首页 > 最新文献

As-Syirkah: Islamic Economic & Financial Journal最新文献

英文 中文
Analisis Pengaruh Total Asset dan Hasil Investasi terhadap Laba Perusahaan Asuransi Jiwa Syariah Di Indonesia Periode 2015-2020 分析2013 -2020年间伊斯兰人寿保险公司对利润投资的全部影响和结果
Pub Date : 2022-10-11 DOI: 10.56672/syirkah.v2i2.42
Fike Quraniyah, Nur Ahmadi Bi Rahmani, Nurul Inayah
  Penelitian ini bertujuan untuk mengetahui Pengaruh Total Asset Dan Hasil Investasi Terhadap Laba Perusahaan Asuransi Jiwa Syariah Di Indonesia Periode 2015-2020.Penelitian ini terdiri dari variabelTotal Asset Dan Hasil Investasi sebagai variabel bebas dan Laba Perusahaan sebagai variabel terikat.Data yang dianalisis adalah laporan keuangan tahunan perusahaan selama periode 2015 hingga 2020. Hasil penelitian diperoleh bahwaTotal Aset(X1) menunjukkan pada koefisien alpha 5% (t-stat = 2,737>1,667) dan prob. 0,008< 0,05. Maka hipotesis di terima yaitu Total ASet berpengaruhsignifikanterhadapLaba Bersih Pada PT. Asuransi Jiwa Syariah Periode 2015-2020.Hasil Investasi(X2) menunjukkan pada koefisien alpha 5% (t-stat = 2,498>1,667) dan prob. 0,015< 0,05. Maka hipotesis di terima yaitu HasilInvestasi berpengaruhsignifikanterhadapLaba Bersih Pada PT. Asuransi Jiwa Syariah Periode 2015-2020.Total Aset(X1) dan Hasil Investasi (X2) menunjukkan pada koefisien alpha 5% (t-stat = 4,807>2,76) dan prob. 0,011< 0,05. Maka hipotesis di terima yaitu Total Aset dan Hasil InvestasiInvestasi berpengaruhsignifikanterhadapLaba BersihPada PT. Asuransi Jiwa Syariah Periode 2015-2020.  KataKunci: Total Asset, Hasil Investasi, Laba Perusahaan
这项研究的目的是确定2013 -2020年间伊斯兰人寿保险公司的全部资产和投资结果。该研究包括变量总资产和投资结果为自由变量,企业收益为有约束力的变量。分析数据是该公司在2015年至2020年期间的年度财务报表。研究发现,总资产(X1)显示阿尔法5%系数(t-stat = 2,737>1,667)和prob。0.008 < 0。05。因此,可以接受的假设是,2013 -2020年伊斯兰人寿保险对净资产的影响总额。投资结果(X2)显示阿尔法5%系数(t-stat = 2,498>1,667)和prob。0.015 < 0。05。因此,公认的结果结果的假设影响了2013 -2020年伊斯兰人寿保险PT.的清洁意义。总资产(X1)和投资结果(X2)显示阿尔法5% (t-stat = 4807 >2,76)和prob。0.011 < 0。05。因此,公认的资产总额和投资投资的假设对2013 -2020年伊斯兰人寿保险的重大意义产生了影响。片假名:全部资产、投资结果、公司收益
{"title":"Analisis Pengaruh Total Asset dan Hasil Investasi terhadap Laba Perusahaan Asuransi Jiwa Syariah Di Indonesia Periode 2015-2020","authors":"Fike Quraniyah, Nur Ahmadi Bi Rahmani, Nurul Inayah","doi":"10.56672/syirkah.v2i2.42","DOIUrl":"https://doi.org/10.56672/syirkah.v2i2.42","url":null,"abstract":"  \u0000Penelitian ini bertujuan untuk mengetahui Pengaruh Total Asset Dan Hasil Investasi Terhadap Laba Perusahaan Asuransi Jiwa Syariah Di Indonesia Periode 2015-2020.Penelitian ini terdiri dari variabelTotal Asset Dan Hasil Investasi sebagai variabel bebas dan Laba Perusahaan sebagai variabel terikat.Data yang dianalisis adalah laporan keuangan tahunan perusahaan selama periode 2015 hingga 2020. Hasil penelitian diperoleh bahwaTotal Aset(X1) menunjukkan pada koefisien alpha 5% (t-stat = 2,737>1,667) dan prob. 0,008< 0,05. Maka hipotesis di terima yaitu Total ASet berpengaruhsignifikanterhadapLaba Bersih Pada PT. Asuransi Jiwa Syariah Periode 2015-2020.Hasil Investasi(X2) menunjukkan pada koefisien alpha 5% (t-stat = 2,498>1,667) dan prob. 0,015< 0,05. Maka hipotesis di terima yaitu HasilInvestasi berpengaruhsignifikanterhadapLaba Bersih Pada PT. Asuransi Jiwa Syariah Periode 2015-2020.Total Aset(X1) dan Hasil Investasi (X2) menunjukkan pada koefisien alpha 5% (t-stat = 4,807>2,76) dan prob. 0,011< 0,05. Maka hipotesis di terima yaitu Total Aset dan Hasil InvestasiInvestasi berpengaruhsignifikanterhadapLaba BersihPada PT. Asuransi Jiwa Syariah Periode 2015-2020. \u0000 KataKunci: Total Asset, Hasil Investasi, Laba Perusahaan","PeriodicalId":388494,"journal":{"name":"As-Syirkah: Islamic Economic &amp; Financial Journal","volume":"280 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-10-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125859667","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
 The Effect of Customer's Level of Understanding on the Purchase of Sharia Education Insurance Products (Case Study at PT. Asurasi Jiwa Syariah Bumiputera KPS Medan 顾客对伊斯兰教教育保险产品的理解水平对其购买的影响(以印尼安苏拉西伊斯兰教为例)
Pub Date : 2022-10-11 DOI: 10.56672/syirkah.v2i2.43
Hervina Dahlianti, Imsar Imsar, N. Jannah
