immediate consequence of the exogenous shock, causally led to more reviews posted, higher and more diverse ratings assigned, and reviews of higher quality by the users. In addition, we find that these effects were moderated by user characteristics of activeness, expertise, and popularity. These results have implications for platforms that rely on user contributions and for any company in the management of online product or service feedback.
我们研究同伴效应对个人对一种新兴的在线口碑形式——产品评论的贡献。在线评论由消费者或第三方专业人士提供,与消费者的购买决策和产品销售密切相关。个人在网上提供反馈时有搭便车和最大化社会资本的动机。我们利用了一个“自然实验”,这导致了一个主要在线评论平台的用户群体的外生扩张,以更好地理解两个相互冲突的激励之间的权衡。我们的实证发现主要有两个方面。首先,我们发现更多的读者和同行评议作者,外生冲击的直接后果,导致发表更多的评论,更高和更多样化的评级,以及用户更高质量的评论。此外,我们发现这些影响被活跃度、专业度和受欢迎度的用户特征所调节。这些结果对依赖用户贡献的平台和任何管理在线产品或服务反馈的公司都有启示。
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引用次数: 29
Consumers Perceptions Towards Buying Evaluation and Perceived Risks of E-Commerce Products: A Study on Influencing Factors 消费者购买认知、评价与电子商务产品感知风险:影响因素研究
Pub Date : 2019-01-16 DOI: 10.2139/ssrn.3316930
Ampon Dhamacharoen, Prisana Kumpusiri, Somjate Waiyakarn
Online shopping has becoming the world’s bestselling platform for the wide variety of products. Online sellers need to understand the attitudes, perception of the customers. This study aimed to identify the factors that influence the consumers attitude towards online shopping. Questionnaire was used as a tool for the gathering the data, tabulated, analyzed and distributed accordingly. Online shopping behavior of the customers of the population. Subjects were selected by general random sampling method. 50 subjects were selected for the sampling. Since the emerging e-commerce as business medium, one of its primary uses has been for marketing. Soon, the online shopping will become a critical distribution channel for the majority of successful enterprises. The consumer marketers, mass media, and advertising agencies seem to be in the midst of e-commerce business. Before a company can envision what might sell online in the coming years, it must first understand the attitudes and behaviour of its potential customers. Hence, this study elucidates attitudes toward various aspects of online shopping and provides a better understanding of the potential of e-commerce for both producers and researchers. The results of the study have shown a statistically significant on evaluation, buying and perceived risk of customers attitudes.
网上购物已经成为世界上最畅销的平台,产品种类繁多。网上卖家需要了解顾客的态度和看法。本研究旨在找出影响消费者网上购物态度的因素。采用问卷调查作为收集数据的工具,并据此制表、分析和分发。网上购物行为的顾客群体。研究对象采用一般随机抽样方法。选取50名受试者进行抽样。自从电子商务作为商业媒介出现以来,它的主要用途之一就是营销。很快,网上购物将成为大多数成功企业的重要分销渠道。消费者营销人员、大众媒体和广告代理商似乎都在从事电子商务业务。在一家公司设想未来几年可能在网上销售什么之前,它必须首先了解潜在客户的态度和行为。因此,本研究阐明了对网上购物的各个方面的态度,并为生产者和研究人员提供了对电子商务潜力的更好理解。研究结果表明,顾客态度的评价、购买和感知风险在统计上显著。
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引用次数: 2
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eBusiness & eCommerce eJournal
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