  Sharia Education Insurance is a type of insurance that provides protection against the needs of children's education costs. This study aims to determine the effect of the level of customer understanding on the purchase of Islamic education insurance products. This study uses primary data generated from respondents' questionnaire data. The population in this study are customers who use Islamic education insurance products, the sample is taken using the sample probability technique with a total of 95 respondents obtained using the slovin formula. The data analysis used in this research is the data instrument test, classical assumption test, simple linear regression analysis, and t test. The results of this study indicate that the variable of customer understanding (independent variable) with the results of tcount 6.134 > ttable 0.202, and a significance value of 0.003 <0.005. So it can be concluded that the customer understanding variable (independent variable) has a positive and significant effect on the purchase of Islamic education insurance products (the dependent variable) with an influence level of 28.8% which is included in the moderate relationship level, this is caused by the existence of factors that affect customers. Keywords: Customer Understanding, and Purchase of Sharia Education Insurance
伊斯兰教教育保险是一种针对儿童教育费用需求提供保护的保险。本研究旨在确定顾客了解程度对购买伊斯兰教育保险产品的影响。本研究使用的原始数据来自于受访者的问卷调查数据。本研究的人群是使用伊斯兰教育保险产品的客户,样本采用样本概率技术,使用slovin公式获得95名受访者。本研究使用的数据分析是数据工具检验、经典假设检验、简单线性回归分析和t检验。本研究结果表明,顾客理解变量(自变量)的结果为tcount 6.134 >可表0.202,显著性值为0.003 <0.005。由此可以得出,客户理解变量(自变量)对购买伊斯兰教育保险产品(因变量)具有正向显著的影响,影响水平为28.8%,属于中等关系水平,这是由于影响客户的因素存在造成的。关键词:客户理解,伊斯兰教教育保险购买
{"title":" The Effect of Customer's Level of Understanding on the Purchase of Sharia Education Insurance Products (Case Study at PT. Asurasi Jiwa Syariah Bumiputera KPS Medan","authors":"Hervina Dahlianti, Imsar Imsar, N. Jannah","doi":"10.56672/syirkah.v2i2.43","DOIUrl":"https://doi.org/10.56672/syirkah.v2i2.43","url":null,"abstract":"  \u0000Sharia Education Insurance is a type of insurance that provides protection against the needs of children's education costs. This study aims to determine the effect of the level of customer understanding on the purchase of Islamic education insurance products. This study uses primary data generated from respondents' questionnaire data. The population in this study are customers who use Islamic education insurance products, the sample is taken using the sample probability technique with a total of 95 respondents obtained using the slovin formula. The data analysis used in this research is the data instrument test, classical assumption test, simple linear regression analysis, and t test. The results of this study indicate that the variable of customer understanding (independent variable) with the results of tcount 6.134 > ttable 0.202, and a significance value of 0.003 <0.005. So it can be concluded that the customer understanding variable (independent variable) has a positive and significant effect on the purchase of Islamic education insurance products (the dependent variable) with an influence level of 28.8% which is included in the moderate relationship level, this is caused by the existence of factors that affect customers. \u0000Keywords: Customer Understanding, and Purchase of Sharia Education Insurance","PeriodicalId":388494,"journal":{"name":"As-Syirkah: Islamic Economic &amp; Financial Journal","volume":"177 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-10-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131646039","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Analisis Perbedaan Antara Pembiayaan Leasing Konvensional dan Syariah (Ijarah) 分析传统资本融资和伊斯兰教法(剥离)之间的差异
Pub Date : 2022-09-19 DOI: 10.56672/syirkah.v2i1.28
Kurnia Utami Pasi, Teguh Haikal Fitra, M. Batubara
  The current economic condition continues to develop, the existence of this leasing company is engaged in financing to help provide capital goods to business owners by way of leasing. There are two financing techniques offered to leasing companies, namely financial leasing and operative leasing. In the form of sharia, this leasing transaction is called ijarah. The principle used by ijarah transactions is based on a contract or agreement. The method used in this research is a literature study by collecting several sources of data related to the topic. The purpose of this study is to review the comparison between the two concept. There are differences in the practice of leasing and ijarah and all provisions on leasing that are prohibited by the syariah concept will be described in this study. Keywords : leasing, syariah, ijarah, financing.
当前经济状况不断发展,这种租赁公司的存在就是从事融资,帮助企业主通过租赁的方式提供资本货物。租赁公司的融资方式有两种,即融资租赁和经营租赁。以伊斯兰教法的形式,这种租赁交易被称为ijarah。ijarah交易使用的原则是基于合同或协议。本研究中使用的方法是通过收集与该主题相关的几个数据来源进行文献研究。本研究的目的是回顾这两个概念之间的比较。在租赁和伊斯兰教的实践中存在差异,本研究将描述伊斯兰教概念所禁止的关于租赁的所有规定。关键词:租赁,伊斯兰教,伊斯兰教,融资
{"title":"Analisis Perbedaan Antara Pembiayaan Leasing Konvensional dan Syariah (Ijarah)","authors":"Kurnia Utami Pasi, Teguh Haikal Fitra, M. Batubara","doi":"10.56672/syirkah.v2i1.28","DOIUrl":"https://doi.org/10.56672/syirkah.v2i1.28","url":null,"abstract":"  \u0000The current economic condition continues to develop, the existence of this leasing company is engaged in financing to help provide capital goods to business owners by way of leasing. There are two financing techniques offered to leasing companies, namely financial leasing and operative leasing. In the form of sharia, this leasing transaction is called ijarah. The principle used by ijarah transactions is based on a contract or agreement. The method used in this research is a literature study by collecting several sources of data related to the topic. The purpose of this study is to review the comparison between the two concept. There are differences in the practice of leasing and ijarah and all provisions on leasing that are prohibited by the syariah concept will be described in this study. \u0000Keywords : leasing, syariah, ijarah, financing.","PeriodicalId":388494,"journal":{"name":"As-Syirkah: Islamic Economic &amp; Financial Journal","volume":"17 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-09-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128725514","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Analisis Kesadaran Masyarakat Kota Binjai tentang Pentingnya Asuransi di PT Prudential Syariah Binjai 分析Binjai市公众对PT Prudential伊斯兰教法Binjai保险的重要性的认识
Pub Date : 2022-09-19 DOI: 10.56672/syirkah.v2i1.32
Indah Kurniati Siregar, Fauzi Arif Lubis
    This study focuses on the analysis of public awareness of the city of Binjai about the importance of insurance at PT. Prudential Syariah Binjai. The purpose of this research is to provide awareness to the people of Binjai City about the importance of sharia insurance, because the products obtained by PT. Prudential Syariah Binjai is very useful for the people of Binjai City. In this research, using qualitative research methods and data collection techniques through interviews and literature review. Therefore, the results of the research show that people in Binjai City have realized how important Islamic insurance is for them, because they feel the benefits of insurance itself. . Keywords: Awareness Analysis, Binjai City Community, Important Insurance, PT. Prudential Syariah Binjai
本研究的重点是分析滨江市公众对保险在PT. Prudential Syariah binai的重要性的认识。本研究的目的是为了提高滨江市人民对伊斯兰教保险重要性的认识,因为PT. Prudential的产品对滨江市人民非常有用。在本研究中,采用定性研究方法和数据收集技术,通过访谈和文献综述。因此,研究结果表明,滨江市人民已经意识到伊斯兰保险对他们的重要性,因为他们感受到保险本身的好处。关键词:意识分析,滨江市社区,重要保险,PT,审慎伊斯兰滨江市
{"title":"Analisis Kesadaran Masyarakat Kota Binjai tentang Pentingnya Asuransi di PT Prudential Syariah Binjai","authors":"Indah Kurniati Siregar, Fauzi Arif Lubis","doi":"10.56672/syirkah.v2i1.32","DOIUrl":"https://doi.org/10.56672/syirkah.v2i1.32","url":null,"abstract":"  \u0000  \u0000This study focuses on the analysis of public awareness of the city of Binjai about the importance of insurance at PT. Prudential Syariah Binjai. The purpose of this research is to provide awareness to the people of Binjai City about the importance of sharia insurance, because the products obtained by PT. Prudential Syariah Binjai is very useful for the people of Binjai City. In this research, using qualitative research methods and data collection techniques through interviews and literature review. Therefore, the results of the research show that people in Binjai City have realized how important Islamic insurance is for them, because they feel the benefits of insurance itself. . \u0000Keywords: Awareness Analysis, Binjai City Community, Important Insurance, PT. Prudential Syariah Binjai","PeriodicalId":388494,"journal":{"name":"As-Syirkah: Islamic Economic &amp; Financial Journal","volume":"31 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-09-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133900788","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Analisis Strategi Pemasaran Agen Asuransi Melalui Komunikasi Pemasaran Personal Selling Dalam Penjualan Polis Asuransi pada PT Pudential Syariah Binjai
Pub Date : 2022-09-19 DOI: 10.56672/syirkah.v2i1.29
Tri Azmi Ramadhani, Fauzi Arif Lubis
  Insurance is a product of goods or services that are visible and there is no clarity on the goods, therefore many people do not trust insurance for various reasons. Some of the most common reasons found related to insurance are procedures that are considered difficult to process claims, and premium rates that are too high. Sales of insurance products is one of the product sales whose development is largely determined by the company's efforts in marketing its products to the public. PT. Prudential Syariah Binjai conducts personal selling with the aim of explaining the products offered. Personal Selling is one of the promotional mix which is an oral presentation by the company to one or several prospective buyers with the aim that the goods or services offered can be sold. The data analysis method used is descriptive method with qualitative data that has been obtained through direct data from the company. The results showed that the personal selling activities carried out by PT. Prudential Syariah Binjai not only provides presentations or explains in detail but also provides seminars and training to prospective customers. Keywords: Insurance, Personal Selling, Product
保险是一种商品或服务的产品,是可见的,没有明确的商品,因此许多人不相信保险的各种原因。与保险相关的一些最常见的原因是被认为难以处理索赔的程序,以及保险费率过高。保险产品的销售是产品销售的一种,其发展在很大程度上取决于公司对其产品的营销力度。PT. Prudential Syariah Binjai进行个人销售,目的是解释所提供的产品。个人销售是一种促销组合,是公司对一个或几个潜在买家的口头介绍,目的是出售所提供的商品或服务。使用的数据分析方法是描述性方法,定性数据是通过公司的直接数据获得的。结果表明,PT. Prudential Syariah Binjai进行的个人销售活动不仅提供演示或详细解释,而且还为潜在客户提供研讨会和培训。关键词:保险,个人销售,产品
{"title":"Analisis Strategi Pemasaran Agen Asuransi Melalui Komunikasi Pemasaran Personal Selling Dalam Penjualan Polis Asuransi pada PT Pudential Syariah Binjai","authors":"Tri Azmi Ramadhani, Fauzi Arif Lubis","doi":"10.56672/syirkah.v2i1.29","DOIUrl":"https://doi.org/10.56672/syirkah.v2i1.29","url":null,"abstract":"  \u0000Insurance is a product of goods or services that are visible and there is no clarity on the goods, therefore many people do not trust insurance for various reasons. Some of the most common reasons found related to insurance are procedures that are considered difficult to process claims, and premium rates that are too high. Sales of insurance products is one of the product sales whose development is largely determined by the company's efforts in marketing its products to the public. PT. Prudential Syariah Binjai conducts personal selling with the aim of explaining the products offered. Personal Selling is one of the promotional mix which is an oral presentation by the company to one or several prospective buyers with the aim that the goods or services offered can be sold. The data analysis method used is descriptive method with qualitative data that has been obtained through direct data from the company. The results showed that the personal selling activities carried out by PT. Prudential Syariah Binjai not only provides presentations or explains in detail but also provides seminars and training to prospective customers. \u0000Keywords: Insurance, Personal Selling, Product","PeriodicalId":388494,"journal":{"name":"As-Syirkah: Islamic Economic &amp; Financial Journal","volume":"108 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-09-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122376341","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Program Yuk Nabung Saham terhadap Minat Investasi pada Kelompok UKM di Kota Medan Sumatera Utara 股票投资于北苏门答腊棉兰市中小集团
Pub Date : 2022-08-21 DOI: 10.56672/syirkah.v2i1.31
Vega Liana, Purnama Ramadani Silalahi, Putri Ayuni, Rifandi Syahputra
  Let's invest in SME organizations in Medan, North Sumatra, and save stock for investment interest. The purpose of this study was to determine the influence of the "Yuk Saving Stock" program on SME investment interest in Medan, North Sumatra. In this study, the survey method was chosen as a research method. by gathering both primary and secondary information. Purposive sampling was used to choose the study site, and the t-test with simple linear regression was used to assess the results. The results show that the size of the independent variable fraction (x) explaining the Y variable may be determined using the correlation coefficient and determination coefficient. The strong and unidirectional relationship between savings shares and investment interests in Medan City UKM is indicated by the correlation value of 0.827. The percentage of shares that may explain the variable investment interest has a coefficient of determination of variation of 0.827, or 82.7 percent; the remaining 13.7 percent is explained by other variables not examined in this study.  Keywords : Saving Stocks and Investment Interest
投资北苏门答腊岛棉兰的中小企业组织,把股票存起来做投资利息。本研究的目的是确定“玉省股”计划对北苏门答腊省棉兰市中小企业投资兴趣的影响。在本研究中,我们选择了调查法作为研究方法。通过收集主要和次要信息。采用目的抽样选择研究地点,采用简单线性回归的t检验对结果进行评价。结果表明,解释Y变量的自变量分数(x)的大小可以用相关系数和决定系数来确定。棉兰市UKM储蓄份额与投资利益之间存在较强的单向关系,相关值为0.827。可以解释可变投资利益的股份比例的变异决定系数为0.827,即82.7%;剩下的13.7%是由本研究未检查的其他变量解释的。关键词:储蓄股票,投资利息
{"title":"Program Yuk Nabung Saham terhadap Minat Investasi pada Kelompok UKM di Kota Medan Sumatera Utara","authors":"Vega Liana, Purnama Ramadani Silalahi, Putri Ayuni, Rifandi Syahputra","doi":"10.56672/syirkah.v2i1.31","DOIUrl":"https://doi.org/10.56672/syirkah.v2i1.31","url":null,"abstract":"  \u0000Let's invest in SME organizations in Medan, North Sumatra, and save stock for investment interest. The purpose of this study was to determine the influence of the \"Yuk Saving Stock\" program on SME investment interest in Medan, North Sumatra. In this study, the survey method was chosen as a research method. by gathering both primary and secondary information. Purposive sampling was used to choose the study site, and the t-test with simple linear regression was used to assess the results. The results show that the size of the independent variable fraction (x) explaining the Y variable may be determined using the correlation coefficient and determination coefficient. The strong and unidirectional relationship between savings shares and investment interests in Medan City UKM is indicated by the correlation value of 0.827. The percentage of shares that may explain the variable investment interest has a coefficient of determination of variation of 0.827, or 82.7 percent; the remaining 13.7 percent is explained by other variables not examined in this study. \u0000 Keywords : Saving Stocks and Investment Interest","PeriodicalId":388494,"journal":{"name":"As-Syirkah: Islamic Economic &amp; Financial Journal","volume":"65 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115219135","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Analisis Index Maslahat Peran UMKM  Dalam Meningkatkan Kesejahteraan Masyarakat: 分析指数Maslahat在促进社会福利方面的作用:
Pub Date : 2022-08-09 DOI: 10.56672/syirkah.v1i2.22
Sendrika Devis I Rwan, Dedi Junaedi, Faisal Salistia
  This study aims to determine the role of micro, small and medium enterprises (MSMEs) in improving the welfare of the community from the perspective of Islamic economics. The background is that many people in Nanggerang Village whose economy is still in a lower middle class condition are in difficulty in meeting family welfare. This type of research uses descriptive qualitative. The selection of informants was carried out using the Purpose Sampling technique. The types of data are primary data and secondary data collected through observation, interviews, questionnaires and documentation. The validity of the data was tested through the source triangulation technique. Then the data analysis techniques used in this study are data collection, data reduction, data presentation, and data verification (drawing conclusions). The results showed that the Cipuy Chips UMKM in Nanggerang Village had a role in improving the welfare of the community from a sharia economic perspective measured by the benefit index using the maslahah dharuriyah approach which contained five aspects, namely, maintaining religion, soul, mind, lineage and property, so from these five aspects concluded that the highest benefit of the Cipuy Chips UMKM in Nanggerang Village is religious maslahah with an average value of 4.9, and the lowest maslahah value is common sense with an average value of 1.7. From the descriptive qualitative analysis, it can be concluded that the perception between the employees and the surrounding community has differences regarding the benefit of the Cipuy Chips UMKM in Nanggerang Village which is influenced by age, gender, and education factors. Keywords: MSMEs, Community Welfare, Sharia Economic Perspective.
本研究旨在从伊斯兰经济学的角度确定微型、中小型企业(MSMEs)在改善社区福利方面的作用。其背景是,在南格朗村,经济仍处于中下阶层的很多人都难以满足家庭福利。这种类型的研究采用描述性定性方法。举报人的选择是使用目的抽样技术进行的。数据的类型是通过观察、访谈、问卷调查和文件收集的一手数据和二手数据。通过源三角剖分技术验证了数据的有效性。然后,本研究使用的数据分析技术是数据收集、数据简化、数据呈现和数据验证(得出结论)。结果表明,从伊斯兰教经济的角度来看,利用maslahah dharuriyah方法衡量的效益指数包含五个方面,即维护宗教,灵魂,思想,血统和财产,因此从这五个方面得出结论,在Nanggerang村Cipuy Chips UMKM的最高效益是宗教maslahah,平均值为4.9;最小的maslahah值为常识,平均值为1.7。从描述性定性分析中可以得出,员工与周边社区对楠格朗村Cipuy Chips UMKM效益的认知存在差异,受年龄、性别、教育程度等因素的影响。关键词:中小微企业,社区福利,伊斯兰经济视角。
{"title":"Analisis Index Maslahat Peran UMKM  Dalam Meningkatkan Kesejahteraan Masyarakat:","authors":"Sendrika Devis I Rwan, Dedi Junaedi, Faisal Salistia","doi":"10.56672/syirkah.v1i2.22","DOIUrl":"https://doi.org/10.56672/syirkah.v1i2.22","url":null,"abstract":"  \u0000This study aims to determine the role of micro, small and medium enterprises (MSMEs) in improving the welfare of the community from the perspective of Islamic economics. The background is that many people in Nanggerang Village whose economy is still in a lower middle class condition are in difficulty in meeting family welfare. This type of research uses descriptive qualitative. The selection of informants was carried out using the Purpose Sampling technique. The types of data are primary data and secondary data collected through observation, interviews, questionnaires and documentation. The validity of the data was tested through the source triangulation technique. Then the data analysis techniques used in this study are data collection, data reduction, data presentation, and data verification (drawing conclusions). The results showed that the Cipuy Chips UMKM in Nanggerang Village had a role in improving the welfare of the community from a sharia economic perspective measured by the benefit index using the maslahah dharuriyah approach which contained five aspects, namely, maintaining religion, soul, mind, lineage and property, so from these five aspects concluded that the highest benefit of the Cipuy Chips UMKM in Nanggerang Village is religious maslahah with an average value of 4.9, and the lowest maslahah value is common sense with an average value of 1.7. From the descriptive qualitative analysis, it can be concluded that the perception between the employees and the surrounding community has differences regarding the benefit of the Cipuy Chips UMKM in Nanggerang Village which is influenced by age, gender, and education factors. \u0000Keywords: MSMEs, Community Welfare, Sharia Economic Perspective.","PeriodicalId":388494,"journal":{"name":"As-Syirkah: Islamic Economic &amp; Financial Journal","volume":"13 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131902475","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
Analisis Nisbah Bagi Hasil Produk Deposito Mudharabah Dalam Lembaga Keuangan Syariah Nisbah对伊斯兰金融机构Mudharabah存款产品的分析
Pub Date : 2022-08-09 DOI: 10.56672/syirkah.v1i2.24
Ayu Nursiah, Bela Nopita Sari, Dian Raudatul Firdausi, Dina Yovita Ria, Ahmad Hazas Syarif
  Profit  sharing  is  profit  sharing  system  in  wich  the  owner  of  the  capital coorporate with the owner of the capital to carry out business activities.if the business activity generates a profit, it is shared by both and when it experiences a loss it is borne together as well. Sharia banking introduced a system to the public with the term Revenue Sharing,  which  is  a  profit  sharing  system  that  is  calculated  from  the  total  fund management revenue without deducting the cost of managing funds. The concept of profit sharing aims as follows: (a). The owner of the funds will invest their funds through an Islamic financial institution that acts as the manager. (b). The sharia financial manager or institution will manage the funds in a pool of funds system and will then invest the funds into a viable and profitable project or business that meets the aspects of sharia. (c). Both parties sign a contract wich contains the scope of the cooperation, nominal, ratio and time period for the agreement. In this study, qualitative methods are used. The results of this research are use the result of this research are coorperation in profit sharing in banking product, especialy in mudharbah deposit product. So the profit sharing ratio in mudarabh products can be conlueded that the profits abotained are divided according to the agreed ra Keywords: business activity, profit  sharing, sharia bank
利润分享是指资本所有者与资本所有者合作开展经营活动的利润分享制度。如果业务活动产生利润,则由双方共同承担;如果业务活动出现亏损,则由双方共同承担。伊斯兰银行在不扣除基金管理费的情况下,从基金经营总收益中计算出利润分成制度,并引入了“收益分成制”。利润分享的概念目的如下:(a)基金的所有者将通过一个担任管理人的伊斯兰金融机构投资他们的资金。(b).伊斯兰教法财务经理或机构将在资金池系统中管理资金,然后将资金投资于符合伊斯兰教法各方面的可行且有利可图的项目或业务。(c)双方签订合同,约定合作范围、名义、比例和协议期限。本研究采用定性方法。本研究的结果是利用本研究的结果在银行产品,特别是在mudharbah存款产品的利润分成合作。因此,伊斯兰教产品的利润分成比例可以得出结论,即获得的利润按照约定的比例进行分配。关键词:商业活动,利润分成,伊斯兰教银行
{"title":"Analisis Nisbah Bagi Hasil Produk Deposito Mudharabah Dalam Lembaga Keuangan Syariah","authors":"Ayu Nursiah, Bela Nopita Sari, Dian Raudatul Firdausi, Dina Yovita Ria, Ahmad Hazas Syarif","doi":"10.56672/syirkah.v1i2.24","DOIUrl":"https://doi.org/10.56672/syirkah.v1i2.24","url":null,"abstract":"  \u0000Profit  sharing  is  profit  sharing  system  in  wich  the  owner  of  the  capital coorporate with the owner of the capital to carry out business activities.if the business activity generates a profit, it is shared by both and when it experiences a loss it is borne together as well. Sharia banking introduced a system to the public with the term Revenue Sharing,  which  is  a  profit  sharing  system  that  is  calculated  from  the  total  fund management revenue without deducting the cost of managing funds. The concept of profit sharing aims as follows: (a). The owner of the funds will invest their funds through an Islamic financial institution that acts as the manager. (b). The sharia financial manager or institution will manage the funds in a pool of funds system and will then invest the funds into a viable and profitable project or business that meets the aspects of sharia. (c). Both parties sign a contract wich contains the scope of the cooperation, nominal, ratio and time period for the agreement. In this study, qualitative methods are used. The results of this research are use the result of this research are coorperation in profit sharing in banking product, especialy in mudharbah deposit product. So the profit sharing ratio in mudarabh products can be conlueded that the profits abotained are divided according to the agreed ra \u0000Keywords: business activity, profit  sharing, sharia bank","PeriodicalId":388494,"journal":{"name":"As-Syirkah: Islamic Economic &amp; Financial Journal","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130777387","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Kewirausahaan Sosial Dalam Perspektif Ekonomi Islam 从伊斯兰经济的角度来看,社会企业家精神
Pub Date : 2022-08-09 DOI: 10.56672/syirkah.v1i2.27
M. Hasibuan, Zuhrinal M. Nawawi
Business is a movement to satisfy needs that are overwhelmingly popular by many gatherings. Business venture today has encountered a change in direction from one benefit to another situated to be a social mission. Social business venture/social business exercises viewed as an option in taking care of monetary issues social. As a country where most individuals are Muslims what's more, considering the inescapable development of social business venture, then Islamic financial matters accompanies a perspective on data about the connection between friendly business and the upsides of Islamic regulation. Social exercises business when seen from the execution program plays practically a similar part with the point of Islamic financial matters itself with an end goal to increment development and financial prosperity. This study utilizes the writing survey strategy, in particular by gather a few ideas that are ordered from the exploration factors then, at that point, consolidated into another logical review. Moreover, the reason for making This examination is to add a little reference to the investigation of Social Entrepreneurship in the viewpoint of Islamic Economics. Keywords : Entrepreneurship, Islamic Economics, Social Entrepreneurship
商业是一种运动,以满足许多聚会中非常受欢迎的需求。今天的商业冒险遇到了方向的变化,从一个利益到另一个定位为社会使命。社会商业风险/社会商业活动被视为解决社会货币问题的一种选择。作为一个大多数人都是穆斯林的国家,更重要的是,考虑到社会商业企业不可避免的发展,伊斯兰金融事务伴随着关于友好商业与伊斯兰监管优势之间联系的数据视角。从执行程序来看,社会运动商业实际上与伊斯兰金融事务本身的观点相似,其最终目标是增加发展和金融繁荣。本研究采用了书面调查策略,特别是通过收集一些从探索因素中排序的想法,然后在那一点上,整合到另一个逻辑回顾中。此外,做这个考察的原因是为了在伊斯兰经济学的观点下对社会企业家精神的研究增加一点参考。关键词:企业家精神,伊斯兰经济学,社会企业家精神
{"title":"Kewirausahaan Sosial Dalam Perspektif Ekonomi Islam","authors":"M. Hasibuan, Zuhrinal M. Nawawi","doi":"10.56672/syirkah.v1i2.27","DOIUrl":"https://doi.org/10.56672/syirkah.v1i2.27","url":null,"abstract":"Business is a movement to satisfy needs that are overwhelmingly popular by many gatherings. Business venture today has encountered a change in direction from one benefit to another situated to be a social mission. Social business venture/social business exercises viewed as an option in taking care of monetary issues social. As a country where most individuals are Muslims what's more, considering the inescapable development of social business venture, then Islamic financial matters accompanies a perspective on data about the connection between friendly business and the upsides of Islamic regulation. Social exercises business when seen from the execution program plays practically a similar part with the point of Islamic financial matters itself with an end goal to increment development and financial prosperity. This study utilizes the writing survey strategy, in particular by gather a few ideas that are ordered from the exploration factors then, at that point, consolidated into another logical review. Moreover, the reason for making This examination is to add a little reference to the investigation of Social Entrepreneurship in the viewpoint of Islamic Economics. \u0000Keywords : Entrepreneurship, Islamic Economics, Social Entrepreneurship","PeriodicalId":388494,"journal":{"name":"As-Syirkah: Islamic Economic &amp; Financial Journal","volume":"390 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121384198","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
Effectiveness of Use the Financial Application to Solve the Problem of MSMEs: Small and Medium Micro Businesses) at UD Maragordong HRP 利用金融应用程序解决中小微企业问题的有效性(中小微企业)在UD马拉戈东HRP
Pub Date : 2022-08-09 DOI: 10.56672/syirkah.v1i2.21
Nuramalia Hasanah, Kamilah Kamilah
  The challenges of Micro, Small and Medium Enterprises are increasingly diverse in this digitalization era, classic and basic problems cannot be solved such as Lack of Experience, Access to Consumers and Capital. Basically, Micro, Small and Medium Enterprises are the nation's economic shield in the midst of a crisis and are able to absorb almost all of the workforce. However, through digitization and the use of the 'book stall' application, it is hoped that it can describe problems for business actors such as recording for business actors who are less experienced and can access the market so that they can cover up these classic problems. With this digitalization, the work of business actors is also of higher quality and improves the professionalism of business actors.  Keywords: UMKM, Digitization, Basic Problems
在数字化时代,中小微企业面临的挑战日益多样化,缺乏经验、缺乏消费者、缺乏资金等经典和基本问题无法解决。基本上,中小微企业在危机中是国家的经济盾牌,能够吸收几乎所有的劳动力。然而,通过数字化和“书摊”应用程序的使用,希望它可以为经验不足、可以进入市场的商业行为者描述录音等问题,使他们能够掩盖这些经典问题。通过这种数字化,业务参与者的工作质量也更高,并提高了业务参与者的专业水平。关键词:UMKM,数字化,基本问题
{"title":"Effectiveness of Use the Financial Application to Solve the Problem of MSMEs: Small and Medium Micro Businesses) at UD Maragordong HRP","authors":"Nuramalia Hasanah, Kamilah Kamilah","doi":"10.56672/syirkah.v1i2.21","DOIUrl":"https://doi.org/10.56672/syirkah.v1i2.21","url":null,"abstract":"  \u0000The challenges of Micro, Small and Medium Enterprises are increasingly diverse in this digitalization era, classic and basic problems cannot be solved such as Lack of Experience, Access to Consumers and Capital. Basically, Micro, Small and Medium Enterprises are the nation's economic shield in the midst of a crisis and are able to absorb almost all of the workforce. However, through digitization and the use of the 'book stall' application, it is hoped that it can describe problems for business actors such as recording for business actors who are less experienced and can access the market so that they can cover up these classic problems. With this digitalization, the work of business actors is also of higher quality and improves the professionalism of business actors. \u0000 Keywords: UMKM, Digitization, Basic Problems","PeriodicalId":388494,"journal":{"name":"As-Syirkah: Islamic Economic &amp; Financial Journal","volume":"40 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115562927","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
期刊
As-Syirkah: Islamic Economic &amp; Financial Journal
全部 Acc. Chem. Res. ACS Applied Bio Materials ACS Appl. Electron. Mater. ACS Appl. Energy Mater. ACS Appl. Mater. Interfaces ACS Appl. Nano Mater. ACS Appl. Polym. Mater. ACS BIOMATER-SCI ENG ACS Catal. ACS Cent. Sci. ACS Chem. Biol. ACS Chemical Health & Safety ACS Chem. Neurosci. ACS Comb. Sci. ACS Earth Space Chem. ACS Energy Lett. ACS Infect. Dis. ACS Macro Lett. ACS Mater. Lett. ACS Med. Chem. Lett. ACS Nano ACS Omega ACS Photonics ACS Sens. ACS Sustainable Chem. Eng. ACS Synth. Biol. Anal. Chem. BIOCHEMISTRY-US Bioconjugate Chem. BIOMACROMOLECULES Chem. Res. Toxicol. Chem. Rev. Chem. Mater. CRYST GROWTH DES ENERG FUEL Environ. Sci. Technol. Environ. Sci. Technol. Lett. Eur. J. Inorg. Chem. IND ENG CHEM RES Inorg. Chem. J. Agric. Food. Chem. J. Chem. Eng. Data J. Chem. Educ. J. Chem. Inf. Model. J. Chem. Theory Comput. J. Med. Chem. J. Nat. Prod. J PROTEOME RES J. Am. Chem. Soc. LANGMUIR MACROMOLECULES Mol. Pharmaceutics Nano Lett. Org. Lett. ORG PROCESS RES DEV ORGANOMETALLICS J. Org. Chem. J. Phys. Chem. J. Phys. Chem. A J. Phys. Chem. B J. Phys. Chem. C J. Phys. Chem. Lett. Analyst Anal. Methods Biomater. Sci. Catal. Sci. Technol. Chem. Commun. Chem. Soc. Rev. CHEM EDUC RES PRACT CRYSTENGCOMM Dalton Trans. Energy Environ. Sci. ENVIRON SCI-NANO ENVIRON SCI-PROC IMP ENVIRON SCI-WAT RES Faraday Discuss. Food Funct. Green Chem. Inorg. Chem. Front. Integr. Biol. J. Anal. At. Spectrom. J. Mater. Chem. A J. Mater. Chem. B J. Mater. Chem. C Lab Chip Mater. Chem. Front. Mater. Horiz. MEDCHEMCOMM Metallomics Mol. Biosyst. Mol. Syst. Des. Eng. Nanoscale Nanoscale Horiz. Nat. Prod. Rep. New J. Chem. Org. Biomol. Chem. Org. Chem. Front. PHOTOCH PHOTOBIO SCI PCCP Polym. Chem.
×
引用
GB/T 7714-2015
复制
MLA
复制
APA
复制
导出至
BibTeX EndNote RefMan NoteFirst NoteExpress
×
0
微信
客服QQ
Book学术公众号 扫码关注我们
反馈
×
意见反馈
请填写您的意见或建议
请填写您的手机或邮箱
×
提示
您的信息不完整,为了账户安全,请先补充。
现在去补充
×
提示
您因"违规操作"
具体请查看互助需知
我知道了
×
提示
现在去查看 取消
×
提示
确定
Book学术官方微信
Book学术文献互助
Book学术文献互助群
群 号:481959085
Book学术
文献互助 智能选刊 最新文献 互助须知 联系我们:info@booksci.cn
Book学术提供免费学术资源搜索服务,方便国内外学者检索中英文文献。致力于提供最便捷和优质的服务体验。
Copyright © 2023 Book学术 All rights reserved.
ghs 京公网安备 11010802042870号 京ICP备2023020795号-1